---
title: "2pay Limited SWIFT/BIC code PYTDGB22XXX · United Kingdom | Elucidate"
description: "Registered in the United Kingdom (small-firm regime): Small Payment Institution (FCA). SWIFT/BIC code PYTDGB22XXX for 2pay Limited, United Kingdom."
url: https://elucidate.co/directory/2pay-limited-pytdgb22
---

1.  [Directory](https://elucidate.co/directory)
2.  [United Kingdom](https://elucidate.co/directory/country/gb)
3.  2pay Limited

United Kingdom · Payments & e-money

# 2pay Limited

Register status

Registered in the United Kingdom (small-firm regime)

Small Payment Institution · FCA

Small-firm registration

[2 licences and registrations ↓](https://elucidate.co/directory/2pay-limited-pytdgb22#licences)

BIC **PYTDGB22XXX** LEI **[8156007ABDE968CCAF14](https://search.gleif.org/#/record/8156007ABDE968CCAF14)** [Licence no. **916914**](https://elucidate.co/directory/2pay-limited-pytdgb22#licences) Reverse billing Head-office BIC only [Claim this profile](https://elucidate.co/directory/2pay-limited-pytdgb22#claim)

## Licences and registrations

Held by 2pay Limited (LEI 8156007ABDE968CCAF14). 2 entries on 2 of the 22 tracked registers, retrieved 25 September 2026.

| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| [FCA Financial Services Register - Payment Institutions & RAISPs](https://elucidate.co/directory/register/fca-psd) FCA Linked by LEI. Matched by Elucidate on the UK company number the register gives. | Small Payment InstitutionPayment Institution | 916914 | [United Kingdom](https://elucidate.co/directory/country/gb) | Active | 2020-03-26 | — | - Payment services | [Search the register ↗](https://register.fca.org.uk/s/) |
| [Money Services Business Registry](https://elucidate.co/directory/register/fintrac-msb) FINTRAC Linked by LEI. Matched by Elucidate to GLEIF on name, country and address. | Foreign MSB (FMSB)Money Transmitter / Remittance | C10001769 | [Canada](https://elucidate.co/directory/country/ca) | Active | 2026-09-02 | Renews 2028-10-31 | - Money remittance | [Search the register ↗](https://fintrac-canafe.canada.ca/msb-esm/msb-eng) |

Licences and registrations listed here were granted in Canada. This BIC is registered in the United Kingdom.

-   Licences belong to the legal entity, not to a BIC.
-   Each licence applies in the country of the regulator that granted it.
-   Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
-   The register entries and their trading names were not matched against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.

## Swift network

Swift’s ISO 9362 BIC directory

- **BIC:** PYTDGB22XXX head office
- **Connection to Swift:** Reverse billing
- **Swift GPI:** Not on the member list
- **Payment schemes and systems:** No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- **Branch codes:** None: head-office BIC only
- **BIC first registered:** 2025-01-04
- **Last updated:** 2025-10-10

## Identifiers

Head-office record

- **BIC:** PYTDGB22XXX
- **How the BIC breaks down:** 1. PYTD Bank 2. GB Country · United Kingdom 3. 22 Location · reverse billing 4. XXX Branch · head office
- **Branch description:** Not recorded in the directory
- **LEI:** 8156007ABDE968CCAF14
- **LEI record:** [View on GLEIF ↗](https://search.gleif.org/#/record/8156007ABDE968CCAF14)
- **Licence no. · FCA-PSD:** 916914
- **Licence no. · FINTRAC-MSB:** C10001769
- **How the LEI was matched:** BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file. Register entry: Matched by Elucidate on the UK company number the register gives. Register entry: Matched by Elucidate to GLEIF on name, country and address.
- **Register-entry IDs:** 67bf001d3da7 · 6a387e65fd8e

## Profile

- **Type:** Payments & e-money · Money service business
- **Regulation:** Small-firm registration
- **Register licences:** [2 entries on 2 registers](https://elucidate.co/directory/2pay-limited-pytdgb22#licences)
- **Activities:** - Payment services - Money remittance
- **Licensed in:** [United Kingdom](https://elucidate.co/directory/country/gb) · [Canada](https://elucidate.co/directory/country/ca)
- **Website (register):** [www.2pays.co.uk ↗](https://www.2pays.co.uk/)
- **Country · region:** United Kingdom · Europe & Central Asia
- **Trading venues (MIC):** No MIC registered under this LEI list of 2026-09-17
- **OFAC sanctions:** No listing cites this BIC
- **EU sanctions:** No listing matched this BIC or its LEI
- **Country sanctions:** No country programme

Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.

## Ownership and group

GLEIF relationship records

GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.

## Addresses

- **Registered address:** 66-68 RADCLYFFE HOUSE, HAGLEY ROAD BIRMINGHAM B16 8PF UNITED KINGDOM
- **Operational address:** 66-68 RADCLYFFE HOUSE, HAGLEY ROAD BIRMINGHAM BIRMINGHAM B16 8PF UNITED KINGDOM

## ISO 20022 identification

As an agent in a Swift cross-border payment message (CBPR+)

A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.

- **Identified by:** BIC, with its LEI
- **Roles in CBPR+:** Any agent, including the instructing and instructed agents

### CBPR+

For cross-border payments on Swift: the BIC, with the LEI and clearing code where known

```xml
<FinInstnId>
  <BICFI>PYTDGB22XXX</BICFI>
  <LEI>8156007ABDE968CCAF14</LEI>
</FinInstnId>
```

### Full record

Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC

```xml
<FinInstnId>
  <BICFI>PYTDGB22XXX</BICFI>
  <LEI>8156007ABDE968CCAF14</LEI>
  <Nm>2PAY LIMITED</Nm>
  <PstlAdr>
    <TwnNm>BIRMINGHAM</TwnNm>
    <Ctry>GB</Ctry>
    <AdrLine>66-68 RADCLYFFE HOUSE, HAGLEY ROAD BIRMINGHAM B16 8PF</AdrLine>
  </PstlAdr>
</FinInstnId>
```

The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.

## Related institutions

### Other payments & e-money institutions in the United Kingdom

-   [Stonex Financial LTD BIC IGLUGB2L Payments & e-money Money service business Prudential licence United Kingdom · Licensed by FCA · 446717 (FCA-PSD) · also on FINTRAC-MSB · LEI 549300AWF3TOHRYL7754](https://elucidate.co/directory/stonex-financial-ltd-iglugb2l)
-   [Dex International Limited · trading as DEXREMIT No BIC Payments & e-money Crypto Money service business Prudential licence United Kingdom · Licensed by FCA · 503929 (FCA-PSD) · also on HMRC-MLR, FINTRAC-MSB · LEI 9845003995D06S994R04](https://elucidate.co/directory/dex-international-limited-ff2b0c01c725)
-   [Euronet Payment Services Ltd · trading as Ria Money Transfer, Ria No BIC Payments & e-money Money service business Prudential licence United Kingdom · Licensed by FCA · 504630 (FCA-PSD) · also on HMRC-MLR · No LEI mapped](https://elucidate.co/directory/euronet-payment-services-ltd-6f4dec33a392)
-   [Instinet Europe Limited BIC ISNTGB2L Payments & e-money Prudential licence United Kingdom · Licensed by FCA · 140822 (FCA-PSD) · LEI 213800MXAKR2LA1VBM44](https://elucidate.co/directory/instinet-europe-limited-isntgb2l)
-   [Isx Financial UK LTD BIC ISFIGB22 Payments & e-money Prudential licence United Kingdom · Licensed by FCA · 901034 (FCA-EMI) · LEI 2138007BDV9IRS8AYD07](https://elucidate.co/directory/isx-financial-uk-ltd-isfigb22)
-   [Western Union Payment Services GB Limited · trading as Manning House, WU No BIC Payments & e-money Money service business Prudential licence United Kingdom · Licensed by FCA · 816890 (FCA-PSD) · also on HMRC-MLR · No LEI mapped](https://elucidate.co/directory/western-union-payment-services-gb-limited-0741de977896)
-   [A to Z 4U Ltd · trading as SAAK REMIT, Saakpay No BIC Payments & e-money Money service business Prudential licence United Kingdom · Licensed by FCA · 570837 (FCA-PSD) · also on HMRC-MLR · No LEI mapped](https://elucidate.co/directory/a-to-z-4u-ltd-25c2ca0fa3b5)
-   [Allied Wallet Limited No BIC Payments & e-money Prudential licence United Kingdom · Licensed by FCA · 900124 (FCA-EMI) · also on FCA-PSD · LEI 213800HO66BDXP716G24](https://elucidate.co/directory/allied-wallet-limited-8983cc2e32eb)

[See all →](https://elucidate.co/directory/search?type=payments&cc=GB)

Claim this profile

## Work at 2pay Limited?

Claim this page to have it marked as verified by the bank, and to send us corrections. We verify every claim before anything changes on the page.

1.  01 **Submit** Tell us who you are, using your work email.
2.  02 **We verify** We check the email domain and confirm your role with the bank. This usually takes up to five business days.
3.  03 **Profile claimed** The page is marked as claimed and verified. You can send us corrections at any time.

Sources & method

Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.

Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.

Register entries are not screened against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.

An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.

[Read the methodology →](https://elucidate.co/directory/methodology)

Credits for this page

-   **FCA Financial Services Register - Payment Institutions & RAISPs**—Financial Conduct Authority (FCA) · [register ↗](https://register.fca.org.uk/s/) as at 25 September 2026
-   **Money Services Business Registry**—Financial Transactions and Reports Analysis Centre of Canada (FINTRAC) · [register ↗](https://fintrac-canafe.canada.ca/msb-esm/msb-eng) as at 25 September 2026

## Assess the financial crime risk behind a BIC

A BIC identifies an institution; it does not assess it. The [Elucidate FinCrime Index (EFI)](https://elucidate.co/ratings) is an independent score of the financial crime risk of banks, built for correspondent banking and counterparty due diligence.

[Book a demo](https://elucidate.co/demo-request)

Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.