---
title: "Aeon Bank, Ltd. SWIFT/BIC code AEONJPJTXXX · Japan | Elucidate"
description: "SWIFT/BIC code AEONJPJTXXX for Aeon Bank, Ltd., Japan. Head-office BIC, LEI 3538003AR6BUIRFDY820, addresses and Swift connectivity."
url: https://elucidate.co/directory/aeon-bank-ltd-aeonjpjt
---

1.  [Directory](https://elucidate.co/directory)
2.  [Japan](https://elucidate.co/directory/country/jp)
3.  Aeon Bank, Ltd.

Japan · Financial institution

# Aeon Bank, Ltd.

Legal name in the LEI record 株式会社イオン銀行

AEON Bank, Ltd. (株式会社イオン銀行) is a Japanese kabushiki kaisha with its head office in Chiyoda-ku, Tokyo. It was established on 15 May 2006. It is a subsidiary of AEON Financial Service Co., Ltd., which in turn is consolidated by the retailer AEON Co., Ltd. The bank offers deposits, housing loans, card and other consumer loans, investment and insurance products, and it issues AEON credit cards. In December 2024 the Financial Services Agency (FSA) ordered it to improve its AML and counter-terrorist financing controls.

BIC **AEONJPJTXXX** LEI **[3538003AR6BUIRFDY820](https://search.gleif.org/#/record/3538003AR6BUIRFDY820)** Licence no. **Not on a tracked register** Connected to Swift Swift GPI member, not yet live Head-office BIC only [Group: Aeon Co., Ltd.](https://elucidate.co/directory/group/5299009MXFL34SA71416) [Claim this profile](https://elucidate.co/directory/aeon-bank-ltd-aeonjpjt#claim)

## Licences and registrations

Matched by LEI on the 22 tracked registers

None matched by LEI in the 22 tracked registers.

-   The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.

## Swift network

Swift’s ISO 9362 BIC directory

- **BIC:** AEONJPJTXXX head office
- **Connection to Swift:** Connected to Swift
- **Swift GPI:** Member, not yet live
- **Payment schemes and systems:** No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- **Branch codes:** None: head-office BIC only
- **BIC first registered:** 2017-10-07
- **Last updated:** 2024-06-25

## Overview

Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/aeon-bank-ltd-aeonjpjt#overview-sources)

Total assets

JPY 6.48tn

This entity · 30 Jun 2026 · [interim report ↗](https://www.aeonbank.co.jp/content/dam/abk/company/release/data/2026/pdf/n2026081201.pdf)

Employees

2,737

headcount · This entity · 31 Mar 2026 · [source ↗](https://www.aeonbank.co.jp/company/about/outline/)

Ownership

Group subsidiary

100% AEON Financial Service Co., Ltd. (イオンフィナンシャルサービス株式会社)

Institution type

Commercial bank

Trades as AEON Bank, Ltd. (イオン銀行)

- **Standing:** On 26 December 2024 the Financial Services Agency issued a business improvement order about the bank's AML and counter-terrorist financing controls. The bank sends the FSA progress reports every three months and published its latest update on 14 September 2026.
- **Ownership:** AEON Financial Service Co., Ltd., a company listed on the Tokyo Stock Exchange, holds 100% of the bank, and AEON Co., Ltd. consolidates AEON Financial Service.
- **Direct parent:** AEON Financial Service Co., Ltd. (イオンフィナンシャルサービス株式会社), Japan 100%
- **Ultimate owner:** AEON Co., Ltd. (イオン株式会社), Japan
- **Major shareholder:** AEON Financial Service Co., Ltd. 100%
- **Head office:** 3-22 Kanda Nishikicho, Chiyoda-ku, 101-0054 Tokyo, Japan
- **Company register:** Corporate Number (法人番号) 1010601032497

### Business lines

-   Retail banking
-   Cards
-   Mortgage lending
-   Consumer finance
-   Transaction banking & payments
-   Corporate banking

The bank's business combines retail deposits, housing and consumer loans and AEON credit card issuance, with sales of investment funds and insurance.

### Online

- **Websites & references:** [aeonbank.co.jp ↗](https://www.aeonbank.co.jp/)
- **Official social accounts:** [X ↗](https://x.com/abk_fukumomo) · [Instagram ↗](https://www.instagram.com/aeonbankofficial) · [YouTube ↗](https://youtube.com/@aeonbankjp) · [LINE ↗](https://line.me/R/ti/p/@541nzbqy)

Sources · 11 pages consulted

1.  [aeonbank.co.jp/](https://www.aeonbank.co.jp/)
2.  [aeonbank.co.jp/company/about/outline/](https://www.aeonbank.co.jp/company/about/outline/)
3.  [aeonbank.co.jp/content/dam/abk/company/release/data/2026/pdf/n2026081201.pdf](https://www.aeonbank.co.jp/content/dam/abk/company/release/data/2026/pdf/n2026081201.pdf)
4.  [aeonbank.co.jp/content/dam/abk/company/release/data/2026/pdf/n2026061003.pdf](https://www.aeonbank.co.jp/content/dam/abk/company/release/data/2026/pdf/n2026061003.pdf)
5.  [aeonbank.co.jp/content/dam/abk/company/release/data/2026/pdf/n2026082602.pdf](https://www.aeonbank.co.jp/content/dam/abk/company/release/data/2026/pdf/n2026082602.pdf)
6.  [aeonbank.co.jp/content/dam/abk/company/release/data/2025/pdf/n2025011401.pdf](https://www.aeonbank.co.jp/content/dam/abk/company/release/data/2025/pdf/n2025011401.pdf)
7.  [fsa.go.jp/news/r6/ginkou/20241226-2/20241226.html](https://www.fsa.go.jp/news/r6/ginkou/20241226-2/20241226.html)
8.  [aeonfinancial.co.jp/corp/list/](https://www.aeonfinancial.co.jp/corp/list/)
9.  [aeonfinancial.co.jp/news/2026/](https://www.aeonfinancial.co.jp/news/2026/)
10.  [aeonfinancial.co.jp/-/media/AeonGroup/Aeonfinancial/Files/news/2026/news260220.pdf](https://www.aeonfinancial.co.jp/-/media/AeonGroup/Aeonfinancial/Files/news/2026/news260220.pdf)
11.  [aeonbank.co.jp/foreign\_deposit/receive\_insurance/](https://www.aeonbank.co.jp/foreign_deposit/receive_insurance/)

## Leadership

Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/aeon-bank-ltd-aeonjpjt#overview-sources)

- **Chief executive:** Yuro Kisaka (木坂 有朗) Representative Director and President & CEO (代表取締役兼社長執行役員) Confirmed 29 Sep 2026 · [aeonbank.co.jp ↗](https://www.aeonbank.co.jp/company/about/outline/)
- **Chair:** Shunsuke Shirakawa (白川 俊介) Chairman of the Board (取締役会長) Confirmed 29 Sep 2026 · [aeonbank.co.jp ↗](https://www.aeonbank.co.jp/company/about/outline/)
- **Executive:** Satoshi Tanaka (田中 悟司) Director and Executive Officer, Finance and Markets (取締役・執行役員 財務・市場担当) Confirmed 29 Sep 2026 · [aeonbank.co.jp ↗](https://www.aeonbank.co.jp/company/about/outline/)
- **Executive:** Atsushi Suzuki (鈴木 敦) Director and Managing Executive Officer, Corporate Planning (取締役・常務執行役員 経営企画担当) Confirmed 29 Sep 2026 · [aeonbank.co.jp ↗](https://www.aeonbank.co.jp/company/about/outline/)
- **Executive:** Takashi Kuroda (黒田 隆) Director and Executive Officer, Risk Management (取締役・執行役員 リスク管理担当) Confirmed 29 Sep 2026 · [aeonbank.co.jp ↗](https://www.aeonbank.co.jp/company/about/outline/)

## Supervisors & regulators

Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/aeon-bank-ltd-aeonjpjt#overview-sources)

- **Japan:** Financial Services Agency Prudential supervisor AML supervisor Conduct

## Recent events 1 enforcement or investigation item

Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/aeon-bank-ltd-aeonjpjt#overview-sources)

1.  May 2026

    Other

    AEON Financial Service scheduled its merger with the intermediate bank holding company AFS Corporation for 1 May 2026, taking over its oversight role for the bank.

    [aeonfinancial.co.jp ↗](https://www.aeonfinancial.co.jp/-/media/AeonGroup/Aeonfinancial/Files/news/2026/news260220.pdf)

2.  Jan 2025

    Leadership

    Citing the FSA order, the bank dismissed President Hiroaki Kobayashi and risk head Masato Anada and appointed Yuro Kisaka as president.

    [aeonbank.co.jp ↗](https://www.aeonbank.co.jp/content/dam/abk/company/release/data/2025/pdf/n2025011401.pdf)

3.  Dec 2024

    Enforcement

    The FSA issued a business improvement order after finding at least 14,639 monitoring alerts left without a suspicious-transaction decision.

    [fsa.go.jp ↗](https://www.fsa.go.jp/news/r6/ginkou/20241226-2/20241226.html)

Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.

## Identifiers

Head-office record

- **BIC:** AEONJPJTXXX
- **How the BIC breaks down:** 1. AEON Bank 2. JP Country · Japan 3. JT Location 4. XXX Branch · head office
- **Branch description:** Not recorded in the directory
- **LEI:** 3538003AR6BUIRFDY820
- **LEI record:** [View on GLEIF ↗](https://search.gleif.org/#/record/3538003AR6BUIRFDY820)
- **How the LEI was matched:** BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.

## Profile

- **Type:** Financial institution
- **Regulation:** Not on a tracked register
- **Register licences:** None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- **Country · region:** Japan · East Asia & Pacific
- **Trading venues (MIC):** No MIC registered under this LEI list of 2026-09-17
- **OFAC sanctions:** No listing cites this BIC
- **EU sanctions:** No listing matched this BIC or its LEI
- **Country sanctions:** No country programme

Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.

No licence or registration was found for this entity on the 22 registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.

## Ownership and group

GLEIF relationship records

- **Ultimate parent:** Aeon Co., Ltd. · Japan[5299009MXFL34SA71416 ↗](https://search.gleif.org/#/record/5299009MXFL34SA71416)

The Aeon Co., Ltd. group has 2 institutions in the directory, in 2 countries: all hold a BIC.

Including [Aeon Bank (M) Berhad](https://elucidate.co/directory/aeon-bank-m-berhad-acdbmyk2).

[See the Aeon Co., Ltd. group →](https://elucidate.co/directory/group/5299009MXFL34SA71416)

Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.

## Addresses

- **Registered address:** 3-22 KANDANISHIKICHO CHIYODA- KU 101-0054 JAPAN
- **Operational address:** 3-22 CHIYODAKU KANDANISHIKICHO TOKYO TOKYO 101-0054 JAPAN

## ISO 20022 identification

As an agent in a Swift cross-border payment message (CBPR+)

A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.

- **Identified by:** BIC, with its LEI
- **Roles in CBPR+:** Any agent, including the instructing and instructed agents

### CBPR+

For cross-border payments on Swift: the BIC, with the LEI and clearing code where known

```xml
<FinInstnId>
  <BICFI>AEONJPJTXXX</BICFI>
  <LEI>3538003AR6BUIRFDY820</LEI>
</FinInstnId>
```

### Full record

Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC

```xml
<FinInstnId>
  <BICFI>AEONJPJTXXX</BICFI>
  <LEI>3538003AR6BUIRFDY820</LEI>
  <Nm>AEON BANK, LTD.</Nm>
  <PstlAdr>
    <Ctry>JP</Ctry>
    <AdrLine>3-22 KANDANISHIKICHO CHIYODA- KU 101-0054</AdrLine>
  </PstlAdr>
</FinInstnId>
```

Swift’s two address fields do not agree on a town, so the full record gives the address as address lines only.

The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.

## Related institutions

### Same group

-   [Aeon Bank (M) Berhad BIC ACDBMYK2 Non-financial corporate Not on a tracked register Malaysia · Not on a tracked register · LEI 254900SFL5NR0A75MV37](https://elucidate.co/directory/aeon-bank-m-berhad-acdbmyk2)

[All 2 institutions in the Aeon Co., Ltd. group →](https://elucidate.co/directory/group/5299009MXFL34SA71416)

### Same name, different BIC

-   [Aeon Bank, Ltd. BIC AEONJPJ1 Financial institution Not on a tracked register Japan · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/aeon-bank-ltd-aeonjpj1)

### Largest institutions in Japan

-   [The Seibu Shinkin Bank BIC SESKJPJ1 Financial institution Not on a tracked register Japan · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/the-seibu-shinkin-bank-seskjpj1)
-   [MUFG Bank, Ltd. BIC BOTKJPJT Credit institution Prudential licence Japan · On the FSB G-SIB list · LEI C3GTMMZIHMY46P4OIX74](https://elucidate.co/directory/mufg-bank-ltd-botkjpjt)
-   [State Street Trust and Banking CO. Ltd. BIC SSTBJPJX Financial institution Not on a tracked register Japan · Not on a tracked register · LEI 549300FYVZ9Q6HREFP74](https://elucidate.co/directory/state-street-trust-and-banking-co-ltd-sstbjpjx)
-   [Bank of China BIC BKCHJPJT Credit institution Prudential licence Japan · On the FSB G-SIB list · LEI 54930053HGCFWVHYZX42](https://elucidate.co/directory/bank-of-china-bkchjpjt)
-   [Deutsche Securities Inc. Tokyo Branch BIC DEUTJPJ9 Financial institution Not on a tracked register Japan · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/deutsche-securities-inc-tokyo-branch-deutjpj9)
-   [Axa Life Insurance CO., Ltd. BIC AXIPJPJT Financial institution Not on a tracked register Japan · Not on a tracked register · LEI 213800T38ERVY7FN8L42](https://elucidate.co/directory/axa-life-insurance-co-ltd-axipjpjt)
-   [Bofa Securities Japan CO., Ltd. BIC MLCOJPJT Financial institution Not on a tracked register Japan · Not on a tracked register · LEI I7E80LI4NVVT41W1WB02](https://elucidate.co/directory/bofa-securities-japan-co-ltd-mlcojpjt)
-   [Jpmorgan Chase Bank, N.A. - Tokyo Branch BIC CHASJPJT Credit institution Prudential licence Japan · On the FSB G-SIB list · LEI 7H6GLXDRUGQFU57RNE97](https://elucidate.co/directory/jpmorgan-chase-bank-n-a-tokyo-branch-chasjpjt)

[See every BIC in Japan →](https://elucidate.co/directory/country/jp#bics)

Claim this profile

## Work at Aeon Bank, Ltd.?

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1.  01 **Submit** Tell us who you are, using your work email.
2.  02 **We verify** We check the email domain and confirm your role with the bank. This usually takes up to five business days.
3.  03 **Profile claimed** The page is marked as claimed and verified. You can send us corrections at any time.

Sources & method

Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.

Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.

The sanctions facts on this page cover the BIC and its LEI only.

An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.

[Read the methodology →](https://elucidate.co/directory/methodology)

Credits for this page

-   **Ownership and group**—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
-   **Overview, leadership, regulators and events**—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.

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Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.