---
title: "Aeon Payment Technologies Limited SWIFT/BIC code AEPTCY22XXX · Cyprus | Elucidate"
description: "Licensed in Cyprus: Payment institution (Central Bank of Cyprus). SWIFT/BIC code AEPTCY22XXX for Aeon Payment Technologies Limited, Cyprus. Head-office BIC."
url: https://elucidate.co/directory/aeon-payment-technologies-limited-aeptcy22
---
1. [Directory](https://elucidate.co/directory)
2. [Cyprus](https://elucidate.co/directory/country/cy)
3. Aeon Payment Technologies Limited
Cyprus · Payments & e-money
# Aeon Payment Technologies Limited
AEON Payment Technologies Ltd is a private company registered in Nicosia, Cyprus, under number HE320939. The Central Bank of Cyprus authorises it as a payment institution under licence number 115.1.2.39/2023. The firm describes itself as a payment systems solution provider. It offers card issuing, merchant acquiring, card processing, fraud management and related services to financial institutions, merchants and cardholders.
Register status
Licensed in Cyprus
Payment institution · Central Bank of Cyprus
Prudential licence
[1 licence or registration ↓](https://elucidate.co/directory/aeon-payment-technologies-limited-aeptcy22#licences)
BIC **AEPTCY22XXX** LEI **[21380027R6KMKXGKN581](https://search.gleif.org/#/record/21380027R6KMKXGKN581)** [Licence no. **115.1.2.39**](https://elucidate.co/directory/aeon-payment-technologies-limited-aeptcy22#licences) Reverse billing Head-office BIC only [Claim this profile](https://elucidate.co/directory/aeon-payment-technologies-limited-aeptcy22#claim)
## Licences and registrations
Held by Aeon Payment Technologies Limited (LEI 21380027R6KMKXGKN581). 1 entry on 1 of the 22 tracked registers, retrieved 25 September 2026.
| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| [EBA PSD2 Register](https://elucidate.co/directory/register/eba-psd2) Central Bank of Cyprus Linked by LEI. Matched by Elucidate to GLEIF on name, country and address. | Payment institutionPayment Institution | 115.1.2.39 | [Cyprus](https://elucidate.co/directory/country/cy) | Active | 2023-06-29 | — | - Payment services - Card acquiring | [Search the register ↗](https://euclid.eba.europa.eu/register/pir/search) |
- Licences belong to the legal entity, not to a BIC.
- Each licence applies in the country of the regulator that granted it.
- Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
- The register entries and their trading names were not matched against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
## Swift network
Swift’s ISO 9362 BIC directory
- **BIC:** AEPTCY22XXX head office
- **Connection to Swift:** Reverse billing
- **Swift GPI:** Not on the member list
- **Payment schemes and systems:** [SCT · SCT Inst](https://elucidate.co/directory/aeon-payment-technologies-limited-aeptcy22#schemes)
- **Branch codes:** None: head-office BIC only
- **BIC first registered:** 2024-11-16
- **Last updated:** 2026-03-14
## Overview
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/aeon-payment-technologies-limited-aeptcy22#overview-sources)
Customers
Not published
Employees
Not published
Ownership
Not published
Firm type
Merchant acquiring and processing
Trades as AEON Payment Technologies
- **Head office:** 2 Dramas, 1st & 3rd Floor, 1077 Nicosia, Cyprus (registered office: 2 Dramas & 88 Arch. Makarios III Ave, Nicosia 1077, Cyprus)
- **Company register:** Cyprus Registrar of Companies HE320939
- **Founder:** John Abraham
### Online
- **Websites & references:** [aeonpaymenttechnologies.com ↗](https://www.aeonpaymenttechnologies.com/) [epay.aeonpaymenttechnologies.com ↗](https://epay.aeonpaymenttechnologies.com/login) E-Pay online payments login portal, linked from the homepage [aeon-payment-technologies.com ↗](http://www.aeon-payment-technologies.com/) domain named as the website in the firm's website terms
- **Official social accounts:** None found
Sources · 10 pages consulted
1. [aeonpaymenttechnologies.com/](https://www.aeonpaymenttechnologies.com/)
2. [aeonpaymenttechnologies.com/about/](https://www.aeonpaymenttechnologies.com/about/)
3. [aeonpaymenttechnologies.com/website-terms/](https://www.aeonpaymenttechnologies.com/website-terms/)
4. [aeonpaymenttechnologies.com/complaints/](https://www.aeonpaymenttechnologies.com/complaints/)
5. [aeonpaymenttechnologies.com/partners/](https://www.aeonpaymenttechnologies.com/partners/)
6. [aeonpaymenttechnologies.com/issuing/](https://www.aeonpaymenttechnologies.com/issuing/)
7. [aeonpaymenttechnologies.com/e-pay/](https://www.aeonpaymenttechnologies.com/e-pay/)
8. [aeonpaymenttechnologies.com/acquiring/](https://www.aeonpaymenttechnologies.com/acquiring/)
9. [cbn.com.cy/article/2025/1/19/816330/john-abraham-the-cyprus-government-is-putting-the-right-policies](https://www.cbn.com.cy/article/2025/1/19/816330/john-abraham-the-cyprus-government-is-putting-the-right-policies-in-place-to-attract-business/)
10. [cy.linkedin.com/company/aeon-payment-technologies-ltd](https://cy.linkedin.com/company/aeon-payment-technologies-ltd)
## Authorisation
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/aeon-payment-technologies-limited-aeptcy22#overview-sources)
- **Operates under:** Its own licences
The Central Bank of Cyprus authorises the firm as a payment institution under PSD2, licence number 115.1.2.39/2023. The licence covers point 3 (execution of payment transactions) and point 5 (issuing payment instruments and acquiring payment transactions) of the PSD2 annex.
| Authority | Licence or registration | Number | Held | Status | Source |
| --- | --- | --- | --- | --- | --- |
| Central Bank of Cyprus Cyprus | Payment Institution | 115.1.2.39/2023 | In its own name | Active | — |
Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.
## Partners and safeguarding
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/aeon-payment-technologies-limited-aeptcy22#overview-sources)
- **Payment schemes and card networks:** Visa Access not stated [aeonpaymenttechnologies.com ↗](https://www.aeonpaymenttechnologies.com/about/) Mastercard Access not stated [aeonpaymenttechnologies.com ↗](https://www.aeonpaymenttechnologies.com/about/)
Banks and regulated firms the firm says hold its customers’ money, issue its cards, sponsor its accounts or settle its payments, as it discloses them in its terms and notices.
## Products and markets
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/aeon-payment-technologies-limited-aeptcy22#overview-sources)
- Merchant acquiring
- Card-issuing platform
- Prepaid cards
- Debit cards
- Payment gateway
- Domestic payments
- Buy now, pay later
The firm offers card issuing and processing, merchant acquiring, 3D Secure, tokenisation and fraud management on a cloud platform hosted by Amazon Web Services. It also markets retail, corporate and virtual cards and an E-Pay online payments service.
The firm is based in Cyprus. Its website says it exercises EU rights of establishment or freedom to provide services for payment execution, issuing and acquiring, but it does not name the host states.
- **Sells to:** Financial institutions · Enterprises · Small businesses · Consumers
- **Serves customers in:** Cyprus
## Leadership
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/aeon-payment-technologies-limited-aeptcy22#overview-sources)
- **Chief executive:**  John Abraham Chief Executive Officer Confirmed 19 Jan 2025 · [cbn.com.cy ↗](https://www.cbn.com.cy/article/2025/1/19/816330/john-abraham-the-cyprus-government-is-putting-the-right-policies-in-place-to-attract-business/)
## Recent events
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/aeon-payment-technologies-limited-aeptcy22#overview-sources)
The research found no fines, investigations, security incidents, licence changes or corporate events from the last three years.
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.
## Identifiers
Head-office record
- **BIC:** AEPTCY22XXX
- **How the BIC breaks down:** 1. AEPT Bank 2. CY Country · Cyprus 3. 22 Location · reverse billing 4. XXX Branch · head office
- **Branch description:** Not recorded in the directory
- **LEI:** 21380027R6KMKXGKN581
- **LEI record:** [View on GLEIF ↗](https://search.gleif.org/#/record/21380027R6KMKXGKN581)
- **Licence no. · EBA-PSD2:** 115.1.2.39
- **How the LEI was matched:** BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file. Register entry: Matched by Elucidate to GLEIF on name, country and address.
- **Register-entry ID:** 3dd67ea76c65
- **National bank code:** [Bank identifier 922](https://elucidate.co/directory/aeon-payment-technologies-limited-aeptcy22#bank-codes)
## Profile
- **Type:** Payments & e-money
- **Regulation:** Prudential licence
- **Register licences:** [1 entry on 1 register](https://elucidate.co/directory/aeon-payment-technologies-limited-aeptcy22#licences)
- **Activities:** - Payment services - Card acquiring
- **Licensed in:** [Cyprus](https://elucidate.co/directory/country/cy)
- **Country · region:** Cyprus · Europe & Central Asia
- **Banking supervision:** Not on the ECB's list of supervised entities as of 2026-07-01
- **Trading venues (MIC):** No MIC registered under this LEI list of 2026-09-17
- **OFAC sanctions:** No listing cites this BIC
- **EU sanctions:** No listing matched this BIC or its LEI
- **Country sanctions:** No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
## Ownership and group
GLEIF relationship records
GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.
## Addresses
- **Registered address:** 2 DRAMAS 88 ARCH. MAKARIOS III AV
- **Operational address:** 2 DRAMAS 88 ARCH. MAKARIOS III
## ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- **Identified by:** BIC, with its LEI
- **Roles in CBPR+:** Any agent, including the instructing and instructed agents
### CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
```xml
AEPTCY22XXX
21380027R6KMKXGKN581
```
### Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
```xml
AEPTCY22XXX
21380027R6KMKXGKN581
AEON PAYMENT TECHNOLOGIES LIMITED
CY
2 DRAMAS 88 ARCH. MAKARIOS III AV
```
Swift’s two address fields do not agree on a town, so the full record gives the address as address lines only.
The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
## Payment schemes and systems
EPC registers of 2026-09-11 · ECB T2 list of 2026-07-02 · ECB TIPS list of 2026-09-01 · SIX Bank Master valid on 2026-09-28
| Scheme or system | Since | Registered with | Note |
| --- | --- | --- | --- |
| SEPA Credit TransferISO 20022 messages | 2026-08-31 | Head office | — |
| SEPA Instant Credit TransferISO 20022 messages | 2026-08-31 | Head office | — |
SEPA dates are when the institution became ready for the scheme.
An institution missing from T2 may still be reachable through an indirect participant.
“ISO 20022 messages” marks a scheme or system whose rulebook or operator specifies ISO 20022 for messages between participants.
## National bank codes
### Bank identifier · Cyprus
1 code file of 2026-09
| Code | Routes to BIC | Name in the national file |
| --- | --- | --- |
| 922 | AEPTCY22 | AEON PAYMENT TECHNOLOGIES LIMITED |
Each code shows the name in the national file. Smaller banks often route through a central institution’s BIC. A code can therefore belong to a different bank than the one on this page.
## Related institutions
### Other payments & e-money institutions in Cyprus
- [Xryma PLC BIC ISEMCY22 Payments & e-money Prudential licence Cyprus · Licensed by Central Bank of Cyprus · 115.1.3.17 (EBA-PSD2) · LEI 213800NGHVYL5PFZI692](https://elucidate.co/directory/xryma-plc-isemcy22)
- [Moneygate Solutions Limited BIC MNGTCY2N Payments & e-money Prudential licence Cyprus · Licensed by Central Bank of Cyprus · 115.1.3.46 (EBA-PSD2) · LEI 984500C98ZD3A9O6CE76](https://elucidate.co/directory/moneygate-solutions-limited-mngtcy2n)
- [Ecommbx Limited BIC ECBXCY2N Payments & e-money Prudential licence Cyprus · Licensed by Central Bank of Cyprus · 115.1.3.20 (EBA-PSD2) · LEI 529900AWH3J6H31CFI88](https://elucidate.co/directory/ecommbx-limited-ecbxcy2n)
- [Hapic LTD BIC HAPCCY22 Payments & e-money Prudential licence Cyprus · Licensed by Central Bank of Cyprus · 115.1.3.68 (EBA-PSD2) · LEI 98450044BOB0E645AD66](https://elucidate.co/directory/hapic-ltd-hapccy22)
- [Intraclear Limited BIC ITRACY2L Payments & e-money Prudential licence Cyprus · Licensed by Central Bank of Cyprus · 115.1.2.35 (EBA-PSD2) · LEI 984500F776NEBD7D6538](https://elucidate.co/directory/intraclear-limited-itracy2l)
- [Sepaga E.M.I. LTD BIC SEPMCY2N Payments & e-money Prudential licence Cyprus · Licensed by Central Bank of Cyprus · 115.1.3.18 (EBA-PSD2) · LEI 213800K38VRJZ5UZYP24](https://elucidate.co/directory/sepaga-e-m-i-ltd-sepmcy2n)
- [Altery Eu Ltd. BIC HEDOCY22 Payments & e-money Prudential licence Cyprus · Licensed by Central Bank of Cyprus · 115.1.3.61 (EBA-PSD2) · LEI 5299007WAAJHEDAN4B36](https://elucidate.co/directory/altery-eu-ltd-hedocy22)
- [Appla Trading LTD BIC APTDCY22 Payments & e-money Prudential licence Cyprus · Licensed by Central Bank of Cyprus · 115.1.2.37 (EBA-PSD2) · LEI 9845005AYAEHC6M97507](https://elucidate.co/directory/appla-trading-ltd-aptdcy22)
[See all →](https://elucidate.co/directory/search?type=payments&cc=CY)
Claim this profile
## Work at Aeon Payment Technologies Limited?
Claim this page to have it marked as verified by the bank, and to send us corrections. We verify every claim before anything changes on the page.
1. 01 **Submit** Tell us who you are, using your work email.
2. 02 **We verify** We check the email domain and confirm your role with the bank. This usually takes up to five business days.
3. 03 **Profile claimed** The page is marked as claimed and verified. You can send us corrections at any time.
Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
Register entries are not screened against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
[Read the methodology →](https://elucidate.co/directory/methodology)
Credits for this page
- **Payment schemes and systems**—Source: European Payments Council (EPC) Registers of Participants; matched to BICs by Elucidate.
- **National bank codes**—Cyprus (Source: Central Bank of Cyprus).
- **EBA PSD2 Register**—European Banking Authority (EBA) · [register ↗](https://euclid.eba.europa.eu/register/pir/search) as at 25 September 2026
- **Overview, authorisation, partners, products, leadership and events**—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- **Images**—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: [aeonpaymenttechnologies.com](https://www.aeonpaymenttechnologies.com/) (official website) · [original](https://www.aeonpaymenttechnologies.com/wp-content/uploads/2025/03/cropped-aeonlogo.png); John Abraham: [cbn.com.cy](https://www.cbn.com.cy/article/106640/aeon-ceo-john-abraham-the-cyprus-government-is-putting-the-right-policies-in-place-to-attract-businesses) (official website) · [original](https://www.cbn.com.cy/images/1300x500/cache_1300x500_Analog_medium_94729_168525_25_04_28_195044.jpg).
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Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.