---
title: "Aft Eu B.V. SWIFT/BIC code ATTTNL22XXX · Netherlands | Elucidate"
description: "Licensed in the Netherlands: Electronic money institution (The Netherlands Bank). SWIFT/BIC code ATTTNL22XXX for Aft Eu B.V., Netherlands. Head-office BIC."
url: https://elucidate.co/directory/aft-eu-b-v-atttnl22
---

1.  [Directory](https://elucidate.co/directory)
2.  [Netherlands](https://elucidate.co/directory/country/nl)
3.  Aft Eu B.V.

![Aspire logo](https://elucidate.co/images/banks/9b/9b7ae95a378c882a.svg)

Netherlands · Payments & e-money

# Aft Eu B.V.

AFT EU B.V. is a Dutch private limited company based in Amsterdam that trades as Aspire. De Nederlandsche Bank (DNB) authorises it as an electronic money institution under relation number R197650. It belongs to the Singapore-headquartered Aspire group, and its LEI record names Aspire FT Holding Pte. Ltd. as its direct parent. It offers EUR business payment accounts with virtual IBANs, international payments and corporate cards to companies registered in the Netherlands, with accounts and safeguarded funds held at ClearBank Europe.

Register status

Licensed in the Netherlands

Electronic money institution · The Netherlands Bank

Prudential licence

[1 licence or registration ↓](https://elucidate.co/directory/aft-eu-b-v-atttnl22#licences)

BIC **ATTTNL22XXX** LEI **[2549004Y7HQJ66YN4B74](https://search.gleif.org/#/record/2549004Y7HQJ66YN4B74)** [Licence no. **R197650**](https://elucidate.co/directory/aft-eu-b-v-atttnl22#licences) Reverse billing Head-office BIC only [Group: Aspire Financial Technologies Holding, Inc.](https://elucidate.co/directory/group/984500E67D551FQT0A60) [Claim this profile](https://elucidate.co/directory/aft-eu-b-v-atttnl22#claim)

## Licences and registrations

Held by Aft Eu B.V. (LEI 2549004Y7HQJ66YN4B74). 1 entry on 1 of the 22 tracked registers, retrieved 25 September 2026.

| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| [EBA PSD2 Register](https://elucidate.co/directory/register/eba-psd2) The Netherlands Bank Linked by LEI. Matched by Elucidate to GLEIF on name, country and address. | Electronic money institutionE-Money / Stored Value Institution | R197650 | [Netherlands](https://elucidate.co/directory/country/nl) | Active | 2025-09-16 | — | - Payment services - Card acquiring - E-money / stored value | [Search the register ↗](https://euclid.eba.europa.eu/register/pir/search) |

-   Licences belong to the legal entity, not to a BIC.
-   Each licence applies in the country of the regulator that granted it.
-   Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
-   The register entries and their trading names were not matched against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.

## Swift network

Swift’s ISO 9362 BIC directory

- **BIC:** ATTTNL22XXX head office
- **Connection to Swift:** Reverse billing
- **Swift GPI:** Not on the member list
- **Payment schemes and systems:** No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- **Branch codes:** None: head-office BIC only
- **BIC first registered:** 2026-08-01
- **Last updated:** 2026-08-01

## Overview

Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/aft-eu-b-v-atttnl22#overview-sources)

Customers

50,000

customers · Group · 7 Apr 2026 · [company statement ↗](https://www.prnewswire.com/news-releases/aspire-launches-in-the-us-to-modernize-the-finance-stack-for-global-businesses-302736228.html)

Employees

600

headcount · Group · 16 Dec 2025 · [company statement ↗](https://www.prnewswire.com/news-releases/aspire-enters-europe-with-eu-emi-license-and-new-netherlands-hub-302643041.html)

Ownership

Group subsidiary

Aspire FT Holding Pte. Ltd.

Firm type

E-money and accounts

Trades as Aspire

- **Ownership:** According to its LEI record, the firm's direct parent is Aspire FT Holding Pte. Ltd. of Singapore and its ultimate parent is Aspire Financial Technologies Holding, Inc. of the United States.
- **Direct parent:** [Aspire FT Holding Pte. Ltd. ↗](https://search.gleif.org/#/record/984500UEA7OEB5K42679), Singapore
- **Ultimate owner:** Aspire Financial Technologies Holding, Inc., United States
- **Head office:** Strawinskylaan 1647, Tower Seven, 16th floor, 1077XX Amsterdam, Netherlands
- **Company register:** KvK (Dutch Chamber of Commerce) 93225407
- **Founders:** Andrea Baronchelli · Giovanni Casinelli

### Online

- **Websites & references:** [aspireapp.com ↗](https://aspireapp.com/en-nl) [aspireapp.com ↗](https://aspireapp.com/) Aspire group global site (Singapore entity Aspire FT Pte. Ltd.), listed as the URL on the DNB register [help.aspireapp.com ↗](https://help.aspireapp.com/en/) Aspire group help centre, including the licences page
- **Official social accounts:** [LinkedIn ↗](https://www.linkedin.com/company/aspireapp-global/) · [X ↗](https://x.com/aspireappglobal) · [Instagram ↗](https://www.instagram.com/aspireapp.global/)

Sources · 12 pages consulted

1.  [dnb.nl/en/public-register/information-detail/?registerCode=WFTEG&relationNumber=R197650](https://www.dnb.nl/en/public-register/information-detail/?registerCode=WFTEG&relationNumber=R197650)
2.  [aspireapp.com/en-nl/tnc/terms-and-conditions](https://aspireapp.com/en-nl/tnc/terms-and-conditions)
3.  [aspireapp.com/nl](https://aspireapp.com/nl)
4.  [aspireapp.com/en-nl/about-us](https://aspireapp.com/en-nl/about-us)
5.  [aspireapp.com/en-nl/corporate-card](https://aspireapp.com/en-nl/corporate-card)
6.  [help.aspireapp.com/en/articles/9296033-what-licenses-does-aspire-hold](https://help.aspireapp.com/en/articles/9296033-what-licenses-does-aspire-hold)
7.  [aspireapp.com/](https://aspireapp.com/)
8.  [prnewswire.com/news-releases/aspire-enters-europe-with-eu-emi-license-and-new-netherlands-hub-302643041.](https://www.prnewswire.com/news-releases/aspire-enters-europe-with-eu-emi-license-and-new-netherlands-hub-302643041.html)
9.  [prnewswire.com/news-releases/aspire-launches-in-the-us-to-modernize-the-finance-stack-for-global-busines](https://www.prnewswire.com/news-releases/aspire-launches-in-the-us-to-modernize-the-finance-stack-for-global-businesses-302736228.html)
10.  [aspireapp.com/blog/aspire-closes-us-100m-series-c-round-led-by-lightspeed-and-sequoia-capital-sea](https://aspireapp.com/blog/aspire-closes-us-100m-series-c-round-led-by-lightspeed-and-sequoia-capital-sea)
11.  [ycombinator.com/companies/aspire](https://www.ycombinator.com/companies/aspire)
12.  [dnb.nl/en/public-register/information-detail/?registerCode=WFTDG&relationNumber=R193714](https://www.dnb.nl/en/public-register/information-detail/?registerCode=WFTDG&relationNumber=R193714)

## Authorisation

Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/aft-eu-b-v-atttnl22#overview-sources)

- **Operates under:** Its own licences

DNB authorises the firm as an electronic money institution under the Dutch Financial Supervision Act. The authorisation covers issuing e-money and payment services 1 to 5 under PSD2. The firm says the authorisation passports across the European Economic Area, and DNB's register lists cross-border service notifications to EEA states from 1 August 2026.

| Authority | Licence or registration | Number | Held | Status | Source |
| --- | --- | --- | --- | --- | --- |
| De Nederlandsche Bank (DNB) Netherlands | Authorisation to carry out the business of an electronic-money institution (PSD2 - Wft 2:10a) | R197650 | In its own name | Active | [dnb.nl ↗](https://www.dnb.nl/en/public-register/information-detail/?registerCode=WFTEG&relationNumber=R197650) |

Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.

## Partners and safeguarding

Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/aft-eu-b-v-atttnl22#overview-sources)

- **Safeguarding:** Segregated safeguarding accountsThe firm states that client funds are kept apart from its own funds in a safeguarded account at its banking partner, ClearBank Europe, in line with PSD2, and are not covered by the Dutch Deposit Guarantee Scheme. [aspireapp.com ↗](https://aspireapp.com/en-nl/tnc/terms-and-conditions)
- **Safeguarding bank · Sponsor bank:** ClearBank Europe B.V. Netherlands [aspireapp.com ↗](https://aspireapp.com/en-nl/tnc/terms-and-conditions)
- **Payment schemes and card networks:** SEPA Credit Transfer Through a partner [aspireapp.com ↗](https://aspireapp.com/en-nl/tnc/terms-and-conditions) SEPA Instant Credit Transfer Through a partner [aspireapp.com ↗](https://aspireapp.com/en-nl/tnc/terms-and-conditions)

Banks and regulated firms the firm says hold its customers’ money, issue its cards, sponsor its accounts or settle its payments, as it discloses them in its terms and notices.

## Products and markets

Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/aft-eu-b-v-atttnl22#overview-sources)

-   E-money wallet
-   Domestic payments
-   International money transfer
-   FX conversion

The firm provides a EUR business payment account with a virtual IBAN, SEPA and SEPA Instant transfers, outbound payments in more than 40 currencies and corporate cards with spend-management tools.

Its terms limit accounts to companies registered with the Dutch Chamber of Commerce, and the DNB register shows EEA passport notifications taking effect on 1 August 2026.

- **Sells to:** Small businesses · Enterprises
- **Serves customers in:** Netherlands
- **Latest funding round:** Series C · USD 100m Feb 2023 Led by Lightspeed, Sequoia Capital SEA [aspireapp.com ↗](https://aspireapp.com/blog/aspire-closes-us-100m-series-c-round-led-by-lightspeed-and-sequoia-capital-sea)

## Leadership

Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/aft-eu-b-v-atttnl22#overview-sources)

- **Chief executive:** Andrea Baronchelli Co-Founder and CEO of Aspire (group) Confirmed 7 Apr 2026 · [prnewswire.com ↗](https://www.prnewswire.com/news-releases/aspire-launches-in-the-us-to-modernize-the-finance-stack-for-global-businesses-302736228.html)
- **Executive:** Dajana Nozić Leads Aspire in the Netherlands Confirmed 16 Dec 2025 · [prnewswire.com ↗](https://www.prnewswire.com/news-releases/aspire-enters-europe-with-eu-emi-license-and-new-netherlands-hub-302643041.html)

## Recent events

Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/aft-eu-b-v-atttnl22#overview-sources)

1.  Aug 2026

    Licence

    DNB recorded the firm's cross-border service notifications to EEA states, effective 1 August 2026, and new Netherlands account terms took effect.

    [dnb.nl ↗](https://www.dnb.nl/en/public-register/information-detail/?registerCode=WFTEG&relationNumber=R197650)

2.  Dec 2025

    Leadership

    Aspire named Dajana Nozić to lead its Netherlands business and hired Akash Kaul as VP Global Expansion and Growth for the EU roll-out.

    [prnewswire.com ↗](https://www.prnewswire.com/news-releases/aspire-enters-europe-with-eu-emi-license-and-new-netherlands-hub-302643041.html)

3.  Sep 2025

    Licence

    DNB authorised the firm as an electronic money institution, and Aspire announced the authorisation on 16 December 2025.

    [dnb.nl ↗](https://www.dnb.nl/en/public-register/information-detail/?registerCode=WFTEG&relationNumber=R197650)

Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.

## Identifiers

Head-office record

- **BIC:** ATTTNL22XXX
- **How the BIC breaks down:** 1. ATTT Bank 2. NL Country · Netherlands 3. 22 Location · reverse billing 4. XXX Branch · head office
- **Branch description:** Not recorded in the directory
- **LEI:** 2549004Y7HQJ66YN4B74
- **LEI record:** [View on GLEIF ↗](https://search.gleif.org/#/record/2549004Y7HQJ66YN4B74)
- **Licence no. · EBA-PSD2:** R197650
- **How the LEI was matched:** BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file. Register entry: Matched by Elucidate to GLEIF on name, country and address.
- **Register-entry ID:** 116d590cc0fb

## Profile

- **Type:** Payments & e-money
- **Regulation:** Prudential licence
- **Register licences:** [1 entry on 1 register](https://elucidate.co/directory/aft-eu-b-v-atttnl22#licences)
- **Activities:** - Payment services - Card acquiring - E-money / stored value
- **Licensed in:** [Netherlands](https://elucidate.co/directory/country/nl)
- **Country · region:** Netherlands · Europe & Central Asia
- **Banking supervision:** Not on the ECB's list of supervised entities as of 2026-07-01
- **Trading venues (MIC):** No MIC registered under this LEI list of 2026-09-17
- **OFAC sanctions:** No listing cites this BIC
- **EU sanctions:** No listing matched this BIC or its LEI
- **Country sanctions:** No country programme

Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.

## Ownership and group

GLEIF relationship records

- **Direct parent:** Aspire Ft Holding Pte. Ltd. · Singapore[984500UEA7OEB5K42679 ↗](https://search.gleif.org/#/record/984500UEA7OEB5K42679)
- **Ultimate parent:** Aspire Financial Technologies Holding, Inc. · United States[984500E67D551FQT0A60 ↗](https://search.gleif.org/#/record/984500E67D551FQT0A60)

The Aspire Financial Technologies Holding, Inc. group has 3 institutions in the directory, in 3 countries: all hold a BIC.

Including [Aft Hk Limited](https://elucidate.co/directory/aft-hk-limited-aftlhkh2), [Aspire Ft Pte. LTD](https://elucidate.co/directory/aspire-ft-pte-ltd-apptsgs2).

[See the Aspire Financial Technologies Holding, Inc. group →](https://elucidate.co/directory/group/984500E67D551FQT0A60)

Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.

## Addresses

- **Registered address:** STRAWINSKYLAAN 1647 TOWER 7 FLOOR 16TH FLOOR AMSTERDAM 1077 XX NETHERLANDS
- **Operational address:** STRAWINSKYLAAN 1647 TOWER 7 FLOOR 16 AMSTERDAM 1077 XX AMSTERDAM NETHERLANDS

## ISO 20022 identification

As an agent in a Swift cross-border payment message (CBPR+)

A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.

- **Identified by:** BIC, with its LEI
- **Roles in CBPR+:** Any agent, including the instructing and instructed agents

### CBPR+

For cross-border payments on Swift: the BIC, with the LEI and clearing code where known

```xml
<FinInstnId>
  <BICFI>ATTTNL22XXX</BICFI>
  <LEI>2549004Y7HQJ66YN4B74</LEI>
</FinInstnId>
```

### Full record

Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC

```xml
<FinInstnId>
  <BICFI>ATTTNL22XXX</BICFI>
  <LEI>2549004Y7HQJ66YN4B74</LEI>
  <Nm>AFT EU B.V.</Nm>
  <PstlAdr>
    <TwnNm>AMSTERDAM</TwnNm>
    <Ctry>NL</Ctry>
    <AdrLine>STRAWINSKYLAAN 1647 TOWER 7 FLOOR 16TH FLOOR AMSTERDAM 1077 XX</AdrLine>
  </PstlAdr>
</FinInstnId>
```

The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.

## Related institutions

### Same group

-   [Aft Hk Limited BIC AFTLHKH2 Money service business AML registration only Hong Kong SAR China · Registered with Customs and Excise Department (C&ED) · 24-02-03202 (CED-MSO) · LEI 875500AF58XR9ZJMUF06](https://elucidate.co/directory/aft-hk-limited-aftlhkh2)
-   [Aspire Ft Pte. LTD BIC APPTSGS2 Financial institution Not on a tracked register Singapore · Not on a tracked register · LEI 98450004D80A5SCDEC79](https://elucidate.co/directory/aspire-ft-pte-ltd-apptsgs2)

[All 3 institutions in the Aspire Financial Technologies Holding, Inc. group →](https://elucidate.co/directory/group/984500E67D551FQT0A60)

### Other payments & e-money institutions in the Netherlands

-   [Embed B.V. No BIC Payments & e-money Prudential licence Netherlands · Licensed by The Netherlands Bank · R190510 (EBA-PSD2) · LEI 7245008QNCN73DRH1D55](https://elucidate.co/directory/embed-b-v-3350e86f06a8)
-   [Fiat Republic Netherlands B.V. No BIC Payments & e-money Crypto Prudential licence Netherlands · Licensed by The Netherlands Bank · R190553 (EBA-PSD2) · also on ESMA-CASP · LEI 724500GVWT7QULV8CR59](https://elucidate.co/directory/fiat-republic-netherlands-b-v-c74c69f778a8)
-   [GoCredible B.V. · trading as GoCredible Payment Services/Autobetaalservice/GoCredible Smart Contracts/GoCredible Smart Contracts Betaalservice/GoCredible Conditional Payments/Conditional Payments/GoCredible Conditioneel Betalen/Conditioneel Betalen/SmartP/SplitP/GoCredible B.V. No BIC Payments & e-money Prudential licence Netherlands · Licensed by The Netherlands Bank · R130345 (EBA-PSD2) · LEI 724500VLAROLGLLIRF88](https://elucidate.co/directory/gocredible-b-v-383f3f77aa81)
-   [Mollie B.V. No BIC Payments & e-money Prudential licence Netherlands · Licensed by The Netherlands Bank · F0038 (EBA-PSD2) · No LEI mapped](https://elucidate.co/directory/mollie-b-v-c621e78ce9dd)
-   [Taxameter Centrale B.V. · trading as TMC/Htmc/Eltra Parkeergroep/Taxameter Centrale B.V./Payflux Payment Service Provider No BIC Payments & e-money Prudential licence Netherlands · Licensed by The Netherlands Bank · R102815 (EBA-PSD2) · No LEI mapped](https://elucidate.co/directory/taxameter-centrale-b-v-41bea341d98b)
-   [World First Netherlands B.V. BIC WOFTNL22 Payments & e-money Prudential licence Netherlands · Licensed by The Netherlands Bank · R161090 (EBA-PSD2) · LEI 549300KOOW3B2WK0K818](https://elucidate.co/directory/world-first-netherlands-b-v-woftnl22)
-   [Zebedee Europe B.V. No BIC Payments & e-money Crypto Prudential licence Netherlands · Licensed by The Netherlands Bank · R194916 (EBA-PSD2) · also on ESMA-CASP · LEI 724500B2I1LR33CAWG54](https://elucidate.co/directory/zebedee-europe-b-v-1d21b8061ba1)
-   [zerohash europe B.V. · trading as zerohash europe No BIC Payments & e-money Crypto Prudential licence Netherlands · Licensed by The Netherlands Bank · R193684 (EBA-PSD2) · also on ESMA-CASP · LEI 724500G7QSOMFR1GQA47](https://elucidate.co/directory/zerohash-europe-b-v-57fb2eb4b2a3)

[See all →](https://elucidate.co/directory/search?type=payments&cc=NL)

Claim this profile

## Work at Aft Eu B.V.?

Claim this page to have it marked as verified by the bank, and to send us corrections. We verify every claim before anything changes on the page.

1.  01 **Submit** Tell us who you are, using your work email.
2.  02 **We verify** We check the email domain and confirm your role with the bank. This usually takes up to five business days.
3.  03 **Profile claimed** The page is marked as claimed and verified. You can send us corrections at any time.

Sources & method

Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.

Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.

Register entries are not screened against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.

An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.

[Read the methodology →](https://elucidate.co/directory/methodology)

Credits for this page

-   **EBA PSD2 Register**—European Banking Authority (EBA) · [register ↗](https://euclid.eba.europa.eu/register/pir/search) as at 25 September 2026
-   **Ownership and group**—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
-   **Overview, authorisation, partners, products, leadership and events**—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
-   **Images**—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: [aspireapp.com](https://aspireapp.com/en-nl/) (official website) · [original](https://cdn.aspireapp.com/brand/v2/aspire-logo.svg).

## Assess the financial crime risk behind a BIC

A BIC identifies an institution; it does not assess it. The [Elucidate FinCrime Index (EFI)](https://elucidate.co/ratings) is an independent score of the financial crime risk of banks, built for correspondent banking and counterparty due diligence.

[Book a demo](https://elucidate.co/demo-request)

Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.