Ireland · Credit institution
Aib Mortgage Bank
Legal name in the LEI recordAIB MORTGAGE BANK UNLIMITED COMPANY
AIB Mortgage Bank Unlimited Company is a public unlimited company registered in Ireland under number 404926. Its registered office is at 10 Molesworth Street, Dublin 2. It is a wholly owned subsidiary of Allied Irish Banks, p.l.c., and its ultimate parent is AIB Group plc. The bank holds an Irish banking licence. It was registered as a designated mortgage credit institution under the Asset Covered Securities Act 2001 on 8 February 2006. It provides Irish residential mortgages and issues mortgage covered securities. Allied Irish Banks, p.l.c. performs all of its activities under an outsourcing and agency agreement.
Licences and registrations
Matched by LEI on the 22 tracked registers
None matched by LEI in the 22 tracked registers. It is on the ECB list of supervised entities (see Regulatory status): that is banking supervision, not a licence on a tracked register.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
Regulatory status
ECB banking supervision
List of supervised entities as of 2026-07-01
- Classification
- Significant institution
- Supervisor
- European Central Bank (direct supervision)
- Listed as
- AIB MORTGAGE BANK UNLIMITED COMPANY
- Entity type
- Credit institution
- Supervised group (ECB)
- AIB Group plc
- Why significant
- Size (Total assets EUR 100-150 bn)
European registers
ECB · monetary financial institutions
List as at 2026-09-25
- Category
- Credit institution
- Minimum reserves
- Subject to minimum reserves
- Listed as
- AIB Mortgage Bank u.c.
- RIAD code
- IEC40419
ESMA · MiFID II register
Register as at 2026-09-28
| Entry | Competent authority | Authorised | Services or instruments |
|---|---|---|---|
| Investment services (MiFID II) | Central Bank of Ireland (CBI) | 2007-11-01 | A1 A2 A3 A4 A5 A6 A7 A8 A9 B1 B2 B3 B4 B5 B6 B7 |
Service codes follow MiFID II Annex I: A for investment services, B for ancillary services. Hover a code for its meaning.
Entries are matched on the LEI. Each register is quoted as its publisher lists it.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- AIMBIE21XXX head office
- Connection to Swift
- Passive participant (no connection)This BIC is registered for identification only. The institution has no direct connection to the Swift network. Messages and payments reach it through a correspondent bank. The “1” in the eighth character of AIMBIE21 marks a passive participant.
- Swift GPI
- Not on the member list
- Payment schemes and systems
- No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- Branch codes
- None: head-office BIC only
- BIC first registered
- 2007-07-07
- Last updated
- 2007-07-07
Overview
Researched 29 Sep 2026 · Sources
Ownership
Group subsidiary
100% Allied Irish Banks, p.l.c.
Institution type
Other
Trades as AIB Mortgage Bank u.c.
- Ownership
- Allied Irish Banks, p.l.c. holds 100% of the bank and is itself wholly owned by AIB Group plc.
- Direct parent
- Allied Irish Banks, p.l.c., Ireland 100%
- Ultimate owner
- AIB Group plc, Ireland
- Head office
- 10 Molesworth Street, Dublin 2 Dublin, Ireland
- Company register
- 404926 (Companies Registration Office, Ireland)
Business lines
According to its 2025 annual financial report, all of the bank's income and assets come from residential mortgage lending in the Republic of Ireland. This lending is funded by mortgage covered securities and by borrowings from its parent.
Online
- Websites & references
- aib.ie ↗
aib.ie/investorrelations/debt-investor/mortgage-bank ↗ AIB Mortgage Bank u.c. investor page (covered bond reports, prospectuses, financial statements) - Official social accounts
- LinkedIn ↗ · X ↗ · Facebook ↗ · YouTube ↗
Sources · 7 pages consulted
- aib.ie/content/dam/frontdoor/investorrelations/docs/mortgagebank/directors-report-and-financial-
- aib.ie/investorrelations/debt-investor/mortgage-bank
- aib.ie/
- aib.ie/our-products/mortgages
- irishtimes.com/business/2026/09/12/aib-prepares-portfolio-of-under-100m-of-mainly-problem-personal-loans
- rte.ie/news/business/2026/0527/1575453-galvin-aib/
- cbonds.com/company/88589/
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
- Kevin Gahan Managing Director
- Chair
- Eamonn Quinn Independent Non-Executive Director and Chair
- Executive
- Gerry Gaffney Executive Director
- Executive
- Yvonne Hill Independent Non-Executive Director (Audit Committee Chair)
Supervisors & regulators
Researched 29 Sep 2026 · Sources
- Ireland
- Central Bank of Ireland Central bankPrudential supervisorAML supervisorConductResolution
- European Union
- European Central Bank (Single Supervisory Mechanism) Prudential supervisor
- European Union
- Single Resolution Board Resolution
Recent events
Researched 29 Sep 2026 · Sources
-
Leadership
Kevin Gahan, the bank's Managing Director, became interim chief financial officer of AIB Group after Donal Galvin stepped down.
irishtimes.com ↗ -
Other
The bank issued three series of mortgage covered securities of EUR 750 million each on 22 July 2026.
aib.ie ↗ -
Leadership
Non-executive director Carol Meehan resigned from the bank's board on 8 September 2025.
aib.ie ↗ -
Other
The Irish Government reduced its shareholding in AIB Group plc, the bank's ultimate parent, to zero and ceased to be a related party.
aib.ie ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.
Identifiers
Head-office record
- BIC
- AIMBIE21XXX
- How the BIC breaks down
- AIMBBank
- IECountry · Ireland
- 21Location · passive
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 549300CGO72ED3XVUZ04
- LEI record
- View on GLEIF ↗
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
Profile
- Type
- Credit institutionListed as a credit institution, or a branch of one, on the ECB’s list of supervised entities, or named as a bank on the Financial Stability Board’s G-SIB list, directly or as a G-SIB’s main operating bank. These are the only bank lists the directory tracks so far.
- Regulation
- Prudentially supervised (ECB list)Prudentially supervised, according to the ECB list of supervised entities (as at 2026-07-01). This is banking supervision, not a licence on a tracked register.
- Register licences
- None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- Country · region
- Ireland · Europe & Central Asia
- Banking supervision
- Significant · supervised by the ECB as of 2026-07-01
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
- Direct parent
- Allied Irish Banks Public Limited Company · Ireland3U8WV1YX2VMUHH7Z1Q21 ↗
- Ultimate parent
- Aib Group Public Limited Company · Ireland635400AKJBGNS5WNQL34 ↗
The Aib Group Public Limited Company group has 6 institutions in the directory, in 3 countries: all hold a BIC.
Including Ebs D.A.C., Aib, Public Limited Company, Aib Bank, Goodbody Stockbrokers, Aib Group (UK) PLC.
See the Aib Group Public Limited Company group →Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
Addresses
- Registered address
- BANKCENTRE BALLSBRIDGE DUBLIN 4 IRELAND
- Operational address
- BANKCENTRE BALLSBRIDGE DUBLIN DUBLIN 4 IRELAND
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Debtor agent, creditor agent or an intermediary agent
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>AIMBIE21XXX</BICFI>
<LEI>549300CGO72ED3XVUZ04</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>AIMBIE21XXX</BICFI>
<LEI>549300CGO72ED3XVUZ04</LEI>
<Nm>AIB MORTGAGE BANK</Nm>
<PstlAdr>
<TwnNm>DUBLIN</TwnNm>
<Ctry>IE</Ctry>
<AdrLine>BANKCENTRE BALLSBRIDGE DUBLIN 4</AdrLine>
</PstlAdr>
</FinInstnId>This BIC is not connected to Swift. Messages reach the institution through a correspondent bank, so it cannot be the instructing or instructed agent.
The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- Banking supervision—Source: European Central Bank, list of supervised entities.
- Ownership and group—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- Overview, leadership, regulators and events—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- European registers—Source: European Central Bank (ECB), list of monetary financial institutions and list of institutions subject to minimum reserves. Source: European Securities and Markets Authority (ESMA), MiFID II/MiFIR register (investment firms, trading venues, systematic internalisers, data reporting services providers). Matched on LEI by Elucidate.
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