Luxembourg · Payments & e-money
Airbnb Payments Luxembourg S.A.
Airbnb Payments Luxembourg S.A. is a société anonyme based in Luxembourg. The Commission de Surveillance du Secteur Financier (CSSF) authorises it as a payment institution under reference Z21. It belongs to the Airbnb group, and its LEI record names Airbnb, Inc. as its ultimate parent. It is the Airbnb Payments company that users resident in the European Economic Area (EEA) contract with. It acts as the hosts' limited payment collection agent: it collects guests' payments on the Airbnb platform and pays hosts out.
Licences and registrations
Held by Airbnb Payments Luxembourg S.A. (LEI 254900V2XPLF1I2X4I25). 1 entry on 1 of the 22 tracked registers, retrieved 25 September 2026.
| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
|---|---|---|---|---|---|---|---|---|
| EBA PSD2 RegisterCommission for the Supervision of Financial Sector | Payment institutionPayment Institution | Z00000021 | Luxembourg | Active | 2019-11-29 | — |
|
Search the register ↗ |
- Each licence applies in the country of the regulator that granted it.
- Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
Swift network
Swift’s ISO 9362 BIC directory
Holds no BIC in Swift’s directory.
Its LEI is not mapped to a BIC in the Swift and GLEIF BIC-to-LEI relationship file.
Overview
Researched 29 Sep 2026 · Sources
Customers
Not published
Employees
Not published
Ownership
Group subsidiary
Firm type
Merchant acquiring and processing
Trades as Airbnb
- Ownership
- The firm's LEI record reports Airbnb, Inc. as its ultimate accounting-consolidation parent. The direct shareholder is not published in the sources reviewed.
- Ultimate owner
- Airbnb, Inc., United States
- Head office
- 1st floor Oksigen Building, 2 Rue Edward Steichen, L-2540 Luxembourg, Luxembourg
- Company register
- RCS Luxembourg B230618
- Incorporated
- 4 Jan 2019
Online
- Websites & references
- airbnb.com ↗
- Official social accounts
- X ↗ · Facebook ↗ · Instagram ↗
Sources · 7 pages consulted
- assets.airbnb.com/help/2026_Payments_Terms_of_Service_for_European_Users_-_English.pdf
- dnb.nl/en/public-register/information-detail/?registerCode=WFTBI&relationNumber=R166305
- lb.lt/en/sfi-financial-market-participants/airbnb-payments-luxembourg-s-a
- bportugal.pt/en/entidadeautorizada/airbnb-payments-luxembourg-sa
- lei.bloomberg.com/leis/view/254900V2XPLF1I2X4I25
- airbnb.com/help/article/2909
- airbnb.com/
Authorisation
Researched 29 Sep 2026 · Sources
- Operates under
- Its own licences
The CSSF authorises the firm as a payment institution under the Law of 10 November 2009 on payment services, reference Z21. It passports its services cross-border into other EEA states, for example the Netherlands, Portugal and Lithuania.
| Authority | Licence or registration | Number | Held | Status | Source |
|---|---|---|---|---|---|
| Commission de Surveillance du Secteur Financier (CSSF) Luxembourg | Payment institution (payment services and card acquiring) | Z21 | In its own name | Active | assets.airbnb.com ↗ |
Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.
Products and markets
Researched 29 Sep 2026 · Sources
On the Airbnb platform, the firm collects guests' payments for stays, services and experiences on behalf of hosts and pays them out to hosts' chosen payout methods. According to its terms, it provides regulated payment services only to hosts.
It contracts with Airbnb users resident in the EEA under its Luxembourg licence. Users in the United Kingdom and Switzerland contract with Airbnb Payments UK Ltd instead.
- Sells to
- Consumers · Small businesses
- Serves customers in 30 countries
- Austria · Belgium · Bulgaria · Croatia · Cyprus · Czechia · Denmark · Estonia · Finland · France · Germany · Greece · Hungary · Ireland · Italy · Latvia · Lithuania · Luxembourg · Malta · Netherlands · Poland · Portugal · Romania · Slovakia · Slovenia · Spain · Sweden · Iceland · Liechtenstein · Norway
Recent events
Researched 29 Sep 2026 · Sources
-
Other
The firm moved its legal address from 4 rue Henri Schnadt to 2 Rue Edward Steichen, Luxembourg, effective 1 February 2026.
lei.bloomberg.com ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.
Identifiers
- Licence no. · EBA-PSD2
- Z00000021
- BIC
- Holds no BIC in Swift’s directory
- How the LEI was matched
- Matched by Elucidate to GLEIF on name, country and address
- Elucidate firm ID
- a07953f51984
Profile
- Type
- Payments & e-moneyPayment institutions, e-money and stored-value issuers, and account-information providers. Licensed under payment-services law (e.g. PSD2 in the EU and UK, the Payment Services Act in Singapore). Taken from the licences on the tracked registers.
- Regulation
- Prudential licenceAuthorised with capital, safeguarding and conduct requirements, e.g. an authorised payment or e-money institution in the EU or UK, a major payment institution in Singapore, or a MiCA crypto-asset service provider.
- Main licence class
- Payment Institution
- Activities
- Payment services
- Card acquiring
- Licensed in
- Luxembourg · Europe & Central Asia
- First registered
- 2019-11-29
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
- Ultimate parent
- Airbnb, Inc. · United States549300HMUDNO0RY56D37 ↗
Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
Addresses
- Address on the register
- 2 rue Edward Steichen, Luxembourg, L-2540
- Country
- Luxembourg
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
This institution holds no BIC. A CBPR+ message identifies it by name and postal address, and may add its LEI or a clearing code.
- Identified by
- Name and postal address, with its LEI
- Postal address
- Hybrid: town, postcode and country in their own elements, the rest in one address line
<FinInstnId>
<LEI>254900V2XPLF1I2X4I25</LEI>
<Nm>Airbnb Payments Luxembourg S.A.</Nm>
<PstlAdr>
<PstCd>L-2540</PstCd>
<TwnNm>Luxembourg</TwnNm>
<Ctry>LU</Ctry>
<AdrLine>2 rue Edward Steichen</AdrLine>
</PstlAdr>
</FinInstnId>CBPR+ identifies the instructing and instructed agents by BIC only. An institution without a BIC can be the debtor, creditor or an intermediary agent.
The values are as published by the register. Check them against your own records before use.
Sources & method
Register entries come from the public registers of financial regulators, standardised into one taxonomy. LEIs are matched through GLEIF, and a BIC is linked only through a shared LEI.
An institution missing from these registers is not necessarily unregulated.
Register entries are not matched against the OFAC or EU sanctions lists. Where the legal entity also holds a BIC, the matches for that BIC are on its page. Always screen against the official lists.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Register for this page
- EBA PSD2 Register—European Banking Authority (EBA) · source ↗ as at 25 September 2026
- Ownership and group—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- Overview, authorisation, partners, products, leadership and events—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
Assess the financial crime risk behind a licence
A licence records what an institution is authorised to do; it does not assess it. The Elucidate FinCrime Index (EFI) is an independent score of the financial crime risk of banks and payment institutions.
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