--- title: "Al Ansari Digital Pay L.L.C · Retail Payment Services (CBUAE) · United Arab Emirates | Elucidate" description: "Al Ansari Digital Pay L.L.C is authorised by Central Bank of the UAE (CBUAE) as a retail payment services in the United Arab Emirates. Licence 08.01.02.027.2025.02. Register status, licences, activities and ownership." url: https://elucidate.co/directory/al-ansari-digital-pay-l-l-c-b517205f3061 --- 1. [Directory](https://elucidate.co/directory) 2. [United Arab Emirates](https://elucidate.co/directory/country/ae) 3. Al Ansari Digital Pay L.L.C United Arab Emirates · Payments & e-money # Al Ansari Digital Pay L.L.C Al Ansari Digital Pay L.L.C is a limited liability company based in Dubai. The Central Bank of the UAE (CBUAE) licenses it as a Stored Value Facility provider and as a Retail Payment Services provider. It is a subsidiary of Al Ansari Financial Services PJSC, which is listed on the Dubai Financial Market. The firm runs the Al Ansari Wallet app for UAE residents. The wallet offers wallet-to-wallet transfers, QR-code merchant payments, bill payments, mobile top-ups and cash in and out at Al Ansari Exchange branches. International remittances in the app are provided by its sister company Al Ansari Exchange L.L.C. The group announced CBUAE in-principle approval in November 2023 and final approval of both licences in March 2025. Register status Licensed in the United Arab Emirates Retail Payment Services · Central Bank of the UAE (CBUAE) Prudential licence [2 licences and registrations ↓](https://elucidate.co/directory/al-ansari-digital-pay-l-l-c-b517205f3061#licences) BIC **No BIC** LEI **No LEI mapped** [Licence no. **08.01.02.027.2025.02**](https://elucidate.co/directory/al-ansari-digital-pay-l-l-c-b517205f3061#licences) ## Licences and registrations Held by Al Ansari Digital Pay L.L.C. 2 entries on 2 of the 22 tracked registers, retrieved 24 September 2026. | Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | [CBUAE Register of Licensed Financial Institutions - Retail Payment Services](https://elucidate.co/directory/register/cbuae-rps) Central Bank of the UAE (CBUAE) | Retail Payment ServicesPayment Institution | 08.01.02.027.2025.02 | [United Arab Emirates](https://elucidate.co/directory/country/ae) | Active | — | — | - Payment services | [Search the register ↗](https://www.centralbank.ae/media/hw0lreyi/cb-register-august-2026.pdf) | | [CBUAE Register of Licensed Financial Institutions - Stored Value Facility](https://elucidate.co/directory/register/cbuae-svf) Central Bank of the UAE (CBUAE) | Stored Value FacilityE-Money / Stored Value Institution | 05.01.01.015.2025.02 | [United Arab Emirates](https://elucidate.co/directory/country/ae) | Active | — | — | - E-money / stored value | [Search the register ↗](https://www.centralbank.ae/media/hw0lreyi/cb-register-august-2026.pdf) | - Each licence applies in the country of the regulator that granted it. - Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here. ## Swift network Swift’s ISO 9362 BIC directory Holds no BIC in Swift’s directory. No LEI is matched to this entry, and BICs are linked by LEI only. ## Overview Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/al-ansari-digital-pay-l-l-c-b517205f3061#overview-sources) Customers Not published Employees Not published Ownership Group subsidiary Al Ansari Financial Services PJSC Firm type E-money and accounts Trades as Al Ansari Wallet - **Ownership:** The firm is a subsidiary of Al Ansari Financial Services PJSC, which is listed on the Dubai Financial Market under the ticker ALANSARI. The shareholding percentage is not published. - **Direct parent:** Al Ansari Financial Services PJSC, United Arab Emirates - **Head office:** Al Ansari Business Center, Level 8, Al Barsha, P.O. Box 6176 Dubai, United Arab Emirates ### Online - **Websites & references:** [alansariwallet.com ↗](https://alansariwallet.com/) - **Official social accounts:** [LinkedIn ↗](https://www.linkedin.com/company/al-ansari-wallet/) · [X ↗](https://twitter.com/alansari_wallet) · [Facebook ↗](https://www.facebook.com/alansariwallet) · [Instagram ↗](https://www.instagram.com/alansari.wallet/) · [YouTube ↗](https://www.youtube.com/channel/@alansariwallet) · [TikTok ↗](https://www.tiktok.com/@alansari.wallet) · [Threads ↗](https://www.threads.net/alansari.wallet) - **Apps:** [Google Play ↗](https://play.google.com/store/apps/details?id=mobi.foo.aae) · [App Store ↗](https://apps.apple.com/us/app/al-ansari-wallet/id6743625733) Sources · 11 pages consulted 1. [alansariwallet.com/](https://alansariwallet.com/) 2. [alansariwallet.com/terms-and-conditions/](https://alansariwallet.com/terms-and-conditions/) 3. [alansariwallet.com/faq/what-is-al-ansari-digital-pay/](https://alansariwallet.com/faq/what-is-al-ansari-digital-pay/) 4. [alansariwallet.com/about-us/](https://alansariwallet.com/about-us/) 5. [alansariwallet.com/key-facts-statement/](https://alansariwallet.com/key-facts-statement/) 6. [alansariwallet.com/wp-content/uploads/2025/10/KFS-AAW\_10Oct2125.pdf](https://alansariwallet.com/wp-content/uploads/2025/10/KFS-AAW_10Oct2125.pdf) 7. [alansariwallet.com/agents/](https://alansariwallet.com/agents/) 8. [alansariwallet.com/for-business/](https://alansariwallet.com/for-business/) 9. [aafs.ae/news/al-ansari-digital-pay-secures-final-approvals-to-launch-digital-wallet-advancing-fin](https://aafs.ae/news/al-ansari-digital-pay-secures-final-approvals-to-launch-digital-wallet-advancing-financial-inclusion-and-the-uaes-cashless-society/) 10. [aafs.ae/news/al-ansari-digital-pay-receives-regulatory-in-principle-approval-to-launch-a-digital-](https://aafs.ae/news/al-ansari-digital-pay-receives-regulatory-in-principle-approval-to-launch-a-digital-wallet-targeting-the-unbanked-population/) 11. [aafs.ae/about-us/](https://aafs.ae/about-us/) ## Authorisation Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/al-ansari-digital-pay-l-l-c-b517205f3061#overview-sources) - **Operates under:** Several models - **Licensed firm it operates under:** Al Ansari Exchange L.L.C, United Arab Emirates International remittances in the wallet are "Powered by Al Ansari Exchange" and governed by Al Ansari Exchange's own terms and conditions. The CBUAE licenses the firm as a Stored Value Facility provider and as a Retail Payment Services provider. International remittances offered in the app are provided by Al Ansari Exchange L.L.C, a sister company, under that firm's own terms. | Authority | Licence or registration | Number | Held | Status | Source | | --- | --- | --- | --- | --- | --- | | Central Bank of the UAE United Arab Emirates | Stored Value Facility | 05.01.01.015.2025.02 | In its own name | Active | — | | Central Bank of the UAE United Arab Emirates | Retail Payment Services | 08.01.02.027.2025.02 | In its own name | Active | — | Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks. ## Products and markets Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/al-ansari-digital-pay-l-l-c-b517205f3061#overview-sources) - E-money wallet - Domestic payments - International money transfer - Bill payments - Mobile top-up The Al Ansari Wallet is an AED mobile wallet for UAE residents aged 18 or over, including people without bank accounts. It covers wallet-to-wallet transfers, QR-code merchant payments, local bill payments and local and international mobile recharges. Customers can add or withdraw cash at Al Ansari Exchange branches, and cross-border remittances are provided by Al Ansari Exchange. The firm serves UAE residents who hold a valid Emirates ID and a UAE mobile number. - **Sells to:** Consumers · Enterprises · Small businesses - **Serves customers in:** United Arab Emirates ## Recent events Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/al-ansari-digital-pay-l-l-c-b517205f3061#overview-sources) 1. Mar 2025 Licence Al Ansari Financial Services announced that the CBUAE had given the firm final approval for its Stored Value Facility and Retail Payment Services licences. [aafs.ae ↗](https://aafs.ae/news/al-ansari-digital-pay-secures-final-approvals-to-launch-digital-wallet-advancing-financial-inclusion-and-the-uaes-cashless-society/) 2. Nov 2023 Licence Al Ansari Financial Services announced that the CBUAE had given the firm in-principle approval for Stored Value Facility and retail payment service licences. [aafs.ae ↗](https://aafs.ae/news/al-ansari-digital-pay-receives-regulatory-in-principle-approval-to-launch-a-digital-wallet-targeting-the-unbanked-population/) Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source. ## Identifiers - **Licence no. · CBUAE-RPS:** 08.01.02.027.2025.02 - **Licence no. · CBUAE-SVF:** 05.01.01.015.2025.02 - **BIC:** Holds no BIC in Swift’s directory - **LEI:** No LEI mapped - **Elucidate firm ID:** b517205f3061 ## Profile - **Type:** Payments & e-money - **Regulation:** Prudential licence - **Main licence class:** E-Money / Stored Value Institution - **Activities:** - Payment services - E-money / stored value - **Licensed in:** [United Arab Emirates](https://elucidate.co/directory/country/ae) · Middle East & North Africa - **First registered:** Not published Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet. ## Ownership and group GLEIF relationship records No LEI is matched to this entry, so GLEIF relationship records cannot be linked. ## Addresses - **Address on the register:** Dubai - **Country:** United Arab Emirates ## ISO 20022 identification As an agent in a Swift cross-border payment message (CBPR+) This institution holds no BIC. A CBPR+ message identifies it by name and postal address, and may add its LEI or a clearing code. - **Identified by:** Name and postal address. No LEI or clearing code is mapped in the directory - **Postal address:** Structured: town and country ```xml Al Ansari Digital Pay L.L.C Dubai AE ``` CBPR+ identifies the instructing and instructed agents by BIC only. An institution without a BIC can be the debtor, creditor or an intermediary agent. The values are as published by the register. Check them against your own records before use. ## Related institutions ### Other payments & e-money institutions in the United Arab Emirates - [AEDC Stable Coin Network And Distribution - L.L.C No BIC Payments & e-money Crypto Prudential licence United Arab Emirates · Licensed by Central Bank of the UAE (CBUAE) · 09.01.01.004.2026.01 (CBUAE-PTC) · also on CBUAE-PTCAT, CBUAE-SVF · No LEI mapped](https://elucidate.co/directory/aedc-stable-coin-network-and-distribution-l-l-c-ce122c02ae00) - [AIAE Services for Payments -L.L.C- S.P.C No BIC Payments & e-money Prudential licence United Arab Emirates · Licensed by Central Bank of the UAE (CBUAE) · 08.01.02.038.2026.02 (CBUAE-RPS) · also on CBUAE-SVF · No LEI mapped](https://elucidate.co/directory/aiae-services-for-payments-l-l-c-s-p-c-6220d012f277) - [Beyon Money Financial Services L.L.C No BIC Payments & e-money Prudential licence United Arab Emirates · Licensed by Central Bank of the UAE (CBUAE) · 08.01.02.022.2024.02 (CBUAE-RPS) · also on CBUAE-SVF · No LEI mapped](https://elucidate.co/directory/beyon-money-financial-services-l-l-c-955ecb2d8958) - [Botim Money Technology L.L.C No BIC Payments & e-money Prudential licence United Arab Emirates · Licensed by Central Bank of the UAE (CBUAE) · 08.01.02.002.2022.01 (CBUAE-RPS) · also on CBUAE-SVF · LEI 984500F8A1FF59S6XD61](https://elucidate.co/directory/botim-money-technology-l-l-c-0a58a23041ac) - [Comera Pay L.L.C No BIC Payments & e-money Prudential licence United Arab Emirates · Licensed by Central Bank of the UAE (CBUAE) · 08.01.02.018.2024.01 (CBUAE-RPS) · also on CBUAE-SVF · No LEI mapped](https://elucidate.co/directory/comera-pay-l-l-c-d33175d0accd) - [EITC Financial Services L.L.C No BIC Payments & e-money Prudential licence United Arab Emirates · Licensed by Central Bank of the UAE (CBUAE) · 08.01.02.013.2024.02 (CBUAE-RPS) · also on CBUAE-SVF · No LEI mapped](https://elucidate.co/directory/eitc-financial-services-l-l-c-d8373e8aff84) - [H A Q Kamel Pay Services L.L.C No BIC Payments & e-money Prudential licence United Arab Emirates · Licensed by Central Bank of the UAE (CBUAE) · 08.01.02.036.2026.02 (CBUAE-RPS) · also on CBUAE-SVF · No LEI mapped](https://elucidate.co/directory/h-a-q-kamel-pay-services-l-l-c-aae3ddea558b) - [Huru Payment Services Provider L.L.C No BIC Payments & e-money Prudential licence United Arab Emirates · Licensed by Central Bank of the UAE (CBUAE) · 08.01.02.024.2025.02 (CBUAE-RPS) · also on CBUAE-SVF · No LEI mapped](https://elucidate.co/directory/huru-payment-services-provider-l-l-c-c6cef3e5ff81) [See all →](https://elucidate.co/directory/search?type=payments&cc=AE) [Other entries on CBUAE-RPS →](https://elucidate.co/directory/register/cbuae-rps) Sources & method Register entries come from the public registers of financial regulators, standardised into one taxonomy. LEIs are matched through GLEIF, and a BIC is linked only through a shared LEI. An institution missing from these registers is not necessarily unregulated. Register entries are not matched against the OFAC or EU sanctions lists. Where the legal entity also holds a BIC, the matches for that BIC are on its page. Always screen against the official lists. An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page. [Read the methodology →](https://elucidate.co/directory/methodology) Registers for this page - **CBUAE Register of Licensed Financial Institutions - Retail Payment Services**—Central Bank of the UAE (CBUAE) · [source ↗](https://www.centralbank.ae/media/hw0lreyi/cb-register-august-2026.pdf) as at 24 September 2026 - **CBUAE Register of Licensed Financial Institutions - Stored Value Facility**—Central Bank of the UAE (CBUAE) · [source ↗](https://www.centralbank.ae/media/hw0lreyi/cb-register-august-2026.pdf) as at 24 September 2026 - **Overview, authorisation, partners, products, leadership and events**—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source. ## Assess the financial crime risk behind a licence A licence records what an institution is authorised to do; it does not assess it. The [Elucidate FinCrime Index (EFI)](https://elucidate.co/ratings) is an independent score of the financial crime risk of banks and payment institutions. [Book a demo](https://elucidate.co/demo-request) Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.