---
title: "Asn Bank N.V. SWIFT/BIC code SNSBNL2AXXX · Netherlands | Elucidate"
description: "Significant institution directly supervised by the ECB. SWIFT/BIC code SNSBNL2AXXX for Asn Bank N.V., Netherlands. 1 branch BIC, LEI 724500A1FNICHSDF2I11."
url: https://elucidate.co/directory/asn-bank-n-v-snsbnl2a
---
1. [Directory](https://elucidate.co/directory)
2. [Netherlands](https://elucidate.co/directory/country/nl)
3. Asn Bank N.V.
Netherlands · Credit institution
# Asn Bank N.V.
ASN Bank N.V. is a Dutch public limited company (naamloze vennootschap) with its head office in Utrecht. The Dutch State owns all of its shares through NL Financial Investments (NLFI). The bank provides payment, savings and mortgage products to households and small businesses in the Netherlands. Formerly SNS Bank N.V., it was renamed de Volksbank N.V. on 1 January 2017 and ASN Bank N.V. on 1 July 2025.
ECB · Single Supervisory Mechanism
Directly supervised by the ECB
Total assets EUR 50–75 bn
Supervised group head
BIC **SNSBNL2AXXX** LEI **[724500A1FNICHSDF2I11](https://search.gleif.org/#/record/724500A1FNICHSDF2I11)** Licence no. **Not on a tracked register** Connected to Swift [ECB significant institution](https://elucidate.co/directory/asn-bank-n-v-snsbnl2a#regulatory) [**1** branch code](https://elucidate.co/directory/asn-bank-n-v-snsbnl2a#branches) [Claim this profile](https://elucidate.co/directory/asn-bank-n-v-snsbnl2a#claim)
## Licences and registrations
Matched by LEI on the 22 tracked registers
None matched by LEI in the 22 tracked registers. It is on the ECB list of supervised entities (see [Regulatory status](https://elucidate.co/directory/asn-bank-n-v-snsbnl2a#regulatory)): that is banking supervision, not a licence on a tracked register.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
## Regulatory status
### ECB banking supervision
List of supervised entities as of 2026-07-01
- **Classification:** Significant institution
- **Supervisor:** European Central Bank (direct supervision)
- **Listed as:** ASN Bank N.V.
- **Entity type:** Credit institution
- **Supervisory group:** Heads its own group
- **Why significant:** Size (Total assets EUR 50-75 bn)
## European registers
### ECB · monetary financial institutions
List as at 2026-09-25
- **Category:** Credit institution
- **Minimum reserves:** Subject to minimum reserves
- **Listed as:** ASN Bank N.V.
- **RIAD code:** NL578
Entries are matched on the LEI. Each register is quoted as its publisher lists it.
## Swift network
Swift’s ISO 9362 BIC directory
- **BIC:** SNSBNL2AXXX head office
- **Connection to Swift:** Connected to Swift
- **Swift GPI:** Not on the member list
- **Payment schemes and systems:** [SCT · SCT Inst · SDD Core · SDD B2B · VOP · T2 · TIPS](https://elucidate.co/directory/asn-bank-n-v-snsbnl2a#schemes)
- **Branch codes:** [1 branch code](https://elucidate.co/directory/asn-bank-n-v-snsbnl2a#branches)
- **BIC first registered:** 1999-06-05
- **Last updated:** 2025-07-08
## Overview
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/asn-bank-n-v-snsbnl2a#overview-sources)
Total assets
EUR 77.3bn
Group · 30 Jun 2026 · [interim report ↗](https://newsroom.asnbank.nl/download/6b4e56a8-9af3-4f8e-ab9c-5e87ccf5f970/asnbank1h26analystpresentation.pdf)
Employees
3,518
FTE · Group · 30 Jun 2026 · [interim report ↗](https://newsroom.asnbank.nl/download/6b4e56a8-9af3-4f8e-ab9c-5e87ccf5f970/asnbank1h26analystpresentation.pdf)
Ownership
State-owned
100% Stichting administratiekantoor beheer financiële instellingen (NL Financial Investments, NLFI)
Institution type
Commercial bank
Trades as ASN Bank
- **Standing:** Renamed from de Volksbank N.V. to ASN Bank N.V. on 1 July 2025. The former SNS, RegioBank and BLG Wonen brands were merged into the ASN Bank brand between July 2025 and 1 March 2026.
- **Ownership:** The Dutch State holds 100% of the shares through NL Financial Investments (NLFI), following the nationalisation of the bank's former parent SNS REAAL on 1 February 2013.
- **Direct parent:** Stichting administratiekantoor beheer financiële instellingen (NL Financial Investments, NLFI), Netherlands 100%
- **Ultimate owner:** State of the Netherlands, Netherlands
- **Major shareholder:** Stichting administratiekantoor beheer financiële instellingen (NLFI) 100% · 16 Apr 2026
- **Head office:** Croeselaan 1, 3521 BJ Utrecht, Netherlands
- **Company register:** KvK 16062338, Netherlands Chamber of Commerce
- **Former names:** de Volksbank N.V. · SNS Bank N.V.
### Business lines
- Mortgage lending
- Retail banking
- Transaction banking & payments
- SME banking
- Consumer finance
According to its 2026 interim results, the bank focuses mainly on payments, savings and mortgages in the Netherlands, offered online and through 325 franchise branches.
### Online
- **Websites & references:** [corporate.asnbank.nl ↗](https://corporate.asnbank.nl/) [asnbank.nl ↗](https://www.asnbank.nl/) retail customer site [newsroom.asnbank.nl ↗](https://newsroom.asnbank.nl/) newsroom and press releases [snsbank.nl ↗](https://www.snsbank.nl/) former SNS brand site [Wikipedia ↗](https://en.wikipedia.org/wiki/De_Volksbank) [Wikidata Q135338857 ↗](https://www.wikidata.org/wiki/Q135338857)
- **Official social accounts:** [LinkedIn ↗](https://www.linkedin.com/company/asn-bank) · [Facebook ↗](https://www.facebook.com/ASNBank) · [Instagram ↗](https://www.instagram.com/asnbank/) · [YouTube ↗](https://www.youtube.com/@asnbank)
Sources · 15 pages consulted
1. [newsroom.asnbank.nl/en/transformation-update-official-launch-of-asn-bank-on-1-july/](https://newsroom.asnbank.nl/en/transformation-update-official-launch-of-asn-bank-on-1-july/)
2. [newsroom.asnbank.nl/en/asn-bank-reports-net-profit-of--174-million-in-first-half-of-2026/](https://newsroom.asnbank.nl/en/asn-bank-reports-net-profit-of--174-million-in-first-half-of-2026/)
3. [newsroom.asnbank.nl/download/c5587c43-3169-4146-8dfe-891d7c7bfd12/pressreleaseinterimresults2026asnbank.pdf](https://newsroom.asnbank.nl/download/c5587c43-3169-4146-8dfe-891d7c7bfd12/pressreleaseinterimresults2026asnbank.pdf)
4. [newsroom.asnbank.nl/download/6b4e56a8-9af3-4f8e-ab9c-5e87ccf5f970/asnbank1h26analystpresentation.pdf](https://newsroom.asnbank.nl/download/6b4e56a8-9af3-4f8e-ab9c-5e87ccf5f970/asnbank1h26analystpresentation.pdf)
5. [newsroom.asnbank.nl/en/andre-haag-to-step-down-as-chief-financial-officer-asn-bank/](https://newsroom.asnbank.nl/en/andre-haag-to-step-down-as-chief-financial-officer-asn-bank/)
6. [newsroom.asnbank.nl/en/asn-bank-appoints-two-new-supervisory-board-members-at-the-2026-annual-general-meeting](https://newsroom.asnbank.nl/en/asn-bank-appoints-two-new-supervisory-board-members-at-the-2026-annual-general-meeting-of-shareholders/)
7. [newsroom.asnbank.nl/en/roland-boekhout-appointed-as-ceo-of-de-volksbank/](https://newsroom.asnbank.nl/en/roland-boekhout-appointed-as-ceo-of-de-volksbank/)
8. [newsroom.asnbank.nl/en/de-nederlandsche-bank-dnb-imposes-two-administrative-fines-on-de-volksbank/](https://newsroom.asnbank.nl/en/de-nederlandsche-bank-dnb-imposes-two-administrative-fines-on-de-volksbank/)
9. [dnb.nl/algemeen-nieuws/handhavingsmaatregel-2025/boetes-van-in-totaal-20-miljoen-euro-voor-de-vo](https://www.dnb.nl/algemeen-nieuws/handhavingsmaatregel-2025/boetes-van-in-totaal-20-miljoen-euro-voor-de-volksbank/)
10. [dnb.nl/algemeen-nieuws/handhavingsmaatregel-2025/boete-voor-de-volksbank-n-v-wegens-gebrekkige-a](https://www.dnb.nl/algemeen-nieuws/handhavingsmaatregel-2025/boete-voor-de-volksbank-n-v-wegens-gebrekkige-anti-witwascontroles)
11. [lei.bloomberg.com/leis/view/724500A1FNICHSDF2I11](https://lei.bloomberg.com/leis/view/724500A1FNICHSDF2I11)
12. [corporate.asnbank.nl/en/about-us/corporate-governance/executive-board/saskia-hoskens/](https://corporate.asnbank.nl/en/about-us/corporate-governance/executive-board/saskia-hoskens/)
13. [corporate.asnbank.nl/en/about-us/corporate-governance/remuneration-identified-staff/](https://corporate.asnbank.nl/en/about-us/corporate-governance/remuneration-identified-staff/)
14. [asnbank.nl/service/hoe-lang-duurt-een-overboeking/snelheid-overboeking-buitenland.html](https://www.asnbank.nl/service/hoe-lang-duurt-een-overboeking/snelheid-overboeking-buitenland.html)
15. [en.wikipedia.org/wiki/De\_Volksbank](https://en.wikipedia.org/wiki/De_Volksbank)
## Leadership
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/asn-bank-n-v-snsbnl2a#overview-sources)
- **Chief executive:** Roland Boekhout Chief Executive Officer and Chairman of the Executive Board Confirmed 29 Sep 2026 · [newsroom.asnbank.nl ↗](https://newsroom.asnbank.nl/en/asn-bank-reports-net-profit-of--174-million-in-first-half-of-2026/)
- **Chair:** Gerard van Olphen Chair of the Supervisory Board Confirmed 29 Sep 2026 · [newsroom.asnbank.nl ↗](https://newsroom.asnbank.nl/en/asn-bank-appoints-two-new-supervisory-board-members-at-the-2026-annual-general-meeting-of-shareholders/)
- **Executive:**  Saskia Hoskens Chief Risk Officer, member of the Executive Board Confirmed 29 Sep 2026 · [corporate.asnbank.nl ↗](https://corporate.asnbank.nl/en/about-us/corporate-governance/executive-board/saskia-hoskens/)
## Supervisors & regulators
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/asn-bank-n-v-snsbnl2a#overview-sources)
- **European Union:** European Central Bank Prudential supervisor
- **Netherlands:** De Nederlandsche Bank Central bank Prudential supervisor AML supervisor Resolution
- **Netherlands:** Dutch Authority for the Financial Markets (AFM) Conduct Securities
- **European Union:** Single Resolution Board Resolution
## Recent events 1 enforcement or investigation item
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/asn-bank-n-v-snsbnl2a#overview-sources)
1. Apr 2026
Leadership
The bank announced that Chief Financial Officer André Haag would step down at the April 2026 AGM, without naming a successor.
[newsroom.asnbank.nl ↗](https://newsroom.asnbank.nl/en/andre-haag-to-step-down-as-chief-financial-officer-asn-bank/)
2. Mar 2026
Other
The bank completed its single-brand strategy when the BLG Wonen partnerships transferred to ASN Bank on 1 March 2026.
[newsroom.asnbank.nl ↗](https://newsroom.asnbank.nl/download/6b4e56a8-9af3-4f8e-ab9c-5e87ccf5f970/asnbank1h26analystpresentation.pdf)
3. Jul 2025
Other
The bank changed its legal name from de Volksbank N.V. to ASN Bank N.V. and moved SNS customers to the ASN Bank brand.
[newsroom.asnbank.nl ↗](https://newsroom.asnbank.nl/en/transformation-update-official-launch-of-asn-bank-on-1-july/)
4. Jan 2025
Enforcement
De Nederlandsche Bank fined the bank EUR 5 million for AML monitoring failures and EUR 15 million for risk-management deficiencies.
[dnb.nl ↗](https://www.dnb.nl/algemeen-nieuws/handhavingsmaatregel-2025/boetes-van-in-totaal-20-miljoen-euro-voor-de-volksbank/)
5. May 2024
Leadership
The Supervisory Board appointed Roland Boekhout as Chief Executive Officer with effect from 22 May 2024.
[newsroom.asnbank.nl ↗](https://newsroom.asnbank.nl/en/roland-boekhout-appointed-as-ceo-of-de-volksbank/)
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.
## Identifiers
Head-office record
- **BIC:** SNSBNL2AXXX
- **How the BIC breaks down:** 1. SNSB Bank 2. NL Country · Netherlands 3. 2A Location 4. XXX Branch · head office
- **Branch description:** Not recorded in the directory
- **LEI:** 724500A1FNICHSDF2I11
- **LEI record:** [View on GLEIF ↗](https://search.gleif.org/#/record/724500A1FNICHSDF2I11)
- **How the LEI was matched:** BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
## Profile
- **Type:** Credit institution
- **Regulation:** Prudentially supervised (ECB list)
- **Register licences:** None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- **Country · region:** Netherlands · Europe & Central Asia
- **Banking supervision:** [Significant · supervised by the ECB](https://elucidate.co/directory/asn-bank-n-v-snsbnl2a#regulatory) as of 2026-07-01
- **Trading venues (MIC):** No MIC registered under this LEI list of 2026-09-17
- **OFAC sanctions:** No listing cites this BIC
- **EU sanctions:** No listing matched this BIC or its LEI
- **Country sanctions:** No country programme
- **Founded:** 1817
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
## Ownership and group
GLEIF relationship records
GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.
## Addresses
- **Registered address:** CROESELAAN 1 UTRECHT 3521 BJ NETHERLANDS
- **Operational address:** CROESELAAN 1 UTRECHT 3521 BJ UTRECHT POB 8444 NETHERLANDS
## ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- **Identified by:** BIC, with its LEI
- **Roles in CBPR+:** Any agent, including the instructing and instructed agents
### CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
```xml
SNSBNL2AXXX
724500A1FNICHSDF2I11
```
### Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
```xml
SNSBNL2AXXX
724500A1FNICHSDF2I11
ASN BANK N.V.
UTRECHT
NL
CROESELAAN 1 UTRECHT 3521 BJ
```
The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
## Payment schemes and systems
EPC registers of 2026-09-11 · ECB T2 list of 2026-07-02 · ECB TIPS list of 2026-09-01 · SIX Bank Master valid on 2026-09-28
| Scheme or system | Since | Registered with | Note |
| --- | --- | --- | --- |
| SEPA Credit TransferISO 20022 messages | 2008-01-28 | Head office | — |
| SEPA Instant Credit TransferISO 20022 messages | 2019-01-08 | Head office | — |
| SEPA Direct Debit CoreISO 20022 messages | 2010-04-12 | Head office | — |
| SEPA Direct Debit Business-to-BusinessISO 20022 messages | 2014-02-03 | Head office | — |
| Verification of Payee | 2025-09-01 | Head office | — |
| T2 (Eurosystem real-time gross settlement)ISO 20022 messages | — | Head office | — |
| TIPS (TARGET Instant Payment Settlement)ISO 20022 messages | — | Head office | — |
SEPA dates are when the institution became ready for the scheme. The T2 list names direct participants only and gives no joining date. TIPS entries have no joining date.
An institution missing from T2 may still be reachable through an indirect participant. The ECB’s TIPS list does not separate participants from reachable parties. It includes institutions reachable in Swedish kronor as well as in euro.
“ISO 20022 messages” marks a scheme or system whose rulebook or operator specifies ISO 20022 for messages between participants.
## Network
### Branch codes
| BIC | Branch | City | Address | LEI | Updated |
| --- | --- | --- | --- | --- | --- |
| [SNSBNL2ASFM](https://elucidate.co/directory/asn-bank-n-v-snsbnl2a-sfm) | FINANCIAL MARKETS | Utrecht | CROESELAAN 1 UTRECHT 3521 BJ UTRECHT NETHERLANDS | — | 2025-07-08 |
[See every BIC in Netherlands →](https://elucidate.co/directory/country/nl#bics)
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- [ABN AMRO Clearing Bank N.V. BIC ABNCNL2A Credit institution Prudential licence Netherlands · On the ECB list of supervised entities · LEI G8ZTNESVNKW4NN761W05](https://elucidate.co/directory/abn-amro-clearing-bank-n-v-abncnl2a)
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- [De Nederlandsche Bank N.V BIC FLORNL2A Financial institution Not on a tracked register Netherlands · Not on a tracked register · LEI 5493001O36CVKPVL2D48](https://elucidate.co/directory/de-nederlandsche-bank-n-v-flornl2a)
- [Euroclear Nederland BIC ESESNL2A Financial institution Not on a tracked register Netherlands · Not on a tracked register · LEI 549300ML2KAH0XQ8B089](https://elucidate.co/directory/euroclear-nederland-esesnl2a)
- [ABN AMRO Bank N.V BIC ABNANL2A Credit institution Prudential licence Netherlands · On the ECB list of supervised entities · LEI BFXS5XCH7N0Y05NIXW11](https://elucidate.co/directory/abn-amro-bank-n-v-abnanl2a)
[See every BIC in Netherlands →](https://elucidate.co/directory/country/nl#bics)
Claim this profile
## Work at Asn Bank N.V.?
Claim this page to have it marked as verified by the bank, and to send us corrections. We verify every claim before anything changes on the page.
1. 01 **Submit** Tell us who you are, using your work email.
2. 02 **We verify** We check the email domain and confirm your role with the bank. This usually takes up to five business days.
3. 03 **Profile claimed** The page is marked as claimed and verified. You can send us corrections at any time.
Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
[Read the methodology →](https://elucidate.co/directory/methodology)
Credits for this page
- **Payment schemes and systems**—Source: European Payments Council (EPC) Registers of Participants; matched to BICs by Elucidate. Source: European Central Bank, List of T2 participants. Source: European Central Bank, List of TIPS participants and reachable parties.
- **Banking supervision**—Source: European Central Bank, list of supervised entities.
- **Wikidata**—CC0, matched on the BIC or LEI recorded in Wikidata. It is community-edited, so check key facts.
- **Overview, leadership, regulators and events**—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- **European registers**—Source: European Central Bank (ECB), list of monetary financial institutions and list of institutions subject to minimum reserves. Matched on LEI by Elucidate.
- **Images**—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: [corporate.asnbank.nl](https://corporate.asnbank.nl/) (official website); Saskia Hoskens: [corporate.asnbank.nl](https://corporate.asnbank.nl/en/about-us/corporate-governance/executive-board/saskia-hoskens/) (official website) · [original](https://corporate-asnbank.imgix.net/images/Our-team/Saskia-Hoskens.jpg?auto=compress%2Cformat&crop=focalpoint&fit=crop&fp-x=0.5&fp-y=0.5&h=668&q=60&w=668&s=941e7c1eeaea6048dcc47602f4c2b13f).
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Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.