Japan · Financial institution

Au Jibun Bank Corporation

au Jibun Bank Corporation is a Japanese joint-stock company (kabushiki kaisha) with its head office in Nihonbashi, Chuo-ku, Tokyo. It was set up as a joint venture of MUFG Bank and KDDI and opened in 2008. It was renamed from Jibun Bank Corporation in February 2020. Since January 2025 it has been wholly owned by au Financial Holdings Corporation, the financial holding company of KDDI Corporation. It is an internet bank offering deposits, mortgage loans, card loans and payment services to retail customers.

BICJICRJPJTXXX LEI353800TQLZU05I6U5T29 Licence no.Not on a tracked register Connected to SwiftThis BIC is registered as a live address on the Swift network. The institution sends and receives Swift messages under JICRJPJT directly. Swift GPI member, not yet live Head-office BIC only 3 correspondent accounts Claim this profile

Licences and registrations

Matched by LEI on the 22 tracked registers

None matched by LEI in the 22 tracked registers.

  • The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.

Swift network

Swift’s ISO 9362 BIC directory

BIC
JICRJPJTXXX head office
Connection to Swift
Connected to SwiftThis BIC is registered as a live address on the Swift network. The institution sends and receives Swift messages under JICRJPJT directly.
Swift GPI
Member, not yet live
Payment schemes and systems
No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
Branch codes
None: head-office BIC only
BIC first registered
2017-07-01
Last updated
2026-08-15

Overview

Researched 29 Sep 2026 · Sources

Total assets

JPY 8.12tn

This entity · 30 Jun 2026 · interim report ↗

Employees

650

headcount · This entity · 1 Apr 2026 · source ↗

Ownership

Group subsidiary

100% au Financial Holdings Corporation

Institution type

Digital bank

Standing
Renamed from Jibun Bank Corporation on 9 February 2020. It has been wholly owned by au Financial Holdings Corporation since the end of January 2025.
Ownership
au Financial Holdings Corporation holds 100% of the shares and is itself wholly owned by KDDI Corporation.
Direct parent
au Financial Holdings Corporation, Japan 100%
Ultimate owner
KDDI Corporation, Japan
Head office
Nihonbashi Dia Building 14F, 1-19-1 Nihonbashi, Chuo-ku, 103-0027 Tokyo, Japan
Company register
Corporate Number 4011101057379 (National Tax Agency); Registered Financial Institution No. 652, Director-General of the Kanto Local Finance Bureau
Former names
Jibun Bank Corporation (株式会社じぶん銀行) · Mobile Net Bank Establishment Investigation Corporation (モバイルネットバンク設立調査株式会社)

Business lines

  • Retail banking
  • Mortgage lending
  • Consumer finance
  • Transaction banking & payments
  • Cards
  • Brokerage

The bank serves retail customers through its app and website, with yen and foreign-currency deposits, mortgage loans, card loans, debit and payment services and securities intermediation. Corporate accounts are limited to KDDI group companies, their business partners and firms they refer.

Online

Official social accounts
X ↗ · Facebook ↗ · Instagram ↗ · YouTube ↗ · TikTok ↗
Sources · 13 pages consulted
  1. jibunbank.co.jp/
  2. jibunbank.co.jp/corporate/outline/
  3. jibunbank.co.jp/corporate/financial_information/
  4. jibunbank.co.jp/corporate/financial_information/pdf/statement_20260807.pdf
  5. jibunbank.co.jp/sns/
  6. jibunbank.co.jp/service/foreign_money_order/
  7. jibunbank.co.jp/service/foreign_money_order/howto/pdf/remittance_request.pdf
  8. jibunbank.co.jp/corporate/news/
  9. watch.impress.co.jp/docs/news/1639554.html
  10. nikkei.com/article/DGXZQOUC13C380T11C24A1000000/
  11. nikkei.com/article/DGXZTSJT71001_W6A300C2000000/
  12. jbpress.ismedia.jp/articles/-/81713
  13. ja.wikipedia.org/wiki/Au%E3%81%98%E3%81%B6%E3%82%93%E9%8A%80%E8%A1%8C

Leadership

Researched 29 Sep 2026 · Sources

Chief executive
Kenji Tanaka (田中 健二) President and Representative Director (代表取締役社長) Confirmed 29 Sep 2026 · jibunbank.co.jp ↗
Chief financial officer
Akinori Murata (村田 彰則) Director, Chief Financial Officer and Head of Corporate Division (取締役 チーフフィナンシャルオフィサー 兼 コーポレート本部長) Confirmed 29 Sep 2026 · jibunbank.co.jp ↗
Executive
Takashi Fujita (藤田 隆) Senior Managing Director (専務取締役) Confirmed 29 Sep 2026 · jibunbank.co.jp ↗
Executive
光末 史郎 Executive Officer, Chief Compliance Officer, Chief Risk Officer and Head of Risk Management Division (執行役員 チーフコンプライアンスオフィサー 兼 チーフリスクオフィサー 兼 リスク管理本部長) Confirmed 29 Sep 2026 · jibunbank.co.jp ↗

Supervisors & regulators

Researched 29 Sep 2026 · Sources

Japan
Financial Services Agency Prudential supervisorAML supervisorConduct
Japan
Bank of Japan Central bank
Japan
Kanto Local Finance Bureau Securities

Recent events

Researched 29 Sep 2026 · Sources

  1. Other

    The bank signed a basic agreement with Money Square on planned collaboration.

    jibunbank.co.jp ↗
  2. Leadership

    Akinori Murata became Director, Chief Financial Officer and Head of the Corporate Division on 1 April 2026.

    nikkei.com ↗
  3. Merger / acquisition

    au Financial Holdings acquired the 22% stake held by MUFG Bank, making the bank a wholly owned KDDI group subsidiary.

    watch.impress.co.jp ↗
  4. Leadership

    Kenji Tanaka succeeded Takashi Ishizuki as President and Representative Director on 1 April 2024.

    jibunbank.co.jp ↗

Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.

Identifiers

Head-office record

BIC
JICRJPJTXXX
How the BIC breaks down
  1. JICRBank
  2. JPCountry · Japan
  3. JTLocation
  4. XXXBranch · head office
Branch description
Not recorded in the directory
LEI
353800TQLZU05I6U5T29
LEI record
View on GLEIF ↗
How the LEI was matched
BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.

Profile

Type
Financial institutionClassified as a financial institution in Swift’s ISO 9362 BIC directory, with no licence on a tracked register. This includes banks that neither the ECB nor the FSB lists, as well as brokers, fund managers, insurers and market infrastructure.
Regulation
Not on a tracked registerNo licence or registration was found for this entity on the registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
Register licences
None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
Country · region
Japan · East Asia & Pacific
Trading venues (MIC)
No MIC registered under this LEI list of 2026-09-17
OFAC sanctions
No listing cites this BIC
EU sanctions
No listing matched this BIC or its LEI
Country sanctions
No country programme
Founded
2008

Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.

No licence or registration was found for this entity on the 22 registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.

Ownership and group

GLEIF relationship records

Direct parent
Kddi Corporation · Japan5299003FU7V4I45FU310 ↗

Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.

Addresses

Registered address
NIHONBASHI DIA BUILDING FLOOR 14 1-19-1 NIHONBASHI TOKYO 103-0027 JAPAN
Operational address
NIHONBASHI DIA BUILDING FLOOR FL.14 1-19-1 NIHONBASHI TOKYO TOKYO 103-0027 JAPAN

ISO 20022 identification

As an agent in a Swift cross-border payment message (CBPR+)

A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.

Identified by
BIC, with its LEI
Roles in CBPR+
Any agent, including the instructing and instructed agents

CBPR+

For cross-border payments on Swift: the BIC, with the LEI and clearing code where known

<FinInstnId>
  <BICFI>JICRJPJTXXX</BICFI>
  <LEI>353800TQLZU05I6U5T29</LEI>
</FinInstnId>

Full record

Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC

<FinInstnId>
  <BICFI>JICRJPJTXXX</BICFI>
  <LEI>353800TQLZU05I6U5T29</LEI>
  <Nm>AU JIBUN BANK CORPORATION</Nm>
  <PstlAdr>
    <TwnNm>TOKYO</TwnNm>
    <Ctry>JP</Ctry>
    <AdrLine>NIHONBASHI DIA BUILDING FLOOR 14 1-19-1 NIHONBASHI TOKYO 103-0027</AdrLine>
  </PstlAdr>
</FinInstnId>

The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.

Network

Correspondent banking

  • Own offices
  • Correspondent banks: it holds accounts there

Hover over a branch, account or group to see its details

Correspondent accounts

Researched 29 Sep 2026 · Sources

3 accounts at other banks, in 3 currencies, for intermediary bank for inbound foreign-currency transfers to customer accounts, as the bank publishes them: jibunbank.co.jp ↗

CurrencyCorrespondentBICAccountDirectory check
USD JPMorgan Chase Bank, N.A., Tokyo Branch Japan CHASJPJT — Matches the Swift directory
EUR JPMorgan Chase Bank, N.A., Tokyo Branch Japan CHASJPJT — Matches the Swift directory
AUD JPMorgan Chase Bank, N.A., Tokyo Branch Japan CHASJPJT — Matches the Swift directory

Customer instructions for inbound USD, EUR and AUD telegraphic transfers to the bank (BIC JICRJPJT), naming JPMorgan Chase Bank, N.A., Tokyo Branch (CHASJPJT) as intermediary. No account number is published. The service only accepts transfers from domestic Japanese financial institutions. The document is undated. The direction is recorded as nostro because the intermediary is where the bank receives funds. The document itself does not describe it as an account. No general correspondent or SSI list was found. Each correspondent BIC is checked against the Swift directory: a BIC missing from it, or registered to a differently named bank, may be a typo or out of date. Confirm settlement instructions with the bank before relying on them.

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Sources & method

Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.

Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.

The sanctions facts on this page cover the BIC and its LEI only.

An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.

Read the methodology →

Credits for this page

  • Wikidata—CC0, matched on the BIC or LEI recorded in Wikidata. It is community-edited, so check key facts.
  • Ownership and group—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
  • Overview, leadership, regulators and events—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
  • Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: jibunbank.co.jp (official website) · original.

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