--- title: "Avenapay SWIFT/BIC code SCSYFRP2XXX · France | Elucidate" description: "Licensed in France: Payment institution (Prudential Supervisory and Resolution Authority). SWIFT/BIC code SCSYFRP2XXX for Avenapay, France. Head-office BIC." url: https://elucidate.co/directory/avenapay-scsyfrp2 --- 1. [Directory](https://elucidate.co/directory) 2. [France](https://elucidate.co/directory/country/fr) 3. Avenapay ![SSP (Score & Secure Payment) logo](https://elucidate.co/images/banks/a0/a0ab20c7ad7e75f5.svg) France · Payments & e-money # Avenapay AVENAPAY, formerly Score & Secure Payment (SSP), is a French simplified joint-stock company (SAS) based in Paris. The ACPR authorises it as a payment institution under number 17238. Its authorisation covers payment services, card acquiring, payment initiation and account information. The firm's press page describes it as a 2017 spin-off of Worldline. It offers merchants in France payment acceptance and guarantee services for card, SEPA transfer, direct debit and cheque payments. It also holds the payment accounts and IBANs attached to CreaCard's PCS prepaid card offer. It took the name AVENAPAY on 9 January 2026. Register status Licensed in France Payment institution · Prudential Supervisory and Resolution Authority Prudential licence [1 licence or registration ↓](https://elucidate.co/directory/avenapay-scsyfrp2#licences) BIC **SCSYFRP2XXX** LEI **[969500PMIJVTEMH3U274](https://search.gleif.org/#/record/969500PMIJVTEMH3U274)** [Licence no. **830459053**](https://elucidate.co/directory/avenapay-scsyfrp2#licences) Reverse billing Head-office BIC only [Claim this profile](https://elucidate.co/directory/avenapay-scsyfrp2#claim) ## Licences and registrations Held by Avenapay (LEI 969500PMIJVTEMH3U274). 1 entry on 1 of the 22 tracked registers, retrieved 25 September 2026. | Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | [EBA PSD2 Register](https://elucidate.co/directory/register/eba-psd2) Prudential Supervisory and Resolution Authority Linked by LEI. Matched by Elucidate to GLEIF on name, country and address. | Payment institutionPayment Institution | 830459053 | [France](https://elucidate.co/directory/country/fr) | Active | 2020-12-22 | — | - Payment services - Card acquiring - Payment initiation - Account information | [Search the register ↗](https://euclid.eba.europa.eu/register/pir/search) | - Licences belong to the legal entity, not to a BIC. - Each licence applies in the country of the regulator that granted it. - Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here. - The register entries and their trading names were not matched against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only. ## Swift network Swift’s ISO 9362 BIC directory - **BIC:** SCSYFRP2XXX head office - **Connection to Swift:** Reverse billing - **Swift GPI:** Not on the member list - **Payment schemes and systems:** [SCT · SCT Inst · SDD Core · SDD B2B · VOP · TIPS](https://elucidate.co/directory/avenapay-scsyfrp2#schemes) - **Branch codes:** None: head-office BIC only - **BIC first registered:** 2021-03-06 - **Last updated:** 2026-03-28 ## Overview Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/avenapay-scsyfrp2#overview-sources) Customers Not published Employees Not published Ownership Group subsidiary Clamaë Group SAS Firm type Merchant acquiring and processing Trades as SSP (Score & Secure Payment) - **Standing:** The firm changed its legal name from SCORE & SECURE PAYMENT to AVENAPAY with effect from 9 January 2026. Its website still carries the former name and the former Paris office address at 25 rue Louis Le Grand. - **Ownership:** Clamaë Group SAS, a Paris-based holding company, is recorded in the firm's legal notices as its sole shareholder. - **Direct parent:** Clamaë Group SAS, France - **Head office:** 78 avenue Raymond Poincaré, 75016 Paris, France - **Company register:** RCS Paris 830 459 053 - **Incorporated:** 20 Jun 2017 - **Former name:** SCORE & SECURE PAYMENT ### Online - **Websites & references:** [sspayment.com ↗](https://sspayment.com/) - **Official social accounts:** [LinkedIn ↗](https://www.linkedin.com/company/11245223/) · [X ↗](https://x.com/sspayment) · [YouTube ↗](https://www.youtube.com/channel/UCqw4GAR8IXEb3uqDUmhGPaw) Sources · 6 pages consulted 1. [sspayment.com/en/legal-notices/](https://sspayment.com/en/legal-notices/) 2. [sspayment.com/en/about-ssp/](https://sspayment.com/en/about-ssp/) 3. [sspayment.com/en/consumer-information/](https://sspayment.com/en/consumer-information/) 4. [annonces-legales.fr/consultation/ile-de-france/paris-75/score-secure-payment-1859316](https://www.annonces-legales.fr/consultation/ile-de-france/paris-75/score-secure-payment-1859316) 5. [mypcs.com/wp-content/uploads/2024/08/Avenapay.pdf](https://www.mypcs.com/wp-content/uploads/2024/08/Avenapay.pdf) 6. [sspayment.com/en/press/](https://sspayment.com/en/press/) ## Authorisation Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/avenapay-scsyfrp2#overview-sources) - **Operates under:** Its own licences The Autorité de contrôle prudentiel et de résolution (ACPR) authorises the firm as a payment institution under number 17238. The EBA register lists payment services, card acquiring, payment initiation and account information from December 2020. | Authority | Licence or registration | Number | Held | Status | Source | | --- | --- | --- | --- | --- | --- | | Autorité de contrôle prudentiel et de résolution (ACPR) France | Établissement de paiement (payment institution) | 17238 | In its own name | Active | [sspayment.com ↗](https://sspayment.com/en/legal-notices/) | Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks. ## Products and markets Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/avenapay-scsyfrp2#overview-sources) - Payment initiation (open banking) - Merchant acquiring - Payment gateway - Domestic payments - Account information (open banking) It offers merchants payment-link acceptance (DPA), secured SEPA transfer and direct-debit collection (Safedebit) and real-time cheque guarantee (Cheque Service), and holds the payment accounts behind CreaCard's PCS prepaid cards. Its website says its services are intended for persons residing in France. - **Sells to:** Enterprises · Small businesses · Consumers - **Serves customers in:** France ## Recent events Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/avenapay-scsyfrp2#overview-sources) 1. Jan 2026 Other The firm's sole shareholder changed its legal name from SCORE & SECURE PAYMENT to AVENAPAY with effect from 9 January 2026. [annonces-legales.fr ↗](https://www.annonces-legales.fr/consultation/ile-de-france/paris-75/score-secure-payment-1859316) Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source. ## Identifiers Head-office record - **BIC:** SCSYFRP2XXX - **How the BIC breaks down:** 1. SCSY Bank 2. FR Country · France 3. P2 Location · reverse billing 4. XXX Branch · head office - **Branch description:** Not recorded in the directory - **LEI:** 969500PMIJVTEMH3U274 - **LEI record:** [View on GLEIF ↗](https://search.gleif.org/#/record/969500PMIJVTEMH3U274) - **Licence no. · EBA-PSD2:** 830459053 - **How the LEI was matched:** BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file. Register entry: Matched by Elucidate to GLEIF on name, country and address. - **Register-entry ID:** 8102e7b340f4 - **National bank code:** [Code interbancaire (CIB) 17238](https://elucidate.co/directory/avenapay-scsyfrp2#bank-codes) ## Profile - **Type:** Payments & e-money - **Regulation:** Prudential licence - **Register licences:** [1 entry on 1 register](https://elucidate.co/directory/avenapay-scsyfrp2#licences) - **Activities:** - Payment services - Card acquiring - Payment initiation - Account information - **Licensed in:** [France](https://elucidate.co/directory/country/fr) - **Country · region:** France · Europe & Central Asia - **Banking supervision:** Not on the ECB's list of supervised entities as of 2026-07-01 - **Trading venues (MIC):** No MIC registered under this LEI list of 2026-09-17 - **OFAC sanctions:** No listing cites this BIC - **EU sanctions:** No listing matched this BIC or its LEI - **Country sanctions:** No country programme Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet. ## Ownership and group GLEIF relationship records GLEIF’s relationship records name no parent for this LEI, and no group page is published for it. ## Addresses - **Registered address:** 78 AVENUE RAYMOND POINCARE PARIS 75116 FRANCE - **Operational address:** 78 AVENUE RAYMOND POINCARE PARIS 75116 PARIS FRANCE ## ISO 20022 identification As an agent in a Swift cross-border payment message (CBPR+) A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC. - **Identified by:** BIC, with its LEI - **Roles in CBPR+:** Any agent, including the instructing and instructed agents ### CBPR+ For cross-border payments on Swift: the BIC, with the LEI and clearing code where known ```xml SCSYFRP2XXX 969500PMIJVTEMH3U274 ``` ### Full record Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC ```xml SCSYFRP2XXX 969500PMIJVTEMH3U274 AVENAPAY PARIS FR 78 AVENUE RAYMOND POINCARE PARIS 75116 ``` The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use. ## Payment schemes and systems EPC registers of 2026-09-11 · ECB T2 list of 2026-07-02 · ECB TIPS list of 2026-09-01 · SIX Bank Master valid on 2026-09-28 | Scheme or system | Since | Registered with | Note | | --- | --- | --- | --- | | SEPA Credit TransferISO 20022 messages | 2021-05-31 | Head office | — | | SEPA Instant Credit TransferISO 20022 messages | 2024-06-19 | Head office | — | | SEPA Direct Debit CoreISO 20022 messages | 2021-05-31 | Head office | — | | SEPA Direct Debit Business-to-BusinessISO 20022 messages | 2021-05-31 | Head office | — | | Verification of Payee | 2026-01-15 | Head office | — | | TIPS (TARGET Instant Payment Settlement)ISO 20022 messages | — | Head office | — | SEPA dates are when the institution became ready for the scheme. TIPS entries have no joining date. An institution missing from T2 may still be reachable through an indirect participant. The ECB’s TIPS list does not separate participants from reachable parties. It includes institutions reachable in Swedish kronor as well as in euro. “ISO 20022 messages” marks a scheme or system whose rulebook or operator specifies ISO 20022 for messages between participants. ## National bank codes ### Code interbancaire (CIB) · France 1 code | Code | Routes to BIC | Name in the national file | City | | --- | --- | --- | --- | | 17238 | SCSYFRP2XXX | AVENAPAY | PARIS | Each code shows the name in the national file. Smaller banks often route through a central institution’s BIC. A code can therefore belong to a different bank than the one on this page. ## Related institutions ### Other payments & e-money institutions in France - [Aplo Sas · trading as APLO No BIC Payments & e-money Crypto Prudential licence France · Licensed by Prudential Supervisory and Resolution Authority · 878929405 (EBA-PSD2) · also on ESMA-CASP · LEI 969500YKHZ31GZ7AAU02](https://elucidate.co/directory/aplo-sas-d10450e1dc56) - [Circle Internet Financial Europe Sas · trading as CIRCLE No BIC Payments & e-money Crypto Prudential licence France · Licensed by Prudential Supervisory and Resolution Authority · 953990934 (EBA-PSD2) · also on ESMA-CASP · LEI 969500OYUDADGZKCR583](https://elucidate.co/directory/circle-internet-financial-europe-sas-44b976c8a384) - [Coinhouse Sas · trading as COINHOUSE No BIC Payments & e-money Crypto Prudential licence France · Licensed by Prudential Supervisory and Resolution Authority · 815254545 (EBA-PSD2) · also on ESMA-CASP · LEI 969500E5GFHK2RKF8251](https://elucidate.co/directory/coinhouse-sas-6300d2a90c94) - [Cometh Sas · trading as COMETH No BIC Payments & e-money Crypto Prudential licence France · Licensed by Prudential Supervisory and Resolution Authority · 892021577 (EBA-PSD2) · also on ESMA-CASP · LEI 894500R5KSX3ZKIHSA46](https://elucidate.co/directory/cometh-sas-0790176952a5) - [Deblock No BIC Payments & e-money Crypto Prudential licence France · Licensed by Prudential Supervisory and Resolution Authority · 948264163 (EBA-PSD2) · also on ESMA-CASP · LEI 254900XTUI35BGIBXP21](https://elucidate.co/directory/deblock-6ef351dbc619) - [Ezyness BIC GAILFRP1 Payments & e-money Prudential licence France · Licensed by Prudential Supervisory and Resolution Authority · 522058544 (EBA-PSD2) · LEI 969500LC14WDCRNTV833](https://elucidate.co/directory/ezyness-gailfrp1) - [Finary Sas · trading as FINARY No BIC Payments & e-money Crypto Prudential licence France · Licensed by Prudential Supervisory and Resolution Authority · FR\_ACPR!758984 (EBA-PSD2) · also on ESMA-CASP · LEI 969500RQH18PU24DM081](https://elucidate.co/directory/finary-sas-19e286f4b6ca) - [Franfinance BIC FRANFR21 Payments & e-money Prudential licence France · Licensed by Prudential Supervisory and Resolution Authority · 719807406 (EBA-PSD2) · LEI 969500FOY8TU4THH6S92](https://elucidate.co/directory/franfinance-franfr21) [See all →](https://elucidate.co/directory/search?type=payments&cc=FR) Claim this profile ## Work at Avenapay? Claim this page to have it marked as verified by the bank, and to send us corrections. We verify every claim before anything changes on the page. 1. 01 **Submit** Tell us who you are, using your work email. 2. 02 **We verify** We check the email domain and confirm your role with the bank. This usually takes up to five business days. 3. 03 **Profile claimed** The page is marked as claimed and verified. You can send us corrections at any time. Sources & method Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name. Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists. Register entries are not screened against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only. An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page. [Read the methodology →](https://elucidate.co/directory/methodology) Credits for this page - **Payment schemes and systems**—Source: European Payments Council (EPC) Registers of Participants; matched to BICs by Elucidate. Source: European Central Bank, List of TIPS participants and reachable parties. - **National bank codes**—France (Source: ACPR – REGAFI). - **EBA PSD2 Register**—European Banking Authority (EBA) · [register ↗](https://euclid.eba.europa.eu/register/pir/search) as at 25 September 2026 - **Overview, authorisation, partners, products, leadership and events**—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source. - **Images**—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: [sspayment.com](https://sspayment.com/) (official website) · [original](https://sspayment.com/wp-content/uploads/2021/01/logo-ssp.svg). ## Assess the financial crime risk behind a BIC A BIC identifies an institution; it does not assess it. The [Elucidate FinCrime Index (EFI)](https://elucidate.co/ratings) is an independent score of the financial crime risk of banks, built for correspondent banking and counterparty due diligence. [Book a demo](https://elucidate.co/demo-request) Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.