---
title: "Banca Generali SPA SWIFT/BIC code BGENIT2TXXX · Italy | Elucidate"
description: "SWIFT/BIC code BGENIT2TXXX for Banca Generali SPA, Italy. Head-office BIC, LEI 815600903231FA2E7698, addresses and Swift connectivity."
url: https://elucidate.co/directory/banca-generali-spa-bgenit2t
---
1. [Directory](https://elucidate.co/directory)
2. [Italy](https://elucidate.co/directory/country/it)
3. Banca Generali SPA
Italy · Credit institution
# Banca Generali SPA
Legal name in the LEI record BANCA GENERALI - SOCIETA' PER AZIONI O IN FORMA ABBREVIATA: GENERBANCA
Banca Generali S.p.A. is an Italian joint-stock bank with its registered office in Trieste. It was founded in 1998. Assicurazioni Generali controls the bank with a holding of about 50%. The bank provides private banking, wealth management and asset management services to Italian households through a network of financial advisers. On 23 February 2026 it absorbed its subsidiary Intermonte Partners SIM by merger.
BIC **BGENIT2TXXX** LEI **[815600903231FA2E7698](https://search.gleif.org/#/record/815600903231FA2E7698)** Licence no. **Not on a tracked register** Connected to Swift Head-office BIC only [Group: Assicurazioni Generali Societa' Per Azioni](https://elucidate.co/directory/group/549300X5UKJVE386ZB61) [Claim this profile](https://elucidate.co/directory/banca-generali-spa-bgenit2t#claim)
## Licences and registrations
Matched by LEI on the 22 tracked registers
None matched by LEI in the 22 tracked registers. It is on the ECB list of supervised entities (see [Regulatory status](https://elucidate.co/directory/banca-generali-spa-bgenit2t#regulatory)): that is banking supervision, not a licence on a tracked register.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
## Regulatory status
### ECB banking supervision
List of supervised entities as of 2026-07-01
- **Classification:** Less significant institution
- **Supervisor:** Banca d’Italia (with ECB oversight)
- **Listed as:** Banca Generali S.p.A.
- **Entity type:** Credit institution
- **Remarks:** HI: supervised entities which are classified as high-impact LSIs.
## European registers
### ECB · monetary financial institutions
List as at 2026-09-25
- **Category:** Credit institution
- **Minimum reserves:** Subject to minimum reserves
- **Listed as:** BANCA GENERALI - SOCIETA' PER AZIONI (IN FORMA ABBREVIATA GENERBANCA)
- **RIAD code:** IT0000835701279
### ESMA · MiFID II register
Register as at 2026-09-28
| Entry | Competent authority | Authorised | Services or instruments |
| --- | --- | --- | --- |
| Investment services (MiFID II) | BANCA D'ITALIA | 2007-11-01 | A1 A2 A3 A4 A5 A6 A7 |
Service codes follow MiFID II Annex I: A for investment services, B for ancillary services. Hover a code for its meaning.
Entries are matched on the LEI. Each register is quoted as its publisher lists it.
## Swift network
Swift’s ISO 9362 BIC directory
- **BIC:** BGENIT2TXXX head office
- **Connection to Swift:** Connected to Swift
- **Swift GPI:** Not on the member list
- **Payment schemes and systems:** [SCT · SCT Inst · SDD Core · SDD B2B · VOP · T2 · TIPS](https://elucidate.co/directory/banca-generali-spa-bgenit2t#schemes)
- **Branch codes:** None: head-office BIC only
- **BIC first registered:** 2000-09-02
- **Last updated:** 2015-10-03
## Overview
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/banca-generali-spa-bgenit2t#overview-sources)
Photo: Plflcn · [CC BY-SA 4.0](https://creativecommons.org/licenses/by-sa/4.0) · [Wikimedia Commons](https://commons.wikimedia.org/wiki/File:Torre_Hadid.png) · [original](https://thumb.wikimedia.org/wikipedia/commons/thumb/e/e0/Torre_Hadid.png/960px-Torre_Hadid.png?utm_source=commons.wikimedia.org&utm_campaign=imageinfo&utm_content=thumbnail)
Total assets
EUR 18.8bn
Group · 30 Jun 2026 · [interim report ↗](https://cdn-pro.bancagenerali.ows.farm/mediaObject/bgcom/Risultati/2026/1H-2026/CS_risultati_1H26/original/CS_risultati_1H26.pdf)
Employees
Not published
Ownership
Group subsidiary
Ticker BGN
Institution type
Private bank
Trades as Banca Generali
- **Standing:** On 21 August 2026 Banca Monte dei Paschi di Siena announced a voluntary public exchange offer for all Banca Generali shares. Banca Generali's board said the offer was neither solicited nor agreed in advance. The offer is subject to Consob approval and other authorisations.
- **Ownership:** Assicurazioni Generali holds 50.17% directly and indirectly, and the remaining shares are listed on the Milan stock exchange.
- **Direct parent:** [Assicurazioni Generali S.p.A.](https://elucidate.co/directory/assicurazioni-generali-asgnit22), Italy 50.17%
- **Major shareholder:** Assicurazioni Generali S.p.A. (direct and indirect) 50.17% · 26 Mar 2024
- **Stock listing:** Euronext Milan (Borsa Italiana) BGN
- **Head office:** Via Machiavelli 4, 34132 Trieste, Italy
### Business lines
- Private banking & wealth
- Asset management
- Brokerage
- Retail banking
- Insurance
The bank distributes managed funds, insurance-based investment products, securities administration and current accounts through financial advisers. Its group includes asset managers in Italy, Luxembourg and Ireland and the broker Intermonte SIM.
### Online
- **Websites & references:** [bancagenerali.com ↗](https://www.bancagenerali.com/) did not load when checked [Wikidata Q3633705 ↗](https://www.wikidata.org/wiki/Q3633705)
- **Official social accounts:** None found
Sources · 12 pages consulted
1. [cdn-pro.bancagenerali.ows.farm/mediaObject/bgcom/Risultati/2026/1H-2026/CS\_risultati\_1H26/original/CS\_risultati\_1H26.pdf](https://cdn-pro.bancagenerali.ows.farm/mediaObject/bgcom/Risultati/2026/1H-2026/CS_risultati_1H26/original/CS_risultati_1H26.pdf)
2. [bancagenerali.com/en/governance/board-of-directors](https://www.bancagenerali.com/en/governance/board-of-directors)
3. [bancagenerali.com/en/governance/management/gian-maria-mossa](https://www.bancagenerali.com/en/governance/management/gian-maria-mossa)
4. [bancagenerali.com/en/press-and-media/press-releases/progetto-fusione-approvato-bg-intermonte](https://www.bancagenerali.com/en/press-and-media/press-releases/progetto-fusione-approvato-bg-intermonte)
5. [gruppomps.it/static/upload/21\_/21\_08\_2026-eng-press-release.pdf](https://gruppomps.it/static/upload/21_/21_08_2026-eng-press-release.pdf)
6. [generali.com/media/press-releases/all/2026/Statement-27082026](https://www.generali.com/media/press-releases/all/2026/Statement-27082026)
7. [economymagazine.it/banca-generali-su-ops-di-mps-il-cda-prende-tempo-e-annuncia-lanalisi-dellofferta/](https://www.economymagazine.it/banca-generali-su-ops-di-mps-il-cda-prende-tempo-e-annuncia-lanalisi-dellofferta/)
8. [it.marketscreener.com/notizie/intermonte-bilancio-da-esercizio-al-31-dicembre-2025-ce7e5ed3df8fff25](https://it.marketscreener.com/notizie/intermonte-bilancio-da-esercizio-al-31-dicembre-2025-ce7e5ed3df8fff25)
9. [ilgiornaleditalia.it/news/mondo-imprese/593947/banca-generali-depositate-liste-rinnovo-cda-amministratore-dele](https://www.ilgiornaleditalia.it/news/mondo-imprese/593947/banca-generali-depositate-liste-rinnovo-cda-amministratore-delegato-gian-maria-mossa-presidente-antonio-cangeri.html)
10. [ilgiornaleditalia.it/news/mondo-imprese/601059/banca-generali-nominato-consiglio-di-amministrazione-cangeri-pr](https://www.ilgiornaleditalia.it/news/mondo-imprese/601059/banca-generali-nominato-consiglio-di-amministrazione-cangeri-presidente-mossa-amministratore-delegato.html)
11. [forbes.it/2025/08/21/lassemblea-di-mediobanca-respinge-lofferta-su-banca-generali](https://forbes.it/2025/08/21/lassemblea-di-mediobanca-respinge-lofferta-su-banca-generali)
12. [tg24.sky.it/economia/2026/08/27/banca-generali-proposta-mps](https://tg24.sky.it/economia/2026/08/27/banca-generali-proposta-mps)
## Leadership
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/banca-generali-spa-bgenit2t#overview-sources)
- **Chief executive:**  Gian Maria Mossa Chief Executive Officer and General Manager (Amministratore Delegato e Direttore Generale) Confirmed 29 Jul 2026 · [cdn-pro.bancagenerali.ows.farm ↗](https://cdn-pro.bancagenerali.ows.farm/mediaObject/bgcom/Risultati/2026/1H-2026/CS_risultati_1H26/original/CS_risultati_1H26.pdf)
- **Chair:** Antonio Cangeri Chairman of the Board of Directors Confirmed 18 Apr 2024 · [ilgiornaleditalia.it ↗](https://www.ilgiornaleditalia.it/news/mondo-imprese/601059/banca-generali-nominato-consiglio-di-amministrazione-cangeri-presidente-mossa-amministratore-delegato.html)
- **Chief financial officer:** Tommaso Di Russo CFO and Manager in charge of preparing the company's financial reports (Dirigente preposto) Confirmed 29 Jul 2026 · [cdn-pro.bancagenerali.ows.farm ↗](https://cdn-pro.bancagenerali.ows.farm/mediaObject/bgcom/Risultati/2026/1H-2026/CS_risultati_1H26/original/CS_risultati_1H26.pdf)
## Supervisors & regulators
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/banca-generali-spa-bgenit2t#overview-sources)
- **Italy:** Bank of Italy (Banca d'Italia) Prudential supervisor Central bank AML supervisor Resolution
- **Italy:** Commissione Nazionale per le Società e la Borsa (CONSOB) Conduct Securities
## Recent events
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/banca-generali-spa-bgenit2t#overview-sources)
1. Aug 2026
Merger / acquisition
Banca Monte dei Paschi di Siena announced an unsolicited voluntary exchange offer for all shares, offering 6.958 new MPS shares per share.
[gruppomps.it ↗](https://gruppomps.it/static/upload/21_/21_08_2026-eng-press-release.pdf)
2. Feb 2026
Merger / acquisition
The merger of Intermonte Partners SIM into Banca Generali took effect on 23 February 2026, after Bank of Italy authorisation in December 2025.
[it.marketscreener.com ↗](https://it.marketscreener.com/notizie/intermonte-bilancio-da-esercizio-al-31-dicembre-2025-ce7e5ed3df8fff25)
3. Aug 2025
Merger / acquisition
Mediobanca shareholders did not authorise Mediobanca's April 2025 exchange offer for Banca Generali, and Mediobanca declared the offer lapsed.
[forbes.it ↗](https://forbes.it/2025/08/21/lassemblea-di-mediobanca-respinge-lofferta-su-banca-generali)
4. Sep 2024
Merger / acquisition
Banca Generali launched a voluntary cash tender offer for all shares of Intermonte at EUR 3.04 per share.
[it.marketscreener.com ↗](https://it.marketscreener.com/notizie/intermonte-bilancio-da-esercizio-al-31-dicembre-2025-ce7e5ed3df8fff25)
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.
## Identifiers
Head-office record
- **BIC:** BGENIT2TXXX
- **How the BIC breaks down:** 1. BGEN Bank 2. IT Country · Italy 3. 2T Location 4. XXX Branch · head office
- **Branch description:** Not recorded in the directory
- **LEI:** 815600903231FA2E7698
- **LEI record:** [View on GLEIF ↗](https://search.gleif.org/#/record/815600903231FA2E7698)
- **How the LEI was matched:** BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
- **National bank code:** [Codice ABI 03075](https://elucidate.co/directory/banca-generali-spa-bgenit2t#bank-codes)
## Profile
- **Type:** Credit institution
- **Regulation:** Prudentially supervised (ECB list)
- **Register licences:** None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- **Country · region:** Italy · Europe & Central Asia
- **Banking supervision:** [Less significant · Banca d’Italia](https://elucidate.co/directory/banca-generali-spa-bgenit2t#regulatory) as of 2026-07-01
- **Trading venues (MIC):** No MIC registered under this LEI list of 2026-09-17
- **OFAC sanctions:** No listing cites this BIC
- **EU sanctions:** No listing matched this BIC or its LEI
- **Country sanctions:** No country programme
- **Founded:** 1998
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
## Ownership and group
GLEIF relationship records
- **Direct parent:** [Assicurazioni Generali Societa' Per Azioni](https://elucidate.co/directory/assicurazioni-generali-asgnit22) · Italy[549300X5UKJVE386ZB61 ↗](https://search.gleif.org/#/record/549300X5UKJVE386ZB61)
The Assicurazioni Generali Societa' Per Azioni group has 25 institutions in the directory, in 11 countries: all hold a BIC.
Including [Deutsche Bausparkasse Badenia AG](https://elucidate.co/directory/deutsche-bausparkasse-badenia-ag-bbspde6k), [Generali Bank AG](https://elucidate.co/directory/generali-bank-ag-bgenatww), [Adriatic Slovenica Zavarovalna Druzba D.D](https://elucidate.co/directory/adriatic-slovenica-zavarovalna-druzba-d-d-adsvsi21), [Assicurazioni Generali](https://elucidate.co/directory/assicurazioni-generali-asgnit22), [Bg (Suisse) Private Bank AG](https://elucidate.co/directory/bg-suisse-private-bank-ag-bgpbch22).
[See the Assicurazioni Generali Societa' Per Azioni group →](https://elucidate.co/directory/group/549300X5UKJVE386ZB61)
Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
## Addresses
- **Registered address:** VIA MACHIAVELLI 4 TRIESTE 34100 ITALY
- **Operational address:** VIA MACHIAVELLI 4 TRIESTE 34100 TRIESTE ITALY
## ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- **Identified by:** BIC, with its LEI
- **Roles in CBPR+:** Any agent, including the instructing and instructed agents
### CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
```xml
BGENIT2TXXX
815600903231FA2E7698
```
### Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
```xml
BGENIT2TXXX
815600903231FA2E7698
BANCA GENERALI SPA
TRIESTE
IT
VIA MACHIAVELLI 4 TRIESTE 34100
```
The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
## Payment schemes and systems
EPC registers of 2026-09-11 · ECB T2 list of 2026-07-02 · ECB TIPS list of 2026-09-01 · SIX Bank Master valid on 2026-09-28
| Scheme or system | Since | Registered with | Note |
| --- | --- | --- | --- |
| SEPA Credit TransferISO 20022 messages | 2008-01-28 | Head office | — |
| SEPA Instant Credit TransferISO 20022 messages | 2021-04-06 | Head office | — |
| SEPA Direct Debit CoreISO 20022 messages | 2010-05-03 | Head office | — |
| SEPA Direct Debit Business-to-BusinessISO 20022 messages | 2010-05-03 | Head office | — |
| Verification of Payee | 2025-10-05 | Head office | — |
| T2 (Eurosystem real-time gross settlement)ISO 20022 messages | — | Head office | — |
| TIPS (TARGET Instant Payment Settlement)ISO 20022 messages | — | Head office | — |
SEPA dates are when the institution became ready for the scheme. The T2 list names direct participants only and gives no joining date. TIPS entries have no joining date.
An institution missing from T2 may still be reachable through an indirect participant. The ECB’s TIPS list does not separate participants from reachable parties. It includes institutions reachable in Swedish kronor as well as in euro.
“ISO 20022 messages” marks a scheme or system whose rulebook or operator specifies ISO 20022 for messages between participants.
## National bank codes
### Codice ABI · Italy
1 code file of 2026-09-23
| Code | Routes to BIC | Name in the national file | City |
| --- | --- | --- | --- |
| 03075 | BGENIT2TXXX | BANCA GENERALI - SOCIETA' PER AZIONI (IN FORMA ABBREVIATA GENERBANCA) | TRIESTE |
Each code shows the name in the national file. Smaller banks often route through a central institution’s BIC. A code can therefore belong to a different bank than the one on this page.
## Related institutions
### Subsidiaries in the directory
- [Bg (Suisse) Private Bank AG BIC BGPBCH22 Financial institution Not on a tracked register Switzerland · Not on a tracked register · LEI 506700BWO4E68RPC2N62](https://elucidate.co/directory/bg-suisse-private-bank-ag-bgpbch22)
- [Bg Fund Management Luxembourg BIC GFMLLUL1 Financial institution Not on a tracked register Luxembourg · Not on a tracked register · LEI 549300UQ9FXR10DMTM81](https://elucidate.co/directory/bg-fund-management-luxembourg-gfmllul1)
- [Intermonte Sim S.P.A. BIC INTSITM1 Financial institution Not on a tracked register Italy · Not on a tracked register · LEI YMUU1WGHJKORF9E36I98](https://elucidate.co/directory/intermonte-sim-s-p-a-intsitm1)
Entities that GLEIF records with this LEI as their direct parent.
### Same group
- [Assicurazioni Generali BIC ASGNIT22 Non-financial corporate Not on a tracked register Italy · Not on a tracked register · LEI 549300X5UKJVE386ZB61](https://elucidate.co/directory/assicurazioni-generali-asgnit22)
- [Generali Operations Service Platform S.R.L. BIC ASGNIT2T Non-financial corporate Not on a tracked register Italy · Not on a tracked register · LEI 815600A4908BF25EB205](https://elucidate.co/directory/generali-operations-service-platform-s-r-l-asgnit2t)
- [Societa' Cattolica di Assicurazione Societa' Cooperativa BIC CAAZIT21 Financial institution Not on a tracked register Italy · Not on a tracked register · LEI 815600DEEE5337E9A213](https://elucidate.co/directory/societa-cattolica-di-assicurazione-societa-cooperativa-caazit21)
- [Tua Assicurazioni Societa' Per Azioni BIC DUUAITM1 Financial institution Not on a tracked register Italy · Not on a tracked register · LEI 815600123ED82D1A8C37](https://elucidate.co/directory/tua-assicurazioni-societa-per-azioni-duuaitm1)
- [Deutsche Bausparkasse Badenia AG BIC BBSPDE6K Credit institution Prudential licence Germany · On the ECB list of supervised entities · LEI 39120001JPAYYPDRNN92](https://elucidate.co/directory/deutsche-bausparkasse-badenia-ag-bbspde6k)
- [Generali Bank AG BIC BGENATWW Credit institution Prudential licence Austria · On the ECB list of supervised entities · LEI 529900MTQXTM5IIGOI81](https://elucidate.co/directory/generali-bank-ag-bgenatww)
- [Adriatic Slovenica Zavarovalna Druzba D.D BIC ADSVSI21 Financial institution Not on a tracked register Slovenia · Not on a tracked register · LEI 485100008LBCPGNX2W91](https://elucidate.co/directory/adriatic-slovenica-zavarovalna-druzba-d-d-adsvsi21)
- [Conning Asset Management Limited BIC SWIVGB21 Financial institution Not on a tracked register United Kingdom · Not on a tracked register · LEI 549300IHNQOYDXR2OU02](https://elucidate.co/directory/conning-asset-management-limited-swivgb21)
[All 25 institutions in the Assicurazioni Generali Societa' Per Azioni group →](https://elucidate.co/directory/group/549300X5UKJVE386ZB61)
### Largest institutions in Italy
- [Unicredit S.P.A. BIC UNCRITM1 Financial institution Not on a tracked register Italy · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/unicredit-s-p-a-uncritm1)
- [Banca Monte Dei Paschi di Siena BIC PASCITM1 Financial institution Not on a tracked register Italy · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/banca-monte-dei-paschi-di-siena-pascitm1)
- [Banco Bpm SPA BIC BAPPIT21 Financial institution Not on a tracked register Italy · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/banco-bpm-spa-bappit21)
- [Iccrea Banca SPA - Istituto Centrale del Credito Cooperativo BIC ICRAITR1 Financial institution Not on a tracked register Italy · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/iccrea-banca-spa-istituto-centrale-del-credito-cooperativo-icraitr1)
- [Banca Antonveneta SPA BIC ANTBIT21 Financial institution Not on a tracked register Italy · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/banca-antonveneta-spa-antbit21)
- [Intesa Sanpaolo SPA BIC BLOPIT22 Financial institution Not on a tracked register Italy · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/intesa-sanpaolo-spa-blopit22)
- [Credit Agricole Italia S.P.A. BIC CRPPIT2P Credit institution Prudential licence Italy · On the ECB list of supervised entities · LEI 8156007D348794DB1690](https://elucidate.co/directory/credit-agricole-italia-s-p-a-crppit2p)
- [Banca Nazionale del Lavoro SPA BIC BNLIITR1 Financial institution Not on a tracked register Italy · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/banca-nazionale-del-lavoro-spa-bnliitr1)
[See every BIC in Italy →](https://elucidate.co/directory/country/it#bics)
Claim this profile
## Work at Banca Generali SPA?
Claim this page to have it marked as verified by the bank, and to send us corrections. We verify every claim before anything changes on the page.
1. 01 **Submit** Tell us who you are, using your work email.
2. 02 **We verify** We check the email domain and confirm your role with the bank. This usually takes up to five business days.
3. 03 **Profile claimed** The page is marked as claimed and verified. You can send us corrections at any time.
Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
[Read the methodology →](https://elucidate.co/directory/methodology)
Credits for this page
- **Payment schemes and systems**—Source: European Payments Council (EPC) Registers of Participants; matched to BICs by Elucidate. Source: European Central Bank, List of T2 participants. Source: European Central Bank, List of TIPS participants and reachable parties.
- **Banking supervision**—Source: European Central Bank, list of supervised entities.
- **Wikidata**—CC0, matched on the BIC or LEI recorded in Wikidata. It is community-edited, so check key facts.
- **National bank codes**—Italy (Source: Banca d'Italia).
- **Ownership and group**—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- **Overview, leadership, regulators and events**—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- **European registers**—Source: European Central Bank (ECB), list of monetary financial institutions and list of institutions subject to minimum reserves. Source: European Securities and Markets Authority (ESMA), MiFID II/MiFIR register (investment firms, trading venues, systematic internalisers, data reporting services providers). Matched on LEI by Elucidate.
- **Images**—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: [bancagenerali.com](https://www.bancagenerali.com/) (official website) · [original](https://www.bancagenerali.com/docroot/bg-com-restyle/dist/assets/svgs/BG_logo.svg); Gian Maria Mossa: IvanPeschiani · [CC BY-SA 4.0](https://creativecommons.org/licenses/by-sa/4.0) · [Wikimedia Commons](https://commons.wikimedia.org/wiki/File:Gian_Maria_Mossa.jpg) · [original](https://thumb.wikimedia.org/wikipedia/commons/thumb/6/6f/Gian_Maria_Mossa.jpg/250px-Gian_Maria_Mossa.jpg?utm_source=commons.wikimedia.org&utm_campaign=imageinfo&utm_content=thumbnail).
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A BIC identifies an institution; it does not assess it. The [Elucidate FinCrime Index (EFI)](https://elucidate.co/ratings) is an independent score of the financial crime risk of banks, built for correspondent banking and counterparty due diligence.
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Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.