---
title: "Banco Finantia S.A SWIFT/BIC code BFIAPTPLXXX · Portugal | Elucidate"
description: "SWIFT/BIC code BFIAPTPLXXX for Banco Finantia S.A, Portugal. 2 branch BICs, LEI 2138003Z5ZVN16GFYV70, addresses and Swift connectivity."
url: https://elucidate.co/directory/banco-finantia-s-a-bfiaptpl
---
1. [Directory](https://elucidate.co/directory)
2. [Portugal](https://elucidate.co/directory/country/pt)
3. Banco Finantia S.A
Portugal · Credit institution
# Banco Finantia S.A
Legal name in the LEI record BANCO FINANTIA S.A.
BIC **BFIAPTPLXXX** LEI **[2138003Z5ZVN16GFYV70](https://search.gleif.org/#/record/2138003Z5ZVN16GFYV70)** Licence no. **Not on a tracked register** Connected to Swift Market operator · MIC **BFPT** [**2** branch codes](https://elucidate.co/directory/banco-finantia-s-a-bfiaptpl#branches) [Group: Banco Finantia S.A.](https://elucidate.co/directory/group/2138003Z5ZVN16GFYV70) [Claim this profile](https://elucidate.co/directory/banco-finantia-s-a-bfiaptpl#claim)
## Licences and registrations
Matched by LEI on the 22 tracked registers
None matched by LEI in the 22 tracked registers. It is on the ECB list of supervised entities (see [Regulatory status](https://elucidate.co/directory/banco-finantia-s-a-bfiaptpl#regulatory)): that is banking supervision, not a licence on a tracked register.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
## Regulatory status
### ECB banking supervision
List of supervised entities as of 2026-07-01
- **Classification:** Less significant institution
- **Supervisor:** Banco de Portugal (with ECB oversight)
- **Listed as:** Banco Finantia, SA
- **Entity type:** Credit institution
## European registers
### ECB · monetary financial institutions
List as at 2026-09-25
- **Category:** Credit institution
- **Minimum reserves:** Subject to minimum reserves
- **Listed as:** Banco Finantia, SA
- **RIAD code:** PT48
### ESMA · MiFID II register
Register as at 2026-09-28
| Entry | Competent authority | Authorised | Services or instruments |
| --- | --- | --- | --- |
| Investment services (MiFID II) | Comissão do Mercado de Valores Mobiliários (CMVM) | 1991-07-29 | A1 A2 A3 A4 A5 A6 A7 B1 B2 B3 B4 B6 |
Service codes follow MiFID II Annex I: A for investment services, B for ancillary services. Hover a code for its meaning.
Entries are matched on the LEI. Each register is quoted as its publisher lists it.
## Swift network
Swift’s ISO 9362 BIC directory
- **BIC:** BFIAPTPLXXX head office
- **Connection to Swift:** Connected to Swift
- **Swift GPI:** Not on the member list
- **Payment schemes and systems:** [SCT · SCT Inst · VOP · T2 · TIPS](https://elucidate.co/directory/banco-finantia-s-a-bfiaptpl#schemes)
- **Branch codes:** [2 branch codes](https://elucidate.co/directory/banco-finantia-s-a-bfiaptpl#branches)
- **Other BIC with this LEI:** [FIOFESM1](https://elucidate.co/directory/banco-finantia-spain-sa-fiofesm1)
- **BIC first registered:** 1993-06-07
- **Last updated:** 2022-09-22
## Identifiers
Head-office record
- **BIC:** BFIAPTPLXXX
- **How the BIC breaks down:** 1. BFIA Bank 2. PT Country · Portugal 3. PL Location 4. XXX Branch · head office
- **Branch description:** Not recorded in the directory
- **LEI:** 2138003Z5ZVN16GFYV70
- **LEI record:** [View on GLEIF ↗](https://search.gleif.org/#/record/2138003Z5ZVN16GFYV70)
- **How the LEI was matched:** BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
- **National bank code:** [Código de banco (IBAN bank code) 0048](https://elucidate.co/directory/banco-finantia-s-a-bfiaptpl#bank-codes)
## Profile
- **Type:** Credit institution
- **Regulation:** Prudentially supervised (ECB list)
- **Register licences:** None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- **Country · region:** Portugal · Europe & Central Asia
- **Banking supervision:** [Less significant · Banco de Portugal](https://elucidate.co/directory/banco-finantia-s-a-bfiaptpl#regulatory) as of 2026-07-01
- **Trading venues (MIC):** [Operates MIC BFPT](https://elucidate.co/directory/banco-finantia-s-a-bfiaptpl#markets) list of 2026-09-17
- **OFAC sanctions:** No listing cites this BIC
- **EU sanctions:** No listing matched this BIC or its LEI
- **Country sanctions:** No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
## Ownership and group
GLEIF relationship records
The Banco Finantia S.A. group has 4 institutions in the directory, in 3 countries: all hold a BIC.
Including [Finantia UK Limited](https://elucidate.co/directory/finantia-uk-limited-fiscgb21), [Finantia UK Limited](https://elucidate.co/directory/finantia-uk-limited-trsugb21).
[See the Banco Finantia S.A. group →](https://elucidate.co/directory/group/2138003Z5ZVN16GFYV70)
Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
## Addresses
- **Registered address:** RUA GENERAL FIRMINO MIGUEL, 5 FLOOR 1 LISBON 1600-100 PORTUGAL
- **Operational address:** RUA GENERAL FIRMINO MIGUEL 5 FLOOR 1 LISBON 1600-100 LISBON PORTUGAL
## ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- **Identified by:** BIC, with its LEI
- **Roles in CBPR+:** Any agent, including the instructing and instructed agents
### CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
```xml
BFIAPTPLXXX
2138003Z5ZVN16GFYV70
```
### Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
```xml
BFIAPTPLXXX
2138003Z5ZVN16GFYV70
BANCO FINANTIA S.A
LISBON
PT
RUA GENERAL FIRMINO MIGUEL, 5 FLOOR 1 LISBON 1600-100
```
The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
## Payment schemes and systems
EPC registers of 2026-09-11 · ECB T2 list of 2026-07-02 · ECB TIPS list of 2026-09-01 · SIX Bank Master valid on 2026-09-28
| Scheme or system | Since | Registered with | Note |
| --- | --- | --- | --- |
| SEPA Credit TransferISO 20022 messages | 2010-09-06 | Head office | — |
| SEPA Instant Credit TransferISO 20022 messages | 2025-01-06 | Head office | — |
| Verification of Payee | 2025-10-05 | Head office | — |
| T2 (Eurosystem real-time gross settlement)ISO 20022 messages | — | Head office | — |
| TIPS (TARGET Instant Payment Settlement)ISO 20022 messages | — | Head office | — |
SEPA dates are when the institution became ready for the scheme. The T2 list names direct participants only and gives no joining date. TIPS entries have no joining date.
An institution missing from T2 may still be reachable through an indirect participant. The ECB’s TIPS list does not separate participants from reachable parties. It includes institutions reachable in Swedish kronor as well as in euro.
“ISO 20022 messages” marks a scheme or system whose rulebook or operator specifies ISO 20022 for messages between participants.
## Market identifiers
One trading venue or reporting service run under this LEI list of 2026-09-17
| MIC | Market | Kind | Category |
| --- | --- | --- | --- |
| BFPT | BANCO FINANTIA S.A. | Operating MIC | Systematic internaliser |
## National bank codes
### Código de banco (IBAN bank code) · Portugal
1 code file of 2026-09-07
| Code | Routes to BIC | Name in the national file |
| --- | --- | --- |
| 0048 | BFIAPTPLXXX | BANCO FINANTIA, SA |
Each code shows the name in the national file. Smaller banks often route through a central institution’s BIC. A code can therefore belong to a different bank than the one on this page.
## Network
### Branch network
All 2 branch BICs connect to the head office. They are all in Lisbon, and no function or registration year splits them further.
### Branch codes
| BIC | Branch | City | Address | LEI | Updated |
| --- | --- | --- | --- | --- | --- |
| [BFIAPTPLMC2](https://elucidate.co/directory/banco-finantia-s-a-bfiaptpl-mc2) | MCA SICCOI | Lisbon | RUA GENERAL FIRMINO MIGUEL 5 FLOOR 1 LISBON 1600-100 LISBON PORTUGAL | — | 2022-09-22 |
| [BFIAPTPLSEC](https://elucidate.co/directory/banco-finantia-s-a-bfiaptpl-sec) | FINANTIA SECURITIES | Lisbon | RUA GENERAL FIRMINO MIGUEL 5 LISBON 1600 LISBON PORTUGAL | — | 2022-09-22 |
[See every BIC in Portugal →](https://elucidate.co/directory/country/pt#bics)
## Related institutions
### Same legal entity
- [Banco Finantia Spain SA BIC FIOFESM1 Credit institution Prudential licence Spain · On the ECB list of supervised entities · LEI 2138003Z5ZVN16GFYV70](https://elucidate.co/directory/banco-finantia-spain-sa-fiofesm1)
Other BICs mapped to the same LEI.
### Subsidiaries in the directory
- [Finantia UK Limited BIC FISCGB21 Financial institution Not on a tracked register United Kingdom · Not on a tracked register · LEI 21380064JXN6YW7QAS86](https://elucidate.co/directory/finantia-uk-limited-fiscgb21)
Entities that GLEIF records with this LEI as their direct parent.
### Largest institutions in Portugal
- [Citibank Europe PLC Portugal Branch BIC CITIPTP1 Financial institution Not on a tracked register Portugal · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/citibank-europe-plc-portugal-branch-citiptp1)
- [Banco de Portugal BIC BGALPTTG Financial institution Not on a tracked register Portugal · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/banco-de-portugal-bgalpttg)
- [Banco Comercial Portugues, S.A. BIC BCOMPTPL Credit institution Prudential licence Portugal · On the ECB list of supervised entities · LEI JU1U6S0DG9YLT7N8ZV32](https://elucidate.co/directory/banco-comercial-portugues-s-a-bcomptpl)
- [Banco de Portugal BIC BGALPTPL Financial institution Not on a tracked register Portugal · Not on a tracked register · LEI 54930037NWG1CCVQHF93](https://elucidate.co/directory/banco-de-portugal-bgalptpl)
- [Banco Santander Totta, SA BIC TOTAPTPL Credit institution Prudential licence Portugal · On the ECB list of supervised entities · LEI 549300URJH9VSI58CS32](https://elucidate.co/directory/banco-santander-totta-sa-totaptpl)
- [Interbolsa - S.G.S.L.S.C.V.M., S.A. BIC IBLSPTPP Financial institution Not on a tracked register Portugal · Not on a tracked register · LEI 529900LG70TCAGWCXT47](https://elucidate.co/directory/interbolsa-s-g-s-l-s-c-v-m-s-a-iblsptpp)
- [Novo Banco, SA BIC BESCPTPL Credit institution Prudential licence Portugal · On the ECB list of supervised entities · LEI 5493009W2E2YDCXY6S81](https://elucidate.co/directory/novo-banco-sa-bescptpl)
- [Caixa Geral de Depositos BIC CGDIPTPL Credit institution Prudential licence Portugal · On the ECB list of supervised entities · LEI TO822O0VT80V06K0FH57](https://elucidate.co/directory/caixa-geral-de-depositos-cgdiptpl)
[See every BIC in Portugal →](https://elucidate.co/directory/country/pt#bics)
Claim this profile
## Work at Banco Finantia S.A?
Claim this page to have it marked as verified by the bank, and to send us corrections. We verify every claim before anything changes on the page.
1. 01 **Submit** Tell us who you are, using your work email.
2. 02 **We verify** We check the email domain and confirm your role with the bank. This usually takes up to five business days.
3. 03 **Profile claimed** The page is marked as claimed and verified. You can send us corrections at any time.
Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
[Read the methodology →](https://elucidate.co/directory/methodology)
Credits for this page
- **Payment schemes and systems**—Source: European Payments Council (EPC) Registers of Participants; matched to BICs by Elucidate. Source: European Central Bank, List of T2 participants. Source: European Central Bank, List of TIPS participants and reachable parties.
- **Banking supervision**—Source: European Central Bank, list of supervised entities.
- **National bank codes**—Portugal (Source: Banco de Portugal; LEIs: European Central Bank, list of MFIs).
- **Ownership and group**—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- **European registers**—Source: European Central Bank (ECB), list of monetary financial institutions and list of institutions subject to minimum reserves. Source: European Securities and Markets Authority (ESMA), MiFID II/MiFIR register (investment firms, trading venues, systematic internalisers, data reporting services providers). Matched on LEI by Elucidate.
## Assess the financial crime risk behind a BIC
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Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.