---
title: "Bank Dhofar (S.A.O.G.) SWIFT/BIC code BDOFOMRUXXX · Oman | Elucidate"
description: "SWIFT/BIC code BDOFOMRUXXX for Bank Dhofar (S.A.O.G.), Oman. 2 branch BICs, LEI 6354004C6R7INCP4CN20, addresses and Swift connectivity."
url: https://elucidate.co/directory/bank-dhofar-s-a-o-g-bdofomru
---

1.  [Directory](https://elucidate.co/directory)
2.  [Oman](https://elucidate.co/directory/country/om)
3.  Bank Dhofar (S.A.O.G.)

![BankDhofar logo](https://elucidate.co/images/banks/b1/b19600109ec8d95b.svg)

Oman · Financial institution

# Bank Dhofar (S.A.O.G.)

Legal name in the LEI record Bank Dhofar SAOG

Bank Dhofar SAOG is a public joint-stock company listed on the Muscat Stock Exchange. Its head office is in Ruwi, Muscat. It offers retail, corporate, treasury and investment banking in Oman, and Islamic banking through its window Dhofar Islamic. It began operations in 1990 as Bank Dhofar al Omani al Fransi and merged with Majan International Bank in 2003. It took over the Oman branch business of Bank of Baroda in May 2025.

BIC **BDOFOMRUXXX** LEI **[6354004C6R7INCP4CN20](https://search.gleif.org/#/record/6354004C6R7INCP4CN20)** Licence no. **Not on a tracked register** Connected to Swift Swift GPI member, not yet live [**2** branch codes](https://elucidate.co/directory/bank-dhofar-s-a-o-g-bdofomru#branches) [Claim this profile](https://elucidate.co/directory/bank-dhofar-s-a-o-g-bdofomru#claim)

## Licences and registrations

Matched by LEI on the 22 tracked registers

None matched by LEI in the 22 tracked registers.

-   The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.

## Swift network

Swift’s ISO 9362 BIC directory

- **BIC:** BDOFOMRUXXX head office
- **Connection to Swift:** Connected to Swift
- **Swift GPI:** Member, not yet live
- **Payment schemes and systems:** No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- **Branch codes:** [2 branch codes](https://elucidate.co/directory/bank-dhofar-s-a-o-g-bdofomru#branches)
- **BIC first registered:** 1995-09-02
- **Last updated:** 2025-02-01

## Overview

Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/bank-dhofar-s-a-o-g-bdofomru#overview-sources)

Total assets

OMR 6.08bn

Group · 30 Jun 2026 · [interim report ↗](https://www.bankdhofar.com/media/xxvjzekb/ir-presentation-q2-2026-final.pdf)

Employees

1,780

headcount · Group · 30 Jun 2026 · [interim report ↗](https://www.bankdhofar.com/media/xxvjzekb/ir-presentation-q2-2026-final.pdf)

Ownership

Publicly listed

Ticker BKDB

Institution type

Commercial bank

Trades as BankDhofar

- **Ownership:** At 30 June 2026, Eng. Abdul Hafidh Salim Rajab Al Ojaili and his companies held 24.99%, and government-related funds together held more than 28%.
- **Major shareholders:** Eng. Abdul Hafidh Salim Rajab Al Ojaili & his Co. 24.99% · 30 Jun 2026 Dhofar International Development & Investment 23.29% · 30 Jun 2026 Pension Funds Trust Accounts 15.37% · 30 Jun 2026 Social Protection Fund 10% · 30 Jun 2026 H.E. Yousuf bin Alawi bin Abdullah & his Co. 9.82% · 30 Jun 2026 Sheikh Mustahail bin Ahmed Al-Ma'ashani & his Co. 7.67% · 30 Jun 2026
- **Stock listing:** Muscat Stock Exchange BKDB
- **Head office:** Building No. 460/87, Central Business District, Ruwi, P.O. Box 1507, 112 Muscat, Oman
- **Name in the local language:** بنك ظفار
- **Former name:** Bank Dhofar al Omani al Fransi

### Business lines

-   Corporate banking
-   Retail banking
-   Islamic banking
-   Markets & trading
-   SME banking
-   Trade finance
-   Transaction banking & payments
-   Private banking & wealth
-   Asset management
-   Mortgage lending
-   Cards
-   Correspondent banking
-   Investment banking

According to its June 2026 investor presentation, corporate banking earned 36% of operating income, retail banking 31%, Islamic banking 17% and treasury, investments and financial institutions 16%.

### Online

- **Websites & references:** [bankdhofar.com ↗](https://www.bankdhofar.com/) [dhofarislamic.com ↗](https://www.dhofarislamic.com/) Islamic banking window (Dhofar Islamic) site [online.bankdhofar.com ↗](https://online.bankdhofar.com/) online banking portal
- **Official social accounts:** None found

Sources · 14 pages consulted

1.  [bankdhofar.com/](https://www.bankdhofar.com/)
2.  [bankdhofar.com/about-us/overview/management-team/](https://www.bankdhofar.com/about-us/overview/management-team/)
3.  [bankdhofar.com/about-us/overview/board-of-directors/](https://www.bankdhofar.com/about-us/overview/board-of-directors/)
4.  [bankdhofar.com/about-us/investor-relations/](https://www.bankdhofar.com/about-us/investor-relations/)
5.  [bankdhofar.com/media/xxvjzekb/ir-presentation-q2-2026-final.pdf](https://www.bankdhofar.com/media/xxvjzekb/ir-presentation-q2-2026-final.pdf)
6.  [bankdhofar.com/about-us/contact-us/](https://www.bankdhofar.com/about-us/contact-us/)
7.  [bankdhofar.com/treasury/](https://www.bankdhofar.com/treasury/)
8.  [bankdhofar.com/corporate/financial-institutions/](https://www.bankdhofar.com/corporate/financial-institutions/)
9.  [cbonds.com/company/49465/](https://cbonds.com/company/49465/)
10.  [arabiandaily.com/omans-bank-dhofar-appoints-karumathil-gopakumar-as-acting-ceo/](https://arabiandaily.com/omans-bank-dhofar-appoints-karumathil-gopakumar-as-acting-ceo/)
11.  [almasar.om/%D8%A7%D8%B3%D8%AA%D9%82%D8%A7%D9%84%D8%A9-%D8%A7%D9%84%D8%B1%D8%A6%D9%8A%D8%B3-%D8%A7%D9](https://almasar.om/%D8%A7%D8%B3%D8%AA%D9%82%D8%A7%D9%84%D8%A9-%D8%A7%D9%84%D8%B1%D8%A6%D9%8A%D8%B3-%D8%A7%D9%84%D8%AA%D9%86%D9%81%D9%8A%D8%B0%D9%8A-%D9%84%D8%A8%D9%86%D9%83-%D8%B8%D9%81%D8%A7%D8%B1-%D9%88%D8%AC%D9%88/)
12.  [thearabianstories.com/2025/05/06/bankdhofar-completes-acquisition-of-bank-of-barodas-oman-branch/](https://www.thearabianstories.com/2025/05/06/bankdhofar-completes-acquisition-of-bank-of-barodas-oman-branch/)
13.  [thearabianstories.com/2024/12/17/bank-dhofar-gets-in-principle-approval-from-cbo-to-acquire-bank-of-barodas-oma](https://www.thearabianstories.com/2024/12/17/bank-dhofar-gets-in-principle-approval-from-cbo-to-acquire-bank-of-barodas-oman-operations/)
14.  [omanobserver.om/article/1141046/business/banking/bank-dhofar-withdraws-takeover-offer-for-ahli-bank](https://www.omanobserver.om/article/1141046/business/banking/bank-dhofar-withdraws-takeover-offer-for-ahli-bank)

## Leadership

Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/bank-dhofar-s-a-o-g-bdofomru#overview-sources)

- **Chief executive:** ![Karumathil Gopakumar](https://elucidate.co/images/banks/c3/c3ba3c5a63becc7d.webp) Karumathil Gopakumar Acting Chief Executive Officer (Deputy CEO since November 2021; acting CEO since 5 September 2024) Confirmed 29 Sep 2026 · [bankdhofar.com ↗](https://www.bankdhofar.com/about-us/overview/management-team/)
- **Chair:** ![Eng. Abdul Hafidh Salim Rajab Al Ojaili](https://elucidate.co/images/banks/3d/3d6933cf165e6389.webp) Eng. Abdul Hafidh Salim Rajab Al Ojaili Chairman Confirmed 29 Sep 2026 · [bankdhofar.com ↗](https://www.bankdhofar.com/about-us/overview/board-of-directors/)
- **Chief financial officer:** ![Vikesh Mirani](https://elucidate.co/images/banks/a3/a3fb24c0938edd52.webp) Vikesh Mirani Chief Financial Officer Confirmed 29 Sep 2026 · [bankdhofar.com ↗](https://www.bankdhofar.com/about-us/overview/management-team/)
- **Executive:** ![Ahmed Said Mohammed Al Mahrezi](https://elucidate.co/images/banks/ae/aebb5cc87d0acb84.webp) Ahmed Said Mohammed Al Mahrezi Deputy Chairman Confirmed 29 Sep 2026 · [bankdhofar.com ↗](https://www.bankdhofar.com/about-us/overview/board-of-directors/)
- **Executive:** ![Ali Khamis Hussain Al Zadjali](https://elucidate.co/images/banks/08/08f316c76c0be8c7.webp) Ali Khamis Hussain Al Zadjali Chief Compliance Officer Confirmed 29 Sep 2026 · [bankdhofar.com ↗](https://www.bankdhofar.com/about-us/overview/management-team/)

## Supervisors & regulators

Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/bank-dhofar-s-a-o-g-bdofomru#overview-sources)

- **Oman:** Central Bank of Oman Central bank Prudential supervisor AML supervisor

## Recent events

Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/bank-dhofar-s-a-o-g-bdofomru#overview-sources)

1.  May 2025

    Merger / acquisition

    The bank told the Muscat Stock Exchange that it had finished integrating the Oman branch business of Bank of Baroda.

    [thearabianstories.com ↗](https://www.thearabianstories.com/2025/05/06/bankdhofar-completes-acquisition-of-bank-of-barodas-oman-branch/)

2.  Jan 2025

    Merger / acquisition

    The bank signed a business transfer agreement with Bank of Baroda for its Oman branch.

    [thearabianstories.com ↗](https://www.thearabianstories.com/2025/05/06/bankdhofar-completes-acquisition-of-bank-of-barodas-oman-branch/)

3.  Dec 2024

    Licence

    The Central Bank of Oman gave in-principle approval for the bank to acquire the banking business of Bank of Baroda's Oman branch.

    [thearabianstories.com ↗](https://www.thearabianstories.com/2024/12/17/bank-dhofar-gets-in-principle-approval-from-cbo-to-acquire-bank-of-barodas-oman-operations/)

4.  Sep 2024

    Leadership

    Chief Executive Officer Abdul Hakeem Omar Al Ojaili resigned. Deputy CEO Karumathil Gopakumar became acting CEO from 5 September 2024.

    [arabiandaily.com ↗](https://arabiandaily.com/omans-bank-dhofar-appoints-karumathil-gopakumar-as-acting-ceo/)

Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.

## Identifiers

Head-office record

- **BIC:** BDOFOMRUXXX
- **How the BIC breaks down:** 1. BDOF Bank 2. OM Country · Oman 3. RU Location 4. XXX Branch · head office
- **Branch description:** Not recorded in the directory
- **LEI:** 6354004C6R7INCP4CN20
- **LEI record:** [View on GLEIF ↗](https://search.gleif.org/#/record/6354004C6R7INCP4CN20)
- **How the LEI was matched:** BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.

## Profile

- **Type:** Financial institution
- **Regulation:** Not on a tracked register
- **Register licences:** None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- **Country · region:** Oman · Middle East & North Africa
- **Trading venues (MIC):** No MIC registered under this LEI list of 2026-09-17
- **OFAC sanctions:** No listing cites this BIC
- **EU sanctions:** No listing matched this BIC or its LEI
- **Country sanctions:** No country programme

Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.

No licence or registration was found for this entity on the 22 registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.

## Ownership and group

GLEIF relationship records

GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.

## Addresses

- **Registered address:** CBD AREA RUWI RUWI 112 1507 OMAN
- **Operational address:** BANK DHOFAR CBD AREA RUWI RUWI 112 RUWI POB 1507 OMAN

## ISO 20022 identification

As an agent in a Swift cross-border payment message (CBPR+)

A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.

- **Identified by:** BIC, with its LEI
- **Roles in CBPR+:** Any agent, including the instructing and instructed agents

### CBPR+

For cross-border payments on Swift: the BIC, with the LEI and clearing code where known

```xml
<FinInstnId>
  <BICFI>BDOFOMRUXXX</BICFI>
  <LEI>6354004C6R7INCP4CN20</LEI>
</FinInstnId>
```

### Full record

Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC

```xml
<FinInstnId>
  <BICFI>BDOFOMRUXXX</BICFI>
  <LEI>6354004C6R7INCP4CN20</LEI>
  <Nm>BANK DHOFAR (S.A.O.G.)</Nm>
  <PstlAdr>
    <TwnNm>RUWI</TwnNm>
    <Ctry>OM</Ctry>
    <AdrLine>CBD AREA RUWI RUWI 112 1507</AdrLine>
  </PstlAdr>
</FinInstnId>
```

The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.

## Network

### Branch network

All 2 branch BICs connect to the head office. They are all in Ruwi, and no function or registration year splits them further.

### Branch codes

| BIC | Branch | City | Address | LEI | Updated |
| --- | --- | --- | --- | --- | --- |
| [BDOFOMRUMIB](https://elucidate.co/directory/bank-dhofar-s-a-o-g-bdofomru-mib) | DHOFAR ISLAMIC | Ruwi | BANK DHOFAR CBD AREA RUWI RUWI 112 RUWI OMAN | — | 2025-02-01 |
| [BDOFOMRUTFD](https://elucidate.co/directory/bank-dhofar-s-a-o-g-bdofomru-tfd) | — | Ruwi | RUWI RUWI OMAN | — | 2025-02-01 |

[See every BIC in Oman →](https://elucidate.co/directory/country/om#bics)

## Related institutions

### Largest institutions in Oman

-   [National Bank of Oman S.A.O.G BIC NBOMOMRX Financial institution Not on a tracked register Oman · Not on a tracked register · LEI 549300D3B4GI1CT73Z02](https://elucidate.co/directory/national-bank-of-oman-s-a-o-g-nbomomrx)
-   [Bank Muscat Saog Bank Muscat Head Office BIC BMUSOMRX Financial institution Not on a tracked register Oman · Not on a tracked register · LEI 549300HC6W6OEXV7SY67](https://elucidate.co/directory/bank-muscat-saog-bank-muscat-head-office-bmusomrx)
-   [First Abu Dhabi Bank PJSC BIC NBADOMRX Financial institution Not on a tracked register Oman · Not on a tracked register · LEI 2138002Y3WMK6RZS8H90](https://elucidate.co/directory/first-abu-dhabi-bank-pjsc-nbadomrx)
-   [Ahli Bank S.A.O.G BIC AUBOOMRU Financial institution Not on a tracked register Oman · Not on a tracked register · LEI 254900EURQ4S250H9B62](https://elucidate.co/directory/ahli-bank-s-a-o-g-auboomru)
-   [Oman Investment Authority BIC SGRFOMRA Financial institution Not on a tracked register Oman · Not on a tracked register · LEI 549300E7KUFOFLU7LC38](https://elucidate.co/directory/oman-investment-authority-sgrfomra)
-   [Sohar International Bank S.A.O.G BIC BSHROMRU Financial institution Not on a tracked register Oman · Not on a tracked register · LEI YZ5LCPJYQSK6OCUD1D21](https://elucidate.co/directory/sohar-international-bank-s-a-o-g-bshromru)
-   [Al Amin Securities Company LLC BIC ASMLOMR1 Financial institution Not on a tracked register Oman · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/al-amin-securities-company-llc-asmlomr1)
-   [Alizz Islamic Bank BIC IZZBOMRU Financial institution Not on a tracked register Oman · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/alizz-islamic-bank-izzbomru)

[See every BIC in Oman →](https://elucidate.co/directory/country/om#bics)

Claim this profile

## Work at Bank Dhofar (S.A.O.G.)?

Claim this page to have it marked as verified by the bank, and to send us corrections. We verify every claim before anything changes on the page.

1.  01 **Submit** Tell us who you are, using your work email.
2.  02 **We verify** We check the email domain and confirm your role with the bank. This usually takes up to five business days.
3.  03 **Profile claimed** The page is marked as claimed and verified. You can send us corrections at any time.

Sources & method

Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.

Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.

The sanctions facts on this page cover the BIC and its LEI only.

An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.

[Read the methodology →](https://elucidate.co/directory/methodology)

Credits for this page

-   **Overview, leadership, regulators and events**—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
-   **Images**—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: [bankdhofar.com](https://www.bankdhofar.com/) (official website) · [original](https://www.bankdhofar.com/media/pe4cbqe2/bd-logo.svg); Karumathil Gopakumar: [bankdhofar.com](https://www.bankdhofar.com/about-us/overview/management-team/) (official website) · [original](https://www.bankdhofar.com/media/sg0kbufp/gopakumar-karumathil-dceo.png); Eng. Abdul Hafidh Salim Rajab Al Ojaili: [bankdhofar.com](https://www.bankdhofar.com/about-us/overview/board-of-directors/) (official website) · [original](https://www.bankdhofar.com/media/0yeh4z3h/chairman.png); Vikesh Mirani: [bankdhofar.com](https://www.bankdhofar.com/about-us/overview/management-team/) (official website) · [original](https://www.bankdhofar.com/media/fkxourkl/vikesh-mirani-chief-financial-officer.png); Ahmed Said Mohammed Al Mahrezi: [bankdhofar.com](https://www.bankdhofar.com/about-us/overview/board-of-directors/) (official website) · [original](https://www.bankdhofar.com/media/fgqjwy2a/ahmed-al-mahrezi.png); Ali Khamis Hussain Al Zadjali: [bankdhofar.com](https://www.bankdhofar.com/about-us/overview/management-team/) (official website) · [original](https://www.bankdhofar.com/media/pudllgrl/ali-zadjali.png).

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Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.
