Iran · Financial institution
Bank Refah Kargaran
Sanctions
OFAC · United States
On the SDN list since 2010-06-16
- Listed as
- BANK REFAH KARGARAN
- List
- Specially Designated Nationals (SDN) list
- Sanctions programmes
- IRAN IRAN-EO13902
- BIC cited
- Designated
- SDN 2010-06-16
- OFAC record
- Entry 4635 on OFAC ↗
EU · asset freeze
On the EU consolidated list since 2025-09-29
- Listed as
- Bank Refah
- Sanctions regime
- Iran (IRN)
- Matched on
- BIC REFAIRTH on the listing
- Designated
- 2025-09-29
- EU reference
- EU.13613.18
- Legal act
- EUR-Lex ↗
Country · Iran
These programmes apply at country level
- OFAC · United States
- Comprehensive embargo
- Iranian Financial Sanctions Regulations IFSR · 1,610 listings
- Iran sectors (EO 13902) IRAN-EO13902 · 981 listings
- Iranian Transactions and Sanctions Regulations IRAN · 679 listings
- Iran (EO 13846) IRAN-EO13846 · 488 listings
- Islamic Revolutionary Guard Corps IRGC · 289 listings
- Iran human rights IRAN-HR · 222 listings
- Iran Supreme Leader’s office (EO 13876) IRAN-EO13876 · 115 listings
- Iran metals (EO 13871) IRAN-EO13871 · 51 listings
- Iran conventional arms IRAN-CON-ARMS-EO · 47 listings
- Iran Threat Reduction Act IRAN-TRA · 31 listings
- CAATSA (Iran) CAATSA - IRAN · 20 listings
- Iran human rights abuses via IT HRIT-IR · 16 listings
- EU
- Broad financial-sector sanctions
- Iran IRN · 707 listings
Licences and registrations
Matched by LEI on the 22 tracked registers
None matched. Licences are matched through an LEI, and no LEI is mapped to this BIC.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- REFAIRTHXXX head office
- Connection to Swift
- Connected to SwiftThis BIC is registered as a live address on the Swift network. The institution sends and receives Swift messages under REFAIRTH directly.
- Swift GPI
- Not on the member list
- Payment schemes and systems
- No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- Branch codes
- 54 branch codes
- BIC first registered
- 1992-11-05
- Last updated
- 2025-10-18
Identifiers
Head-office record
- BIC
- REFAIRTHXXX
- How the BIC breaks down
- REFABank
- IRCountry · Iran
- THLocation
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- No LEI mapped in the directory
Profile
- Type
- Financial institutionClassified as a financial institution in Swift’s ISO 9362 BIC directory, with no licence on a tracked register. This includes banks that neither the ECB nor the FSB lists, as well as brokers, fund managers, insurers and market infrastructure.
- Regulation
- Not on a tracked registerNo licence or registration was found for this entity on the registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
- Register licences
- Not matched: no LEI mapped to match on
- Country · region
- Iran · Middle East & North Africa
- Trading venues (MIC)
- No LEI mapped to match on list of 2026-09-17
- OFAC sanctions
- On the SDN list since 2010-06-16
- EU sanctions
- On the EU consolidated list since 2025-09-29
- Country sanctions
- Comprehensive embargo
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
No licence or registration was found for this entity on the 22 registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
Ownership and group
GLEIF relationship records
No LEI is mapped to this BIC, so GLEIF relationship records cannot be linked.
Addresses
- Registered address
- VALI- E- ASR BUILDING 2584 VALI- E- ASR AVE,VANAK SQ. TEHRAN 1435694831 IRAN (ISLAMIC REPUBLIC OF)
- Operational address
- VALI- E- ASR BUILDING 2584 VALI- E- ASR AVE, VANAK SQ TEHRAN 1435694831 TEHRAN IRAN (ISLAMIC REPUBLIC OF)
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC. No LEI is mapped in the directory
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>REFAIRTHXXX</BICFI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>REFAIRTHXXX</BICFI>
<Nm>BANK REFAH KARGARAN</Nm>
<PstlAdr>
<TwnNm>TEHRAN</TwnNm>
<Ctry>IR</Ctry>
<AdrLine>VALI- E- ASR BUILDING 2584 VALI- E- ASR AVE</AdrLine>
<AdrLine>VANAK SQ. TEHRAN 1435694831</AdrLine>
</PstlAdr>
</FinInstnId>The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
Network
Branch network
All 54 branch BICs connect to the head office, spread across 25 cities. Largest: Tehran (26), Mashhad (2), Tabriz (2).
Hover over a branch or group to see its details
Branch codes
| BIC | Branch | City | Address | LEI | Updated |
|---|---|---|---|---|---|
| REFAIRTH101 | CENTRAL BRANCH | Tehran | VALIEASR 2584 BEFORE VANAK SQ VALIEASR AVE TEHRAN 1435694831 TEHRAN IRAN (ISLAMIC REPUBLIC OF) | — | 2025-10-18 |
| REFAIRTH104 | VEZARATKAR BRANCH | Tehran | AZADI STREET TEHRAN TEHRAN IRAN (ISLAMIC REPUBLIC OF) | — | 2025-10-18 |
| REFAIRTH107 | BOULVAR BRANCH | Tehran | BOULVAR BRANCH TEHRAN 14166 TEHRAN IRAN (ISLAMIC REPUBLIC OF) | — | 2025-10-18 |
| REFAIRTH108 | MANZARIEH NIAVARAN BRANCH | Tehran | SEPEHR 2 INTERSECTION SHAHID BAZDAR ST. (KAMRANIEH),SHAHID BAHONAR AVE. TEHRAN 1978634111 TEHRAN IRAN (ISLAMIC REPUBLIC OF) | — | 2025-10-18 |
| REFAIRTH110 | MOGHADDAS -E-ARDEBILI BRANCH | Tehran | 156 MOGHADDAS ARDEBILI ST. NEXT TO B ST. TEHRAN TEHRAN IRAN (ISLAMIC REPUBLIC OF) | — | 2025-10-18 |
| REFAIRTH112 | ENGHELAB BRANCH | Tehran | ENGHALAB SQUARE TEHRAN TEHRAN IRAN (ISLAMIC REPUBLIC OF) | — | 2025-10-18 |
| REFAIRTH117 | MELLAT BRANCH | Tehran | GHOBAL 98 MELLAT STREET, AMIR KABIR AVENUE TEHRAN 1143688116 TEHRAN IRAN (ISLAMIC REPUBLIC OF) | — | 2025-10-18 |
| REFAIRTH124 | OSTAD MOTAHARI | Tehran | 394 OSTAD MOTAHARI AVE TEHRAN 1485955573 TEHRAN IRAN (ISLAMIC REPUBLIC OF) | — | 2025-10-18 |
| REFAIRTH126 | PEYKAN SHAHR BRANCH | Tehran | IRANIAN SOCIAL SECURITY ORGANIZATIO 14 KARAJ SPECIAL ROAD OPPOSITE IRAN KHODRO BLDG TEHRAN 1495613111 TEHRAN IRAN | — | 2025-10-18 |
| REFAIRTH127 | FALAKEH DOVOM-E- SADEGHIEH BRANCH | Tehran | 10 SFAHANI AVE., SADEGHIEH 2ND. SQ NEXT TO SHALI ST. ASHRAFI E TEHRAN 1471685540 TEHRAN IRAN (ISLAMIC REPUBLIC OF) | — | 2025-10-18 |
| REFAIRTH140 | PASDARAN BRANCH | Tehran | PASDARAN SHOPPING CENTER 256 NEYESTAN 6 ST. PASDARAN AVE. TEHRAN 1946973449 TEHRAN IRAN (ISLAMIC REPUBLIC OF) | — | 2025-10-18 |
| REFAIRTH144 | PARDIS BRANCH | Tehran | PARDIS 40 MOLLASADRA AVE. NORTHERN SHIRAZ STREET TEHRAN 19917 TEHRAN IRAN (ISLAMIC REPUBLIC OF) | — | 2025-10-18 |
| REFAIRTH152 | MIRDAMAD BRANCH | Tehran | 95 MADAR SQ MIRDAMAD BOULVARD TEHRAN 1918934164 TEHRAN IRAN (ISLAMIC REPUBLIC OF) | — | 2025-10-18 |
| REFAIRTH164 | SANDOOGH -E- TOSE E MELLI BRANCH | Tehran | AALA RAHIMI ST., SOUTHERN GANDI ST NEXT TO 9TH ST. TEHRAN 1517655911 TEHRAN IRAN (ISLAMIC REPUBLIC OF) | — | 2025-10-18 |
| REFAIRTH176 | PARK LALEH BRANCH | Tehran | 254 KARGAR STREET OPPOSITE OF PARK LALEH TEHRAN 1418673574 TEHRAN IRAN (ISLAMIC REPUBLIC OF) | — | 2025-10-18 |
| REFAIRTH197 | — | Tehran | 83 KHORAMSHAHR TEHRAN 1531899644 TEHRAN IRAN (ISLAMIC REPUBLIC OF) | — | 2025-10-18 |
| REFAIRTH201 | ISFAHAN CENTRAL BRANCH | Isfahan | SEPAH STREET IMAM HOSSEIN SQUARE ISFAHAN 8147755951 ISFAHAN IRAN (ISLAMIC REPUBLIC OF) | — | 2025-10-18 |
| REFAIRTH202 | TABRIZ CENTRAL BRANCH | Tabriz | NAMAZ SQUARE TABRIZ 5134713311 TABRIZ IRAN (ISLAMIC REPUBLIC OF) | — | 2025-10-18 |
| REFAIRTH205 | AHWAZ CENTRAL BRANCH | Ahwaz | AHWAZ,KAVOSH COMPLEX,BETWEEN MOUSAV I ST.AND KHANSARI ST.TALEGHANI AVE. AHWAZ 6194974871 AHWAZ IRAN (ISLAMIC REPUBLIC OF) | — | 2025-10-18 |
| REFAIRTH207 | MASHHAD CENTRAL BRANCH | Mashhad | BEYT- OL- MOGHADAS SQUARE KHOSRAVINO ST. OPPOSIT BABOLJAVAD MASHHAD 9135755488 MASHHAD IRAN (ISLAMIC REPUBLIC OF) | — | 2025-10-18 |
| REFAIRTH210 | YAZD BRANCH | Yazd | IMAM STREET YAZD 8913665413 YAZD IRAN (ISLAMIC REPUBLIC OF) | — | 2025-10-18 |
| REFAIRTH211 | SHIRAZ CENTRAL BRANCH | Shiraz | NEAR IMAM HOSSEIN SQ, ZAND AVENUE SHIRAZ 7135718335 SHIRAZ IRAN (ISLAMIC REPUBLIC OF) | — | 2025-10-18 |
| REFAIRTH215 | QAZVIN CENTRAL BRANCH | Qazvin | TALEGHANI BLVD QAZVIN 3416613837 QAZVIN IRAN (ISLAMIC REPUBLIC OF) | — | 2025-10-18 |
| REFAIRTH216 | RASHT CENTRAL BRANCH | Rasht | GILAN BRANCHES DEPARTMENT 188 IMAM KHOMEINI AVENUE RASHT 4137718515 RASHT IRAN (ISLAMIC REPUBLIC OF) | — | 2025-10-18 |
| REFAIRTH217 | ORUMIYEH CENTRAL BRANCH | Orumiyeh | AMINI STREET ORUMIYEH 5713718363 ORUMIYEH IRAN (ISLAMIC REPUBLIC OF) | — | 2025-10-18 |
| REFAIRTH218 | BANDAR ABBAS CENTRAL BRANCH | Bandar Abbas | BANDAR ABBAS, OPPOSITE MOSALLA IMAM KHOMEINI BLVD BANDAR ABBAS 7916647989 BANDAR ABBAS IRAN (ISLAMIC REPUBLIC OF) | — | 2025-10-18 |
| REFAIRTH219 | KASHAN CENTRAL BRANCH | Kashan | 95 MIREMAD AVENUE KASHAN 8713785986 KASHAN IRAN (ISLAMIC REPUBLIC OF) | — | 2025-10-18 |
| REFAIRTH220 | ZANJAN CENTRAL BRANCH | Zanjan | SHOHADA STREET ZANJAN 4518674946 ZANJAN IRAN (ISLAMIC REPUBLIC OF) | — | 2025-10-18 |
| REFAIRTH221 | HAMADAN CENTRAL BRANCH | Hamadan | BOALI AVE ARAMGAH SQUARE HAMADAN 6515638316 HAMADAN IRAN (ISLAMIC REPUBLIC OF) | — | 2025-10-18 |
| REFAIRTH222 | ARAK CENTRAL BRANCH | Arak | IMAM KHOMEINI AVENUE OPPOSITE TO HAJI BASHI STREET ARAK 3813817441 ARAK IRAN (ISLAMIC REPUBLIC OF) | — | 2025-10-18 |
| REFAIRTH225 | ZAHEDAN CENTRAL BRANCH | Zahedan | AZADI AVE OPPOSITE JAME MOSQUE ZAHEDAN 9813685191 ZAHEDAN IRAN (ISLAMIC REPUBLIC OF) | — | 2025-10-18 |
| REFAIRTH228 | QOM CENTRAL BRANCH | Qom | SAEEDI SQUARE QOM 3718693643 QOM IRAN (ISLAMIC REPUBLIC OF) | — | 2025-10-18 |
| REFAIRTH230 | GORGAN CENTRAL BRANCH | Gorgan | GORGAN, AFTAB 24 ALLEY IMAM KHOMEINI ST.,VAHDAT SQ. GORGAN 4918698831 GORGAN IRAN (ISLAMIC REPUBLIC OF) | — | 2025-10-18 |
| REFAIRTH232 | SARI CENTRAL BRANCH | Sari | SARI, AMIR MAZANDARANI AVE. SARI 4816669595 SARI IRAN (ISLAMIC REPUBLIC OF) | — | 2025-10-18 |
| REFAIRTH233 | BUSHEHR CENTRAL BRANCH | Bushehr | DEHGHAN BLVD BUSHEHR 7513869585 BUSHEHR IRAN (ISLAMIC REPUBLIC OF) | — | 2025-10-18 |
| REFAIRTH236 | SHAHID BEHESHTI -E- GHARBI BRANCH | Tehran | BEHESHTI AVE. OPPOSITE PAKISTAN ST. TEHRAN 1587766118 TEHRAN IRAN (ISLAMIC REPUBLIC OF) | — | 2025-10-18 |
| REFAIRTH242 | GHOLHAK BRANCH | Tehran | SHARIATI AVE OPPOSITIE IRANMEHR HOSPITAL TEHRAN 1913774993 TEHRAN IRAN (ISLAMIC REPUBLIC OF) | — | 2025-10-18 |
| REFAIRTH243 | JAHANKOODAK BRANCH | Tehran | AMIR PARVIZ 38 AFRICA BLVD. TEHRAN 55111 TEHRAN IRAN (ISLAMIC REPUBLIC OF) | — | 2025-10-18 |
| REFAIRTH246 | SEMNAN CENTRAL BRANCH | Semnan | IMAM KHOMEINI STREET BEHESHTI SQUARE SEMNAN 3516874711 SEMNAN IRAN (ISLAMIC REPUBLIC OF) | — | 2025-10-18 |
| REFAIRTH255 | SHAHR -E- KORD CENTRAL BRANCH | Shahrekord | NEXT TO HAFEZ ST. VARZESH ST SHAHREKORD 8816756687 SHAHREKORD IRAN (ISLAMIC REPUBLIC OF) | — | 2025-10-18 |
| REFAIRTH258 | DR. HESABI BR. | Tehran | 1225 ST. VALIASR AVE. OPPOSITE TAVANIR TEHRAN TEHRAN IRAN (ISLAMIC REPUBLIC OF) | — | 2025-10-18 |
| REFAIRTH291 | JAHAD | Tehran | DR. FATEMI ST. OPPOSITE TO MINISTRY OF INTERIOR BLD. NO.56 TEHRAN 1415765311 TEHRAN IRAN (ISLAMIC REPUBLIC OF) | — | 2025-10-18 |
| REFAIRTH328 | SEPAHBOD GHARANI BRANCH | Tehran | SEPAHBOD GHARANI STREET SHADAB AVENUE TEHRAN TEHRAN IRAN (ISLAMIC REPUBLIC OF) | — | 2025-10-18 |
| REFAIRTH333 | KERMAN KHODRO BRANCH | Tehran | SADAF 16 NAKHL BLVD. KARAJ SPECIAL ROAD TEHRAN 1388143913 TEHRAN IRAN (ISLAMIC REPUBLIC OF) | — | 2025-10-18 |
| REFAIRTH345 | PARS MINOO BRANCH | Tehran | 10 SPECIAL ROAD NEXT TO PARS MINOO CO., KARAJ TEHRAN 1399736311 TEHRAN IRAN (ISLAMIC REPUBLIC OF) | — | 2025-10-18 |
| REFAIRTH368 | VBAGH-E-FERDOWS BRANCH | Tehran | 3061 VALIASR ST. BAGH- E- FERDOWS GALAMESTAN PARK TEHRAN 1961813351 TEHRAN IRAN (ISLAMIC REPUBLIC OF) | — | 2025-10-18 |
| REFAIRTH387 | ZAHEDAN ALAVI BRANCH | Zahedan | AMIR- AL- MOMENIN STREET ZAHEDAN 9813717758 ZAHEDAN IRAN (ISLAMIC REPUBLIC OF) | — | 2025-10-18 |
| REFAIRTH46F | — | Zanjan | IRAN TRANSFO FACTORY GROUP IRAN TRANSFO BRANCH 3 TEHRAN OLD ROAD ZANJAN 4516118768 ZANJAN IRAN (ISLAMIC REPUBLIC OF) | — | 2025-10-18 |
| REFAIRTH477 | SHAHID SADOUGHI -E- KERMAN BRANCH | Kerman | KERMAN NEXT TO SADOUGHI 13 SADOUG KERMAN 7617915417 KERMAN IRAN (ISLAMIC REPUBLIC OF) | — | 2025-10-18 |
| REFAIRTH493 | KISH CENTRAL BRANCH | Kish Island | BANKS COMMUNITY UNIT BO129 SANAEE BOULEVARD KISH ISLAND 7941775855 KISH ISLAND IRAN (ISLAMIC REPUBLIC OF) | — | 2025-10-18 |
| REFAIRTH571 | PEZESHKAN BRANCH | Tabriz | ABRASAN CROSS ROAD IMAM AVE TABRIZ 51639 TABRIZ IRAN (ISLAMIC REPUBLIC OF) | — | 2025-10-18 |
| REFAIRTH800 | MASHHAD KHAYAM BRANCH | Mashhad | KHAYAM BLVD MASHHAD 9185837748 MASHHAD IRAN (ISLAMIC REPUBLIC OF) | — | 2025-10-18 |
| REFAIRTH877 | KARAJ BRANCH | Alborz | KARAJ, BEGINNING OF GOHARDASHT ALBORZ 3145794943 ALBORZ IRAN (ISLAMIC REPUBLIC OF) | — | 2025-10-18 |
| REFAIRTHCBR | CORRESPONDING BANKING RELATIONS | Tehran | VALI- E- ASR BUILDING 2584 VALI- E- ASR AVE, VANAK SQ TEHRAN 1435694831 TEHRAN IRAN (ISLAMIC REPUBLIC OF) | — | 2025-10-18 |
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Assess the financial crime risk behind a BIC
A BIC identifies an institution; it does not assess it. The Elucidate FinCrime Index (EFI) is an independent score of the financial crime risk of banks, built for correspondent banking and counterparty due diligence.
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