---
title: "Bank Refah Kargaran, branch 46F — Bank Refah Kargaran SWIFT/BIC REFAIRTH46F · Zanjan | Elucidate"
description: "SWIFT/BIC code REFAIRTH46F: a branch of Bank Refah Kargaran in Zanjan, Iran. Head office REFAIRTHXXX."
url: https://elucidate.co/directory/bank-refah-kargaran-refairth-46f
---
1. [Directory](https://elucidate.co/directory)
2. [Iran](https://elucidate.co/directory/country/ir)
3. [Bank Refah Kargaran](https://elucidate.co/directory/bank-refah-kargaran-refairth)
4. 46F
Iran · Financial institution
# Bank Refah Kargaran, branch 46F
Branch code of [Bank Refah Kargaran (REFAIRTHXXX)](https://elucidate.co/directory/bank-refah-kargaran-refairth)
Sanctions listings
OFAC · SDN list
Iran
EU · asset freeze
Iran · since 2025-09-29
[See the listings →](https://elucidate.co/directory/bank-refah-kargaran-refairth#sanctions)
BIC **REFAIRTH46F** LEI **No LEI mapped** Licence no. **Not on a tracked register** [Head office **REFAIRTHXXX**](https://elucidate.co/directory/bank-refah-kargaran-refairth) Connected to Swift [Claim this profile](https://elucidate.co/directory/bank-refah-kargaran-refairth#claim)
Head-office status [Country under embargo · Iran](https://elucidate.co/directory/bank-refah-kargaran-refairth#country-sanctions)
## Sanctions
These listings cite Bank Refah Kargaran (REFAIRTH) or its LEI. This branch code belongs to the same legal entity.
- **OFAC · United States:** [On the SDN list](https://elucidate.co/directory/bank-refah-kargaran-refairth#sanctions) since 2010-06-16
- **EU sanctions:** [On the EU consolidated list](https://elucidate.co/directory/bank-refah-kargaran-refairth#sanctions) since 2025-09-29
- **Country · Iran:** [Comprehensive embargo](https://elucidate.co/directory/bank-refah-kargaran-refairth#country-sanctions)
## Licences and registrations
Held by the legal entity, not by a branch code
This branch code belongs to the legal entity of Bank Refah Kargaran. None matched: no LEI is mapped to this institution.
Licences belong to the legal entity. Each applies in the country of the regulator that granted it.
## Swift network
Swift’s ISO 9362 BIC directory
- **BIC:** REFAIRTH46F
- **Head-office BIC:** [REFAIRTHXXX](https://elucidate.co/directory/bank-refah-kargaran-refairth)
- **Connection to Swift:** Connected to Swift
- **Swift GPI · REFAIRTH:** Not on the member list
- **Payment schemes and systems:** No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- **Branch codes:** [One of 54 branch codes of Bank Refah Kargaran](https://elucidate.co/directory/bank-refah-kargaran-refairth#branches)
- **BIC first registered:** 2016-05-07
- **Last updated:** 2025-10-18
## Identifiers
Branch record
- **BIC:** REFAIRTH46F
- **How the BIC breaks down:** 1. REFA Bank 2. IR Country · Iran 3. TH Location 4. 46F Branch
- **Head-office BIC:** [REFAIRTHXXX](https://elucidate.co/directory/bank-refah-kargaran-refairth) · Bank Refah Kargaran
- **Branch LEI:** No LEI mapped in the directory
## Profile
- **Branch description:** Not recorded in the directory
- **Function:** Not stated in the description
- **City:** Zanjan
- **Country · region:** Iran · Middle East & North Africa
- **Institution type:** Financial institution
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
## Ownership and group
GLEIF relationship records
No LEI is mapped to this BIC, so GLEIF relationship records cannot be linked.
## Addresses
- **Branch address:** IRAN TRANSFO FACTORY GROUP IRAN TRANSFO BRANCH 3 TEHRAN OLD ROAD ZANJAN 4516118768 ZANJAN IRAN (ISLAMIC REPUBLIC OF)
- **Head-office address:** VALI- E- ASR BUILDING 2584 VALI- E- ASR AVE,VANAK SQ. TEHRAN 1435694831 IRAN (ISLAMIC REPUBLIC OF)
## ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this branch by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- **Identified by:** BIC. No LEI is mapped in the directory
- **Roles in CBPR+:** Any agent, including the instructing and instructed agents
### CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
```xml
REFAIRTH46F
```
### Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
```xml
REFAIRTH46F
BANK REFAH KARGARAN
ZANJAN
IR
IRAN TRANSFO FACTORY GROUP IRAN TRANSFO BRANCH 3 TEHRAN OLD ROAD
ZANJAN 4516118768 ZANJAN
```
The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
## Where this branch sits
Linked to its head office and to the branch it has most in common with. Thicker lines mean more in common.
Hover over a branch to see what it shares
## Related branches
[All 54 branches of Bank Refah Kargaran →](https://elucidate.co/directory/bank-refah-kargaran-refairth#branches)
| BIC | Branch | City | What it shares |
| --- | --- | --- | --- |
| [REFAIRTH220](https://elucidate.co/directory/bank-refah-kargaran-refairth-220) | ZANJAN CENTRAL BRANCH | Zanjan | Same city |
## Related institutions
### Institution
- [Bank Refah Kargaran BIC REFAIRTH Financial institution Not on a tracked register OFAC SDN · EU list · Country under embargo · Iran · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/bank-refah-kargaran-refairth)
The BIC8 this branch code belongs to: REFAIRTH.
Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
[Read the methodology →](https://elucidate.co/directory/methodology)
## Assess the financial crime risk behind a BIC
A BIC identifies an institution; it does not assess it. The [Elucidate FinCrime Index (EFI)](https://elucidate.co/ratings) is an independent score of the financial crime risk of banks, built for correspondent banking and counterparty due diligence.
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Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.