--- title: "Bank Tabungan Negara (Persero), Pt. SWIFT/BIC code BTANIDJAXXX · Indonesia | Elucidate" description: "SWIFT/BIC code BTANIDJAXXX for Bank Tabungan Negara (Persero), Pt., Indonesia. Head-office BIC, LEI 2549009BLYOGL9ZLAW17, addresses and Swift connectivity." url: https://elucidate.co/directory/bank-tabungan-negara-persero-pt-btanidja --- 1. [Directory](https://elucidate.co/directory) 2. [Indonesia](https://elucidate.co/directory/country/id) 3. Bank Tabungan Negara (Persero), Pt. ![BTN logo](https://elucidate.co/images/banks/7e/7e98dadbf6360103.webp) Indonesia · Financial institution # Bank Tabungan Negara (Persero), Pt. Legal name in the LEI record PT BANK TABUNGAN NEGARA (PERSERO) TBK PT Bank Tabungan Negara (Persero) Tbk (BTN) is a state-owned public limited company with its head office at Menara BTN in Jakarta. Its shares are listed on the Indonesia Stock Exchange. In March 2025 the Republic of Indonesia transferred 60% of its shares to the Danantara holding structure. BTN's main business is housing finance, and it also offers retail, consumer, commercial and corporate banking. Its sharia business unit was spun off into its subsidiary PT Bank Syariah Nasional with effect from 22 December 2025. BIC **BTANIDJAXXX** LEI **[2549009BLYOGL9ZLAW17](https://search.gleif.org/#/record/2549009BLYOGL9ZLAW17)** Licence no. **Not on a tracked register** Connected to Swift Head-office BIC only [Claim this profile](https://elucidate.co/directory/bank-tabungan-negara-persero-pt-btanidja#claim) ## Licences and registrations Matched by LEI on the 22 tracked registers None matched by LEI in the 22 tracked registers. - The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked. ## Swift network Swift’s ISO 9362 BIC directory - **BIC:** BTANIDJAXXX head office - **Connection to Swift:** Connected to Swift - **Swift GPI:** Not on the member list - **Payment schemes and systems:** No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC - **Branch codes:** None: head-office BIC only - **BIC first registered:** 1992-11-05 - **Last updated:** 2022-02-14 ## Overview Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/bank-tabungan-negara-persero-pt-btanidja#overview-sources) Total assets IDR 545.2tn Group · 30 Jun 2026 · [interim report ↗](https://www.btn.co.id/id/About/Gallery/News/News/Listing/2026/09/04/RUPSLB-Tetapkan-Pengurus-Baru-BTN-Perkuat-Regenerasi) Employees Not published Ownership State-owned Ticker BBTN Institution type Commercial bank Trades as BTN - **Ownership:** PT Danantara Asset Management (Persero) held 59.4% at 30 June 2026 after the state transferred its Series B shares in March 2025, and the state remains the controlling shareholder. - **Direct parent:** PT Danantara Asset Management (Persero), Indonesia 59.4% - **Ultimate owner:** Republic of Indonesia, Indonesia - **Stock listing:** Indonesia Stock Exchange BBTN - **Head office:** Menara BTN, Jl. Gajah Mada No. 1, 10130 Jakarta, Indonesia ### Business lines - Mortgage lending - Retail banking - Consumer finance - Corporate banking - SME banking - Transaction banking & payments - Private banking & wealth - Markets & trading Housing loans are the bank's core business. According to the bank, they accounted for IDR 328.4 trillion of IDR 400.57 trillion in consolidated loans and financing at the end of 2025. ### Online - **Websites & references:** [btn.co.id ↗](https://www.btn.co.id/) [ppid.btn.co.id ↗](https://ppid.btn.co.id/site/beranda) public information (PPID) portal [Wikipedia ↗](https://en.wikipedia.org/wiki/Bank_Tabungan_Negara) [Wikidata Q12474534 ↗](https://www.wikidata.org/wiki/Q12474534) - **Official social accounts:** [LinkedIn ↗](https://id.linkedin.com/company/pt--bank-tabungan-negara-persero-tbk) · [X ↗](https://x.com/bankbtn) · [Facebook ↗](https://www.facebook.com/bankbtn) · [Instagram ↗](https://www.instagram.com/btn) · [YouTube ↗](https://www.youtube.com/@bankbtn) · [TikTok ↗](https://www.tiktok.com/@btn) Sources · 12 pages consulted 1. [btn.co.id/id/About/Governance/Management](https://www.btn.co.id/id/About/Governance/Management) 2. [btn.co.id/id/About/Investor-Relation/Stock-Information/Share-Ownership-Structure](https://www.btn.co.id/id/About/Investor-Relation/Stock-Information/Share-Ownership-Structure) 3. [btn.co.id/id/About/Gallery/News/News/Listing/2026/09/04/RUPSLB-Tetapkan-Pengurus-Baru-BTN-Perkuat-R](https://www.btn.co.id/id/About/Gallery/News/News/Listing/2026/09/04/RUPSLB-Tetapkan-Pengurus-Baru-BTN-Perkuat-Regenerasi) 4. [btn.co.id/-/media/Files/Laporan-Perusahaan/laporan-keuangan-triwulan/2026/Laporan-Keuangan-Publikas](https://www.btn.co.id/-/media/Files/Laporan-Perusahaan/laporan-keuangan-triwulan/2026/Laporan-Keuangan-Publikasi-Triwulanan-BTN_TW-I-2026_INDONESIA---upd.pdf) 5. [finansial.bisnis.com/read/20250324/90/1864079/pemerintah-alihkan-saham-seri-b-bank-bumn-ke-holding-operasional](https://finansial.bisnis.com/read/20250324/90/1864079/pemerintah-alihkan-saham-seri-b-bank-bumn-ke-holding-operasional-danantara) 6. [beritamoneter.com/jumlah-investor-bbtn-berbalik-naik-369-per-30-juni-2026/](https://beritamoneter.com/jumlah-investor-bbtn-berbalik-naik-369-per-30-juni-2026/) 7. [cnbcindonesia.com/market/20260904185255-17-765105/btn-rombak-jajaran-direksi-ini-alasannya](https://www.cnbcindonesia.com/market/20260904185255-17-765105/btn-rombak-jajaran-direksi-ini-alasannya) 8. [suara.com/bisnis/2026/09/22/075416/kpr-fiktif-disorot-ojk-pengawasan-penyaluran-kredit-jadi-perhati](https://www.suara.com/bisnis/2026/09/22/075416/kpr-fiktif-disorot-ojk-pengawasan-penyaluran-kredit-jadi-perhatian) 9. [filesatu.co.id/korupsi-kpr-btn-karawang-dua-pejabat-bank-jadi-tersangka-baru-total-ada-7-orang/](https://filesatu.co.id/korupsi-kpr-btn-karawang-dua-pejabat-bank-jadi-tersangka-baru-total-ada-7-orang/) 10. [aktual.com/kajari-tetapkan-pejabat-btn-karawang-tersangka-kasus-penyaluran-kpr-fiktif/](https://aktual.com/kajari-tetapkan-pejabat-btn-karawang-tersangka-kasus-penyaluran-kpr-fiktif/) 11. [katadata.co.id/finansial/bursa/6989bef8c3533/btn-bbtn-raup-laba-rp-3-5-triliun-tahun-buku-2025-naik-16-4](https://katadata.co.id/finansial/bursa/6989bef8c3533/btn-bbtn-raup-laba-rp-3-5-triliun-tahun-buku-2025-naik-16-4-apa-penopangnya) 12. [en.wikipedia.org/wiki/Bank\_Tabungan\_Negara](https://en.wikipedia.org/wiki/Bank_Tabungan_Negara) ## Leadership Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/bank-tabungan-negara-persero-pt-btanidja#overview-sources) - **Chief executive:** Nixon L.P. Napitupulu Direktur Utama (President Director) Confirmed 29 Sep 2026 · [btn.co.id ↗](https://www.btn.co.id/id/About/Governance/Management) - **Chair:** Suryo Utomo Komisaris Utama (President Commissioner) Confirmed 29 Sep 2026 · [btn.co.id ↗](https://www.btn.co.id/id/About/Governance/Management) - **Chief financial officer:** Adityo Kusumo Direktur Finance & Strategy (appointed 4 September 2026; effective upon OJK fit-and-proper approval) Confirmed 29 Sep 2026 · [btn.co.id ↗](https://www.btn.co.id/id/About/Governance/Management) - **Executive:** Oni Febriarto Rahardjo Wakil Direktur Utama (Vice President Director) Confirmed 29 Sep 2026 · [btn.co.id ↗](https://www.btn.co.id/id/About/Governance/Management) - **Executive:** Venda Yuniarti Direktur Treasury & International Banking Confirmed 29 Sep 2026 · [btn.co.id ↗](https://www.btn.co.id/id/About/Governance/Management) ## Supervisors & regulators Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/bank-tabungan-negara-persero-pt-btanidja#overview-sources) - **Indonesia:** Financial Services Authority (Otoritas Jasa Keuangan, OJK) Prudential supervisor Conduct AML supervisor - **Indonesia:** Bank Indonesia Central bank Foreign exchange ## Recent events 2 enforcement or investigation items Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/bank-tabungan-negara-persero-pt-btanidja#overview-sources) 1. Sep 2026 Investigation The Karawang District Prosecutor's Office named three officials of the bank's Karawang branch as suspects in a corruption investigation into mortgage lending from 2021 to 2024. [filesatu.co.id ↗](https://filesatu.co.id/korupsi-kpr-btn-karawang-dua-pejabat-bank-jadi-tersangka-baru-total-ada-7-orang/) 2. Sep 2026 Investigation OJK stated that the bank's loan cooperation with several housing developers had been a concern in several of its examinations. [suara.com ↗](https://www.suara.com/bisnis/2026/09/22/075416/kpr-fiktif-disorot-ojk-pengawasan-penyaluran-kredit-jadi-perhatian) 3. Sep 2026 Leadership An extraordinary general meeting on 4 September 2026 replaced five of the bank's 12 directors, including those responsible for finance, risk and compliance. [btn.co.id ↗](https://www.btn.co.id/id/About/Gallery/News/News/Listing/2026/09/04/RUPSLB-Tetapkan-Pengurus-Baru-BTN-Perkuat-Regenerasi) 4. Dec 2025 Other The spin-off of the bank's sharia business unit into PT Bank Syariah Nasional took effect on 22 December 2025. [btn.co.id ↗](https://www.btn.co.id/-/media/Files/Laporan-Perusahaan/laporan-keuangan-triwulan/2026/Laporan-Keuangan-Publikasi-Triwulanan-BTN_TW-I-2026_INDONESIA---upd.pdf) 5. Mar 2025 Other The Republic of Indonesia transferred 60% of the bank's shares, all Series B, to PT Biro Klasifikasi Indonesia, the Danantara operational holding company. [finansial.bisnis.com ↗](https://finansial.bisnis.com/read/20250324/90/1864079/pemerintah-alihkan-saham-seri-b-bank-bumn-ke-holding-operasional-danantara) Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source. ## Identifiers Head-office record - **BIC:** BTANIDJAXXX - **How the BIC breaks down:** 1. BTAN Bank 2. ID Country · Indonesia 3. JA Location 4. XXX Branch · head office - **Branch description:** HEAD OFFICE - **LEI:** 2549009BLYOGL9ZLAW17 - **LEI record:** [View on GLEIF ↗](https://search.gleif.org/#/record/2549009BLYOGL9ZLAW17) - **How the LEI was matched:** BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file. ## Profile - **Type:** Financial institution - **Regulation:** Not on a tracked register - **Register licences:** None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked. - **Country · region:** Indonesia · East Asia & Pacific - **Trading venues (MIC):** No MIC registered under this LEI list of 2026-09-17 - **OFAC sanctions:** No listing cites this BIC - **EU sanctions:** No listing matched this BIC or its LEI - **Country sanctions:** No country programme - **Founded:** 1897 Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet. No licence or registration was found for this entity on the 22 registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated. ## Ownership and group GLEIF relationship records GLEIF’s relationship records name no parent for this LEI, and no group page is published for it. ## Addresses - **Registered address:** MENARA BANK BTN FLOOR 10 1 JALAN GAJAH MADA JAKARTA 10130 INDONESIA - **Operational address:** MENARA BTN FLOOR 10 1 JALAN GAJAH MADA JAKARTA 10130 JAKARTA INDONESIA ## ISO 20022 identification As an agent in a Swift cross-border payment message (CBPR+) A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC. - **Identified by:** BIC, with its LEI - **Roles in CBPR+:** Any agent, including the instructing and instructed agents ### CBPR+ For cross-border payments on Swift: the BIC, with the LEI and clearing code where known ```xml BTANIDJAXXX 2549009BLYOGL9ZLAW17 ``` ### Full record Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC ```xml BTANIDJAXXX 2549009BLYOGL9ZLAW17 BANK TABUNGAN NEGARA (PERSERO), PT. JAKARTA ID MENARA BANK BTN FLOOR 10 1 JALAN GAJAH MADA JAKARTA 10130 ``` The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use. ## Related institutions ### Same name, different BIC - [Bank Tabungan Negara (Persero), Pt. BIC BTANIDJ1 Financial institution Not on a tracked register Indonesia · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/bank-tabungan-negara-persero-pt-btanidj1) ### Largest institutions in Indonesia - [Pt Bank Negara Indonesia BIC BNINIDJA Financial institution Not on a tracked register Indonesia · Not on a tracked register · LEI 549300HZ8J3MLVXQ8F85](https://elucidate.co/directory/pt-bank-negara-indonesia-bninidja) - [Pt. Bank Rakyat Indonesia (Persero), Tbk BIC BRINIDJA Financial institution Not on a tracked register Indonesia · Not on a tracked register · LEI 254900HB6S4B12GBNP64](https://elucidate.co/directory/pt-bank-rakyat-indonesia-persero-tbk-brinidja) - [Pt. Bank Danamon Indonesia, Tbk BIC BDINIDJA Financial institution Not on a tracked register Indonesia · Not on a tracked register · LEI 254900XB9K06L7PWEP97](https://elucidate.co/directory/pt-bank-danamon-indonesia-tbk-bdinidja) - [Bank Mandiri (Persero), Pt. BIC BMRIIDJA Financial institution Not on a tracked register Indonesia · Not on a tracked register · LEI 549300RSKQN4Z5ZSGH94](https://elucidate.co/directory/bank-mandiri-persero-pt-bmriidja) - [Pt Bank HSBC Indonesia BIC HSBCIDJA Financial institution Not on a tracked register Indonesia · Not on a tracked register · LEI 213800HW5IDIRLWH1203](https://elucidate.co/directory/pt-bank-hsbc-indonesia-hsbcidja) - [Citibank N.A BIC CITIIDJX Credit institution Prudential licence Indonesia · On the FSB G-SIB list · LEI E57ODZWZ7FF32TWEFA76](https://elucidate.co/directory/citibank-n-a-citiidjx) - [Pt Bank Maybank Indonesia Tbk BIC IBBKIDJA Financial institution Not on a tracked register Indonesia · Not on a tracked register · LEI 549300RHDK5D1O3JHU60](https://elucidate.co/directory/pt-bank-maybank-indonesia-tbk-ibbkidja) - [Standard Chartered Bank BIC SCBLIDJX Credit institution Prudential licence Indonesia · On the FSB G-SIB list · LEI 254900XJQ7BKPSDXNP74](https://elucidate.co/directory/standard-chartered-bank-scblidjx) [See every BIC in Indonesia →](https://elucidate.co/directory/country/id#bics) Claim this profile ## Work at Bank Tabungan Negara (Persero), Pt.? Claim this page to have it marked as verified by the bank, and to send us corrections. We verify every claim before anything changes on the page. 1. 01 **Submit** Tell us who you are, using your work email. 2. 02 **We verify** We check the email domain and confirm your role with the bank. This usually takes up to five business days. 3. 03 **Profile claimed** The page is marked as claimed and verified. You can send us corrections at any time. Sources & method Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name. Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists. The sanctions facts on this page cover the BIC and its LEI only. An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page. [Read the methodology →](https://elucidate.co/directory/methodology) Credits for this page - **Wikidata**—CC0, matched on the BIC or LEI recorded in Wikidata. It is community-edited, so check key facts. - **Overview, leadership, regulators and events**—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source. - **Images**—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: PT. Bank Tabungan Negara (Persero) Tbk. · Public domain · [Wikimedia Commons](https://commons.wikimedia.org/wiki/File:BTN_2024_\(wordmark\).svg) · [original](https://thumb.wikimedia.org/wikipedia/commons/thumb/e/e8/BTN_2024_%28wordmark%29.svg/330px-BTN_2024_%28wordmark%29.svg.png?utm_source=commons.wikimedia.org&utm_campaign=imageinfo&utm_content=thumbnail). ## Assess the financial crime risk behind a BIC A BIC identifies an institution; it does not assess it. The [Elucidate FinCrime Index (EFI)](https://elucidate.co/ratings) is an independent score of the financial crime risk of banks, built for correspondent banking and counterparty due diligence. [Book a demo](https://elucidate.co/demo-request) Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.