---
title: "Banking Circle S.A. SWIFT/BIC code SAPYGB2LXXX · United Kingdom | Elucidate"
description: "SWIFT/BIC code SAPYGB2LXXX for Banking Circle S.A., United Kingdom. 1 branch BIC, LEI 213800W1NGBLERUS6M39, addresses and Swift connectivity."
url: https://elucidate.co/directory/banking-circle-s-a-sapygb2l
---
1. [Directory](https://elucidate.co/directory)
2. [United Kingdom](https://elucidate.co/directory/country/gb)
3. Banking Circle S.A.
United Kingdom · Credit institution
# Banking Circle S.A.
BIC **SAPYGB2LXXX** LEI **[213800W1NGBLERUS6M39](https://search.gleif.org/#/record/213800W1NGBLERUS6M39)** [Registration no. **213800W1NGBLERUS6M39**](https://elucidate.co/directory/banking-circle-s-a-sapygb2l#licences) Connected to Swift [**1** branch code](https://elucidate.co/directory/banking-circle-s-a-sapygb2l#branches) [Group: Moneyball Bidco Sarl](https://elucidate.co/directory/group/2138008NIGAE2J88SS10) [Claim this profile](https://elucidate.co/directory/banking-circle-s-a-sapygb2l#claim)
## Licences and registrations
Held by Banking Circle S.A. (LEI 213800W1NGBLERUS6M39). The ESMA interim MiCA register lists this LEI as a crypto-asset service provider. No other register entry is matched to it.
- Licences belong to the legal entity, not to a BIC.
- Each licence applies in the country of the regulator that granted it.
- Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
- The register entries and their trading names were not matched against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
### ESMA interim MiCA register
The entry that gives this LEI as the registration number
| Name on the register | Jurisdiction | Registration number |
| --- | --- | --- |
| Banking Circle S.A. | [Luxembourg](https://elucidate.co/directory/country/lu) | 213800W1NGBLERUS6M39 |
## Regulatory status
### ECB banking supervision
List of supervised entities as of 2026-07-01
- **Classification:** Less significant institution
- **Supervisor:** Commission de Surveillance du Secteur Financier / Banque centrale du Luxembourg (with ECB oversight)
- **Listed as:** Banking Circle S.A.
- **Entity type:** Credit institution
## European registers
### ECB · monetary financial institutions
List as at 2026-09-25
- **Category:** Credit institution
- **Minimum reserves:** Subject to minimum reserves
- **Listed as:** Banking Circle S.A.
- **RIAD code:** LUB00408
- **Listed in:** LU
### ESMA · MiFID II register
Register as at 2026-09-28
| Entry | Competent authority | Authorised | Services or instruments |
| --- | --- | --- | --- |
| Investment services (MiFID II) | Commission de Surveillance du Secteur Financier (CSSF) | 2019-10-29 | A1 A2 A3 A4 A5 A6 A7 A8 A9 B1 B2 B3 B4 B5 B6 B7 |
Service codes follow MiFID II Annex I: A for investment services, B for ancillary services. Hover a code for its meaning.
Entries are matched on the LEI. Each register is quoted as its publisher lists it.
## Swift network
Swift’s ISO 9362 BIC directory
- **BIC:** SAPYGB2LXXX head office
- **Connection to Swift:** Connected to Swift
- **Swift GPI:** Not on the member list
- **Payment schemes and systems:** [TIPS](https://elucidate.co/directory/banking-circle-s-a-sapygb2l#schemes)
- **Branch codes:** [1 branch code](https://elucidate.co/directory/banking-circle-s-a-sapygb2l#branches)
- **Other BICs with this LEI:** [SXPYDKKK](https://elucidate.co/directory/banking-circle-denmark-filial-af-banking-circle-s-a-luxembourg-sxpydkkk) · [BCIRLULL](https://elucidate.co/directory/banking-circle-s-a-bcirlull) · [SXPYDEHH](https://elucidate.co/directory/banking-circle-s-a-german-branch-sxpydehh) · [BCIRNO22](https://elucidate.co/directory/banking-circle-s-a-luxembourg-nuf-bcirno22) · [BCIRHU22](https://elucidate.co/directory/banking-circle-s-a-hungarian-branch-bcirhu22) · [BCIRCZ22](https://elucidate.co/directory/banking-circle-s-a-czech-republic-bcircz22) +2 more
- **BIC first registered:** 2015-09-12
- **Last updated:** 2026-06-10
## Identifiers
Head-office record
- **BIC:** SAPYGB2LXXX
- **How the BIC breaks down:** 1. SAPY Bank 2. GB Country · United Kingdom 3. 2L Location 4. XXX Branch · head office
- **Branch description:** Not recorded in the directory
- **LEI:** 213800W1NGBLERUS6M39
- **LEI record:** [View on GLEIF ↗](https://search.gleif.org/#/record/213800W1NGBLERUS6M39)
- **How the LEI was matched:** BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
- **UK overseas entity ID:** [OE029020 ↗](https://find-and-update.company-information.service.gov.uk/company/OE029020)
## Profile
- **Type:** Credit institution
- **Regulation:** Prudentially supervised (ECB list)
- **Register licences:** None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- **Country · region:** United Kingdom · Europe & Central Asia
- **Banking supervision:** [Less significant · Commission de Surveillance du Secteur Financier / Banque centrale du Luxembourg](https://elucidate.co/directory/banking-circle-s-a-sapygb2l#regulatory) as of 2026-07-01
- **Trading venues (MIC):** No MIC registered under this LEI list of 2026-09-17
- **OFAC sanctions:** No listing cites this BIC
- **EU sanctions:** No listing matched this BIC or its LEI
- **Country sanctions:** No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
## Ownership and group
GLEIF relationship records
- **Direct parent:** Moneyball Bidco Sarl · Luxembourg[2138008NIGAE2J88SS10 ↗](https://search.gleif.org/#/record/2138008NIGAE2J88SS10)
The Moneyball Bidco Sarl group has 11 institutions in the directory, in 11 countries: 10 hold a BIC and 1 does not.
Including [BC Payments PTE. LTD.](https://elucidate.co/directory/bc-payments-pte-ltd-1051c3af01cd), [Banking Circle (Liechtenstein) AG](https://elucidate.co/directory/banking-circle-liechtenstein-ag-bcirli22).
[See the Moneyball Bidco Sarl group →](https://elucidate.co/directory/group/2138008NIGAE2J88SS10)
Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
## Registered beneficial owners
Companies House · overseas entity [OE029020 ↗](https://find-and-update.company-information.service.gov.uk/company/OE029020) · as at 9 October 2026
The entity states that it has no reasonable cause to believe that anyone is a registrable beneficial owner.
Overseas entities that own land in the UK must register their beneficial owners with Companies House. The entity reports them itself. Elucidate has not verified them.
A registrable beneficial owner holds more than 25% of the shares or votes, can appoint or remove the board, or has significant influence or control. Dates of birth and addresses are not shown.
Matched on the entity’s legal name and country of incorporation in its LEI record.
[See the beneficial owners at Companies House ↗](https://find-and-update.company-information.service.gov.uk/company/OE029020/persons-with-significant-control)
## Addresses
- **Registered address:** 68 KING WILLIAM STREET LONDON EC4N 7HR UNITED KINGDOM
- **Operational address:** 68 KING WILLIAM STREET LONDON LONDON EC4N 7HR UNITED KINGDOM
## ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- **Identified by:** BIC, with its LEI
- **Roles in CBPR+:** Any agent, including the instructing and instructed agents
### CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
```xml
SAPYGB2LXXX
213800W1NGBLERUS6M39
```
### Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
```xml
SAPYGB2LXXX
213800W1NGBLERUS6M39
BANKING CIRCLE S.A.
LONDON
GB
68 KING WILLIAM STREET LONDON EC4N 7HR
```
The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
## Payment schemes and systems
EPC registers of 2026-09-11 · ECB T2 list of 2026-07-02 · ECB TIPS list of 2026-09-01 · SIX Bank Master valid on 2026-09-28
| Scheme or system | Since | Registered with | Note |
| --- | --- | --- | --- |
| TIPS (TARGET Instant Payment Settlement)ISO 20022 messages | — | Head office | — |
TIPS entries have no joining date.
The ECB’s TIPS list does not separate participants from reachable parties. It includes institutions reachable in Swedish kronor as well as in euro.
“ISO 20022 messages” marks a scheme or system whose rulebook or operator specifies ISO 20022 for messages between participants.
## Network
### Branch codes
| BIC | Branch | City | Address | LEI | Updated |
| --- | --- | --- | --- | --- | --- |
| [SAPYGB2LPAY](https://elucidate.co/directory/banking-circle-s-a-sapygb2l-pay) | — | London | 24 KING WILLIAM STREET FLOOR 9 LONDON LONDON EC4R 9AJ UNITED KINGDOM | [213800W1NGBLERUS6M39](https://search.gleif.org/#/record/213800W1NGBLERUS6M39) | 2026-06-10 |
[See every BIC in United Kingdom →](https://elucidate.co/directory/country/gb#bics)
## Related institutions
### Same legal entity
- [Banking Circle Denmark Filial Af Banking Circle S.A., Luxembourg BIC SXPYDKKK Credit institution Prudential licence Denmark · On the ECB list of supervised entities · LEI 213800W1NGBLERUS6M39](https://elucidate.co/directory/banking-circle-denmark-filial-af-banking-circle-s-a-luxembourg-sxpydkkk)
- [Banking Circle S.A. BIC BCIRLULL Credit institution Prudential licence Luxembourg · On the ECB list of supervised entities · LEI 213800W1NGBLERUS6M39](https://elucidate.co/directory/banking-circle-s-a-bcirlull)
- [Banking Circle S.A. (Luxembourg) Nuf BIC BCIRNO22 Credit institution Prudential licence Norway · On the ECB list of supervised entities · LEI 213800W1NGBLERUS6M39](https://elucidate.co/directory/banking-circle-s-a-luxembourg-nuf-bcirno22)
- [Banking Circle S.A. - German Branch BIC SXPYDEHH Credit institution Prudential licence Germany · On the ECB list of supervised entities · LEI 213800W1NGBLERUS6M39](https://elucidate.co/directory/banking-circle-s-a-german-branch-sxpydehh)
- [Banking Circle S.A. Hungarian Branch BIC BCIRHU22 Credit institution Prudential licence Hungary · On the ECB list of supervised entities · LEI 213800W1NGBLERUS6M39](https://elucidate.co/directory/banking-circle-s-a-hungarian-branch-bcirhu22)
- [Banking Circle S.A., Czech Republic BIC BCIRCZ22 Credit institution Prudential licence Czechia · On the ECB list of supervised entities · LEI 213800W1NGBLERUS6M39](https://elucidate.co/directory/banking-circle-s-a-czech-republic-bcircz22)
- [Banking Circle Sweden, Filial Af Banking Circle S.A., Luxembourg BIC BCIRSE22 Credit institution Prudential licence Sweden · On the ECB list of supervised entities · LEI 213800W1NGBLERUS6M39](https://elucidate.co/directory/banking-circle-sweden-filial-af-banking-circle-s-a-luxembourg-bcirse22)
- [Bcus, Inc. BIC BCIRUS33 Credit institution Prudential licence United States · On the ECB list of supervised entities · LEI 213800W1NGBLERUS6M39](https://elucidate.co/directory/bcus-inc-bcirus33)
Other BICs mapped to the same LEI.
### Same group
- [BC Payments PTE. LTD. No BIC Payments & e-money Prudential licence Singapore · Licensed by Monetary Authority of Singapore (MAS) (MAS-MPI) · LEI 2138003IBMWRL9EC9J89](https://elucidate.co/directory/bc-payments-pte-ltd-1051c3af01cd)
- [Banking Circle (Liechtenstein) AG BIC BCIRLI22 Financial institution Not on a tracked register Liechtenstein · Not on a tracked register · LEI 213800796SX7ZILTTX83](https://elucidate.co/directory/banking-circle-liechtenstein-ag-bcirli22)
[All 11 institutions in the Moneyball Bidco Sarl group →](https://elucidate.co/directory/group/2138008NIGAE2J88SS10)
### Same name, different BIC
- [Banking Circle S.A. BIC ETPXLU22 Non-financial corporate Not on a tracked register Luxembourg · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/banking-circle-s-a-etpxlu22)
### Largest institutions in the United Kingdom
- [Bank of Scotland PLC BIC HLFXGB21 Financial institution Not on a tracked register United Kingdom · Not on a tracked register · LEI OQ3T05P7YR8P5YJEVI93](https://elucidate.co/directory/bank-of-scotland-plc-hlfxgb21)
- [Calastone LTD BIC CLAOGB2L Financial institution Not on a tracked register United Kingdom · Not on a tracked register · LEI 894500EE472N5MWWAE18](https://elucidate.co/directory/calastone-ltd-claogb2l)
- [HSBC UK Bank PLC BIC HBUKGB41 Financial institution Not on a tracked register United Kingdom · Not on a tracked register · LEI 21380081EP12LC86CB82](https://elucidate.co/directory/hsbc-uk-bank-plc-hbukgb41)
- [HSBC Bank PLC BIC MIDLGB21 Credit institution Prudential licence United Kingdom · On the FSB G-SIB list · No LEI mapped](https://elucidate.co/directory/hsbc-bank-plc-midlgb21)
- [Lloyds Bank PLC BIC LOYDGB21 Financial institution Not on a tracked register United Kingdom · Not on a tracked register · LEI H7FNTJ4851HG0EXQ1Z70](https://elucidate.co/directory/lloyds-bank-plc-loydgb21)
- [National Westminster Bank PLC BIC NWBKGB21 Financial institution Not on a tracked register United Kingdom · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/national-westminster-bank-plc-nwbkgb21)
- [The Royal Bank of Scotland Public Limited Company BIC RBOSGB21 Financial institution Not on a tracked register United Kingdom · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/the-royal-bank-of-scotland-public-limited-company-rbosgb21)
- [Clearbank Limited BIC CLRBGB22 Financial institution Not on a tracked register United Kingdom · Not on a tracked register · LEI 213800PERENGATFCHD95](https://elucidate.co/directory/clearbank-limited-clrbgb22)
[See every BIC in United Kingdom →](https://elucidate.co/directory/country/gb#bics)
Claim this profile
## Work at Banking Circle S.A.?
Claim this page to have it marked as verified by the bank, and to send us corrections. We verify every claim before anything changes on the page.
1. 01 **Submit** Tell us who you are, using your work email.
2. 02 **We verify** We check the email domain and confirm your role with the bank. This usually takes up to five business days.
3. 03 **Profile claimed** The page is marked as claimed and verified. You can send us corrections at any time.
Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
Register entries are not screened against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
[Read the methodology →](https://elucidate.co/directory/methodology)
Credits for this page
- **Payment schemes and systems**—Source: European Central Bank, List of TIPS participants and reachable parties.
- **Banking supervision**—Source: European Central Bank, list of supervised entities.
- **ESMA interim MiCA register**—European Securities and Markets Authority; entries whose registration number is this LEI, matched by LEI.
- **Ownership and group**—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- **Registered beneficial owners**—Companies House, Register of Overseas Entities · [source ↗](https://download.companieshouse.gov.uk/en_pscdata.html) as at 9 October 2026
- **European registers**—Source: European Central Bank (ECB), list of monetary financial institutions and list of institutions subject to minimum reserves. Source: European Securities and Markets Authority (ESMA), MiFID II/MiFIR register (investment firms, trading venues, systematic internalisers, data reporting services providers). Matched on LEI by Elucidate.
## Assess the financial crime risk behind a BIC
A BIC identifies an institution; it does not assess it. The [Elucidate FinCrime Index (EFI)](https://elucidate.co/ratings) is an independent score of the financial crime risk of banks, built for correspondent banking and counterparty due diligence.
[Book a demo](https://elucidate.co/demo-request)
Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.