Spain · Credit institution
Bankinter, S.A
Legal name in the LEI recordBANKINTER SOCIEDAD ANONIMA
Bankinter, S.A. is a Spanish public limited company (sociedad anónima) headquartered in Madrid. It is registered as bank number 0128 with the Banco de España and its shares are listed on the Madrid and Barcelona stock exchanges. Its largest shareholder is Cartival, S.A. with 23.197%, according to the bank's board of directors page. The bank provides retail, private, corporate and investment banking, asset management and consumer finance in Spain, Portugal and Ireland. It absorbed EVO Banco and Avantcard on 1 April 2025 and Bankinter Consumer Finance on 1 July 2026.
Licences and registrations
Matched by LEI on the 22 tracked registers
None matched by LEI in the 22 tracked registers. It is on the ECB list of supervised entities (see Regulatory status): that is banking supervision, not a licence on a tracked register.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
Regulatory status
ECB banking supervision
List of supervised entities as of 2026-07-01
- Classification
- Significant institution
- Supervisor
- European Central Bank (direct supervision)
- Listed as
- Bankinter, S.A.
- Entity type
- Credit institution
- Supervisory group
- Heads its own group
- Why significant
- Size (Total assets EUR 100-150 bn)
European registers
ECB · monetary financial institutions
List as at 2026-09-25
- Category
- Credit institution
- Minimum reserves
- Subject to minimum reserves
- Listed as
- Bankinter, S.A.
- RIAD code
- ES0128
ESMA · MiFID II register
Register as at 2026-09-28
| Entry | Competent authority | Authorised | Services or instruments |
|---|---|---|---|
| Investment services (MiFID II) | Comisión Nacional del Mercado de Valores (CNMV) | 1965-06-16 | A1 A2 A3 A4 A5 A6 A7 A8 A9 B1 B2 B3 B4 B5 B6 B7 |
Service codes follow MiFID II Annex I: A for investment services, B for ancillary services. Hover a code for its meaning.
Entries are matched on the LEI. Each register is quoted as its publisher lists it.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- BKBKESMMXXX head office
- Connection to Swift
- Connected to SwiftThis BIC is registered as a live address on the Swift network. The institution sends and receives Swift messages under BKBKESMM directly.
- Swift GPI
- Live member
- Payment schemes and systems
- SCT · SCT Inst · SDD Core · SDD B2B · OCT Inst · VOP · T2 · TIPS
- Branch codes
- 17 branch codes
- Other BIC with this LEI
- BKBKIE2D
- BIC first registered
- 1985-05-20
- Last updated
- 2021-04-03
Overview
Researched 29 Sep 2026 · Sources
Employees
Not published
Ownership
Publicly listed
Tickers BKT · BKT
Institution type
Universal bank
Trades as Bankinter
- Standing
- Bankinter absorbed its subsidiaries EVO Banco and Avantcard (Ireland) on 1 April 2025. It absorbed Bankinter Consumer Finance, E.F.C., S.A.U. with effect from 1 July 2026. EVO continues as a brand of the bank, and the former Avantcard business now operates as the Irish branch of Bankinter.
- Ownership
- The bank is listed and widely held. Cartival, S.A. holds 23.197% and companies of the Masaveu group, whose voting rights are controlled by director Fernando Masaveu Herrero, hold 5.317%.
- Major shareholders
- Cartival, S.A. 23.197%
Fernando Masaveu Herrero (including Corporación Masaveu group companies) 5.317% - Stock listings
- Bolsa de Madrid BKT
Bolsa de Barcelona BKT - Head office
- Paseo de la Castellana, 29, 28046 Madrid, Spain
- Company register
- Registro Mercantil de Madrid, Volume 1857, Folio 220, Page 9643; CIF A-28157360; Banco de España bank register no. 0128
- Name in the local language
- Bankinter, S.A.
- Former name
- Banco Intercontinental Español
Business lines
According to its first-half 2026 results release, Spain is the bank's main market, followed by Portugal and Ireland. Its business lines include commercial banking for individuals, corporate and international banking, asset management and custody, and alternative investment through Bankinter Investment.
Online
- Websites & references
- bankinter.com ↗
bankinter.com/webcorporativa/en/home ↗ corporate and investor relations website
bankinter.com/blog ↗ economy blog and press releases
fundacionbankinter.org ↗ Bankinter Innovation Foundation
Wikipedia ↗
Wikidata Q806808 ↗ - Official social accounts
- LinkedIn ↗ · X ↗ · Facebook ↗ · Instagram ↗ · YouTube ↗ · TikTok ↗ · Telegram ↗ · WhatsApp ↗
Sources · 11 pages consulted
- bankinter.com/webcorporativa/en/corporate-information/about-bankinter/company-information
- bankinter.com/webcorporativa/en/corporate-information/corporate-government-remunerations/board-director
- bankinter.com/webcorporativa/en/corporate-information/about-bankinter/flow-chart
- bankinter.com/webcorporativa/en/shareholders-investors/shareholders/share-capital-shareholding-structur
- bankinter.com/blog/noticias-bankinter/resultados-bankinter-primer-semestre-2026
- boe.es/diario_boe/txt.php?id=BOE-A-2026-16007
- bankinter.com/blog/noticias-bankinter/bankinter-fusion-mercantil-evo-banco-irlanda
- bankinter.com/webcorporativa/en/communication-room/news/institutional/bankinter-advances-its-internatio
- bankinter.com/webcorporativa/en/communication-room/news/institutional/bankinter-culmina-con-exito-la-in
- bankinter.com
- en.wikipedia.org/wiki/Bankinter
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
- Gloria Ortiz Portero CEO (Consejera Delegada), executive director
- Chair
- María Dolores Dancausa Treviño Non-Executive Chairwoman
- Chief financial officer
- Jacobo Díaz Head of Finance and Digital Banking (Chief Financial Officer)
- Executive
- Alfonso Botín-Sanz de Sautuola y Naveda Executive Vice-Chairman and Chairman of the Executive Committee
- Executive
- Lucía Calvo Head of Control and Compliance
Supervisors & regulators
Researched 29 Sep 2026 · Sources
- European Union
- European Central Bank Prudential supervisor
- Spain
- Banco de España Central bankPrudential supervisorConductResolution
- Spain
- Comisión Nacional del Mercado de Valores (CNMV) SecuritiesConduct
- Spain
- Servicio Ejecutivo de la Comisión de Prevención del Blanqueo de Capitales e Infracciones Monetarias (SEPBLAC) AML supervisor
- European Union
- Single Resolution Board Resolution
Recent events
Researched 29 Sep 2026 · Sources
-
Merger / acquisition
The Banco de España deregistered Bankinter Consumer Finance, EFC, S.A. following its absorption by the bank, effective 1 July 2026.
boe.es ↗ -
Merger / acquisition
The bank agreed to acquire 100% of Tulp Hypotheken Holding B.V., a Dutch mortgage platform, subject to regulatory approvals.
bankinter.com ↗ -
Merger / acquisition
The bank absorbed its subsidiaries EVO Banco and Avantcard, and the Irish business became the bank's Irish branch.
bankinter.com ↗ -
Leadership
Gloria Ortiz Portero became chief executive officer and María Dolores Dancausa Treviño became non-executive chairwoman, succeeding Pedro Guerrero Guerrero.
bankinter.com ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.
Identifiers
Head-office record
- BIC
- BKBKESMMXXX
- How the BIC breaks down
- BKBKBank
- ESCountry · Spain
- MMLocation
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- VWMYAEQSTOPNV0SUGU82
- LEI record
- View on GLEIF ↗
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
- National bank code
- Código de entidad (NRBE) 0128
Profile
- Type
- Credit institutionListed as a credit institution, or a branch of one, on the ECB’s list of supervised entities, or named as a bank on the Financial Stability Board’s G-SIB list, directly or as a G-SIB’s main operating bank. These are the only bank lists the directory tracks so far.
- Regulation
- Prudentially supervised (ECB list)Prudentially supervised, according to the ECB list of supervised entities (as at 2026-07-01). This is banking supervision, not a licence on a tracked register.
- Register licences
- None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- Country · region
- Spain · Europe & Central Asia
- Banking supervision
- Significant · supervised by the ECB as of 2026-07-01
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
- Founded
- 1965
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
The Bankinter Sociedad Anonima group has 5 institutions in the directory, in 4 countries: all hold a BIC.
Including Bankinter Luxembourg S.A., Bankinter SA- Sucursal Em Portugal, Bankinter Gestion de Activos SA Sgiic.
See the Bankinter Sociedad Anonima group →Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
Addresses
- Registered address
- PASEO DE LA CASTELLANA 29 MADRID 28046 SPAIN
- Operational address
- PASEO DE LA CASTELLANA 29 MADRID 28046 MADRID SPAIN
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>BKBKESMMXXX</BICFI>
<LEI>VWMYAEQSTOPNV0SUGU82</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>BKBKESMMXXX</BICFI>
<LEI>VWMYAEQSTOPNV0SUGU82</LEI>
<Nm>BANKINTER, S.A</Nm>
<PstlAdr>
<TwnNm>MADRID</TwnNm>
<Ctry>ES</Ctry>
<AdrLine>PASEO DE LA CASTELLANA 29 MADRID 28046</AdrLine>
</PstlAdr>
</FinInstnId>The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
Payment schemes and systems
EPC registers of 2026-09-11 · ECB T2 list of 2026-07-02 · ECB TIPS list of 2026-09-01 · SIX Bank Master valid on 2026-09-28
| Scheme or system | Since | Registered with | Note |
|---|---|---|---|
| SEPA Credit TransferISO 20022 messages | 2008-01-28 | Head office | — |
| SEPA Instant Credit TransferISO 20022 messages | 2017-11-21 | Head office | — |
| SEPA Direct Debit CoreISO 20022 messages | 2010-06-07 | Head office | — |
| SEPA Direct Debit Business-to-BusinessISO 20022 messages | 2010-06-07 | Head office | — |
| One-Leg Out Instant Credit TransferISO 20022 messages for the euro leg | 2024-11-04 | Head office | — |
| Verification of Payee | 2025-10-05 | Head office | — |
| T2 (Eurosystem real-time gross settlement)ISO 20022 messages | — | Head office | — |
| TIPS (TARGET Instant Payment Settlement)ISO 20022 messages | — | Head office | — |
SEPA dates are when the institution became ready for the scheme. The T2 list names direct participants only and gives no joining date. TIPS entries have no joining date.
An institution missing from T2 may still be reachable through an indirect participant. The ECB’s TIPS list does not separate participants from reachable parties. It includes institutions reachable in Swedish kronor as well as in euro.
“ISO 20022 messages” marks a scheme or system whose rulebook or operator specifies ISO 20022 for messages between participants.
National bank codes
Código de entidad (NRBE) · Spain
1 code file of 2026-10-08
| Code | Routes to BIC | Name in the national file | City |
|---|---|---|---|
| 0128 | BKBKESMMXXX | BANKINTER, S.A. | MADRID |
Each code shows the name in the national file. Smaller banks often route through a central institution’s BIC. A code can therefore belong to a different bank than the one on this page.
Network
Branches and correspondent banking
All 17 branch BICs connect to the head office. No city, function or registration year splits them into groups. 3 other banks publish 3 accounts held with this bank.
- Own offices
- Respondent banks: they hold accounts here
Hover over a branch, account or group to see its details
Respondent banks
From the correspondent lists other banks publish
3 other banks publish 3 accounts held with this bank.
| Currency | Respondent bank | Held at | Account | Purpose | Published in |
|---|---|---|---|---|---|
| EUR | Banco de Reservas de la Republica Dominicana Dominican Republic | BKBKESMMXXX | ES1101280005400170000122 | — | banreservas.com ↗ |
| — | Banco Mercantil del Norte,s.a.,inst de Bca Multiple,grupo Fin Banorte Mexico | BKBKESMMXXX | — | Intermediary bank for incoming international transfers | banorte.com ↗ |
| EUR | Banco Popular de Puerto Rico Puerto Rico | BKBKESMM | — | EUR intermediary bank | resourcecenter.popular.com ↗ |
Each row is an account the respondent bank lists as held with this bank, as published. Only banks that publish their correspondent accounts, and that Elucidate has researched, can appear, so the list is not complete. Confirm settlement instructions with either bank before relying on them.
Branch codes
| BIC | Branch | City | Address | LEI | Updated |
|---|---|---|---|---|---|
| BKBKESMMALI | — | Alicante | ALICANTE ALICANTE SPAIN | — | 2021-04-03 |
| BKBKESMMBAC | BACK OFFICE TESORERIA-ARBITRAJES | Madrid | MADRID MADRID SPAIN | — | 2021-04-03 |
| BKBKESMMBAR | — | Barcelona | BARCELONA BARCELONA SPAIN | — | 2021-04-03 |
| BKBKESMMBIL | — | Bilbao | BILBAO BILBAO SPAIN | — | 2021-04-03 |
| BKBKESMMFON | FUNDS DEPARTMENT | Madrid | MADRID MADRID SPAIN | — | 2021-04-03 |
| BKBKESMMLPS | — | Palmas De Gran Canaria | LAS PALMAS DE GRAN CANARIA LAS PALMAS DE GRAN CANARIA SPAIN | — | 2021-04-03 |
| BKBKESMMMAL | — | Malaga | MALAGA MALAGA SPAIN | — | 2021-04-03 |
| BKBKESMMMUR | — | Murcia | MURCIA MURCIA SPAIN | — | 2021-04-03 |
| BKBKESMMNAV | — | Pamplona | PAMPLONA PAMPLONA SPAIN | — | 2021-04-03 |
| BKBKESMMPAL | — | Palma De Mallorca | PALMA DE MALLORCA PALMA DE MALLORCA SPAIN | — | 2021-04-03 |
| BKBKESMMSAN | — | Santander | SANTANDER SANTANDER SPAIN | — | 2021-04-03 |
| BKBKESMMSEV | — | Sevilla | SEVILLA SEVILLA SPAIN | — | 2021-04-03 |
| BKBKESMMSSE | — | San Sebastian | SAN SEBASTIAN SAN SEBASTIAN SPAIN | — | 2021-04-03 |
| BKBKESMMTEN | — | Santa Cruz De Tenerife | SANTA CRUZ DE TENERIFE SANTA CRUZ DE TENERIFE SPAIN | — | 2021-04-03 |
| BKBKESMMVAL | — | Madrid | PASEO DE LA CASTELLANA 29 MADRID 28046 MADRID SPAIN | — | 2021-04-03 |
| BKBKESMMVIG | — | Madrid | PASEO DE LA CASTELLANA 29 MADRID 28046 MADRID SPAIN | — | 2021-04-03 |
| BKBKESMMZAR | — | Madrid | PASEO DE LA CASTELLANA 29 MADRID 28046 MADRID SPAIN | — | 2021-04-03 |
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- Payment schemes and systems—Source: European Payments Council (EPC) Registers of Participants; matched to BICs by Elucidate. Source: European Central Bank, List of T2 participants. Source: European Central Bank, List of TIPS participants and reachable parties.
- Banking supervision—Source: European Central Bank, list of supervised entities.
- Wikidata—CC0, matched on the BIC or LEI recorded in Wikidata. It is community-edited, so check key facts.
- National bank codes—Spain (Source: Banco de España).
- Ownership and group—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- Overview, leadership, regulators and events—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- European registers—Source: European Central Bank (ECB), list of monetary financial institutions and list of institutions subject to minimum reserves. Source: European Securities and Markets Authority (ESMA), MiFID II/MiFIR register (investment firms, trading venues, systematic internalisers, data reporting services providers). Matched on LEI by Elucidate.
- Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: Bankinter · Public domain · Wikimedia Commons · original.
Assess the financial crime risk behind a BIC
A BIC identifies an institution; it does not assess it. The Elucidate FinCrime Index (EFI) is an independent score of the financial crime risk of banks, built for correspondent banking and counterparty due diligence.
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