United States · Financial institution
Bell Bank
Bell Bank is a state-chartered commercial bank headquartered in Fargo, North Dakota. Its holding company is State Bankshares Inc. The bank describes itself as family- and employee-owned. It offers personal and business banking, mortgage lending, wealth management and insurance, with full-service branches in North Dakota, Minnesota and Arizona. It was founded in 1966 as State Bank of Fargo. It took the name Bell State Bank & Trust in 2012 and Bell Bank in August 2016.
Licences and registrations
Matched by LEI on the 22 tracked registers
None matched by LEI in the 22 tracked registers.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- BSTTUS44XXX head office
- Connection to Swift
- Connected to SwiftThis BIC is registered as a live address on the Swift network. The institution sends and receives Swift messages under BSTTUS44 directly.
- Swift GPI
- Not on the member list
- Payment schemes and systems
- No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- Branch codes
- None: head-office BIC only
- BIC first registered
- 2014-11-29
- Last updated
- 2022-02-14
Overview
Researched 29 Sep 2026 · Sources
Ownership
Privately held
State Bankshares Inc
Institution type
Commercial bank
Trades as Bell
- Standing
- The bank was founded in 1966 as State Bank of Fargo. It was renamed Bell State Bank & Trust in 2012 and Bell Bank in August 2016.
- Ownership
- The bank is held by the holding company State Bankshares Inc, which is controlled by the Solberg and Snortland families and an employee stock ownership plan.
- Direct parent
- State Bankshares Inc, United States
- Head office
- 520 Main Ave, 58103 Fargo, United States
- Company register
- FDIC cert 19581 (Federal Reserve RSSD ID 929352)
- Former names
- Bell State Bank & Trust · State Bank & Trust · State Bank of Fargo
Business lines
Besides branch banking, the bank runs Bell Bank Mortgage, Bell Bank Wealth Management, Bell Insurance, Bell Bank Equipment Finance, Bell Capital Finance and HealthcareBank, which services health savings accounts.
Online
- Websites & references
- bell.bank ↗
Wikipedia ↗ - Official social accounts
- LinkedIn ↗ · X ↗ · Facebook ↗ · Instagram ↗ · YouTube ↗
Sources · 10 pages consulted
- bell.bank/get-to-know-bell/executives
- bell.bank/get-to-know-bell/board-member
- bell.bank/get-to-know-bell/about-us
- bell.bank/contact
- bell.bank/banking/digital-banking/personal-banking-help
- edge.sitecorecloud.io/bellbank1e14e-bellbankab0c-prod3ddb-d33b/media/project/bellbank/bellbankcorporate/busines
- ibanknet.com/scripts/callreports/getbank.aspx?ibnid=usa_929352
- bankingdive.com/news/old-national-accuses-bell-bank-coup-d-etat-lawsuit-8-bankers-mass-resign-bremer-brai
- inforum.com/business/old-national-bank-claims-bell-bank-poached-its-brainerd-and-baxter-employees
- en.wikipedia.org/wiki/Bell_Bank
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
-
Michael Solberg
President and CEO
- Chair
-
Richard Solberg
Chairman
- Chief financial officer
-
Jerrod Hanson
EVP/Chief Financial Officer
- Executive
-
Laine Brantner
EVP/Chief Operating Officer
- Executive
-
Jesse Schwab
EVP/Chief Risk Officer
Supervisors & regulators
Researched 29 Sep 2026 · Sources
- United States
- Federal Deposit Insurance Corporation Prudential supervisorAML supervisorResolution
- United States
- North Dakota Department of Financial Institutions Prudential supervisorOther
Recent events
Researched 29 Sep 2026 · Sources
-
Other
Old National Bank sued the bank in federal court in Minnesota over its hiring of eight former employees. The bank disputed the allegations.
bankingdive.com ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.
Identifiers
Head-office record
- BIC
- BSTTUS44XXX
- How the BIC breaks down
- BSTTBank
- USCountry · United States
- 44Location
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 549300WYBPIWKK6SQC06
- LEI record
- View on GLEIF ↗
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
- National bank code
- ABA routing number 091310521
Profile
- Type
- Financial institutionClassified as a financial institution in Swift’s ISO 9362 BIC directory, with no licence on a tracked register. This includes banks that neither the ECB nor the FSB lists, as well as brokers, fund managers, insurers and market infrastructure.
- Regulation
- Not on a tracked registerNo licence or registration was found for this entity on the registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
- Register licences
- None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- Country · region
- United States · North America
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
No licence or registration was found for this entity on the 22 registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
Ownership and group
GLEIF relationship records
GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.
Addresses
- Registered address
- 3100 13TH AVE S FARGO 58103 UNITED STATES OF AMERICA
- Operational address
- 3100 13TH AVE S FARGO,ND FARGO,ND 58103 UNITED STATES OF AMERICA
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI and its USABA clearing code
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>BSTTUS44XXX</BICFI>
<ClrSysMmbId>
<ClrSysId>
<Cd>USABA</Cd>
</ClrSysId>
<MmbId>091310521</MmbId>
</ClrSysMmbId>
<LEI>549300WYBPIWKK6SQC06</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>BSTTUS44XXX</BICFI>
<ClrSysMmbId>
<ClrSysId>
<Cd>USABA</Cd>
</ClrSysId>
<MmbId>091310521</MmbId>
</ClrSysMmbId>
<LEI>549300WYBPIWKK6SQC06</LEI>
<Nm>BELL BANK</Nm>
<PstlAdr>
<TwnNm>FARGO</TwnNm>
<Ctry>US</Ctry>
<AdrLine>3100 13TH AVE S FARGO 58103</AdrLine>
</PstlAdr>
</FinInstnId>The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
National bank codes
ABA routing number · United States
1 code file of 2026-10-09 · ISO 20022 clearing system code USABA
| Code | Routes to BIC | Name in the national file | City |
|---|---|---|---|
| 091310521 | BSTTUS44XXX | BELL BANK | FARGO, ND |
Each code shows the name in the national file. Smaller banks often route through a central institution’s BIC. A code can therefore belong to a different bank than the one on this page.
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- National bank codes—United States (Source: Federal Financial Institutions Examination Council (FFIEC), National Information Center).
- Overview, leadership, regulators and events—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: bell.bank (official website) · original; Michael Solberg: bell.bank (official website) · original; Richard Solberg: bell.bank (official website) · original; Jerrod Hanson: bell.bank (official website) · original; Laine Brantner: bell.bank (official website) · original; Jesse Schwab: bell.bank (official website) · original.
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