---
title: "Bhw Bausparkasse AG SWIFT/BIC code BHBEBEB1XXX · Belgium | Elucidate"
description: "Significant institution directly supervised by the ECB. SWIFT/BIC code BHBEBEB1XXX for Bhw Bausparkasse AG, Belgium. Head-office BIC, LEI 7D9EHZL14BBPJWTN6S08."
url: https://elucidate.co/directory/bhw-bausparkasse-ag-bhbebeb1
---
1. [Directory](https://elucidate.co/directory)
2. [Belgium](https://elucidate.co/directory/country/be)
3. Bhw Bausparkasse AG
Belgium · Credit institution
# Bhw Bausparkasse AG
Legal name in the LEI record BHW Bausparkasse Aktiengesellschaft
ECB · Single Supervisory Mechanism
Directly supervised by the ECB
Total assets above EUR 1,000 bn
Group: Deutsche Bank AG
BIC **BHBEBEB1XXX** LEI **[7D9EHZL14BBPJWTN6S08](https://search.gleif.org/#/record/7D9EHZL14BBPJWTN6S08)** Licence no. **Not on a tracked register** Passive participant (no connection) [In a G-SIB group · Deutsche Bank](https://elucidate.co/directory/bhw-bausparkasse-ag-bhbebeb1#group) [ECB significant institution](https://elucidate.co/directory/bhw-bausparkasse-ag-bhbebeb1#regulatory) Head-office BIC only [Group: Deutsche Bank Aktiengesellschaft](https://elucidate.co/directory/group/7LTWFZYICNSX8D621K86) [Claim this profile](https://elucidate.co/directory/bhw-bausparkasse-ag-bhbebeb1#claim)
## Licences and registrations
Held by the legal entity, not by this BIC
This BIC is mapped to LEI 7D9EHZL14BBPJWTN6S08 (Bhw Bausparkasse Aktiengesellschaft) in the Swift and GLEIF BIC-to-LEI file. The legal entity’s page is [Bhw Bausparkasse Aktiengesellschaft (BHWBDE2H)](https://elucidate.co/directory/bhw-bausparkasse-aktiengesellschaft-bhwbde2h). None matched by LEI in the 22 tracked registers.
Licences belong to the legal entity. Each applies in the country of the regulator that granted it, not to every BIC that carries the LEI.
## Regulatory status
### FSB · global systemically important banks
2025 list
- **G-SIB:** Deutsche Bank
- **Relation:** In a G-SIB groupGLEIF records a G-SIB entity as this legal entity’s ultimate parent. The bucket applies to the group, and membership does not make this entity a bank.
- **Bucket:** 1 of 5 · extra capital buffer 1.0% of risk-weighted assets
- **On the list since:** 2011
### ECB banking supervision
List of supervised entities as of 2026-07-01
- **Classification:** Significant institution
- **Supervisor:** European Central Bank (direct supervision)
- **Listed as:** BHW Bausparkasse AG
- **Entity type:** Credit institution
- **Supervised group (ECB):** [Deutsche Bank AG →](https://elucidate.co/directory/deutsche-bank-ag-deutdeff)
- **Why significant:** Size (Total assets above EUR 1,000 bn)
## European registers
### ECB · monetary financial institutions
List as at 2026-09-25
- **Category:** Credit institution
- **Minimum reserves:** Subject to minimum reserves
- **Listed as:** BHW Bausparkasse Aktiengesellschaft
- **RIAD code:** DE07825
- **Listed in:** DE
### ESMA · MiFID II register
Register as at 2026-09-28
| Entry | Competent authority | Authorised | Services or instruments |
| --- | --- | --- | --- |
| Investment services (MiFID II) | Federal Financial Supervisory Authority (BaFin) | 1990-03-16 | A3 |
Service codes follow MiFID II Annex I: A for investment services, B for ancillary services. Hover a code for its meaning.
Entries are matched on the LEI. Each register is quoted as its publisher lists it.
## Swift network
Swift’s ISO 9362 BIC directory
- **BIC:** BHBEBEB1XXX head office
- **Connection to Swift:** Passive participant (no connection)
- **Swift GPI:** Not on the member list
- **Payment schemes and systems:** No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- **Branch codes:** None: head-office BIC only
- **Other BICs with this LEI:** [BHWBDE2H](https://elucidate.co/directory/bhw-bausparkasse-aktiengesellschaft-bhwbde2h) · [BHBEIT21](https://elucidate.co/directory/bhw-bausparkasse-ag-bhbeit21) · [BHWLLUL2](https://elucidate.co/directory/bhw-bausparkasse-ag-nl-luxemburg-bhwllul2)
- **BIC first registered:** 1992-11-05
- **Last updated:** 2018-01-06
## Identifiers
Head-office record
- **BIC:** BHBEBEB1XXX
- **How the BIC breaks down:** 1. BHBE Bank 2. BE Country · Belgium 3. B1 Location · passive 4. XXX Branch · head office
- **Branch description:** Not recorded in the directory
- **LEI:** [7D9EHZL14BBPJWTN6S08](https://elucidate.co/directory/bhw-bausparkasse-aktiengesellschaft-bhwbde2h)
- **LEI record:** [View on GLEIF ↗](https://search.gleif.org/#/record/7D9EHZL14BBPJWTN6S08)
- **How the LEI was matched:** BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
## Profile
- **Type:** Credit institution
- **Regulation:** Prudentially supervised (ECB list)
- **Register licences:** None matched by LEI in the 22 tracked registers
- **Country · region:** Belgium · Europe & Central Asia
- **FSB G-SIB list:** [In a G-SIB group · Deutsche Bank](https://elucidate.co/directory/bhw-bausparkasse-ag-bhbebeb1#regulatory) list of 2025
- **Banking supervision:** [Significant · supervised by the ECB](https://elucidate.co/directory/bhw-bausparkasse-ag-bhbebeb1#regulatory) as of 2026-07-01
- **Trading venues (MIC):** No MIC registered under this LEI list of 2026-09-17
- **OFAC sanctions:** No listing cites this BIC
- **EU sanctions:** No listing matched this BIC or its LEI
- **Country sanctions:** No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
## Ownership and group
GLEIF relationship records
- **Direct parent:** [Deutsche Bank Aktiengesellschaft](https://elucidate.co/directory/deutsche-bank-ag-deutdeff) · Germany[7LTWFZYICNSX8D621K86 ↗](https://search.gleif.org/#/record/7LTWFZYICNSX8D621K86)
- **FSB G-SIB list:** [In a G-SIB group · Deutsche Bank](https://elucidate.co/directory/group/7LTWFZYICNSX8D621K86) bucket 1 · 2025 list GLEIF records a G-SIB entity as this legal entity’s ultimate parent. The bucket applies to the group, and membership does not make this entity a bank.
The Deutsche Bank Aktiengesellschaft group has 84 institutions in the directory, in 43 countries: all hold a BIC.
Including [Deutsche Bank AG](https://elucidate.co/directory/deutsche-bank-ag-deutdeff), [Deutsche Bank A.G.](https://elucidate.co/directory/deutsche-bank-a-g-deutgb22), [Deutsche Bank A.G.](https://elucidate.co/directory/deutsche-bank-a-g-deutgb2l), [Deutsche Bank SPA](https://elucidate.co/directory/deutsche-bank-spa-deutitmm), [Deutsche Bank AG](https://elucidate.co/directory/deutsche-bank-ag-deutus33).
[See the Deutsche Bank Aktiengesellschaft group →](https://elucidate.co/directory/group/7LTWFZYICNSX8D621K86)
Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
## Addresses
- **Registered address:** AVENUE D'AUDERGHEM 36 BRUSSELS 1040 BELGIUM
- **Operational address:** AVENUE DU PORT 86C BTE 301 BRUSSELS 1040 BRUSSELS BELGIUM
## ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- **Identified by:** BIC, with its LEI
- **Roles in CBPR+:** Debtor agent, creditor agent or an intermediary agent
### CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
```xml
BHBEBEB1XXX
7D9EHZL14BBPJWTN6S08
```
### Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
```xml
BHBEBEB1XXX
7D9EHZL14BBPJWTN6S08
BHW BAUSPARKASSE AG
BRUSSELS
BE
AVENUE D'AUDERGHEM 36 BRUSSELS 1040
```
This BIC is not connected to Swift. Messages reach the institution through a correspondent bank, so it cannot be the instructing or instructed agent.
The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
## Related institutions
### Legal entity
- [Bhw Bausparkasse Aktiengesellschaft BIC BHWBDE2H Credit institution Prudential licence Germany · On the ECB list of supervised entities · LEI 7D9EHZL14BBPJWTN6S08](https://elucidate.co/directory/bhw-bausparkasse-aktiengesellschaft-bhwbde2h)
The page that carries this LEI’s licences and group facts.
### Same legal entity
- [Bhw Bausparkasse AG BIC BHBEIT21 Credit institution Prudential licence Italy · On the ECB list of supervised entities · LEI 7D9EHZL14BBPJWTN6S08](https://elucidate.co/directory/bhw-bausparkasse-ag-bhbeit21)
- [Bhw Bausparkasse AG Nl Luxemburg BIC BHWLLUL2 Credit institution Prudential licence Luxembourg · On the ECB list of supervised entities · LEI 7D9EHZL14BBPJWTN6S08](https://elucidate.co/directory/bhw-bausparkasse-ag-nl-luxemburg-bhwllul2)
Other BICs mapped to the same LEI.
### Same group
- [Deutsche Bank AG BIC DEUTDEFF Credit institution Prudential licence Germany · On the ECB list of supervised entities · LEI 7LTWFZYICNSX8D621K86](https://elucidate.co/directory/deutsche-bank-ag-deutdeff)
- [Deutsche Bank SPA BIC DEUTITMM Credit institution Prudential licence Italy · On the ECB list of supervised entities · LEI 529900SS7ZWCX82U3W60](https://elucidate.co/directory/deutsche-bank-spa-deutitmm)
- [Deutsche Bank Luxembourg S.A BIC DEUTLULL Credit institution Prudential licence Luxembourg · On the ECB list of supervised entities · LEI 529900FIAMEJDQ8C9097](https://elucidate.co/directory/deutsche-bank-luxembourg-s-a-deutlull)
- [Deutsche Bank, Sociedad Anonima Espanola Unipersonal BIC DEUTESBB Credit institution Prudential licence Spain · On the ECB list of supervised entities · LEI 529900SICIK5OVMVY186](https://elucidate.co/directory/deutsche-bank-sociedad-anonima-espanola-unipersonal-deutesbb)
- [Voeb-Zvd Processing GMBH BIC VZVDDED1 Payments & e-money Prudential licence Germany · Licensed by Federal Financial Supervisory Authority · 123960 (EBA-PSD2) · LEI 529900XGDXLEX5L16R90](https://elucidate.co/directory/voeb-zvd-processing-gmbh-vzvdded1)
- [Deutsche Bank AG, Taipei Branch BIC DEUTTWTP Credit institution Prudential licence Taiwan · On the FSB G-SIB list · LEI 25490016G0WR60ANOK04](https://elucidate.co/directory/deutsche-bank-ag-taipei-branch-deuttwtp)
- [Deutsche Bank AG BIC DEUTFRPP Credit institution Prudential licence France · On the FSB G-SIB list · LEI 529900IH9V4I3VHQVO92](https://elucidate.co/directory/deutsche-bank-ag-deutfrpp)
- [Deutsche Bank AG, Riyadh Branch BIC DEUTSARI Credit institution Prudential licence Saudi Arabia · On the FSB G-SIB list · LEI 558600SY4RZNJTDP3H57](https://elucidate.co/directory/deutsche-bank-ag-riyadh-branch-deutsari)
[All 84 institutions in the Deutsche Bank Aktiengesellschaft group →](https://elucidate.co/directory/group/7LTWFZYICNSX8D621K86)
### Same name, different BIC
- [Bhw Bausparkasse AG BIC BHWXDE31 Financial institution Not on a tracked register Germany · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/bhw-bausparkasse-ag-bhwxde31)
### Largest institutions in Belgium
- [BNP Paribas S.A, Belgium Branch BIC PARBBEB1 Financial institution Not on a tracked register Belgium · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/bnp-paribas-s-a-belgium-branch-parbbeb1)
- [Euroclear Bank S.A./N.V. BIC MGTCBEBE Credit institution Prudential licence Belgium · On the ECB list of supervised entities · LEI 549300OZ46BRLZ8Y6F65](https://elucidate.co/directory/euroclear-bank-s-a-n-v-mgtcbebe)
- [BNP Paribas Fortis SA/NV BIC GEBABEBB Credit institution Prudential licence Belgium · On the ECB list of supervised entities · LEI KGCEPHLVVKVRZYO1T647](https://elucidate.co/directory/bnp-paribas-fortis-sa-nv-gebabebb)
- [The Bank of New York Mellon SA/NV BIC IRVTBEBB Credit institution Crypto Prudential licence Belgium · Licensed by National Bank of Belgium (NBB) · MMYX0N4ZEZ13Z4XCG897 (ESMA-CASP) · LEI MMYX0N4ZEZ13Z4XCG897](https://elucidate.co/directory/the-bank-of-new-york-mellon-sa-nv-irvtbebb)
- [S.W.I.F.T. Sc BIC SWHQBEBB Financial institution Not on a tracked register Belgium · Not on a tracked register · LEI HB7FFAZI0OMZ8PP8OE26](https://elucidate.co/directory/s-w-i-f-t-sc-swhqbebb)
- [Banque Nationale de Belgique BIC NBBEBEBB Financial institution Not on a tracked register Belgium · Not on a tracked register · LEI CGYP50QBGGR6NCHTSN68](https://elucidate.co/directory/banque-nationale-de-belgique-nbbebebb)
- [Euroclear Belgium Belgium BIC ESESBEBB Financial institution Not on a tracked register Belgium · Not on a tracked register · LEI 549300738RYMTWUC1O55](https://elucidate.co/directory/euroclear-belgium-belgium-esesbebb)
- [ING Belgium NV/SA BIC BBRUBEBB Credit institution Prudential licence Belgium · On the ECB list of supervised entities · LEI JLS56RAMYQZECFUF2G44](https://elucidate.co/directory/ing-belgium-nv-sa-bbrubebb)
[See every BIC in Belgium →](https://elucidate.co/directory/country/be#bics)
Claim this profile
## Work at Bhw Bausparkasse AG?
Claim this page to have it marked as verified by the bank, and to send us corrections. We verify every claim before anything changes on the page.
1. 01 **Submit** Tell us who you are, using your work email.
2. 02 **We verify** We check the email domain and confirm your role with the bank. This usually takes up to five business days.
3. 03 **Profile claimed** The page is marked as claimed and verified. You can send us corrections at any time.
Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
[Read the methodology →](https://elucidate.co/directory/methodology)
Credits for this page
- **Banking supervision**—Source: European Central Bank, list of supervised entities.
- **Ownership and group**—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- **European registers**—Source: European Central Bank (ECB), list of monetary financial institutions and list of institutions subject to minimum reserves. Source: European Securities and Markets Authority (ESMA), MiFID II/MiFIR register (investment firms, trading venues, systematic internalisers, data reporting services providers). Matched on LEI by Elucidate.
## Assess the financial crime risk behind a BIC
A BIC identifies an institution; it does not assess it. The [Elucidate FinCrime Index (EFI)](https://elucidate.co/ratings) is an independent score of the financial crime risk of banks, built for correspondent banking and counterparty due diligence.
[Book a demo](https://elucidate.co/demo-request)
Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.