--- title: "Bhw Bausparkasse Aktiengesellschaft SWIFT/BIC code BHWBDE2HXXX · Germany | Elucidate" description: "Significant institution directly supervised by the ECB. SWIFT/BIC code BHWBDE2HXXX for Bhw Bausparkasse Aktiengesellschaft, Germany. 1 branch BIC." url: https://elucidate.co/directory/bhw-bausparkasse-aktiengesellschaft-bhwbde2h --- 1. [Directory](https://elucidate.co/directory) 2. [Germany](https://elucidate.co/directory/country/de) 3. Bhw Bausparkasse Aktiengesellschaft ![BHW logo](https://elucidate.co/images/banks/1a/1a3be5ac9a7a2873.svg) Germany · Credit institution # Bhw Bausparkasse Aktiengesellschaft BHW Bausparkasse AG is a German building and loan association (Bausparkasse) with its registered seat in Hameln. It belongs to the Deutsche Bank group. BHW Gesellschaft für Wohnungswirtschaft mbH holds 94% of its shares and BHW Holding GmbH holds 6%. The bank offers building-society savings contracts and residential mortgage finance, mainly in Germany, and has a branch in Luxembourg. It was founded in Berlin in 1928, and DB Bauspar AG was merged into it in 2019. ECB · Single Supervisory Mechanism Directly supervised by the ECB Total assets above EUR 1,000 bn Group: Deutsche Bank AG BIC **BHWBDE2HXXX** LEI **[7D9EHZL14BBPJWTN6S08](https://search.gleif.org/#/record/7D9EHZL14BBPJWTN6S08)** Licence no. **Not on a tracked register** Connected to Swift [In a G-SIB group · Deutsche Bank](https://elucidate.co/directory/bhw-bausparkasse-aktiengesellschaft-bhwbde2h#group) [ECB significant institution](https://elucidate.co/directory/bhw-bausparkasse-aktiengesellschaft-bhwbde2h#regulatory) [**1** branch code](https://elucidate.co/directory/bhw-bausparkasse-aktiengesellschaft-bhwbde2h#branches) [Group: Deutsche Bank Aktiengesellschaft](https://elucidate.co/directory/group/7LTWFZYICNSX8D621K86) [Claim this profile](https://elucidate.co/directory/bhw-bausparkasse-aktiengesellschaft-bhwbde2h#claim) ## Licences and registrations Matched by LEI on the 22 tracked registers None matched by LEI in the 22 tracked registers. It is on the ECB list of supervised entities (see [Regulatory status](https://elucidate.co/directory/bhw-bausparkasse-aktiengesellschaft-bhwbde2h#regulatory)): that is banking supervision, not a licence on a tracked register. - The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked. ## Regulatory status ### FSB · global systemically important banks 2025 list - **G-SIB:** Deutsche Bank - **Relation:** In a G-SIB groupGLEIF records a G-SIB entity as this legal entity’s ultimate parent. The bucket applies to the group, and membership does not make this entity a bank. - **Bucket:** 1 of 5 · extra capital buffer 1.0% of risk-weighted assets - **On the list since:** 2011 ### ECB banking supervision List of supervised entities as of 2026-07-01 - **Classification:** Significant institution - **Supervisor:** European Central Bank (direct supervision) - **Listed as:** BHW Bausparkasse AG - **Entity type:** Credit institution - **Supervised group (ECB):** [Deutsche Bank AG →](https://elucidate.co/directory/deutsche-bank-ag-deutdeff) - **Why significant:** Size (Total assets above EUR 1,000 bn) ## European registers ### ECB · monetary financial institutions List as at 2026-09-25 - **Category:** Credit institution - **Minimum reserves:** Subject to minimum reserves - **Listed as:** BHW Bausparkasse Aktiengesellschaft - **RIAD code:** DE07825 ### ESMA · MiFID II register Register as at 2026-09-28 | Entry | Competent authority | Authorised | Services or instruments | | --- | --- | --- | --- | | Investment services (MiFID II) | Federal Financial Supervisory Authority (BaFin) | 1990-03-16 | A3 | Service codes follow MiFID II Annex I: A for investment services, B for ancillary services. Hover a code for its meaning. Entries are matched on the LEI. Each register is quoted as its publisher lists it. ## Swift network Swift’s ISO 9362 BIC directory - **BIC:** BHWBDE2HXXX head office - **Connection to Swift:** Connected to Swift - **Swift GPI:** Not on the member list - **Payment schemes and systems:** No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC - **Branch codes:** [1 branch code](https://elucidate.co/directory/bhw-bausparkasse-aktiengesellschaft-bhwbde2h#branches) - **Other BICs with this LEI:** [BHBEBEB1](https://elucidate.co/directory/bhw-bausparkasse-ag-bhbebeb1) · [BHBEIT21](https://elucidate.co/directory/bhw-bausparkasse-ag-bhbeit21) · [BHWLLUL2](https://elucidate.co/directory/bhw-bausparkasse-ag-nl-luxemburg-bhwllul2) - **BIC first registered:** 1998-12-05 - **Last updated:** 2023-12-06 ## Overview Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/bhw-bausparkasse-aktiengesellschaft-bhwbde2h#overview-sources) Total assets EUR 45.9bn This entity · 31 Dec 2025 · [annual report ↗](https://www.bhw.de/dam/bhwde/pdf/GB2025.pdf) Employees 632 headcount · This entity · 31 Dec 2025 · [annual report ↗](https://www.bhw.de/dam/bhwde/pdf/GB2025.pdf) Ownership Group subsidiary 94% BHW Gesellschaft für Wohnungswirtschaft mbH Institution type Credit union / building society Trades as BHW - **Standing:** The bank is active. According to its 2025 annual report, the Luxembourg branch takes new business and also serves customers of the former Belgian branch. The Italian branch in Bolzano no longer writes new business. - **Ownership:** BHW Gesellschaft für Wohnungswirtschaft mbH holds 94% and BHW Holding GmbH holds 6%, both within the Deutsche Bank group. - **Direct parent:** BHW Gesellschaft für Wohnungswirtschaft mbH, Germany 94% - **Ultimate owner:** Deutsche Bank AG, Germany - **Major shareholder:** BHW Holding GmbH 6% · 31 Dec 2025 - **Head office:** Lubahnstraße 2, 31789 Hameln, Germany - **Company register:** HRB 100345, Amtsgericht Hannover ### Business lines - Mortgage lending - Retail banking The bank has two business lines: building-society savings (Bausparen) and private residential mortgage finance. It sells mainly through Deutsche Bank and Postbank branches, mobile sales staff and partner banks and insurers. ### Online - **Websites & references:** [bhw.de ↗](https://www.bhw.de/) [Wikipedia ↗](https://de.wikipedia.org/wiki/BHW_Bausparkasse) - **Official social accounts:** None found Sources · 7 pages consulted 1. [bhw.de/startseite/footer/impressum.html](https://www.bhw.de/startseite/footer/impressum.html) 2. [bhw.de/startseite/unternehmen/ueber-uns.html](https://www.bhw.de/startseite/unternehmen/ueber-uns.html) 3. [bhw.de/startseite.html](https://www.bhw.de/startseite.html) 4. [bhw.de/dam/bhwde/pdf/GB2025.pdf](https://www.bhw.de/dam/bhwde/pdf/GB2025.pdf) 5. [bhw.de/startseite/service/ihr-bausparvertrag/sepa.html](https://www.bhw.de/startseite/service/ihr-bausparvertrag/sepa.html) 6. [db.com/news/detail/20190514-db-bauspar-und-bhw-bausparkasse-fusionieren-meilenstein-bei-integrat](https://www.db.com/news/detail/20190514-db-bauspar-und-bhw-bausparkasse-fusionieren-meilenstein-bei-integration-der-postbank?language_id=3) 7. [de.wikipedia.org/wiki/BHW\_Bausparkasse](https://de.wikipedia.org/wiki/BHW_Bausparkasse) ## Leadership Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/bhw-bausparkasse-aktiengesellschaft-bhwbde2h#overview-sources) - **Chief executive:** ![Dietmar König](https://elucidate.co/images/banks/2a/2a8174e1b0b4a3e4.webp) Dietmar König Sprecher des Vorstands (Spokesman of the Management Board) Confirmed 29 Sep 2026 · [bhw.de ↗](https://www.bhw.de/startseite/unternehmen/ueber-uns.html) - **Chair:** Achim Kuhn Vorsitzender des Aufsichtsrats (Chair of the Supervisory Board) Confirmed 29 Sep 2026 · [bhw.de ↗](https://www.bhw.de/startseite/unternehmen/ueber-uns.html) - **Chief financial officer:** Kai-David Ortmann Generalbevollmächtigter, operative responsibility for Finance since 1 October 2025 (not a Management Board member) Confirmed 21 Apr 2026 · [bhw.de ↗](https://www.bhw.de/dam/bhwde/pdf/GB2025.pdf) - **Executive:** ![Robert Annabrunner](https://elucidate.co/images/banks/18/1809fcc436f69de4.webp) Robert Annabrunner Mitglied des Vorstands (Member of the Management Board) Confirmed 29 Sep 2026 · [bhw.de ↗](https://www.bhw.de/startseite/unternehmen/ueber-uns.html) - **Executive:** ![Alf Meyer zur Heyde](https://elucidate.co/images/banks/51/5119944bf3a31894.webp) Alf Meyer zur Heyde Mitglied des Vorstands (Member of the Management Board) Confirmed 29 Sep 2026 · [bhw.de ↗](https://www.bhw.de/startseite/unternehmen/ueber-uns.html) ## Supervisors & regulators Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/bhw-bausparkasse-aktiengesellschaft-bhwbde2h#overview-sources) - **European Union:** European Central Bank Prudential supervisor - **Germany:** Federal Financial Supervisory Authority (BaFin) Prudential supervisor AML supervisor Conduct - **Germany:** Deutsche Bundesbank Central bank Prudential supervisor - **European Union:** Single Resolution Board Resolution ## Recent events Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/bhw-bausparkasse-aktiengesellschaft-bhwbde2h#overview-sources) 1. Apr 2026 Other The bank moved the building-society contracts of the former Deutsche Bank Bauspar AG and its own contracts onto one system. [bhw.de ↗](https://www.bhw.de/startseite.html) 2. Jan 2026 Leadership Dr Tobias Horn joined the executive team as Generalbevollmächtigter and took over the risk division. [bhw.de ↗](https://www.bhw.de/dam/bhwde/pdf/GB2025.pdf) 3. Sep 2025 Leadership Dr Christian Schramm left the Management Board as Chief Financial Officer on 30 September 2025. [bhw.de ↗](https://www.bhw.de/dam/bhwde/pdf/GB2025.pdf) 4. Apr 2025 Leadership Jörn Joseph resigned as Management Board member and Chief Risk Officer on 30 April 2025. [bhw.de ↗](https://www.bhw.de/dam/bhwde/pdf/GB2025.pdf) 5. Jan 2025 Leadership The Supervisory Board appointed Alf Meyer zur Heyde to the Management Board with effect from 1 January 2025. [bhw.de ↗](https://www.bhw.de/dam/bhwde/pdf/GB2025.pdf) Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source. ## Identifiers Head-office record - **BIC:** BHWBDE2HXXX - **How the BIC breaks down:** 1. BHWB Bank 2. DE Country · Germany 3. 2H Location 4. XXX Branch · head office - **Branch description:** Not recorded in the directory - **LEI:** 7D9EHZL14BBPJWTN6S08 - **LEI record:** [View on GLEIF ↗](https://search.gleif.org/#/record/7D9EHZL14BBPJWTN6S08) - **How the LEI was matched:** BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file. - **National bank code:** [Bankleitzahl 25410200](https://elucidate.co/directory/bhw-bausparkasse-aktiengesellschaft-bhwbde2h#bank-codes) ## Profile - **Type:** Credit institution - **Regulation:** Prudentially supervised (ECB list) - **Register licences:** None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked. - **Country · region:** Germany · Europe & Central Asia - **FSB G-SIB list:** [In a G-SIB group · Deutsche Bank](https://elucidate.co/directory/bhw-bausparkasse-aktiengesellschaft-bhwbde2h#regulatory) list of 2025 - **Banking supervision:** [Significant · supervised by the ECB](https://elucidate.co/directory/bhw-bausparkasse-aktiengesellschaft-bhwbde2h#regulatory) as of 2026-07-01 - **Trading venues (MIC):** No MIC registered under this LEI list of 2026-09-17 - **OFAC sanctions:** No listing cites this BIC - **EU sanctions:** No listing matched this BIC or its LEI - **Country sanctions:** No country programme Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet. ## Ownership and group GLEIF relationship records - **Direct parent:** [Deutsche Bank Aktiengesellschaft](https://elucidate.co/directory/deutsche-bank-ag-deutdeff) · Germany[7LTWFZYICNSX8D621K86 ↗](https://search.gleif.org/#/record/7LTWFZYICNSX8D621K86) - **FSB G-SIB list:** [In a G-SIB group · Deutsche Bank](https://elucidate.co/directory/group/7LTWFZYICNSX8D621K86) bucket 1 · 2025 list GLEIF records a G-SIB entity as this legal entity’s ultimate parent. The bucket applies to the group, and membership does not make this entity a bank. The Deutsche Bank Aktiengesellschaft group has 84 institutions in the directory, in 43 countries: all hold a BIC. Including [Deutsche Bank AG](https://elucidate.co/directory/deutsche-bank-ag-deutdeff), [Deutsche Bank A.G.](https://elucidate.co/directory/deutsche-bank-a-g-deutgb22), [Deutsche Bank A.G.](https://elucidate.co/directory/deutsche-bank-a-g-deutgb2l), [Deutsche Bank SPA](https://elucidate.co/directory/deutsche-bank-spa-deutitmm), [Deutsche Bank AG](https://elucidate.co/directory/deutsche-bank-ag-deutus33). [See the Deutsche Bank Aktiengesellschaft group →](https://elucidate.co/directory/group/7LTWFZYICNSX8D621K86) Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control. ## Addresses - **Registered address:** LUBAHNSTRASSE 2 HAMELN 31789 GERMANY - **Operational address:** LUBAHNSTRASSE 2 HAMELN 31789 HAMELN GERMANY ## ISO 20022 identification As an agent in a Swift cross-border payment message (CBPR+) A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC. - **Identified by:** BIC, with its LEI and its DEBLZ clearing code - **Roles in CBPR+:** Any agent, including the instructing and instructed agents ### CBPR+ For cross-border payments on Swift: the BIC, with the LEI and clearing code where known ```xml BHWBDE2HXXX DEBLZ 25410200 7D9EHZL14BBPJWTN6S08 ``` ### Full record Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC ```xml BHWBDE2HXXX DEBLZ 25410200 7D9EHZL14BBPJWTN6S08 BHW BAUSPARKASSE AKTIENGESELLSCHAFT HAMELN DE LUBAHNSTRASSE 2 HAMELN 31789 ``` The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use. ## National bank codes ### Bankleitzahl · Germany 1 code valid until 2026-12-06 · ISO 20022 clearing system code DEBLZ | Code | Routes to BIC | Name in the national file | City | | --- | --- | --- | --- | | 25410200 | BHWBDE2HXXX | BHW Bausparkasse | Hameln | Each code shows the name in the national file. Smaller banks often route through a central institution’s BIC. A code can therefore belong to a different bank than the one on this page. ## Network ### Branch codes | BIC | Branch | City | Address | LEI | Updated | | --- | --- | --- | --- | --- | --- | | [BHWBDE2HELM](https://elucidate.co/directory/bhw-bausparkasse-aktiengesellschaft-bhwbde2h-elm) | EUR LIQUIDITY MANAGEMENT | Hameln | LUBAHNSTRASSE 2 HAMELN 31789 HAMELN GERMANY | — | 2021-07-06 | [See every BIC in Germany →](https://elucidate.co/directory/country/de#bics) ## Related institutions ### Same legal entity - [Bhw Bausparkasse AG BIC BHBEBEB1 Credit institution Prudential licence Belgium · On the ECB list of supervised entities · LEI 7D9EHZL14BBPJWTN6S08](https://elucidate.co/directory/bhw-bausparkasse-ag-bhbebeb1) - [Bhw Bausparkasse AG BIC BHBEIT21 Credit institution Prudential licence Italy · On the ECB list of supervised entities · LEI 7D9EHZL14BBPJWTN6S08](https://elucidate.co/directory/bhw-bausparkasse-ag-bhbeit21) - [Bhw Bausparkasse AG Nl Luxemburg BIC BHWLLUL2 Credit institution Prudential licence Luxembourg · On the ECB list of supervised entities · LEI 7D9EHZL14BBPJWTN6S08](https://elucidate.co/directory/bhw-bausparkasse-ag-nl-luxemburg-bhwllul2) Other BICs mapped to the same LEI. ### Same group - [Deutsche Bank AG BIC DEUTDEFF Credit institution Prudential licence Germany · On the ECB list of supervised entities · LEI 7LTWFZYICNSX8D621K86](https://elucidate.co/directory/deutsche-bank-ag-deutdeff) - [Voeb-Zvd Processing GMBH BIC VZVDDED1 Payments & e-money Prudential licence Germany · Licensed by Federal Financial Supervisory Authority · 123960 (EBA-PSD2) · LEI 529900XGDXLEX5L16R90](https://elucidate.co/directory/voeb-zvd-processing-gmbh-vzvdded1) - [Deutsche Bank Europe GMBH BIC DEUTDE5X Credit institution Prudential licence Germany · On the ECB list of supervised entities · LEI 213800QILIUD4ROSUO03](https://elucidate.co/directory/deutsche-bank-europe-gmbh-deutde5x) - [Norisbank GMBH BIC NORSDE51 Credit institution Prudential licence Germany · On the ECB list of supervised entities · LEI 529900WMBOJTFWCJ6Z71](https://elucidate.co/directory/norisbank-gmbh-norsde51) - [Dws International GMBH BIC DEUTDEAM Financial institution Not on a tracked register Germany · Not on a tracked register · LEI 549300TPJCLC0OHGM008](https://elucidate.co/directory/dws-international-gmbh-deutdeam) - [Dws Investment GMBH BIC DEUTDE5D Financial institution Not on a tracked register Germany · Not on a tracked register · LEI 549300K0BHJ9BX9J8J87](https://elucidate.co/directory/dws-investment-gmbh-deutde5d) - [Db Investment Services GMBH BIC CHTGDE51 Financial institution Not on a tracked register Germany · Not on a tracked register · LEI 5299001N6TTST53P3690](https://elucidate.co/directory/db-investment-services-gmbh-chtgde51) - [Deutsche Oppenheim Family Office AG BIC OFTGDE31 Financial institution Not on a tracked register Germany · Not on a tracked register · LEI 5299003G9CMV5CY1FU81](https://elucidate.co/directory/deutsche-oppenheim-family-office-ag-oftgde31) [All 84 institutions in the Deutsche Bank Aktiengesellschaft group →](https://elucidate.co/directory/group/7LTWFZYICNSX8D621K86) ### Largest institutions in Germany - [DZ Bank AG, Deutsche Zentral- Genossenschaftsbank BIC GENODEF1 Financial institution Not on a tracked register Germany · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/dz-bank-ag-deutsche-zentral-genossenschaftsbank-genodef1) - [Deutsche Bank AG BIC DEUTDEDB Financial institution Not on a tracked register Germany · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/deutsche-bank-ag-deutdedb) - [Unicredit Bank GMBH BIC HYVEDEMM Credit institution Prudential licence Germany · On the ECB list of supervised entities · LEI 2ZCNRR8UK83OBTEK2170](https://elucidate.co/directory/unicredit-bank-gmbh-hyvedemm) - [Commerzbank AG BIC COBADEFF Credit institution Prudential licence Germany · On the ECB list of supervised entities · LEI 851WYGNLUQLFZBSYGB56](https://elucidate.co/directory/commerzbank-ag-cobadeff) - [Commerzbank AG (Formerly Dresdner Bank AG) BIC DRESDEFF Financial institution Not on a tracked register Germany · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/commerzbank-ag-formerly-dresdner-bank-ag-dresdeff) - [DZ Bank AG, Deutsche Zentral- Genossenschaftsbank BIC GENODES1 Financial institution Not on a tracked register Germany · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/dz-bank-ag-deutsche-zentral-genossenschaftsbank-genodes1) - [DZ Bank AG, Deutsche Zentral- Genossenschaftsbank BIC GENODED1 Financial institution Not on a tracked register Germany · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/dz-bank-ag-deutsche-zentral-genossenschaftsbank-genoded1) - [DZ Bank AG, Deutsche Zentral- Genossenschaftsbank BIC GENODEM1 Financial institution Not on a tracked register Germany · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/dz-bank-ag-deutsche-zentral-genossenschaftsbank-genodem1) [See every BIC in Germany →](https://elucidate.co/directory/country/de#bics) Claim this profile ## Work at Bhw Bausparkasse Aktiengesellschaft? Claim this page to have it marked as verified by the bank, and to send us corrections. We verify every claim before anything changes on the page. 1. 01 **Submit** Tell us who you are, using your work email. 2. 02 **We verify** We check the email domain and confirm your role with the bank. This usually takes up to five business days. 3. 03 **Profile claimed** The page is marked as claimed and verified. You can send us corrections at any time. Sources & method Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name. Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists. The sanctions facts on this page cover the BIC and its LEI only. An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page. [Read the methodology →](https://elucidate.co/directory/methodology) Credits for this page - **Banking supervision**—Source: European Central Bank, list of supervised entities. - **National bank codes**—Germany (Quelle: Deutsche Bundesbank). - **Ownership and group**—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI. - **Overview, leadership, regulators and events**—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source. - **European registers**—Source: European Central Bank (ECB), list of monetary financial institutions and list of institutions subject to minimum reserves. Source: European Securities and Markets Authority (ESMA), MiFID II/MiFIR register (investment firms, trading venues, systematic internalisers, data reporting services providers). Matched on LEI by Elucidate. - **Images**—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: [bhw.de](https://www.bhw.de/) (official website); Dietmar König: [bhw.de](https://www.bhw.de/startseite/unternehmen/ueber-uns.html) (official website) · [original](https://www.bhw.de/dam/bhwde/images/dkoenig_266.jpg); Robert Annabrunner: [bhw.de](https://www.bhw.de/startseite/unternehmen/ueber-uns.html) (official website) · [original](https://www.bhw.de/dam/bhwde/images/RAnnabrunner_266.jpg); Alf Meyer zur Heyde: [bhw.de](https://www.bhw.de/startseite/unternehmen/ueber-uns.html) (official website) · [original](https://www.bhw.de/dam/bhwde/images/AMzHeide_266.jpg). ## Assess the financial crime risk behind a BIC A BIC identifies an institution; it does not assess it. The [Elucidate FinCrime Index (EFI)](https://elucidate.co/ratings) is an independent score of the financial crime risk of banks, built for correspondent banking and counterparty due diligence. [Book a demo](https://elucidate.co/demo-request) Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.