---
title: "Bittimaatti Oy · Crypto-asset service provider (FIN-FSA) · Finland | Elucidate"
description: "Bittimaatti Oy is authorised by Finanssivalvonta (FIN-FSA) as a crypto-asset service provider in Finland. Licence 7437009FHK501IOCWZ66. LEI 7437009FHK501IOCWZ66. Register status, licences, activities and ownership."
url: https://elucidate.co/directory/bittimaatti-oy-37c4b75b06c0
---

1.  [Directory](https://elucidate.co/directory)
2.  [Finland](https://elucidate.co/directory/country/fi)
3.  Bittimaatti Oy

Finland · Crypto

# Bittimaatti Oy

Trading as Bittimaatti

Bittimaatti Oy is a Finnish limited company based in Jyväskylä. On 12 September 2025 the Finnish Financial Supervisory Authority (FIN-FSA) authorised it as a crypto-asset service provider under the EU Markets in Crypto-Assets Regulation (MiCA). The firm describes Coinmotion Oy as its parent company. It runs the Bittimaatti network of crypto ATMs in Finland, where consumers buy and sell bitcoin, ether and litecoin for euro cash. It was set up in 2018 as Prasos Cash Management Oy, a subsidiary of Prasos Oy (now Coinmotion Oy), and later took the Bittimaatti name.

Register status

Licensed in Finland

Crypto-asset service provider · Finanssivalvonta (FIN-FSA)

Prudential licence

[1 licence or registration ↓](https://elucidate.co/directory/bittimaatti-oy-37c4b75b06c0#licences)

BIC **No BIC** LEI **[7437009FHK501IOCWZ66](https://search.gleif.org/#/record/7437009FHK501IOCWZ66)** [Licence no. **7437009FHK501IOCWZ66**](https://elucidate.co/directory/bittimaatti-oy-37c4b75b06c0#licences) [Group: Coinmotion Oy](https://elucidate.co/directory/group/743700PZG5RRF7SA4Q58)

## Licences and registrations

Held by Bittimaatti Oy (LEI 7437009FHK501IOCWZ66). 1 entry on 1 of the 22 tracked registers, retrieved 25 September 2026.

| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| [ESMA interim MiCA register of crypto-asset service providers](https://elucidate.co/directory/register/esma-casp) Finanssivalvonta (FIN-FSA) | Crypto-asset service providerCrypto-Asset Service Provider | 7437009FHK501IOCWZ66 | [Finland](https://elucidate.co/directory/country/fi) | Active | 2025-09-12 | — | - Crypto-assets | [Search the register ↗](https://www.esma.europa.eu/esmas-activities/digital-finance-and-innovation/markets-crypto-assets-regulation-mica) |

Trading names on the register: Bittimaatti (ESMA-CASP)

-   Each licence applies in the country of the regulator that granted it.
-   Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.

## Swift network

Swift’s ISO 9362 BIC directory

Holds no BIC in Swift’s directory.

Its LEI is not mapped to a BIC in the Swift and GLEIF BIC-to-LEI relationship file.

## Overview

Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/bittimaatti-oy-37c4b75b06c0#overview-sources)

Customers

Not published

Employees

Not published

Ownership

Group subsidiary

Coinmotion Oy

Firm type

Crypto exchange or broker

Trades as Bittimaatti

- **Standing:** The firm took nine ATMs out of service between January and March 2026, according to notices on its website. As of September 2026 its website lists six ATM locations in Finland.
- **Ownership:** The firm describes Coinmotion Oy as its parent company, and the GLEIF record names Coinmotion Oy as its direct and ultimate parent.
- **Direct parent:** [Coinmotion Oy](https://elucidate.co/directory/coinmotion-oy-5bf8966239de), Finland
- **Head office:** Kauppakatu 39, 40100 Jyväskylä, Finland (registered office: Ketjutie 3, 04220 Kerava, Finland)
- **Company register:** Finnish Trade Register (PRH) business ID 2946626-9
- **Incorporated:** 2018
- **Former name:** Prasos Cash Management Oy

### Online

- **Websites & references:** [bittimaatti.fi ↗](https://bittimaatti.fi/)
- **Official social accounts:** [X ↗](https://twitter.com/Bittimaatti) · [Facebook ↗](https://fi-fi.facebook.com/bittimaatti/)

Sources · 11 pages consulted

1.  [bittimaatti.fi](https://bittimaatti.fi/)
2.  [bittimaatti.fi/en/](https://bittimaatti.fi/en/)
3.  [bittimaatti.fi/asiakirjat/](https://bittimaatti.fi/asiakirjat/)
4.  [bittimaatti.fi/wp-content/uploads/2026/08/Kayttoehdot-2026\_wp\_3.7.2026.docx.pdf](https://bittimaatti.fi/wp-content/uploads/2026/08/Kayttoehdot-2026_wp_3.7.2026.docx.pdf)
5.  [bittimaatti.fi/wp-content/uploads/2026/07/Bittimaatti\_ennakkotiedot\_kuluttajalle.pdf](https://bittimaatti.fi/wp-content/uploads/2026/07/Bittimaatti_ennakkotiedot_kuluttajalle.pdf)
6.  [bittimaatti.fi/wp-content/uploads/2026/08/Riskit-hinnoittelu-ja-kestavyystiedot\_Bittimaatti-CASP\_wp\_18.6](https://bittimaatti.fi/wp-content/uploads/2026/08/Riskit-hinnoittelu-ja-kestavyystiedot_Bittimaatti-CASP_wp_18.6.2026.docxx_.pdf)
7.  [bittimaatti.fi/wp-content/uploads/2026/08/Bittimaatti-Tietosuojailmoitus\_29.12.2025.pdf](https://bittimaatti.fi/wp-content/uploads/2026/08/Bittimaatti-Tietosuojailmoitus_29.12.2025.pdf)
8.  [sttinfo.fi/tiedote/69868527/finanssivalvonta-myonsi-viidelle-virtuaalivaluutan-tarjoajalle-rekistero](https://www.sttinfo.fi/tiedote/69868527/finanssivalvonta-myonsi-viidelle-virtuaalivaluutan-tarjoajalle-rekisteroinnin-valvonnan-tavoitteena-on-rahanpesun-estaminen?publisherId=69817444)
9.  [coinmotion.com/prasos-is-now-coinmotion/](https://coinmotion.com/prasos-is-now-coinmotion/)
10.  [news.cision.com/san-francisco-oy/r/bittimaatti-opens-the-world-s-most-northern-cryptocurrency-atm-in-finn](https://news.cision.com/san-francisco-oy/r/bittimaatti-opens-the-world-s-most-northern-cryptocurrency-atm-in-finnish-lapland,c3714573)
11.  [wapice.com/wapice-news/bittimaatti-and-wapice-flexible-cooperation-in-crypto-infrastructure-developm](https://wapice.com/wapice-news/bittimaatti-and-wapice-flexible-cooperation-in-crypto-infrastructure-development/)

## Authorisation

Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/bittimaatti-oy-37c4b75b06c0#overview-sources)

- **Operates under:** Its own licences

The FIN-FSA authorises the firm as a crypto-asset service provider under MiCA and the Finnish Act on Crypto-Asset Service Providers (402/2024). Before that, it was registered with the FIN-FSA as a virtual currency provider from 2019, under the name Prasos Cash Management Oy.

| Authority | Licence or registration | Number | Held | Status | Source |
| --- | --- | --- | --- | --- | --- |
| Finnish Financial Supervisory Authority (FIN-FSA) Finland | Crypto-asset service provider authorisation under MiCA (listed in the ESMA interim MiCA register) | 7437009FHK501IOCWZ66 | In its own name | Active | — |

Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.

## Partners and safeguarding

Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/bittimaatti-oy-37c4b75b06c0#overview-sources)

- **Safeguarding:** Segregated safeguarding accountsThe firm does not hold customers' crypto-assets. Its terms say it keeps funds from failed or incomplete transactions on a separate client-asset account for three years. [bittimaatti.fi ↗](https://bittimaatti.fi/wp-content/uploads/2026/08/Kayttoehdot-2026_wp_3.7.2026.docx.pdf)
- **Crypto-asset custody:** Non-custodial: customers hold their own keysThe firm exchanges bitcoin, ether and litecoin for euro cash at its ATMs. It delivers coins to wallets that customers control and says it does not store customers' crypto-assets. [bittimaatti.fi ↗](https://bittimaatti.fi/en/)

Banks and regulated firms the firm says hold its customers’ money, issue its cards, sponsor its accounts or settle its payments, as it discloses them in its terms and notices.

## Products and markets

Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/bittimaatti-oy-37c4b75b06c0#overview-sources)

-   Crypto on- and off-ramp
-   Crypto trading

Through its own ATMs, the firm sells bitcoin, ether and litecoin for euro cash and buys them back for cash. Coins are delivered to the customer's own wallet. According to its pricing disclosure, it charges a commission of normally 5% to 15% plus a transfer fee on purchases.

The firm serves consumers only at its ATMs in Finland: in Helsinki, Jyväskylä, Oulu, Tampere and Turku as of September 2026.

- **Payment volume:** EUR 2.18mTotal crypto-asset exchange volume at the firm's ATMs (kokonaisvaihdanta) This entity · 31 Dec 2024 · [company statement ↗](https://bittimaatti.fi/wp-content/uploads/2026/08/Riskit-hinnoittelu-ja-kestavyystiedot_Bittimaatti-CASP_wp_18.6.2026.docxx_.pdf)
- **Sells to:** Consumers
- **Serves customers in:** Finland

## Leadership

Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/bittimaatti-oy-37c4b75b06c0#overview-sources)

- **Chief executive:** Johan Moilanen CEO (toimitusjohtaja) Confirmed 25 Apr 2025 · [wapice.com ↗](https://wapice.com/wapice-news/bittimaatti-and-wapice-flexible-cooperation-in-crypto-infrastructure-development/)

## Recent events 1 enforcement or investigation item

Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/bittimaatti-oy-37c4b75b06c0#overview-sources)

1.  Jun 2026

    Incident

    The firm reported temporary disruption to ether transactions at its ATMs, caused by a third-party service provider, and restored service on 15 June 2026.

    [bittimaatti.fi ↗](https://bittimaatti.fi/)

2.  Mar 2026

    Other

    Between January and March 2026, the firm took nine ATMs out of service, including those in Espoo, Rovaniemi, Kuopio, Pori, Lahti and Vantaa.

    [bittimaatti.fi ↗](https://bittimaatti.fi/)

3.  Sep 2025

    Licence

    The FIN-FSA authorised the firm as a crypto-asset service provider under MiCA on 12 September 2025.

    [bittimaatti.fi ↗](https://bittimaatti.fi/)

Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.

## Identifiers

- **Licence no. · ESMA-CASP:** 7437009FHK501IOCWZ66
- **BIC:** Holds no BIC in Swift’s directory
- **LEI:** [7437009FHK501IOCWZ66 ↗](https://search.gleif.org/#/record/7437009FHK501IOCWZ66)
- **How the LEI was matched:** Published by the register
- **Elucidate firm ID:** 37c4b75b06c0

## Profile

- **Type:** Crypto
- **Regulation:** Prudential licence
- **Main licence class:** Crypto-Asset Service Provider
- **Activities:** - Crypto-assets
- **Licensed in:** [Finland](https://elucidate.co/directory/country/fi) · Europe & Central Asia
- **First registered:** 2025-09-12
- **Website:** [bittimaatti.fi ↗](https://bittimaatti.fi/)

Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.

## Ownership and group

GLEIF relationship records

- **Direct parent:** [Coinmotion Oy](https://elucidate.co/directory/coinmotion-oy-5bf8966239de) · Finland[743700PZG5RRF7SA4Q58 ↗](https://search.gleif.org/#/record/743700PZG5RRF7SA4Q58)

The Coinmotion Oy group has 2 institutions in the directory, in 1 country: none holds a BIC.

Including [Coinmotion Oy](https://elucidate.co/directory/coinmotion-oy-5bf8966239de).

[See the Coinmotion Oy group →](https://elucidate.co/directory/group/743700PZG5RRF7SA4Q58)

Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.

## Addresses

- **Address on the register:** Ketjutie 3 04220 Kerava
- **Country:** Finland

## ISO 20022 identification

As an agent in a Swift cross-border payment message (CBPR+)

This institution holds no BIC. A CBPR+ message identifies it by name and postal address, and may add its LEI or a clearing code.

- **Identified by:** Name and postal address, with its LEI
- **Postal address:** Incomplete: no town published
-   The register publishes no town as a separate field. A CBPR+ postal address needs at least a town name (TwnNm) and a country (Ctry).

The LEI record in GLEIF holds a structured legal address.

CBPR+ identifies the instructing and instructed agents by BIC only. An institution without a BIC can be the debtor, creditor or an intermediary agent.

The values are as published by the register. Check them against your own records before use.

## Related institutions

### Same group

-   [Coinmotion Oy · trading as Coinmotion No BIC Payments & e-money Crypto Prudential licence Finland · Licensed by Finnish Financial Supervisory Authority · 24696831 (EBA-PSD2) · also on ESMA-CASP · LEI 743700PZG5RRF7SA4Q58](https://elucidate.co/directory/coinmotion-oy-5bf8966239de)

[All 2 institutions in the Coinmotion Oy group →](https://elucidate.co/directory/group/743700PZG5RRF7SA4Q58)

### Other crypto institutions in Finland

-   [Kvarn Capital Oy · trading as Kvarn X No BIC Payments & e-money Crypto Prudential licence Finland · Licensed by Finnish Financial Supervisory Authority · 32888032 (EBA-PSD2) · also on ESMA-CASP · LEI 9845009F15A5B9FD7F45](https://elucidate.co/directory/kvarn-capital-oy-e13c73028784)
-   [NorthCrypto Oy · trading as NorthCrypto No BIC Payments & e-money Crypto Prudential licence Finland · Licensed by Finnish Financial Supervisory Authority · 29182549 (EBA-PSD2) · also on ESMA-CASP · LEI 743700CHRVVP342JOA67](https://elucidate.co/directory/northcrypto-oy-d1e52b3d083e)
-   [Tesseract Investment Oy · trading as Tesseract No BIC Crypto Prudential licence Finland · Licensed by Finanssivalvonta (FIN-FSA) · 743700GULNWPBLJ7A022 (ESMA-CASP) · LEI 743700GULNWPBLJ7A022](https://elucidate.co/directory/tesseract-investment-oy-48e15fb60c55)

[See all →](https://elucidate.co/directory/search?type=crypto&cc=FI) [Other entries on ESMA-CASP →](https://elucidate.co/directory/register/esma-casp)

Sources & method

Register entries come from the public registers of financial regulators, standardised into one taxonomy. LEIs are matched through GLEIF, and a BIC is linked only through a shared LEI.

An institution missing from these registers is not necessarily unregulated.

Register entries are not matched against the OFAC or EU sanctions lists. Where the legal entity also holds a BIC, the matches for that BIC are on its page. Always screen against the official lists.

An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.

[Read the methodology →](https://elucidate.co/directory/methodology)

Register for this page

-   **ESMA interim MiCA register of crypto-asset service providers**—European Securities and Markets Authority (ESMA) · [source ↗](https://www.esma.europa.eu/esmas-activities/digital-finance-and-innovation/markets-crypto-assets-regulation-mica) as at 25 September 2026
-   **Ownership and group**—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
-   **Overview, authorisation, partners, products, leadership and events**—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.

## Assess the financial crime risk behind a licence

A licence records what an institution is authorised to do; it does not assess it. The [Elucidate FinCrime Index (EFI)](https://elucidate.co/ratings) is an independent score of the financial crime risk of banks and payment institutions.

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Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.