---
title: "Bmw Bank GMBH SWIFT/BIC code BMWBDEMUXXX · Germany | Elucidate"
description: "SWIFT/BIC code BMWBDEMUXXX for Bmw Bank GMBH, Germany. Head-office BIC, LEI D2OIGPB6E66YOBJ9GT20, addresses and Swift connectivity."
url: https://elucidate.co/directory/bmw-bank-gmbh-bmwbdemu
---
1. [Directory](https://elucidate.co/directory)
2. [Germany](https://elucidate.co/directory/country/de)
3. Bmw Bank GMBH
Germany · Credit institution
# Bmw Bank GMBH
BMW Bank GmbH is a German limited liability company (GmbH) with its seat in Munich. It is registered at the Munich local court under HRB 82381. According to its Legal Entity Identifier (LEI) record, its direct parent is Bayerische Motoren Werke Aktiengesellschaft. It belongs to BMW Group Financial Services and trades as BMW Financial Services. The bank finances, leases and arranges insurance for BMW, MINI and BMW Motorrad vehicles for private and business customers. It also provides dealer financing and offers deposit products and credit cards. It has branches in Italy, Spain and Portugal, and states that it has operated since 1971.
BIC **BMWBDEMUXXX** LEI **[D2OIGPB6E66YOBJ9GT20](https://search.gleif.org/#/record/D2OIGPB6E66YOBJ9GT20)** Licence no. **Not on a tracked register** Connected to Swift Head-office BIC only [Group: Bayerische Motoren Werke Aktiengesellschaft](https://elucidate.co/directory/group/YEH5ZCD6E441RHVHD759) [Claim this profile](https://elucidate.co/directory/bmw-bank-gmbh-bmwbdemu#claim)
## Licences and registrations
Matched by LEI on the 22 tracked registers
None matched by LEI in the 22 tracked registers. It is on the ECB list of supervised entities (see [Regulatory status](https://elucidate.co/directory/bmw-bank-gmbh-bmwbdemu#regulatory)): that is banking supervision, not a licence on a tracked register.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
## Regulatory status
### ECB banking supervision
List of supervised entities as of 2026-07-01
- **Classification:** Less significant institution
- **Supervisor:** Bundesanstalt für Finanzdienstleistungsaufsicht / Deutsche Bundesbank (with ECB oversight)
- **Listed as:** BMW Bank GmbH
- **Entity type:** Credit institution
- **Remarks:** HI: supervised entities which are classified as high-impact LSIs.
## European registers
### ECB · monetary financial institutions
List as at 2026-09-25
- **Category:** Credit institution
- **Minimum reserves:** Subject to minimum reserves
- **Listed as:** BMW Bank GmbH
- **RIAD code:** DE03392
### ESMA · MiFID II register
Register as at 2026-09-28
| Entry | Competent authority | Authorised | Services or instruments |
| --- | --- | --- | --- |
| Investment services (MiFID II) | Federal Financial Supervisory Authority (BaFin) | 1961-07-10 | A1 A2 A3 A4 A5 A6 A7 |
Service codes follow MiFID II Annex I: A for investment services, B for ancillary services. Hover a code for its meaning.
Entries are matched on the LEI. Each register is quoted as its publisher lists it.
## Swift network
Swift’s ISO 9362 BIC directory
- **BIC:** BMWBDEMUXXX head office
- **Connection to Swift:** Connected to Swift
- **Swift GPI:** Not on the member list
- **Payment schemes and systems:** [SCT · SDD Core · SDD B2B · VOP · T2](https://elucidate.co/directory/bmw-bank-gmbh-bmwbdemu#schemes)
- **Branch codes:** None: head-office BIC only
- **BIC first registered:** 2010-11-06
- **Last updated:** 2019-10-08
## Overview
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/bmw-bank-gmbh-bmwbdemu#overview-sources)
Total assets
EUR 28.5bn
This entity · 31 Dec 2024 · [source ↗](https://www.press.bmwgroup.com/deutschland/article/detail/T0454208DE/stefan-hienzsch-uebernimmt-leitung-der-bmw-bank?language=de)
Employees
1,170
headcount · This entity · 31 Dec 2024 · [source ↗](https://www.press.bmwgroup.com/deutschland/article/detail/T0454208DE/stefan-hienzsch-uebernimmt-leitung-der-bmw-bank?language=de)
Ownership
Group subsidiary
Bayerische Motoren Werke Aktiengesellschaft
Institution type
Commercial bank
Trades as BMW Financial Services
- **Ownership:** The bank is a subsidiary of Bayerische Motoren Werke Aktiengesellschaft and forms part of BMW Group Financial Services.
- **Direct parent:** [Bayerische Motoren Werke Aktiengesellschaft ↗](https://search.gleif.org/#/record/YEH5ZCD6E441RHVHD759), Germany
- **Head office:** Lilienthalallee 26, 80939 München, Germany
- **Company register:** HRB 82381, Amtsgericht München
### Business lines
- Consumer finance
- Leasing & factoring
- Corporate banking
- Retail banking
- Cards
- Insurance
The bank is the captive finance bank of the BMW Group in Germany. Its main business is retail and dealer vehicle finance and leasing, and it also takes deposits, issues credit cards with American Express and arranges insurance as a registered insurance agent.
### Online
- **Websites & references:** [bmwbank.de ↗](https://www.bmwbank.de/) [cfs-de.bmwgroup.com ↗](https://cfs-de.bmwgroup.com/) Commercial Finance Solution site, covered by the BMW Bank GmbH imprint [Wikipedia ↗](https://en.wikipedia.org/wiki/BMW_Bank) [Wikidata Q796419 ↗](https://www.wikidata.org/wiki/Q796419)
- **Official social accounts:** None found
Sources · 10 pages consulted
1. [bmwbank.de/](https://www.bmwbank.de/)
2. [bmwbank.de/impressum](https://www.bmwbank.de/impressum)
3. [bmwbank.de/about](https://www.bmwbank.de/about)
4. [press.bmwgroup.com/deutschland/article/detail/T0454208DE/stefan-hienzsch-uebernimmt-leitung-der-bmw-bank?lan](https://www.press.bmwgroup.com/deutschland/article/detail/T0454208DE/stefan-hienzsch-uebernimmt-leitung-der-bmw-bank?language=de)
5. [presseportal.de/pm/173371/6190060](https://www.presseportal.de/pm/173371/6190060)
6. [presseportal.de/nr/173371](https://www.presseportal.de/nr/173371)
7. [presseportal.de/pm/173371/6310393](https://www.presseportal.de/pm/173371/6310393)
8. [presseportal.de/pm/173371/5828764](https://www.presseportal.de/pm/173371/5828764)
9. [bmwbank.de/downloads/pdf/Offenlegungsbericht\_2024.pdf](https://www.bmwbank.de/downloads/pdf/Offenlegungsbericht_2024.pdf)
10. [en.wikipedia.org/wiki/BMW\_Bank](https://en.wikipedia.org/wiki/BMW_Bank)
## Leadership
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/bmw-bank-gmbh-bmwbdemu#overview-sources)
- **Chief executive:** Stefan Hienzsch Vorsitzender der Geschäftsführung (Chair of the Management Board) Confirmed 29 Sep 2026 · [bmwbank.de ↗](https://www.bmwbank.de/impressum)
- **Chair:** Alexander Buresch Vorsitzender des Aufsichtsrats (Chair of the Supervisory Board) Confirmed 29 Sep 2026 · [bmwbank.de ↗](https://www.bmwbank.de/impressum)
- **Chief financial officer:** Kerstin Zerbst Geschäftsführerin Finanzen (CFO) Confirmed 29 Sep 2026 · [bmwbank.de ↗](https://www.bmwbank.de/impressum)
- **Executive:** Torsten Matheis Geschäftsführer Kunde, Marken, Vertrieb Confirmed 29 Sep 2026 · [bmwbank.de ↗](https://www.bmwbank.de/impressum)
- **Executive:** Stephan Cohnen Geschäftsführer Kundenservice, Prozesse, IT Confirmed 29 Sep 2026 · [bmwbank.de ↗](https://www.bmwbank.de/impressum)
## Supervisors & regulators
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/bmw-bank-gmbh-bmwbdemu#overview-sources)
- **Germany:** Federal Financial Supervisory Authority (BaFin) Prudential supervisor AML supervisor Conduct Resolution
- **Germany:** Deutsche Bundesbank Central bank Prudential supervisor
## Recent events
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/bmw-bank-gmbh-bmwbdemu#overview-sources)
1. Jan 2026
Leadership
The supervisory board appointed Stephan Cohnen to the management board on 1 January 2026, responsible for customer service, processes and IT.
[presseportal.de ↗](https://www.presseportal.de/pm/173371/6190060)
2. Dec 2025
Leadership
The bank appointed Stefan Hienzsch Chair of the Management Board with effect from 1 December 2025.
[press.bmwgroup.com ↗](https://www.press.bmwgroup.com/deutschland/article/detail/T0454208DE/stefan-hienzsch-uebernimmt-leitung-der-bmw-bank?language=de)
3. Aug 2024
Leadership
The bank appointed Kerstin Zerbst Managing Director for Finance (CFO) with effect from 1 August 2024.
[presseportal.de ↗](https://www.presseportal.de/pm/173371/5828764)
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.
## Identifiers
Head-office record
- **BIC:** BMWBDEMUXXX
- **How the BIC breaks down:** 1. BMWB Bank 2. DE Country · Germany 3. MU Location 4. XXX Branch · head office
- **Branch description:** Not recorded in the directory
- **LEI:** D2OIGPB6E66YOBJ9GT20
- **LEI record:** [View on GLEIF ↗](https://search.gleif.org/#/record/D2OIGPB6E66YOBJ9GT20)
- **How the LEI was matched:** BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
- **National bank code:** [Bankleitzahl 70220300](https://elucidate.co/directory/bmw-bank-gmbh-bmwbdemu#bank-codes)
## Profile
- **Type:** Credit institution
- **Regulation:** Prudentially supervised (ECB list)
- **Register licences:** None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- **Country · region:** Germany · Europe & Central Asia
- **Banking supervision:** [Less significant · Bundesanstalt für Finanzdienstleistungsaufsicht / Deutsche Bundesbank](https://elucidate.co/directory/bmw-bank-gmbh-bmwbdemu#regulatory) as of 2026-07-01
- **Trading venues (MIC):** No MIC registered under this LEI list of 2026-09-17
- **OFAC sanctions:** No listing cites this BIC
- **EU sanctions:** No listing matched this BIC or its LEI
- **Country sanctions:** No country programme
- **Founded:** 1971
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
## Ownership and group
GLEIF relationship records
- **Direct parent:** Bayerische Motoren Werke Aktiengesellschaft · Germany[YEH5ZCD6E441RHVHD759 ↗](https://search.gleif.org/#/record/YEH5ZCD6E441RHVHD759)
The Bayerische Motoren Werke Aktiengesellschaft group has 4 institutions in the directory, in 4 countries: all hold a BIC.
Including [Bmw Austria Bank](https://elucidate.co/directory/bmw-austria-bank-bmasat21), [Bmw Austria Bank GMBH](https://elucidate.co/directory/bmw-austria-bank-gmbh-bmasgra1), [Bmw Finance S.N.C.](https://elucidate.co/directory/bmw-finance-s-n-c-bmfcfr21).
[See the Bayerische Motoren Werke Aktiengesellschaft group →](https://elucidate.co/directory/group/YEH5ZCD6E441RHVHD759)
Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
## Addresses
- **Registered address:** LILIENTHALALLEE 26 MUENCHEN 80939 GERMANY
- **Operational address:** LILIENTHALALLEE 26 MUENCHEN 80939 MUENCHEN GERMANY
## ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- **Identified by:** BIC, with its LEI and its DEBLZ clearing code
- **Roles in CBPR+:** Any agent, including the instructing and instructed agents
### CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
```xml
BMWBDEMUXXX
DEBLZ
70220300
D2OIGPB6E66YOBJ9GT20
```
### Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
```xml
BMWBDEMUXXX
DEBLZ
70220300
D2OIGPB6E66YOBJ9GT20
BMW BANK GMBH
MUENCHEN
DE
LILIENTHALALLEE 26 MUENCHEN 80939
```
The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
## Payment schemes and systems
EPC registers of 2026-09-11 · ECB T2 list of 2026-07-02 · ECB TIPS list of 2026-09-01 · SIX Bank Master valid on 2026-09-28
| Scheme or system | Since | Registered with | Note |
| --- | --- | --- | --- |
| SEPA Credit TransferISO 20022 messages | 2009-01-05 | Head office | — |
| SEPA Direct Debit CoreISO 20022 messages | 2010-11-01 | Head office | — |
| SEPA Direct Debit Business-to-BusinessISO 20022 messages | 2010-11-01 | Head office | — |
| Verification of Payee | 2026-02-16 | Head office | — |
| T2 (Eurosystem real-time gross settlement)ISO 20022 messages | — | Head office | — |
SEPA dates are when the institution became ready for the scheme. The T2 list names direct participants only and gives no joining date.
An institution missing from T2 may still be reachable through an indirect participant.
“ISO 20022 messages” marks a scheme or system whose rulebook or operator specifies ISO 20022 for messages between participants.
## National bank codes
### Bankleitzahl · Germany
1 code valid until 2026-12-06 · ISO 20022 clearing system code DEBLZ
| Code | Routes to BIC | Name in the national file | City |
| --- | --- | --- | --- |
| 70220300 | BMWBDEMUXXX | BMW Bank | München |
Each code shows the name in the national file. Smaller banks often route through a central institution’s BIC. A code can therefore belong to a different bank than the one on this page.
## Related institutions
### Subsidiaries in the directory
- [Bmw Finance S.N.C. BIC BMFCFR21 Financial institution Not on a tracked register France · Not on a tracked register · LEI 969500QW8HSKLBA6L382](https://elucidate.co/directory/bmw-finance-s-n-c-bmfcfr21)
Entities that GLEIF records with this LEI as their direct parent.
### Same group
- [Bmw Austria Bank BIC BMASAT21 Credit institution Prudential licence Austria · On the ECB list of supervised entities · LEI 529900SHKXCII9J8CF28](https://elucidate.co/directory/bmw-austria-bank-bmasat21)
[All 4 institutions in the Bayerische Motoren Werke Aktiengesellschaft group →](https://elucidate.co/directory/group/YEH5ZCD6E441RHVHD759)
### Same name, different BIC
- [Bmw Bank GMBH BIC BMWBDEM1 Financial institution Not on a tracked register Germany · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/bmw-bank-gmbh-bmwbdem1)
### Largest institutions in Germany
- [DZ Bank AG, Deutsche Zentral- Genossenschaftsbank BIC GENODEF1 Financial institution Not on a tracked register Germany · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/dz-bank-ag-deutsche-zentral-genossenschaftsbank-genodef1)
- [Deutsche Bank AG BIC DEUTDEDB Financial institution Not on a tracked register Germany · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/deutsche-bank-ag-deutdedb)
- [Unicredit Bank GMBH BIC HYVEDEMM Credit institution Prudential licence Germany · On the ECB list of supervised entities · LEI 2ZCNRR8UK83OBTEK2170](https://elucidate.co/directory/unicredit-bank-gmbh-hyvedemm)
- [Commerzbank AG BIC COBADEFF Credit institution Prudential licence Germany · On the ECB list of supervised entities · LEI 851WYGNLUQLFZBSYGB56](https://elucidate.co/directory/commerzbank-ag-cobadeff)
- [Commerzbank AG (Formerly Dresdner Bank AG) BIC DRESDEFF Financial institution Not on a tracked register Germany · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/commerzbank-ag-formerly-dresdner-bank-ag-dresdeff)
- [DZ Bank AG, Deutsche Zentral- Genossenschaftsbank BIC GENODES1 Financial institution Not on a tracked register Germany · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/dz-bank-ag-deutsche-zentral-genossenschaftsbank-genodes1)
- [Deutsche Bank AG BIC DEUTDEFF Credit institution Prudential licence Germany · On the ECB list of supervised entities · LEI 7LTWFZYICNSX8D621K86](https://elucidate.co/directory/deutsche-bank-ag-deutdeff)
- [DZ Bank AG, Deutsche Zentral- Genossenschaftsbank BIC GENODED1 Financial institution Not on a tracked register Germany · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/dz-bank-ag-deutsche-zentral-genossenschaftsbank-genoded1)
[See every BIC in Germany →](https://elucidate.co/directory/country/de#bics)
Claim this profile
## Work at Bmw Bank GMBH?
Claim this page to have it marked as verified by the bank, and to send us corrections. We verify every claim before anything changes on the page.
1. 01 **Submit** Tell us who you are, using your work email.
2. 02 **We verify** We check the email domain and confirm your role with the bank. This usually takes up to five business days.
3. 03 **Profile claimed** The page is marked as claimed and verified. You can send us corrections at any time.
Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
[Read the methodology →](https://elucidate.co/directory/methodology)
Credits for this page
- **Payment schemes and systems**—Source: European Payments Council (EPC) Registers of Participants; matched to BICs by Elucidate. Source: European Central Bank, List of T2 participants.
- **Banking supervision**—Source: European Central Bank, list of supervised entities.
- **Wikidata**—CC0, matched on the BIC or LEI recorded in Wikidata. It is community-edited, so check key facts.
- **National bank codes**—Germany (Quelle: Deutsche Bundesbank).
- **Ownership and group**—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- **Overview, leadership, regulators and events**—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- **European registers**—Source: European Central Bank (ECB), list of monetary financial institutions and list of institutions subject to minimum reserves. Source: European Securities and Markets Authority (ESMA), MiFID II/MiFIR register (investment firms, trading venues, systematic internalisers, data reporting services providers). Matched on LEI by Elucidate.
- **Images**—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: BMW Bank GmbH · Public domain · [Wikimedia Commons](https://commons.wikimedia.org/wiki/File:BMW_Bank.svg) · [original](https://thumb.wikimedia.org/wikipedia/commons/thumb/a/aa/BMW_Bank.svg/330px-BMW_Bank.svg.png?utm_source=commons.wikimedia.org&utm_campaign=imageinfo&utm_content=thumbnail).
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Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.