---
title: "BNP Paribas Personal Finance, S.A.- Sucursal Em Portugal SWIFT/BIC code BNPAPTPPXXX · Portugal | Elucidate"
description: "In the BNP Paribas G-SIB group (FSB bucket 2). SWIFT/BIC code BNPAPTPPXXX for BNP Paribas Personal Finance, S.A.- Sucursal Em Portugal, Portugal."
url: https://elucidate.co/directory/bnp-paribas-personal-finance-s-a-sucursal-em-portugal-bnpaptpp
---
1. [Directory](https://elucidate.co/directory)
2. [Portugal](https://elucidate.co/directory/country/pt)
3. BNP Paribas Personal Finance, S.A.- Sucursal Em Portugal
Portugal · Financial institution
# BNP Paribas Personal Finance, S.A.- Sucursal Em Portugal
Legal name in the LEI record BANCO BNP PARIBAS PERSONAL FINANCE, S.A.
FSB G-SIB list 2025
2
Bucket 2 of 5 · listed since 2011
In a G-SIB group · BNP Paribas
[FSB 2025 list ↗](https://www.fsb.org/2025/11/2025-list-of-global-systemically-important-banks-g-sibs/) [What is a G-SIB? ↗](https://www.fsb.org/work-of-the-fsb/market-and-institutional-resilience/post-2008-financial-crisis-reforms/ending-too-big-to-fail/global-systemically-important-financial-institutions-g-sifis/)
BIC **BNPAPTPPXXX** LEI **[213800H2UOPJDGKRTY19](https://search.gleif.org/#/record/213800H2UOPJDGKRTY19)** Licence no. **Not on a tracked register** Connected to Swift Head-office BIC only [Group: BNP Paribas](https://elucidate.co/directory/group/R0MUWSFPU8MPRO8K5P83) [Claim this profile](https://elucidate.co/directory/bnp-paribas-personal-finance-s-a-sucursal-em-portugal-bnpaptpp#claim)
## Licences and registrations
Held by the legal entity, not by this BIC
This BIC is mapped to LEI 213800H2UOPJDGKRTY19 (Banco BNP Paribas Personal Finance, S.A.) in the Swift and GLEIF BIC-to-LEI file. The legal entity’s page is [Banco BNP Paribas Personal Finance, S.A. (CETMPTP1)](https://elucidate.co/directory/banco-bnp-paribas-personal-finance-s-a-cetmptp1). None matched by LEI in the 22 tracked registers.
The Swift name for this BIC differs from the legal name in GLEIF.
Licences belong to the legal entity. Each applies in the country of the regulator that granted it, not to every BIC that carries the LEI.
## Regulatory status
### FSB · global systemically important banks
2025 list
- **G-SIB:** BNP Paribas
- **Relation:** In a G-SIB groupGLEIF records a G-SIB entity as this legal entity’s ultimate parent. The bucket applies to the group, and membership does not make this entity a bank.
- **Bucket:** 2 of 5 · extra capital buffer 1.5% of risk-weighted assets
- **On the list since:** 2011
## European registers
### ECB · monetary financial institutions
List as at 2026-09-25
- **Category:** Credit institution
- **Minimum reserves:** Subject to minimum reserves
- **Listed as:** BNP PARIBAS PERSONAL FINANCE, S.A. - SUCURSAL EM PORTUGAL
- **RIAD code:** PT848
- **Head institution:** BNP Paribas Personal Finance
Entries are matched on the LEI. Each register is quoted as its publisher lists it.
## Swift network
Swift’s ISO 9362 BIC directory
- **BIC:** BNPAPTPPXXX head office
- **Connection to Swift:** Connected to Swift
- **Swift GPI:** Not on the member list
- **Payment schemes and systems:** [TIPS](https://elucidate.co/directory/bnp-paribas-personal-finance-s-a-sucursal-em-portugal-bnpaptpp#schemes)
- **Branch codes:** None: head-office BIC only
- **Other BIC with this LEI:** [CETMPTP1](https://elucidate.co/directory/banco-bnp-paribas-personal-finance-s-a-cetmptp1)
- **BIC first registered:** 2019-04-20
- **Last updated:** 2022-02-14
## Identifiers
Head-office record
- **BIC:** BNPAPTPPXXX
- **How the BIC breaks down:** 1. BNPA Bank 2. PT Country · Portugal 3. PP Location 4. XXX Branch · head office
- **Branch description:** Not recorded in the directory
- **LEI:** [213800H2UOPJDGKRTY19](https://elucidate.co/directory/banco-bnp-paribas-personal-finance-s-a-cetmptp1)
- **LEI record:** [View on GLEIF ↗](https://search.gleif.org/#/record/213800H2UOPJDGKRTY19)
- **How the LEI was matched:** BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
## Profile
- **Type:** Financial institution
- **Regulation:** Not on a tracked register
- **Register licences:** None matched by LEI in the 22 tracked registers
- **Country · region:** Portugal · Europe & Central Asia
- **FSB G-SIB list:** [In a G-SIB group · BNP Paribas](https://elucidate.co/directory/bnp-paribas-personal-finance-s-a-sucursal-em-portugal-bnpaptpp#regulatory) list of 2025
- **Banking supervision:** Not on the ECB's list of supervised entities as of 2026-07-01
- **Trading venues (MIC):** No MIC registered under this LEI list of 2026-09-17
- **OFAC sanctions:** No listing cites this BIC
- **EU sanctions:** No listing matched this BIC or its LEI
- **Country sanctions:** No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
No licence or registration was found for this entity on the 22 registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
## Ownership and group
GLEIF relationship records
- **Direct parent:** [BNP Paribas Personal Finance](https://elucidate.co/directory/bnp-paribas-personal-finance-s-a-paris-sucursala-bucuresti-bnparobu) · France[969500VHT1ZNPVWOYF63 ↗](https://search.gleif.org/#/record/969500VHT1ZNPVWOYF63)
- **Ultimate parent:** [BNP Paribas](https://elucidate.co/directory/bnp-paribas-bnpafrpp) · France[R0MUWSFPU8MPRO8K5P83 ↗](https://search.gleif.org/#/record/R0MUWSFPU8MPRO8K5P83)
- **FSB G-SIB list:** [In a G-SIB group · BNP Paribas](https://elucidate.co/directory/group/R0MUWSFPU8MPRO8K5P83) bucket 2 · 2025 list GLEIF records a G-SIB entity as this legal entity’s ultimate parent. The bucket applies to the group, and membership does not make this entity a bank.
The BNP Paribas group has 140 institutions in the directory, in 63 countries: 136 hold a BIC and 4 do not.
Including [BNP Paribas](https://elucidate.co/directory/bnp-paribas-bnpafrpp), [Banca Nazionale del Lavoro SPA](https://elucidate.co/directory/banca-nazionale-del-lavoro-spa-bnliitrr), [BNP Paribas Fortis SA/NV](https://elucidate.co/directory/bnp-paribas-fortis-sa-nv-gebabebb), [BNP Paribas](https://elucidate.co/directory/bnp-paribas-bnpaus3n), [BNP Paribas Financial Markets](https://elucidate.co/directory/bnp-paribas-financial-markets-bnabfrpp).
[See the BNP Paribas group →](https://elucidate.co/directory/group/R0MUWSFPU8MPRO8K5P83)
Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
## Addresses
- **Registered address:** TORRE OCIDENTE CENTRO COLOMBO FLOOR 8 GALILEU GALILEI 2 LISBON 1500-392 PORTUGAL
- **Operational address:** TORRE OCIDENTE CENTRO COL FLOOR 8 GALILEU GALILEI 2 LISBON 1500-392 LISBON PORTUGAL
## ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- **Identified by:** BIC, with its LEI
- **Roles in CBPR+:** Any agent, including the instructing and instructed agents
### CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
```xml
BNPAPTPPXXX
213800H2UOPJDGKRTY19
```
### Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
```xml
BNPAPTPPXXX
213800H2UOPJDGKRTY19
BNP PARIBAS PERSONAL FINANCE, S.A.- SUCURSAL EM PORTUGAL
LISBON
PT
TORRE OCIDENTE CENTRO COLOMBO FLOOR 8 GALILEU GALILEI 2 LISBON
1500-392
```
The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
## Payment schemes and systems
EPC registers of 2026-09-11 · ECB T2 list of 2026-07-02 · ECB TIPS list of 2026-09-01 · SIX Bank Master valid on 2026-09-28
| Scheme or system | Since | Registered with | Note |
| --- | --- | --- | --- |
| TIPS (TARGET Instant Payment Settlement)ISO 20022 messages | — | Head office | — |
TIPS entries have no joining date.
The ECB’s TIPS list does not separate participants from reachable parties. It includes institutions reachable in Swedish kronor as well as in euro.
“ISO 20022 messages” marks a scheme or system whose rulebook or operator specifies ISO 20022 for messages between participants.
## Related institutions
### Legal entity
- [Banco BNP Paribas Personal Finance, S.A. BIC CETMPTP1 Financial institution Not on a tracked register Portugal · Not on a tracked register · LEI 213800H2UOPJDGKRTY19](https://elucidate.co/directory/banco-bnp-paribas-personal-finance-s-a-cetmptp1)
The page that carries this LEI’s licences and group facts.
### Same group
- [Financiere des Paiements Electronique Sas - Sucursal Em Portugal BIC FPEAPTP2 Financial institution Not on a tracked register Portugal · Not on a tracked register · LEI 254900R0MSHNXJGTY760](https://elucidate.co/directory/financiere-des-paiements-electronique-sas-sucursal-em-portugal-fpeaptp2)
- [BNP Paribas BIC BNPAFRPP Credit institution Prudential licence France · On the ECB list of supervised entities · LEI R0MUWSFPU8MPRO8K5P83](https://elucidate.co/directory/bnp-paribas-bnpafrpp)
- [Banca Nazionale del Lavoro SPA BIC BNLIITRR Credit institution Prudential licence Italy · On the ECB list of supervised entities · LEI UI802FYJ52XDB7N4KN18](https://elucidate.co/directory/banca-nazionale-del-lavoro-spa-bnliitrr)
- [BNP Paribas Fortis SA/NV BIC GEBABEBB Credit institution Prudential licence Belgium · On the ECB list of supervised entities · LEI KGCEPHLVVKVRZYO1T647](https://elucidate.co/directory/bnp-paribas-fortis-sa-nv-gebabebb)
- [BNP Paribas Financial Markets BIC BNABFRPP Credit institution Prudential licence France · On the ECB list of supervised entities · LEI 6EWKU0FGVX5QQJHFGT48](https://elucidate.co/directory/bnp-paribas-financial-markets-bnabfrpp)
- [Banco Cetelem S.A.U. BIC BNPAESM2 Credit institution Prudential licence Spain · On the ECB list of supervised entities · LEI 95980020140005879929](https://elucidate.co/directory/banco-cetelem-s-a-u-bnpaesm2)
- [ARVAL Deutschland GmbH No BIC Payments & e-money Prudential licence Germany · Licensed by Federal Financial Supervisory Authority · 123331 (EBA-PSD2) · LEI 529900Q0430MR01AZB29](https://elucidate.co/directory/arval-deutschland-gmbh-d2fd8fb71bd7)
- [Axepta BNP Paribas Benelux No BIC Payments & e-money Prudential licence Belgium · Licensed by National Bank of Belgium · 0719319138 (EBA-PSD2) · LEI 5299009V7WUI7MHSD945](https://elucidate.co/directory/axepta-bnp-paribas-benelux-c0e01ca5eca5)
[All 140 institutions in the BNP Paribas group →](https://elucidate.co/directory/group/R0MUWSFPU8MPRO8K5P83)
### Largest institutions in Portugal
- [Citibank Europe PLC Portugal Branch BIC CITIPTP1 Financial institution Not on a tracked register Portugal · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/citibank-europe-plc-portugal-branch-citiptp1)
- [Banco de Portugal BIC BGALPTTG Financial institution Not on a tracked register Portugal · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/banco-de-portugal-bgalpttg)
- [Banco Comercial Portugues, S.A. BIC BCOMPTPL Credit institution Prudential licence Portugal · On the ECB list of supervised entities · LEI JU1U6S0DG9YLT7N8ZV32](https://elucidate.co/directory/banco-comercial-portugues-s-a-bcomptpl)
- [Banco de Portugal BIC BGALPTPL Financial institution Not on a tracked register Portugal · Not on a tracked register · LEI 54930037NWG1CCVQHF93](https://elucidate.co/directory/banco-de-portugal-bgalptpl)
- [Banco Santander Totta, SA BIC TOTAPTPL Credit institution Prudential licence Portugal · On the ECB list of supervised entities · LEI 549300URJH9VSI58CS32](https://elucidate.co/directory/banco-santander-totta-sa-totaptpl)
- [Interbolsa - S.G.S.L.S.C.V.M., S.A. BIC IBLSPTPP Financial institution Not on a tracked register Portugal · Not on a tracked register · LEI 529900LG70TCAGWCXT47](https://elucidate.co/directory/interbolsa-s-g-s-l-s-c-v-m-s-a-iblsptpp)
- [Novo Banco, SA BIC BESCPTPL Credit institution Prudential licence Portugal · On the ECB list of supervised entities · LEI 5493009W2E2YDCXY6S81](https://elucidate.co/directory/novo-banco-sa-bescptpl)
- [Caixa Geral de Depositos BIC CGDIPTPL Credit institution Prudential licence Portugal · On the ECB list of supervised entities · LEI TO822O0VT80V06K0FH57](https://elucidate.co/directory/caixa-geral-de-depositos-cgdiptpl)
[See every BIC in Portugal →](https://elucidate.co/directory/country/pt#bics)
Claim this profile
## Work at BNP Paribas Personal Finance, S.A.- Sucursal Em Portugal?
Claim this page to have it marked as verified by the bank, and to send us corrections. We verify every claim before anything changes on the page.
1. 01 **Submit** Tell us who you are, using your work email.
2. 02 **We verify** We check the email domain and confirm your role with the bank. This usually takes up to five business days.
3. 03 **Profile claimed** The page is marked as claimed and verified. You can send us corrections at any time.
Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
[Read the methodology →](https://elucidate.co/directory/methodology)
Credits for this page
- **Payment schemes and systems**—Source: European Central Bank, List of TIPS participants and reachable parties.
- **Ownership and group**—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- **European registers**—Source: European Central Bank (ECB), list of monetary financial institutions and list of institutions subject to minimum reserves. Matched on LEI by Elucidate.
## Assess the financial crime risk behind a BIC
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Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.