---
title: "BNP Paribas Personal Finance SA, Odstepny Zavod SWIFT/BIC code BPPFCZP1XXX · Czechia | Elucidate"
description: "Significant institution directly supervised by the ECB. SWIFT/BIC code BPPFCZP1XXX for BNP Paribas Personal Finance SA, Odstepny Zavod, Czechia."
url: https://elucidate.co/directory/bnp-paribas-personal-finance-sa-odstepny-zavod-bppfczp1
---
1. [Directory](https://elucidate.co/directory)
2. [Czechia](https://elucidate.co/directory/country/cz)
3. BNP Paribas Personal Finance SA, Odstepny Zavod
Czechia · Credit institution
# BNP Paribas Personal Finance SA, Odstepny Zavod
Legal name in the LEI record BNP PARIBAS PERSONAL FINANCE
ECB · Single Supervisory Mechanism
Directly supervised by the ECB
Total assets above EUR 1,000 bn
Group: BNP Paribas S.A.
BIC **BPPFCZP1XXX** LEI **[969500VHT1ZNPVWOYF63](https://search.gleif.org/#/record/969500VHT1ZNPVWOYF63)** Licence no. **Not on a tracked register** Passive participant (no connection) [In a G-SIB group · BNP Paribas](https://elucidate.co/directory/bnp-paribas-personal-finance-sa-odstepny-zavod-bppfczp1#group) [ECB significant institution](https://elucidate.co/directory/bnp-paribas-personal-finance-sa-odstepny-zavod-bppfczp1#regulatory) Head-office BIC only [Group: BNP Paribas](https://elucidate.co/directory/group/R0MUWSFPU8MPRO8K5P83) [Claim this profile](https://elucidate.co/directory/bnp-paribas-personal-finance-sa-odstepny-zavod-bppfczp1#claim)
## Licences and registrations
Held by the legal entity, not by this BIC
This BIC is mapped to LEI 969500VHT1ZNPVWOYF63 (BNP Paribas Personal Finance) in the Swift and GLEIF BIC-to-LEI file. The legal entity’s page is [BNP Paribas Personal Finance S.A. Paris Sucursala Bucuresti (BNPAROBU)](https://elucidate.co/directory/bnp-paribas-personal-finance-s-a-paris-sucursala-bucuresti-bnparobu). None matched by LEI in the 22 tracked registers.
The Swift name for this BIC differs from the legal name in GLEIF.
Licences belong to the legal entity. Each applies in the country of the regulator that granted it, not to every BIC that carries the LEI.
## Regulatory status
### FSB · global systemically important banks
2025 list
- **G-SIB:** BNP Paribas
- **Relation:** In a G-SIB groupGLEIF records a G-SIB entity as this legal entity’s ultimate parent. The bucket applies to the group, and membership does not make this entity a bank.
- **Bucket:** 2 of 5 · extra capital buffer 1.5% of risk-weighted assets
- **On the list since:** 2011
### ECB banking supervision
List of supervised entities as of 2026-07-01
- **Classification:** Significant institution
- **Supervisor:** European Central Bank (direct supervision)
- **Listed as:** BNP Paribas Personal Finance
- **Entity type:** Credit institution
- **Supervised group (ECB):** [BNP Paribas S.A. →](https://elucidate.co/directory/bnp-paribas-bnpafrpp)
- **Why significant:** Size (Total assets above EUR 1,000 bn)
## European registers
### ECB · monetary financial institutions
List as at 2026-09-25
- **Category:** Credit institution
- **Minimum reserves:** Subject to minimum reserves
- **Listed as:** BNP Paribas Personal Finance
- **RIAD code:** FR18029
- **Listed in:** FR
Entries are matched on the LEI. Each register is quoted as its publisher lists it.
## Swift network
Swift’s ISO 9362 BIC directory
- **BIC:** BPPFCZP1XXX head office
- **Connection to Swift:** Passive participant (no connection)
- **Swift GPI:** Not on the member list
- **Payment schemes and systems:** No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- **Branch codes:** None: head-office BIC only
- **Other BICs with this LEI:** [BNPAROBU](https://elucidate.co/directory/bnp-paribas-personal-finance-s-a-paris-sucursala-bucuresti-bnparobu) · [BPPCSKB1](https://elucidate.co/directory/bnp-paribas-personal-finance-sa-pobocka-zahranicnej-banky-bppcskb1) · [CETEFRP1](https://elucidate.co/directory/cetelem-cetefrp1)
- **BIC first registered:** 2016-05-07
- **Last updated:** 2018-04-14
## Identifiers
Head-office record
- **BIC:** BPPFCZP1XXX
- **How the BIC breaks down:** 1. BPPF Bank 2. CZ Country · Czechia 3. P1 Location · passive 4. XXX Branch · head office
- **Branch description:** Not recorded in the directory
- **LEI:** [969500VHT1ZNPVWOYF63](https://elucidate.co/directory/bnp-paribas-personal-finance-s-a-paris-sucursala-bucuresti-bnparobu)
- **LEI record:** [View on GLEIF ↗](https://search.gleif.org/#/record/969500VHT1ZNPVWOYF63)
- **How the LEI was matched:** BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
- **National bank code:** [Code interbancaire (CIB) 18029](https://elucidate.co/directory/bnp-paribas-personal-finance-sa-odstepny-zavod-bppfczp1#bank-codes)
## Profile
- **Type:** Credit institution
- **Regulation:** Prudentially supervised (ECB list)
- **Register licences:** None matched by LEI in the 22 tracked registers
- **Country · region:** Czechia · Europe & Central Asia
- **FSB G-SIB list:** [In a G-SIB group · BNP Paribas](https://elucidate.co/directory/bnp-paribas-personal-finance-sa-odstepny-zavod-bppfczp1#regulatory) list of 2025
- **Banking supervision:** [Significant · supervised by the ECB](https://elucidate.co/directory/bnp-paribas-personal-finance-sa-odstepny-zavod-bppfczp1#regulatory) as of 2026-07-01
- **Trading venues (MIC):** No MIC registered under this LEI list of 2026-09-17
- **OFAC sanctions:** No listing cites this BIC
- **EU sanctions:** No listing matched this BIC or its LEI
- **Country sanctions:** No country programme
- **Founded:** 1954
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
## Ownership and group
GLEIF relationship records
- **Direct parent:** [BNP Paribas](https://elucidate.co/directory/bnp-paribas-bnpafrpp) · France[R0MUWSFPU8MPRO8K5P83 ↗](https://search.gleif.org/#/record/R0MUWSFPU8MPRO8K5P83)
- **FSB G-SIB list:** [In a G-SIB group · BNP Paribas](https://elucidate.co/directory/group/R0MUWSFPU8MPRO8K5P83) bucket 2 · 2025 list GLEIF records a G-SIB entity as this legal entity’s ultimate parent. The bucket applies to the group, and membership does not make this entity a bank.
The BNP Paribas group has 140 institutions in the directory, in 63 countries: 136 hold a BIC and 4 do not.
Including [BNP Paribas](https://elucidate.co/directory/bnp-paribas-bnpafrpp), [Banca Nazionale del Lavoro SPA](https://elucidate.co/directory/banca-nazionale-del-lavoro-spa-bnliitrr), [BNP Paribas Fortis SA/NV](https://elucidate.co/directory/bnp-paribas-fortis-sa-nv-gebabebb), [BNP Paribas](https://elucidate.co/directory/bnp-paribas-bnpaus3n), [BNP Paribas Financial Markets](https://elucidate.co/directory/bnp-paribas-financial-markets-bnabfrpp).
[See the BNP Paribas group →](https://elucidate.co/directory/group/R0MUWSFPU8MPRO8K5P83)
Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
## Addresses
- **Registered address:** KARLA ENGLISE 5/3208 PRAGUE 15000 CZECHIA
- **Operational address:** KARLA ENGLISE 3208/5 SMICHOV PRAGUE 15000 PRAGUE CZECHIA
## ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- **Identified by:** BIC, with its LEI
- **Roles in CBPR+:** Debtor agent, creditor agent or an intermediary agent
### CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
```xml
BPPFCZP1XXX
969500VHT1ZNPVWOYF63
```
### Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
```xml
BPPFCZP1XXX
969500VHT1ZNPVWOYF63
BNP PARIBAS PERSONAL FINANCE SA, ODSTEPNY ZAVOD
PRAGUE
CZ
KARLA ENGLISE 5/3208 PRAGUE 15000
```
This BIC is not connected to Swift. Messages reach the institution through a correspondent bank, so it cannot be the instructing or instructed agent.
The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
## National bank codes
### Code interbancaire (CIB) · France
1 code
| Code | Routes to BIC | Name in the national file | City |
| --- | --- | --- | --- |
| 18029 | BPPFCZP1XXX | BNP Paribas Personal Finance | PARIS |
Each code shows the name in the national file. Smaller banks often route through a central institution’s BIC. A code can therefore belong to a different bank than the one on this page.
## About
From Wikidata, matched on this institution's BIC or LEI
- **Founded:** 1954
- **Headquarters:** Paris
- **Website:** [personal-finance.bnpparibas/en ↗](https://personal-finance.bnpparibas/en/)
- **Parent organisation:** [BNP Paribas ↗](https://www.wikidata.org/wiki/Q499707)
- **Wikidata:** [Q109414146 ↗](https://www.wikidata.org/wiki/Q109414146)
## Related institutions
### Legal entity
- [BNP Paribas Personal Finance S.A. Paris Sucursala Bucuresti BIC BNPAROBU Credit institution Prudential licence Romania · On the ECB list of supervised entities · LEI 969500VHT1ZNPVWOYF63](https://elucidate.co/directory/bnp-paribas-personal-finance-s-a-paris-sucursala-bucuresti-bnparobu)
The page that carries this LEI’s licences and group facts.
### Same legal entity
- [BNP Paribas Personal Finance SA Pobocka Zahranicnej Banky BIC BPPCSKB1 Credit institution Prudential licence Slovakia · On the ECB list of supervised entities · LEI 969500VHT1ZNPVWOYF63](https://elucidate.co/directory/bnp-paribas-personal-finance-sa-pobocka-zahranicnej-banky-bppcskb1)
- [Cetelem BIC CETEFRP1 Credit institution Prudential licence France · On the ECB list of supervised entities · LEI 969500VHT1ZNPVWOYF63](https://elucidate.co/directory/cetelem-cetefrp1)
Other BICs mapped to the same LEI.
### Subsidiaries in the directory
- [Banco Cetelem S.A.U. BIC BNPAESM2 Credit institution Prudential licence Spain · On the ECB list of supervised entities · LEI 95980020140005879929](https://elucidate.co/directory/banco-cetelem-s-a-u-bnpaesm2)
- [Cafineo No BIC Payments & e-money Prudential licence France · Licensed by Prudential Supervisory and Resolution Authority · 501103337 (EBA-PSD2) · LEI 969500P06NFBFI8ACF66](https://elucidate.co/directory/cafineo-eba31295412f)
- [Credit Moderne Ocean Indien BIC CMOIFR21 Payments & e-money Prudential licence France · Licensed by Prudential Supervisory and Resolution Authority · 333353944 (EBA-PSD2) · LEI 969500T8QYO52ACKT375](https://elucidate.co/directory/credit-moderne-ocean-indien-cmoifr21)
- [Findomestic Banca S.P.A. BIC FIDMIT3F Credit institution Prudential licence Italy · On the ECB list of supervised entities · LEI 8156001CB574B6939179](https://elucidate.co/directory/findomestic-banca-s-p-a-fidmit3f)
- [Loisirs Finance BIC LOFIFRP1 Payments & e-money Prudential licence France · Licensed by Prudential Supervisory and Resolution Authority · 410909592 (EBA-PSD2) · LEI 969500H71WJIAE4HUA55](https://elucidate.co/directory/loisirs-finance-lofifrp1)
- [Banco BNP Paribas Personal Finance, S.A. BIC CETMPTP1 Financial institution Not on a tracked register Portugal · Not on a tracked register · LEI 213800H2UOPJDGKRTY19](https://elucidate.co/directory/banco-bnp-paribas-personal-finance-s-a-cetmptp1)
- [Cofica-Bail BIC COAIFRP1 Financial institution Not on a tracked register France · Not on a tracked register · LEI 9695001F23ZXAEPPGR23](https://elucidate.co/directory/cofica-bail-coaifrp1)
- [Cofiplan SA BIC COIPFRP1 Financial institution Not on a tracked register France · Not on a tracked register · LEI 9695002IU3E7CNGZMA32](https://elucidate.co/directory/cofiplan-sa-coipfrp1)
- [Credit Moderne Antilles BIC CRMSGPG1 Financial institution Not on a tracked register Guadeloupe · Not on a tracked register · LEI 9695009ITQ0V4Z6KEB87](https://elucidate.co/directory/credit-moderne-antilles-crmsgpg1)
- [Domofinance SA BIC DOMFFRP1 Financial institution Not on a tracked register France · Not on a tracked register · LEI 969500QG39OC6IF2IU85](https://elucidate.co/directory/domofinance-sa-domffrp1)
- [Ekspress Bank A/S BIC BNPADKKK Financial institution Not on a tracked register Denmark · Not on a tracked register · LEI 529900PTQQGGAZ61PQ39](https://elucidate.co/directory/ekspress-bank-a-s-bnpadkkk)
Entities that GLEIF records with this LEI as their direct parent.
### Same group
- [BNP Paribas BIC BNPAFRPP Credit institution Prudential licence France · On the ECB list of supervised entities · LEI R0MUWSFPU8MPRO8K5P83](https://elucidate.co/directory/bnp-paribas-bnpafrpp)
- [Banca Nazionale del Lavoro SPA BIC BNLIITRR Credit institution Prudential licence Italy · On the ECB list of supervised entities · LEI UI802FYJ52XDB7N4KN18](https://elucidate.co/directory/banca-nazionale-del-lavoro-spa-bnliitrr)
- [BNP Paribas Fortis SA/NV BIC GEBABEBB Credit institution Prudential licence Belgium · On the ECB list of supervised entities · LEI KGCEPHLVVKVRZYO1T647](https://elucidate.co/directory/bnp-paribas-fortis-sa-nv-gebabebb)
- [BNP Paribas Financial Markets BIC BNABFRPP Credit institution Prudential licence France · On the ECB list of supervised entities · LEI 6EWKU0FGVX5QQJHFGT48](https://elucidate.co/directory/bnp-paribas-financial-markets-bnabfrpp)
- [ARVAL Deutschland GmbH No BIC Payments & e-money Prudential licence Germany · Licensed by Federal Financial Supervisory Authority · 123331 (EBA-PSD2) · LEI 529900Q0430MR01AZB29](https://elucidate.co/directory/arval-deutschland-gmbh-d2fd8fb71bd7)
- [Axepta BNP Paribas Benelux No BIC Payments & e-money Prudential licence Belgium · Licensed by National Bank of Belgium · 0719319138 (EBA-PSD2) · LEI 5299009V7WUI7MHSD945](https://elucidate.co/directory/axepta-bnp-paribas-benelux-c0e01ca5eca5)
- [Bgl BNP Paribas BIC BGLLLULL Credit institution Prudential licence Luxembourg · On the ECB list of supervised entities · LEI UAIAINAJ28P30E5GWE37](https://elucidate.co/directory/bgl-bnp-paribas-bglllull)
- [BNP Paribas Home Loan Sfh BIC BPCDFRP1 Credit institution Prudential licence France · On the ECB list of supervised entities · LEI 969500O7DJZNM0F0Z036](https://elucidate.co/directory/bnp-paribas-home-loan-sfh-bpcdfrp1)
[All 140 institutions in the BNP Paribas group →](https://elucidate.co/directory/group/R0MUWSFPU8MPRO8K5P83)
### Largest institutions in Czechia
- [Payment Execution S.R.O. BIC PAERCZPP Financial institution Not on a tracked register Czechia · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/payment-execution-s-r-o-paerczpp)
- [Payment Execution S.R.O. BIC PAERCZP1 Financial institution Not on a tracked register Czechia · Not on a tracked register · LEI 254900T6IEHANRU51C93](https://elucidate.co/directory/payment-execution-s-r-o-paerczp1)
- [Citibank Europe PLC, Organizacni Slozka BIC CITICZPX Credit institution Prudential licence Czechia · On the ECB list of supervised entities · LEI N1FBEDJ5J41VKZLO2475](https://elucidate.co/directory/citibank-europe-plc-organizacni-slozka-citiczpx)
- [Unicredit Bank Czech Republic and Slovakia, A.S. BIC BACXCZPP Financial institution Not on a tracked register Czechia · Not on a tracked register · LEI KR6LSKV3BTSJRD41IF75](https://elucidate.co/directory/unicredit-bank-czech-republic-and-slovakia-a-s-bacxczpp)
- [Samsung Electronics Czech and Slovak, Sro BIC SECTCZP1 Non-financial corporate Not on a tracked register Czechia · Not on a tracked register · LEI 549300P683KIY097ZG79](https://elucidate.co/directory/samsung-electronics-czech-and-slovak-sro-sectczp1)
- [European Securepay Center S.R.O. BIC KOLOCZP2 Payments & e-money Small-firm registration Czechia · Registered with Czech National Bank · 06823921 (EBA-PSD2) · LEI 315700NAZC7U4Q6CHH03](https://elucidate.co/directory/european-securepay-center-s-r-o-koloczp2)
- [HSBC Continental Europe BIC MIDLCZPP Credit institution Prudential licence Czechia · On the ECB list of supervised entities · LEI F0HUI1NY1AZMJMD8LP67](https://elucidate.co/directory/hsbc-continental-europe-midlczpp)
- [J and T Banka A.S. BIC JTBPCZPP Financial institution Not on a tracked register Czechia · Not on a tracked register · LEI 31570010000000043842](https://elucidate.co/directory/j-and-t-banka-a-s-jtbpczpp)
[See every BIC in Czechia →](https://elucidate.co/directory/country/cz#bics)
Claim this profile
## Work at BNP Paribas Personal Finance SA, Odstepny Zavod?
Claim this page to have it marked as verified by the bank, and to send us corrections. We verify every claim before anything changes on the page.
1. 01 **Submit** Tell us who you are, using your work email.
2. 02 **We verify** We check the email domain and confirm your role with the bank. This usually takes up to five business days.
3. 03 **Profile claimed** The page is marked as claimed and verified. You can send us corrections at any time.
Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
[Read the methodology →](https://elucidate.co/directory/methodology)
Credits for this page
- **Banking supervision**—Source: European Central Bank, list of supervised entities.
- **Wikidata**—CC0, matched on the BIC or LEI recorded in Wikidata. It is community-edited, so check key facts.
- **National bank codes**—France (Source: ACPR – REGAFI).
- **Ownership and group**—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- **European registers**—Source: European Central Bank (ECB), list of monetary financial institutions and list of institutions subject to minimum reserves. Matched on LEI by Elucidate.
## Assess the financial crime risk behind a BIC
A BIC identifies an institution; it does not assess it. The [Elucidate FinCrime Index (EFI)](https://elucidate.co/ratings) is an independent score of the financial crime risk of banks, built for correspondent banking and counterparty due diligence.
[Book a demo](https://elucidate.co/demo-request)
Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.