---
title: "Bpce Financement SWIFT/BIC code CADFFRP1XXX · France | Elucidate"
description: "Licensed in France: Payment institution (Prudential Supervisory and Resolution Authority). SWIFT/BIC code CADFFRP1XXX for Bpce Financement, France."
url: https://elucidate.co/directory/bpce-financement-cadffrp1
---
1. [Directory](https://elucidate.co/directory)
2. [France](https://elucidate.co/directory/country/fr)
3. Bpce Financement
France · Payments & e-money
# Bpce Financement
BPCE Financement is a French société anonyme based in Paris. The Autorité de contrôle prudentiel et de résolution (ACPR) authorises it as a financing company (société de financement) and payment institution. It is a Groupe BPCE subsidiary and was named Natixis Financement until April 2019, when BPCE SA acquired Natixis's consumer credit business. It develops revolving credit for the Banque Populaire and Caisse d'Epargne banks and manages personal loans on their behalf. These banks distribute its revolving credit as credit intermediaries.
Register status
Licensed in France
Payment institution · Prudential Supervisory and Resolution Authority
Prudential licence
[1 licence or registration ↓](https://elucidate.co/directory/bpce-financement-cadffrp1#licences)
BIC **CADFFRP1XXX** LEI **[969500SFFDM173N33S21](https://search.gleif.org/#/record/969500SFFDM173N33S21)** [Licence no. **439869587**](https://elucidate.co/directory/bpce-financement-cadffrp1#licences) Passive participant (no connection) [In a G-SIB group · Groupe BPCE](https://elucidate.co/directory/bpce-financement-cadffrp1#group) Head-office BIC only [Group: Bpce](https://elucidate.co/directory/group/9695005MSX1OYEMGDF46) [Claim this profile](https://elucidate.co/directory/bpce-financement-cadffrp1#claim)
## Licences and registrations
Held by Bpce Financement (LEI 969500SFFDM173N33S21). 1 entry on 1 of the 22 tracked registers, retrieved 25 September 2026.
| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| [EBA PSD2 Register](https://elucidate.co/directory/register/eba-psd2) Prudential Supervisory and Resolution Authority Linked by LEI. Matched by Elucidate to GLEIF on name, country and address. | Payment institutionPayment Institution | 439869587 | [France](https://elucidate.co/directory/country/fr) | Active | 2014-12-05 | — | - Payment services - Card acquiring | [Search the register ↗](https://euclid.eba.europa.eu/register/pir/search) |
- Licences belong to the legal entity, not to a BIC.
- Each licence applies in the country of the regulator that granted it.
- Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
- The register entries and their trading names were not matched against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
## Regulatory status
### FSB · global systemically important banks
2025 list
- **G-SIB:** Groupe BPCE
- **Relation:** In a G-SIB groupGLEIF records a G-SIB entity as this legal entity’s ultimate parent. The bucket applies to the group, and membership does not make this entity a bank.
- **Bucket:** 1 of 5 · extra capital buffer 1.0% of risk-weighted assets
- **On the list since:** 2018
## European registers
### ECB · monetary financial institutions
List as at 2026-09-25
- **Category:** Other monetary financial institution
- **Minimum reserves:** Not on the ECB reserve list
- **Listed as:** BPCE FINANCEMENT
- **RIAD code:** FR14768
Entries are matched on the LEI. Each register is quoted as its publisher lists it.
## Swift network
Swift’s ISO 9362 BIC directory
- **BIC:** CADFFRP1XXX head office
- **Connection to Swift:** Passive participant (no connection)
- **Swift GPI:** Not on the member list
- **Payment schemes and systems:** No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- **Branch codes:** None: head-office BIC only
- **BIC first registered:** 2007-05-05
- **Last updated:** 2020-04-21
## Overview
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/bpce-financement-cadffrp1#overview-sources)
Customers
3,600,000
customers · This entity · 31 Dec 2025 · [company statement ↗](https://www.groupebpce.com/en/directory/bpce-financement/)
Employees
Not published
Ownership
Group subsidiary
BPCE
Firm type
Lending or buy now, pay later
- **Standing:** The firm was named Natixis Financement until 1 April 2019. It took its current name when BPCE SA acquired the consumer credit business from Natixis.
- **Ownership:** The firm belongs to Groupe BPCE and has been a subsidiary of BPCE SA since BPCE SA acquired it from Natixis in 2019.
- **Direct parent:** [BPCE](https://elucidate.co/directory/bpce-sa-bpcefrpp), France
- **Head office:** 7, promenade Germaine Sablon, 75013 Paris, France
- **Company register:** RCS Paris 439 869 587
- **Incorporated:** 1 Oct 2001
- **Former name:** Natixis Financement
### Online
- **Websites & references:** [charte-engagement.financement.bpce.fr ↗](https://www.charte-engagement.financement.bpce.fr/) [groupebpce.com/en/directory/bpce-financement ↗](https://www.groupebpce.com/en/directory/bpce-financement/) entity profile in the Groupe BPCE directory [groupebpce.com/en/you-are-a-bpce-financement-customer ↗](https://www.groupebpce.com/en/you-are-a-bpce-financement-customer/) customer contact form on the group site
- **Official social accounts:** [LinkedIn ↗](https://www.linkedin.com/company/bpce-financement/)
Sources · 7 pages consulted
1. [regafi.fr/spip.php?bic=&cat=21-TBR07&cib=&denomination=&id=5082&id\_secteur=1&lang=fr&nom=&num=&page](https://regafi.fr/spip.php?bic=&cat=21-TBR07&cib=&denomination=&id=5082&id_secteur=1&lang=fr&nom=&num=&page=af&retrait=0&siren=&siren_agent=&type=advanced)
2. [regafi.fr/spip.php?type=simple&id\_secteur=3&lang=en&denomination=bpce&sort=sir\_desc&page=export](https://www.regafi.fr/spip.php?type=simple&id_secteur=3&lang=en&denomination=bpce&sort=sir_desc&page=export)
3. [charte-engagement.financement.bpce.fr/](https://www.charte-engagement.financement.bpce.fr/)
4. [groupebpce.com/en/directory/bpce-financement/](https://www.groupebpce.com/en/directory/bpce-financement/)
5. [groupebpce.com/en/you-are-a-bpce-financement-customer/](https://www.groupebpce.com/en/you-are-a-bpce-financement-customer/)
6. [newsroom-en.groupebpce.fr/news/planned-disposal-by-natixis-and-acquisition-by-bpce-sa-of-the-consumer-financing-fac](https://newsroom-en.groupebpce.fr/news/planned-disposal-by-natixis-and-acquisition-by-bpce-sa-of-the-consumer-financing-factoring-leasing-sureties-guarantees-and-securities-services-businesses-for-a-price-of-eur2-7bn-c527-53927.html)
7. [annuaire-entreprises.data.gouv.fr/entreprise/bpce-financement-439869587](https://annuaire-entreprises.data.gouv.fr/entreprise/bpce-financement-439869587)
## Authorisation
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/bpce-financement-cadffrp1#overview-sources)
- **Operates under:** Its own licences
The ACPR authorises the firm as a financing company and payment institution. The authorisation dates from 5 December 2014. Groupe BPCE banks distribute its revolving credit as credit intermediaries acting exclusively on its behalf.
| Authority | Licence or registration | Number | Held | Status | Source |
| --- | --- | --- | --- | --- | --- |
| Autorité de contrôle prudentiel et de résolution (ACPR) France | Société de financement / Etablissement de paiement (agrément ACPR) | 14768 | In its own name | Active | [regafi.fr ↗](https://regafi.fr/spip.php?bic=&cat=21-TBR07&cib=&denomination=&id=5082&id_secteur=1&lang=fr&nom=&num=&page=af&retrait=0&siren=&siren_agent=&type=advanced) |
| Autorité de contrôle prudentiel et de résolution (ACPR), via EBA Payment Institutions Register France | Payment institution (payment services, card acquiring) | 439869587 | In its own name | Active | — |
| ORIAS (French register of insurance intermediaries) France | Insurance intermediary registration | 07022393 | In its own name | Active | — |
Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.
## Products and markets
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/bpce-financement-cadffrp1#overview-sources)
- Lending
It offers revolving credit, which can be linked to a Visa card with a pay-on-credit option, and it manages personal loans for the Banque Populaire and Caisse d'Epargne banks.
It serves retail customers of Groupe BPCE's banks in France, and its customer service is based in France.
- **Revenue:** EUR 343.5mThis entity · 31 Dec 2025 · [company statement ↗](https://www.groupebpce.com/en/directory/bpce-financement/)
- **Sells to:** Consumers · Financial institutions
- **Serves customers in:** France
## Leadership
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/bpce-financement-cadffrp1#overview-sources)
- **Chief executive:**  Didier Miquel Chief Executive Officer Confirmed 29 Sep 2026 · [groupebpce.com ↗](https://www.groupebpce.com/en/directory/bpce-financement/)
- **Chair:**  Fabrice Gourgeonnet Chairman Confirmed 29 Sep 2026 · [groupebpce.com ↗](https://www.groupebpce.com/en/directory/bpce-financement/)
## Recent events
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/bpce-financement-cadffrp1#overview-sources)
The research found no fines, investigations, security incidents, licence changes or corporate events from the last three years.
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.
## Identifiers
Head-office record
- **BIC:** CADFFRP1XXX
- **How the BIC breaks down:** 1. CADF Bank 2. FR Country · France 3. P1 Location · passive 4. XXX Branch · head office
- **Branch description:** Not recorded in the directory
- **LEI:** 969500SFFDM173N33S21
- **LEI record:** [View on GLEIF ↗](https://search.gleif.org/#/record/969500SFFDM173N33S21)
- **Licence no. · EBA-PSD2:** 439869587
- **How the LEI was matched:** BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file. Register entry: Matched by Elucidate to GLEIF on name, country and address.
- **Register-entry ID:** 2d614bc0723f
- **National bank code:** [Code interbancaire (CIB) 14768](https://elucidate.co/directory/bpce-financement-cadffrp1#bank-codes)
## Profile
- **Type:** Payments & e-money
- **Regulation:** Prudential licence
- **Register licences:** [1 entry on 1 register](https://elucidate.co/directory/bpce-financement-cadffrp1#licences)
- **Activities:** - Payment services - Card acquiring
- **Licensed in:** [France](https://elucidate.co/directory/country/fr)
- **Country · region:** France · Europe & Central Asia
- **FSB G-SIB list:** [In a G-SIB group · Groupe BPCE](https://elucidate.co/directory/bpce-financement-cadffrp1#regulatory) list of 2025
- **Banking supervision:** Not on the ECB's list of supervised entities as of 2026-07-01
- **Trading venues (MIC):** No MIC registered under this LEI list of 2026-09-17
- **OFAC sanctions:** No listing cites this BIC
- **EU sanctions:** No listing matched this BIC or its LEI
- **Country sanctions:** No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
## Ownership and group
GLEIF relationship records
- **Direct parent:** [Natixis](https://elucidate.co/directory/natixis-sa-natxfrpp) · France[KX1WK48MPD4Y2NCUIZ63 ↗](https://search.gleif.org/#/record/KX1WK48MPD4Y2NCUIZ63)
- **Ultimate parent:** [Bpce](https://elucidate.co/directory/bpce-sa-bpcefrpp) · France[9695005MSX1OYEMGDF46 ↗](https://search.gleif.org/#/record/9695005MSX1OYEMGDF46)
- **FSB G-SIB list:** [In a G-SIB group · Groupe BPCE](https://elucidate.co/directory/group/9695005MSX1OYEMGDF46) bucket 1 · 2025 list GLEIF records a G-SIB entity as this legal entity’s ultimate parent. The bucket applies to the group, and membership does not make this entity a bank.
The Bpce group has 100 institutions in the directory, in 28 countries: 98 hold a BIC and 2 do not.
Including [Natixis SA](https://elucidate.co/directory/natixis-sa-natxfrpp), [Bred Banque Populaire](https://elucidate.co/directory/bred-banque-populaire-bredfrpp), [Bpce SA](https://elucidate.co/directory/bpce-sa-bpcefrpp), [Credit Foncier de France](https://elucidate.co/directory/credit-foncier-de-france-cffrfrpp), [Natixis Corporate and Investment Banking Luxembourg](https://elucidate.co/directory/natixis-corporate-and-investment-banking-luxembourg-natxlull).
[See the Bpce group →](https://elucidate.co/directory/group/9695005MSX1OYEMGDF46)
Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
## Addresses
- **Registered address:** 89 QUAI PANHARD ET LEVASSOR PARIS 75013 FRANCE
- **Operational address:** 89 QUAI PANHARD ET LEVASSOR PARIS 75013 PARIS FRANCE
## ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- **Identified by:** BIC, with its LEI
- **Roles in CBPR+:** Debtor agent, creditor agent or an intermediary agent
### CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
```xml
CADFFRP1XXX
969500SFFDM173N33S21
```
### Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
```xml
CADFFRP1XXX
969500SFFDM173N33S21
BPCE FINANCEMENT
PARIS
FR
89 QUAI PANHARD ET LEVASSOR PARIS 75013
```
This BIC is not connected to Swift. Messages reach the institution through a correspondent bank, so it cannot be the instructing or instructed agent.
The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
## National bank codes
### Code interbancaire (CIB) · France
1 code
| Code | Routes to BIC | Name in the national file | City |
| --- | --- | --- | --- |
| 14768 | CADFFRP1XXX | BPCE FINANCEMENT | PARIS |
Each code shows the name in the national file. Smaller banks often route through a central institution’s BIC. A code can therefore belong to a different bank than the one on this page.
## Related institutions
### Same group
- [Natixis SA BIC NATXFRPP Credit institution Prudential licence France · On the ECB list of supervised entities · LEI KX1WK48MPD4Y2NCUIZ63](https://elucidate.co/directory/natixis-sa-natxfrpp)
- [Bred Banque Populaire BIC BREDFRPP Credit institution Prudential licence France · On the ECB list of supervised entities · LEI NICH5Q04ADUV9SN3Q390](https://elucidate.co/directory/bred-banque-populaire-bredfrpp)
- [Bpce SA BIC BPCEFRPP Credit institution Prudential licence France · On the ECB list of supervised entities · LEI 9695005MSX1OYEMGDF46](https://elucidate.co/directory/bpce-sa-bpcefrpp)
- [Credit Foncier de France BIC CFFRFRPP Credit institution Prudential licence France · On the ECB list of supervised entities · LEI 969500EYG6U339D3TI84](https://elucidate.co/directory/credit-foncier-de-france-cffrfrpp)
- [Compagnie de Financement Foncier BIC CFFOFRPP Credit institution Prudential licence France · On the ECB list of supervised entities · LEI DKGVVH5FKILG8R13CO13](https://elucidate.co/directory/compagnie-de-financement-foncier-cffofrpp)
- [Credit Cooperatif Societe Cooperative BIC CCOPFRPP Credit institution Prudential licence France · On the ECB list of supervised entities · LEI W2RVX391BFSQJQAGEM62](https://elucidate.co/directory/credit-cooperatif-societe-cooperative-ccopfrpp)
- [Hexarq Sas · trading as HEXARQ No BIC Payments & e-money Crypto Prudential licence France · Licensed by Prudential Supervisory and Resolution Authority · 908501919 (EBA-PSD2) · also on ESMA-CASP · LEI 969500TD4VXAOPXPVW02](https://elucidate.co/directory/hexarq-sas-f6780de3eb9f)
- [Natixis Wealth Management BIC COBPFRP1 Credit institution Prudential licence France · On the ECB list of supervised entities · LEI 969500892AQHFDSWRF71](https://elucidate.co/directory/natixis-wealth-management-cobpfrp1)
[All 100 institutions in the Bpce group →](https://elucidate.co/directory/group/9695005MSX1OYEMGDF46)
### Same name, different BIC
- [Bpce Financement BIC SDOFFRP1 Financial institution Not on a tracked register France · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/bpce-financement-sdoffrp1)
### Other payments & e-money institutions in France
- [Aplo Sas · trading as APLO No BIC Payments & e-money Crypto Prudential licence France · Licensed by Prudential Supervisory and Resolution Authority · 878929405 (EBA-PSD2) · also on ESMA-CASP · LEI 969500YKHZ31GZ7AAU02](https://elucidate.co/directory/aplo-sas-d10450e1dc56)
- [Circle Internet Financial Europe Sas · trading as CIRCLE No BIC Payments & e-money Crypto Prudential licence France · Licensed by Prudential Supervisory and Resolution Authority · 953990934 (EBA-PSD2) · also on ESMA-CASP · LEI 969500OYUDADGZKCR583](https://elucidate.co/directory/circle-internet-financial-europe-sas-44b976c8a384)
- [Coinhouse Sas · trading as COINHOUSE No BIC Payments & e-money Crypto Prudential licence France · Licensed by Prudential Supervisory and Resolution Authority · 815254545 (EBA-PSD2) · also on ESMA-CASP · LEI 969500E5GFHK2RKF8251](https://elucidate.co/directory/coinhouse-sas-6300d2a90c94)
- [Cometh Sas · trading as COMETH No BIC Payments & e-money Crypto Prudential licence France · Licensed by Prudential Supervisory and Resolution Authority · 892021577 (EBA-PSD2) · also on ESMA-CASP · LEI 894500R5KSX3ZKIHSA46](https://elucidate.co/directory/cometh-sas-0790176952a5)
- [Deblock No BIC Payments & e-money Crypto Prudential licence France · Licensed by Prudential Supervisory and Resolution Authority · 948264163 (EBA-PSD2) · also on ESMA-CASP · LEI 254900XTUI35BGIBXP21](https://elucidate.co/directory/deblock-6ef351dbc619)
- [Ezyness BIC GAILFRP1 Payments & e-money Prudential licence France · Licensed by Prudential Supervisory and Resolution Authority · 522058544 (EBA-PSD2) · LEI 969500LC14WDCRNTV833](https://elucidate.co/directory/ezyness-gailfrp1)
- [Finary Sas · trading as FINARY No BIC Payments & e-money Crypto Prudential licence France · Licensed by Prudential Supervisory and Resolution Authority · FR\_ACPR!758984 (EBA-PSD2) · also on ESMA-CASP · LEI 969500RQH18PU24DM081](https://elucidate.co/directory/finary-sas-19e286f4b6ca)
- [Franfinance BIC FRANFR21 Payments & e-money Prudential licence France · Licensed by Prudential Supervisory and Resolution Authority · 719807406 (EBA-PSD2) · LEI 969500FOY8TU4THH6S92](https://elucidate.co/directory/franfinance-franfr21)
[See all →](https://elucidate.co/directory/search?type=payments&cc=FR)
Claim this profile
## Work at Bpce Financement?
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
Register entries are not screened against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
[Read the methodology →](https://elucidate.co/directory/methodology)
Credits for this page
- **National bank codes**—France (Source: ACPR – REGAFI).
- **EBA PSD2 Register**—European Banking Authority (EBA) · [register ↗](https://euclid.eba.europa.eu/register/pir/search) as at 25 September 2026
- **Ownership and group**—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- **Overview, authorisation, partners, products, leadership and events**—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- **European registers**—Source: European Central Bank (ECB), list of monetary financial institutions and list of institutions subject to minimum reserves. Matched on LEI by Elucidate.
- **Images**—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: [charte-engagement.financement.bpce.fr](https://www.charte-engagement.financement.bpce.fr/) (official website) · [original](https://www.charte-engagement.financement.bpce.fr/img/logo.png); Didier Miquel: [groupebpce.com](https://www.groupebpce.com/en/directory/bpce-financement/) (official website) · [original](https://www.groupebpce.com/app/uploads/2024/08/vignette-dirigeantsmiquel.jpg); Fabrice Gourgeonnet: [groupebpce.com](https://www.groupebpce.com/en/directory/bpce-financement/) (official website) · [original](https://www.groupebpce.com/app/uploads/2024/09/sef-gourgeonnet-178x240-1.jpg).
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Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.