---
title: "Brazauk LTD SWIFT/BIC code MSBBGB2LXXX · United Kingdom | Elucidate"
description: "Licensed in the United Kingdom: Authorised E-Money Institution (FCA). SWIFT/BIC code MSBBGB2LXXX for Brazauk LTD, United Kingdom. Head-office BIC."
url: https://elucidate.co/directory/brazauk-ltd-msbbgb2l
---

1.  [Directory](https://elucidate.co/directory)
2.  [United Kingdom](https://elucidate.co/directory/country/gb)
3.  Brazauk LTD

United Kingdom · Payments & e-money

# Brazauk LTD

Brazauk Ltd is a private limited company registered in England and Wales, with its head office in London. The Financial Conduct Authority (FCA) authorises it as an electronic money institution under the Electronic Money Regulations 2011 (FRN 900901). Its parent company is Hotwire Holdings Ltd of the British Virgin Islands. It trades as Braza UK and describes itself as part of the Brazil-based Braza group. It offers business accounts, foreign exchange, mass payments and a checkout service for payments between the United Kingdom and Brazil. It was called MSBB Money Ltd until January 2023.

Register status

Licensed in the United Kingdom

Authorised E-Money Institution · FCA

Prudential licence

[1 licence or registration ↓](https://elucidate.co/directory/brazauk-ltd-msbbgb2l#licences)

BIC **MSBBGB2LXXX** LEI **[213800WNT6L5MIUDLZ59](https://search.gleif.org/#/record/213800WNT6L5MIUDLZ59)** [Licence no. **900901**](https://elucidate.co/directory/brazauk-ltd-msbbgb2l#licences) Connected to Swift Head-office BIC only [Claim this profile](https://elucidate.co/directory/brazauk-ltd-msbbgb2l#claim)

## Licences and registrations

Held by Brazauk LTD (LEI 213800WNT6L5MIUDLZ59). 1 entry on 1 of the 22 tracked registers, retrieved 25 September 2026.

| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| [FCA Financial Services Register - E-Money Institutions](https://elucidate.co/directory/register/fca-emi) FCA Linked by LEI. Matched by Elucidate on the UK company number the register gives. | Authorised E-Money InstitutionE-Money / Stored Value Institution | 900901 | [United Kingdom](https://elucidate.co/directory/country/gb) | Active | 2019-03-22 | — | - Payment services - E-money / stored value | [Search the register ↗](https://register.fca.org.uk/s/) |

Trading names on the register: Braza UK (FCA-EMI)

-   Licences belong to the legal entity, not to a BIC.
-   Each licence applies in the country of the regulator that granted it.
-   Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
-   The register entries and their trading names were not matched against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.

### Other register entries with this LEI

Shown for reference: they share the LEI but are not merged into this page

-   [MSBB Money Ltd No BIC Payments & e-money Prudential licence Inactive since 22 March 2019 United Kingdom · Licensed by FCA · 504611 (FCA-PSD) · LEI 213800WNT6L5MIUDLZ59 (also mapped to a BIC) LEI matched by Elucidate to GLEIF on name and country only. Not merged: the register name differs from the name on this BIC.](https://elucidate.co/directory/msbb-money-ltd-ee31d5a85df0)

## Swift network

Swift’s ISO 9362 BIC directory

- **BIC:** MSBBGB2LXXX head office
- **Connection to Swift:** Connected to Swift
- **Swift GPI:** Not on the member list
- **Payment schemes and systems:** [SCT · SCT Inst · TIPS](https://elucidate.co/directory/brazauk-ltd-msbbgb2l#schemes)
- **Branch codes:** None: head-office BIC only
- **Other BICs with this LEI:** [CMRLGB21](https://elucidate.co/directory/brazauk-ltd-cmrlgb21) · [MSBBGB3L](https://elucidate.co/directory/brazauk-ltd-msbbgb3l)
- **BIC first registered:** 2013-07-27
- **Last updated:** 2025-04-26

## Overview

Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/brazauk-ltd-msbbgb2l#overview-sources)

Customers

Not published

Employees

8

headcount · This entity · 31 Oct 2025 · [annual report ↗](https://find-and-update.company-information.service.gov.uk/company/06397296/filing-history/MzUzODcyMjc5OWFkaXF6a2N4/document?format=pdf&download=0)

Ownership

Group subsidiary

100% Hotwire Holdings Ltd

Firm type

FX and business payments

Trades as Braza UK

- **Standing:** The firm was renamed from MSBB Money Ltd to Brazauk Ltd on 12 January 2023. Its FCA authorisation as an electronic money institution dates from 22 March 2019.
- **Ownership:** According to its accounts for the year to 31 October 2025, the firm's parent company is Hotwire Holdings Ltd, registered in Road Town, Tortola, British Virgin Islands.
- **Direct parent:** Hotwire Holdings Ltd, British Virgin Islands 100%
- **Head office:** Longcroft House, 2-4 Victoria Avenue, EC2M 4NS London, United Kingdom
- **Company register:** Companies House 06397296
- **Incorporated:** 12 Oct 2007
- **Former names:** MSBB MONEY LTD · HOTWIRE FINANCIAL LTD · CAMBIOREAL LTD

### Online

- **Websites & references:** [braza.uk ↗](https://www.braza.uk/)
- **Official social accounts:** [WhatsApp ↗](https://wa.me/554123911610)

Sources · 8 pages consulted

1.  [braza.uk/](https://www.braza.uk/)
2.  [braza.uk/complaints-handling/](https://www.braza.uk/complaints-handling/)
3.  [find-and-update.company-information.service.gov.uk/company/06397296](https://find-and-update.company-information.service.gov.uk/company/06397296)
4.  [find-and-update.company-information.service.gov.uk/company/06397296/officers](https://find-and-update.company-information.service.gov.uk/company/06397296/officers)
5.  [find-and-update.company-information.service.gov.uk/company/06397296/filing-history](https://find-and-update.company-information.service.gov.uk/company/06397296/filing-history)
6.  [find-and-update.company-information.service.gov.uk/company/06397296/filing-history/MzUzODcyMjc5OWFkaXF6a2N4/document?format=pdf&download=0](https://find-and-update.company-information.service.gov.uk/company/06397296/filing-history/MzUzODcyMjc5OWFkaXF6a2N4/document?format=pdf&download=0)
7.  [register.fca.org.uk/servlet/servlet.FileDownload?file=015b0000006CWmx](https://register.fca.org.uk/servlet/servlet.FileDownload?file=015b0000006CWmx)
8.  [uk.linkedin.com/company/braza-uk-ltd](https://uk.linkedin.com/company/braza-uk-ltd)

## Authorisation

Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/brazauk-ltd-msbbgb2l#overview-sources)

- **Operates under:** Its own licences

The FCA authorises the firm as an electronic money institution under the Electronic Money Regulations 2011, firm reference number 900901. The firm does not publish any EEA passport or other foreign licence.

| Authority | Licence or registration | Number | Held | Status | Source |
| --- | --- | --- | --- | --- | --- |
| Financial Conduct Authority United Kingdom | Authorised Electronic Money Institution | 900901 | In its own name | Active | — |

Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.

## Partners and safeguarding

Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/brazauk-ltd-msbbgb2l#overview-sources)

- **Safeguarding:** Segregated safeguarding accountsThe firm states that customer funds are held in segregated accounts under the Electronic Money Regulations 2011, and that e-money accounts are not covered by the Financial Services Compensation Scheme. [braza.uk ↗](https://www.braza.uk/)
- **Payment schemes and card networks:** Swift Direct

Banks and regulated firms the firm says hold its customers’ money, issue its cards, sponsor its accounts or settle its payments, as it discloses them in its terms and notices.

## Products and markets

Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/brazauk-ltd-msbbgb2l#overview-sources)

-   International money transfer
-   FX conversion
-   Payouts and mass payments
-   Multi currency accounts
-   Payment gateway

It offers multi-currency corporate accounts in GBP, USD and EUR, mass payments and FX, and a checkout service that lets merchants accept Pix and card instalments from Brazilian customers. The UK–Brazil corridor is its focus.

It serves clients from London under its FCA authorisation and describes its focus as payments and FX between the United Kingdom and Brazil. According to its 2025 accounts, 60% of turnover came from South America.

- **Revenue:** GBP 33.5mThis entity · 31 Oct 2025 · [annual report ↗](https://find-and-update.company-information.service.gov.uk/company/06397296/filing-history/MzUzODcyMjc5OWFkaXF6a2N4/document?format=pdf&download=0)
- **Sells to:** Enterprises · Small businesses · Financial institutions · Consumers
- **Serves customers in 2 countries:** United Kingdom · Brazil

## Leadership

Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/brazauk-ltd-msbbgb2l#overview-sources)

- **Executive:** Marcelo Luiz Sacomori Director and company secretary Confirmed 29 Sep 2026 · [find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/06397296/officers)
- **Executive:** Sodreia Rainilda Dick Amorim Director Confirmed 29 Sep 2026 · [find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/06397296/officers)
- **Executive:** Tiago Mendes Cruz Director Confirmed 29 Sep 2026 · [find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/06397296/officers)
- **Executive:** Andrew Paul Aitken Director Confirmed 29 Sep 2026 · [find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/06397296/officers)

## Recent events

Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/brazauk-ltd-msbbgb2l#overview-sources)

1.  Jun 2026

    Leadership

    The firm appointed Andrew Paul Aitken as a director on 5 June 2026.

    [find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/06397296/filing-history)

2.  Apr 2026

    Leadership

    The firm appointed Tiago Mendes Cruz as a director on 7 April 2026.

    [find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/06397296/filing-history)

3.  Mar 2023

    Other

    The firm allotted new shares on 13 March 2023, bringing its issued share capital to GBP 718,970.

    [find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/06397296/filing-history)

4.  Jan 2023

    Other

    The firm changed its name from MSBB Money Ltd to Brazauk Ltd on 12 January 2023.

    [find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/06397296)

Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.

## Identifiers

Head-office record

- **BIC:** MSBBGB2LXXX
- **How the BIC breaks down:** 1. MSBB Bank 2. GB Country · United Kingdom 3. 2L Location 4. XXX Branch · head office
- **Branch description:** Not recorded in the directory
- **LEI:** 213800WNT6L5MIUDLZ59
- **LEI record:** [View on GLEIF ↗](https://search.gleif.org/#/record/213800WNT6L5MIUDLZ59)
- **Licence no. · FCA-EMI:** 900901
- **How the LEI was matched:** BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file. Register entry: Matched by Elucidate on the UK company number the register gives.
- **Register-entry ID:** e3773cc840d7
- **Companies House no.:** [06397296 ↗](https://find-and-update.company-information.service.gov.uk/company/06397296)

## Profile

- **Type:** Payments & e-money
- **Regulation:** Prudential licence
- **Register licences:** [1 entry on 1 register](https://elucidate.co/directory/brazauk-ltd-msbbgb2l#licences)
- **Activities:** - Payment services - E-money / stored value
- **Licensed in:** [United Kingdom](https://elucidate.co/directory/country/gb)
- **Website (register):** [www.braza.uk ↗](https://www.braza.uk/)
- **Country · region:** United Kingdom · Europe & Central Asia
- **Trading venues (MIC):** No MIC registered under this LEI list of 2026-09-17
- **OFAC sanctions:** No listing cites this BIC
- **EU sanctions:** No listing matched this BIC or its LEI
- **Country sanctions:** No country programme

Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.

## Ownership and group

GLEIF relationship records

GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.

## Persons with significant control

Companies House · company [06397296 ↗](https://find-and-update.company-information.service.gov.uk/company/06397296) · as at 9 October 2026

Companies House lists 1 person with significant control for Brazauk Ltd: 1 individual.

| Name | Type | Nature of control | Notified |
| --- | --- | --- | --- |
| Marcelo Luiz Sacomori | Individual | 75–100% of shares · Significant influence or control | 6 April 2016 |

Companies report persons with significant control to Companies House. Elucidate has not verified them.

A person with significant control holds more than 25% of the shares or votes, can appoint or remove the board, or has significant influence or control. Dates of birth and addresses are not shown.

Matched on the Companies House number that the FCA register gives for this firm.

[See the register at Companies House ↗](https://find-and-update.company-information.service.gov.uk/company/06397296/persons-with-significant-control)

## Addresses

- **Registered address:** LONGCROFT HOUSE 2-4 VICTORIA AVENUE LONDON EC2M 4NS UNITED KINGDOM
- **Operational address:** LONGCROFT HOUSE 2-4 VICTORIA AVENUE LONDON LONDON EC2M 4NS UNITED KINGDOM

## ISO 20022 identification

As an agent in a Swift cross-border payment message (CBPR+)

A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.

- **Identified by:** BIC, with its LEI
- **Roles in CBPR+:** Any agent, including the instructing and instructed agents

### CBPR+

For cross-border payments on Swift: the BIC, with the LEI and clearing code where known

```xml
<FinInstnId>
  <BICFI>MSBBGB2LXXX</BICFI>
  <LEI>213800WNT6L5MIUDLZ59</LEI>
</FinInstnId>
```

### Full record

Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC

```xml
<FinInstnId>
  <BICFI>MSBBGB2LXXX</BICFI>
  <LEI>213800WNT6L5MIUDLZ59</LEI>
  <Nm>BRAZAUK LTD</Nm>
  <PstlAdr>
    <TwnNm>LONDON</TwnNm>
    <Ctry>GB</Ctry>
    <AdrLine>LONGCROFT HOUSE 2-4 VICTORIA AVENUE LONDON EC2M 4NS</AdrLine>
  </PstlAdr>
</FinInstnId>
```

The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.

## Payment schemes and systems

EPC registers of 2026-09-11 · ECB T2 list of 2026-07-02 · ECB TIPS list of 2026-09-01 · SIX Bank Master valid on 2026-09-28

| Scheme or system | Since | Registered with | Note |
| --- | --- | --- | --- |
| SEPA Credit TransferISO 20022 messages | 2019-10-07 | Head office | — |
| SEPA Instant Credit TransferISO 20022 messages | 2019-10-07 | Head office | — |
| TIPS (TARGET Instant Payment Settlement)ISO 20022 messages | — | Head office | — |

SEPA dates are when the institution became ready for the scheme. TIPS entries have no joining date.

An institution missing from T2 may still be reachable through an indirect participant. The ECB’s TIPS list does not separate participants from reachable parties. It includes institutions reachable in Swedish kronor as well as in euro.

“ISO 20022 messages” marks a scheme or system whose rulebook or operator specifies ISO 20022 for messages between participants.

## Related institutions

### Same legal entity

-   [Brazauk LTD BIC CMRLGB21 Financial institution Not on a tracked register United Kingdom · Not on a tracked register · LEI 213800WNT6L5MIUDLZ59](https://elucidate.co/directory/brazauk-ltd-cmrlgb21)
-   [Brazauk LTD BIC MSBBGB3L Financial institution Not on a tracked register United Kingdom · Not on a tracked register · LEI 213800WNT6L5MIUDLZ59](https://elucidate.co/directory/brazauk-ltd-msbbgb3l)

Other BICs mapped to the same LEI.

### Other payments & e-money institutions in the United Kingdom

-   [Stonex Financial LTD BIC IGLUGB2L Payments & e-money Money service business Prudential licence United Kingdom · Licensed by FCA · 446717 (FCA-PSD) · also on FINTRAC-MSB · LEI 549300AWF3TOHRYL7754](https://elucidate.co/directory/stonex-financial-ltd-iglugb2l)
-   [Dex International Limited · trading as DEXREMIT No BIC Payments & e-money Crypto Money service business Prudential licence United Kingdom · Licensed by FCA · 503929 (FCA-PSD) · also on HMRC-MLR, FINTRAC-MSB · LEI 9845003995D06S994R04](https://elucidate.co/directory/dex-international-limited-ff2b0c01c725)
-   [Euronet Payment Services Ltd · trading as Ria Money Transfer, Ria No BIC Payments & e-money Money service business Prudential licence United Kingdom · Licensed by FCA · 504630 (FCA-PSD) · also on HMRC-MLR · No LEI mapped](https://elucidate.co/directory/euronet-payment-services-ltd-6f4dec33a392)
-   [Instinet Europe Limited BIC ISNTGB2L Payments & e-money Prudential licence United Kingdom · Licensed by FCA · 140822 (FCA-PSD) · LEI 213800MXAKR2LA1VBM44](https://elucidate.co/directory/instinet-europe-limited-isntgb2l)
-   [Isx Financial UK LTD BIC ISFIGB22 Payments & e-money Prudential licence United Kingdom · Licensed by FCA · 901034 (FCA-EMI) · LEI 2138007BDV9IRS8AYD07](https://elucidate.co/directory/isx-financial-uk-ltd-isfigb22)
-   [Western Union Payment Services GB Limited · trading as Manning House, WU No BIC Payments & e-money Money service business Prudential licence United Kingdom · Licensed by FCA · 816890 (FCA-PSD) · also on HMRC-MLR · No LEI mapped](https://elucidate.co/directory/western-union-payment-services-gb-limited-0741de977896)
-   [A to Z 4U Ltd · trading as SAAK REMIT, Saakpay No BIC Payments & e-money Money service business Prudential licence United Kingdom · Licensed by FCA · 570837 (FCA-PSD) · also on HMRC-MLR · No LEI mapped](https://elucidate.co/directory/a-to-z-4u-ltd-25c2ca0fa3b5)
-   [Allied Wallet Limited No BIC Payments & e-money Prudential licence United Kingdom · Licensed by FCA · 900124 (FCA-EMI) · also on FCA-PSD · LEI 213800HO66BDXP716G24](https://elucidate.co/directory/allied-wallet-limited-8983cc2e32eb)

[See all →](https://elucidate.co/directory/search?type=payments&cc=GB)

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Sources & method

Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.

Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.

Register entries are not screened against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.

An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.

[Read the methodology →](https://elucidate.co/directory/methodology)

Credits for this page

-   **Payment schemes and systems**—Source: European Payments Council (EPC) Registers of Participants; matched to BICs by Elucidate. Source: European Central Bank, List of TIPS participants and reachable parties.
-   **FCA Financial Services Register - E-Money Institutions**—Financial Conduct Authority (FCA) · [register ↗](https://register.fca.org.uk/s/) as at 25 September 2026
-   **Persons with significant control**—Companies House · [source ↗](https://download.companieshouse.gov.uk/en_pscdata.html) as at 9 October 2026
-   **Overview, authorisation, partners, products, leadership and events**—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.

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Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.