---
title: "Capital One, N.A. SWIFT/BIC code HIBKUS44XXX · United States | Elucidate"
description: "SWIFT/BIC code HIBKUS44XXX for Capital One, N.A., United States. Head-office BIC, LEI 207ALC1P1YM0OVDV0K75, addresses and Swift connectivity."
url: https://elucidate.co/directory/capital-one-n-a-hibkus44
---
1. [Directory](https://elucidate.co/directory)
2. [United States](https://elucidate.co/directory/country/us)
3. Capital One, N.A.
United States · Financial institution
# Capital One, N.A.
Legal name in the LEI record Capital One, National Association
Capital One, National Association is a US national bank with its head office in McLean, Virginia. It is wholly owned by Capital One Financial Corporation, a financial holding company listed on the New York Stock Exchange. The bank offers credit cards, consumer deposits, auto loans and commercial banking services. It was formerly Hibernia National Bank of New Orleans, and Discover Bank merged into it on 18 May 2025.
BIC **HIBKUS44XXX** LEI **[207ALC1P1YM0OVDV0K75](https://search.gleif.org/#/record/207ALC1P1YM0OVDV0K75)** Licence no. **Not on a tracked register** Connected to Swift Head-office BIC only [Group: Capital One Financial Corporation](https://elucidate.co/directory/group/ZUE8T73ROZOF6FLBAR73) [Claim this profile](https://elucidate.co/directory/capital-one-n-a-hibkus44#claim)
## Licences and registrations
Matched by LEI on the 22 tracked registers
None matched by LEI in the 22 tracked registers.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
## Swift network
Swift’s ISO 9362 BIC directory
- **BIC:** HIBKUS44XXX head office
- **Connection to Swift:** Connected to Swift
- **Swift GPI:** Not on the member list
- **Payment schemes and systems:** No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- **Branch codes:** None: head-office BIC only
- **BIC first registered:** 1983-02-21
- **Last updated:** 2025-12-13
## Overview
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/capital-one-n-a-hibkus44#overview-sources)
Total assets
USD 673.8bn
Group · 30 Jun 2026 · [interim report ↗](https://www.sec.gov/Archives/edgar/data/927628/000092762826000083/ex991q22026earningsrelease.htm)
Employees
Not published
Ownership
Group subsidiary
100% Capital One Financial Corporation
Institution type
Commercial bank
Trades as Capital One
- **Standing:** Discover Bank merged into the bank on 18 May 2025. The bank was the surviving entity and continues under its existing name.
- **Ownership:** Capital One Financial Corporation holds 100% of the bank.
- **Direct parent:** [Capital One Financial Corporation ↗](https://search.gleif.org/#/record/ZUE8T73ROZOF6FLBAR73), United States 100%
- **Head office:** 1680 Capital One Drive, 22102 McLean, United States
- **Company register:** FDIC cert 4297; Federal Reserve RSSD ID 112837
- **Former names:** Hibernia National Bank · The Hibernia National Bank in New Orleans
### Business lines
- Cards
- Retail banking
- Consumer finance
- Corporate banking
- SME banking
- Transaction banking & payments
The group reports three segments: Credit Card, Consumer Banking (including auto finance and its Global Payment Network) and Commercial Banking.
### Online
- **Websites & references:** [capitalone.com ↗](https://www.capitalone.com/) [investor.capitalone.com ↗](https://investor.capitalone.com/) investor relations site of the parent, Capital One Financial Corporation [Wikipedia ↗](https://en.wikipedia.org/wiki/Capital_One) group article
- **Official social accounts:** None found
Sources · 14 pages consulted
1. [ffiec.gov/npw/Institution/Profile/112837](https://www.ffiec.gov/npw/Institution/Profile/112837)
2. [occ.treas.gov/news-issuances/news-releases/2025/nr-occ-2025-36.html](https://www.occ.treas.gov/news-issuances/news-releases/2025/nr-occ-2025-36.html)
3. [occ.gov/topics/charters-and-licensing/interpretations-and-decisions/2025/ca1337.pdf](https://occ.gov/topics/charters-and-licensing/interpretations-and-decisions/2025/ca1337.pdf)
4. [capitalone.com/](https://www.capitalone.com/)
5. [ir-capitalone.gcs-web.com/corporate-governance/board-of-directors](https://ir-capitalone.gcs-web.com/corporate-governance/board-of-directors)
6. [investor.capitalone.com/corporate-governance/governance-overview](https://investor.capitalone.com/corporate-governance/governance-overview)
7. [sec.gov/Archives/edgar/data/927628/000092762826000083/ex991q22026earningsrelease.htm](https://www.sec.gov/Archives/edgar/data/927628/000092762826000083/ex991q22026earningsrelease.htm)
8. [capitalone.com/about/newsroom/capital-one-completes-acquisition-of-brex/](https://www.capitalone.com/about/newsroom/capital-one-completes-acquisition-of-brex/)
9. [arnoldporter.com/en/perspectives/advisories/2025/06/bank-regulators-approval-of-capital-one-and-discover-d](https://www.arnoldporter.com/en/perspectives/advisories/2025/06/bank-regulators-approval-of-capital-one-and-discover-deal)
10. [ag.ny.gov/press-release/2026/attorney-general-james-applauds-new-capital-one-settlement](https://ag.ny.gov/press-release/2026/attorney-general-james-applauds-new-capital-one-settlement)
11. [oag.maryland.gov/News/pages/Attorney-General-Brown-Announces-Revised-Settlement-with-Capital-One-that-Deli](https://oag.maryland.gov/News/pages/Attorney-General-Brown-Announces-Revised-Settlement-with-Capital-One-that-Delivers-More-Relief-for-Harmed-Consumers.aspx)
12. [usnews.com/banking/articles/judge-approves-capital-one-settlement-deal-heres-how-much-youll-get](https://www.usnews.com/banking/articles/judge-approves-capital-one-settlement-deal-heres-how-much-youll-get)
13. [people.equilar.com/bio/person/andrew-young-capital-one-financial-corporation/34072032](https://people.equilar.com/bio/person/andrew-young-capital-one-financial-corporation/34072032)
14. [visbanking.com/call-report/capital-one-national-association-reports-112837](https://visbanking.com/call-report/capital-one-national-association-reports-112837)
## Leadership
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/capital-one-n-a-hibkus44#overview-sources)
- **Chair & chief executive:** Richard D. Fairbank Founder, Chairman and Chief Executive Officer, Capital One Financial Corporation (parent) Confirmed 29 Sep 2026 · [ir-capitalone.gcs-web.com ↗](https://ir-capitalone.gcs-web.com/corporate-governance/board-of-directors)
- **Chief financial officer:**  Andrew M. Young Chief Financial Officer, Capital One Financial Corporation (parent) Confirmed 21 Jul 2026 · [people.equilar.com ↗](https://people.equilar.com/bio/person/andrew-young-capital-one-financial-corporation/34072032)
## Supervisors & regulators
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/capital-one-n-a-hibkus44#overview-sources)
- **United States:** Office of the Comptroller of the Currency Prudential supervisor AML supervisor
- **United States:** Consumer Financial Protection Bureau Conduct
- **United States:** Federal Reserve System Central bank
- **United States:** Federal Deposit Insurance Corporation Resolution
## Recent events 4 enforcement or investigation items
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/capital-one-n-a-hibkus44#overview-sources)
1. Apr 2026
Enforcement
A US federal court gave final approval to a USD 425 million class settlement over 360 Savings interest rates. The bank denied wrongdoing.
[usnews.com ↗](https://www.usnews.com/banking/articles/judge-approves-capital-one-settlement-deal-heres-how-much-youll-get)
2. Jan 2026
Enforcement
Eight state attorneys general entered a stipulation and order with the bank as the court preliminarily approved the revised 360 Savings settlement.
[oag.maryland.gov ↗](https://oag.maryland.gov/News/pages/Attorney-General-Brown-Announces-Revised-Settlement-with-Capital-One-that-Delivers-More-Relief-for-Harmed-Consumers.aspx)
3. May 2025
Merger / acquisition
Discover Bank merged into the bank on 18 May 2025, with the bank as the surviving entity.
[arnoldporter.com ↗](https://www.arnoldporter.com/en/perspectives/advisories/2025/06/bank-regulators-approval-of-capital-one-and-discover-deal)
4. May 2025
Investigation
The New York Attorney General sued the bank, alleging that it misled 360 Savings customers about their interest rates.
[ag.ny.gov ↗](https://ag.ny.gov/press-release/2026/attorney-general-james-applauds-new-capital-one-settlement)
5. Apr 2025
Licence
The OCC conditionally approved the Discover Bank merger. It required a remediation plan for outstanding Discover Bank enforcement actions within 120 days of completion.
[occ.treas.gov ↗](https://www.occ.treas.gov/news-issuances/news-releases/2025/nr-occ-2025-36.html)
6. Apr 2025
Enforcement
The FDIC amended its consent order against Discover Bank, assessed a USD 150 million penalty and required at least USD 1.225 billion in restitution.
[arnoldporter.com ↗](https://www.arnoldporter.com/en/perspectives/advisories/2025/06/bank-regulators-approval-of-capital-one-and-discover-deal)
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.
## Identifiers
Head-office record
- **BIC:** HIBKUS44XXX
- **How the BIC breaks down:** 1. HIBK Bank 2. US Country · United States 3. 44 Location 4. XXX Branch · head office
- **Branch description:** Not recorded in the directory
- **LEI:** 207ALC1P1YM0OVDV0K75
- **LEI record:** [View on GLEIF ↗](https://search.gleif.org/#/record/207ALC1P1YM0OVDV0K75)
- **How the LEI was matched:** BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
## Profile
- **Type:** Financial institution
- **Regulation:** Not on a tracked register
- **Register licences:** None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- **Country · region:** United States · North America
- **Trading venues (MIC):** No MIC registered under this LEI list of 2026-09-17
- **OFAC sanctions:** No listing cites this BIC
- **EU sanctions:** No listing matched this BIC or its LEI
- **Country sanctions:** No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
No licence or registration was found for this entity on the 22 registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
## Ownership and group
GLEIF relationship records
- **Direct parent:** Capital One Financial Corporation · United States[ZUE8T73ROZOF6FLBAR73 ↗](https://search.gleif.org/#/record/ZUE8T73ROZOF6FLBAR73)
The Capital One Financial Corporation group has 2 institutions in the directory, in 2 countries: all hold a BIC.
Including [Capital One (Europe) PLC](https://elucidate.co/directory/capital-one-europe-plc-cpnugb22).
[See the Capital One Financial Corporation group →](https://elucidate.co/directory/group/ZUE8T73ROZOF6FLBAR73)
Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
## Addresses
- **Registered address:** 1680 CAPITAL ONE DRIVE MCLEAN 22102 UNITED STATES OF AMERICA
- **Operational address:** 1680 CAPITAL ONE DRIVE MCLEAN,VA MCLEAN,VA 22102 POB 61540 UNITED STATES OF AMERICA
## ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- **Identified by:** BIC, with its LEI
- **Roles in CBPR+:** Any agent, including the instructing and instructed agents
### CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
```xml
HIBKUS44XXX
207ALC1P1YM0OVDV0K75
```
### Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
```xml
HIBKUS44XXX
207ALC1P1YM0OVDV0K75
CAPITAL ONE, N.A.
MCLEAN
US
1680 CAPITAL ONE DRIVE MCLEAN 22102
```
The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
## Related institutions
### Same group
- [Capital One (Europe) PLC BIC CPNUGB22 Payments & e-money Prudential licence United Kingdom · Licensed by FCA · 204440 (FCA-PSD) · LEI 5493000D3IOFMWNUFH38](https://elucidate.co/directory/capital-one-europe-plc-cpnugb22)
[All 2 institutions in the Capital One Financial Corporation group →](https://elucidate.co/directory/group/ZUE8T73ROZOF6FLBAR73)
### Same name, different BIC
- [Capital One, N.A. BIC HIBKUS4A Financial institution Not on a tracked register United States · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/capital-one-n-a-hibkus4a)
- [Capital One, N.A. BIC HIBKUSH1 Financial institution Not on a tracked register United States · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/capital-one-n-a-hibkush1)
- [Capital One, N.A. BIC NFBKUS33 Financial institution Not on a tracked register United States · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/capital-one-n-a-nfbkus33)
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[See every BIC in United States →](https://elucidate.co/directory/country/us#bics)
Claim this profile
## Work at Capital One, N.A.?
Claim this page to have it marked as verified by the bank, and to send us corrections. We verify every claim before anything changes on the page.
1. 01 **Submit** Tell us who you are, using your work email.
2. 02 **We verify** We check the email domain and confirm your role with the bank. This usually takes up to five business days.
3. 03 **Profile claimed** The page is marked as claimed and verified. You can send us corrections at any time.
Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
[Read the methodology →](https://elucidate.co/directory/methodology)
Credits for this page
- **Ownership and group**—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- **Overview, leadership, regulators and events**—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- **Images**—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: [capitalone.com](https://www.capitalone.com/) (official website); Andrew M. Young: [people.equilar.com](https://people.equilar.com/bio/person/andrew-young-capital-one-financial-corporation/34072032) (official website) · [original](https://static.equilar.com/prod/61747000/61747942_10691433_largeCircle.png).
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Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.