--- title: "Caxton Payments Ltd · Authorised E-Money Institution (FCA) · United Kingdom | Elucidate" description: "Caxton Payments Ltd is authorised by FCA as an authorised e-money institution in the United Kingdom. Licence 900663. LEI 213800UE64QOSGDV2523. Register status, licences, activities and ownership." url: https://elucidate.co/directory/caxton-payments-ltd-a05b0ee4b969 --- 1. [Directory](https://elucidate.co/directory) 2. [United Kingdom](https://elucidate.co/directory/country/gb) 3. Caxton Payments Ltd United Kingdom · Payments & e-money # Caxton Payments Ltd Trading as Caxton Legal name in the LEI record CAXTON PAYMENTS LIMITED Caxton Payments Limited is a private limited company registered in England and Wales, with its head office in London. The Financial Conduct Authority (FCA) authorises it as an electronic money institution (FRN 900663), and the firm states it holds a separate FSMA authorisation (FRN 431844). It offers international, payroll and supplier payments, paying-agent services and Mastercard prepaid travel and expense cards to UK businesses and consumers. PSI-Pay Limited issues the cards, with Caxton acting as programme manager. Register status Licensed in the United Kingdom Authorised E-Money Institution · FCA Prudential licence [2 licences and registrations ↓](https://elucidate.co/directory/caxton-payments-ltd-a05b0ee4b969#licences) BIC **No BIC** LEI **[213800UE64QOSGDV2523](https://search.gleif.org/#/record/213800UE64QOSGDV2523)** [Licence no. **900663**](https://elucidate.co/directory/caxton-payments-ltd-a05b0ee4b969#licences) ## Licences and registrations Held by Caxton Payments Ltd (LEI 213800UE64QOSGDV2523). 2 entries on 2 of the 22 tracked registers, retrieved 25 September 2026. | Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | [FCA Financial Services Register - E-Money Institutions](https://elucidate.co/directory/register/fca-emi) FCA | Authorised E-Money InstitutionE-Money / Stored Value Institution | 900663 | [United Kingdom](https://elucidate.co/directory/country/gb) | Active | 2018-06-19 | — | - Payment services - E-money / stored value | [Search the register ↗](https://register.fca.org.uk/s/) | | [FCA Financial Services Register - Payment Institutions & RAISPs](https://elucidate.co/directory/register/fca-psd) FCA | Authorised Payment InstitutionPayment Institution | 431844 | [United Kingdom](https://elucidate.co/directory/country/gb) | Cancelled - Authorised PI | — | Ended 2016-11-28 | - Payment services | [Search the register ↗](https://register.fca.org.uk/s/) | Trading names on the register: Caxton (FCA-EMI, FCA-PSD) - Each licence applies in the country of the regulator that granted it. - Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here. ## Swift network Swift’s ISO 9362 BIC directory Holds no BIC in Swift’s directory. Its LEI is not mapped to a BIC in the Swift and GLEIF BIC-to-LEI relationship file. ## Overview Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/caxton-payments-ltd-a05b0ee4b969#overview-sources) Customers Not published Employees 91 headcount · Group · 28 Feb 2025 · [annual report ↗](https://find-and-update.company-information.service.gov.uk/company/04610337/filing-history/MzQ5MDU5ODI2N2FkaXF6a2N4/document?format=pdf&download=0) Ownership Privately held Firm type FX and business payments Trades as Caxton - **Ownership:** The accounts for the year to 28 February 2025 named The Caxton Holding Company Limited (Jersey) as immediate controlling party and founder Rupert Lee-Browne as ultimate controlling party. Companies House records that the holding company ceased to be a person with significant control on 28 February 2026, and Mr Lee-Browne remains registered as having significant influence or control. - **Major shareholder:** Rupert Allan Lee-Browne (significant influence or control; shareholding not disclosed) - **Head office:** 2 Leman Street, E1 8FA London, United Kingdom - **Company register:** Companies House 04610337 - **Incorporated:** 5 Dec 2002 - **Founder:** Rupert Lee-Browne - **Former name:** Caxton FX Limited ### Online - **Websites & references:** [caxton.io ↗](https://caxton.io/) [dev.caxton.io ↗](https://dev.caxton.io/) API developer documentation [status.caxtonfx.com ↗](https://status.caxtonfx.com/) API status page [caxton.group ↗](https://www.caxton.group/) Caxton group site - **Official social accounts:** [LinkedIn ↗](https://www.linkedin.com/company/caxton-payments/) · [X ↗](https://x.com/CaxtonPayments) · [Facebook ↗](https://www.facebook.com/CaxtonCard/) · [Instagram ↗](https://www.instagram.com/caxtoncard/) · [YouTube ↗](https://www.youtube.com/c/CaxtonPayments) · [TikTok ↗](https://www.tiktok.com/@caxtonpayments) · [Pinterest ↗](https://www.pinterest.co.uk/caxtoncard/) - **Apps:** [App Store ↗](https://apps.apple.com/gb/app/caxton-business/id1481447748) · [Google Play ↗](https://play.google.com/store/apps/details?id=com.caxtonfx.mobilebusiness) Sources · 13 pages consulted 1. [caxton.io](https://caxton.io/) 2. [caxton.io/trust/fca-regulated](https://caxton.io/trust/fca-regulated) 3. [caxton.io/legal-hub/terms-and-conditions/caxton-mastercard-prepaid-card](https://caxton.io/legal-hub/terms-and-conditions/caxton-mastercard-prepaid-card) 4. [caxton.io/legal-hub/partner-banks](https://caxton.io/legal-hub/partner-banks) 5. [caxton.io/legal-hub/terms-and-conditions](https://caxton.io/legal-hub/terms-and-conditions) 6. [caxton.io/about](https://caxton.io/about) 7. [find-and-update.company-information.service.gov.uk/company/04610337/officers](https://find-and-update.company-information.service.gov.uk/company/04610337/officers) 8. [find-and-update.company-information.service.gov.uk/company/04610337/persons-with-significant-control](https://find-and-update.company-information.service.gov.uk/company/04610337/persons-with-significant-control) 9. [find-and-update.company-information.service.gov.uk/company/04610337/filing-history](https://find-and-update.company-information.service.gov.uk/company/04610337/filing-history) 10. [find-and-update.company-information.service.gov.uk/company/04610337/filing-history/MzQ5MDU5ODI2N2FkaXF6a2N4/document?format=pdf&download=0](https://find-and-update.company-information.service.gov.uk/company/04610337/filing-history/MzQ5MDU5ODI2N2FkaXF6a2N4/document?format=pdf&download=0) 11. [ffnews.com/newsarticle/roger-bracken-joins-board-of-leading-payments-business-caxton/](https://ffnews.com/newsarticle/roger-bracken-joins-board-of-leading-payments-business-caxton/) 12. [m.mondovisione.com/news/caxton-appoints-new-cfo-to-help-scale-the-1-most-trusted-name-in-travel-money-202572](https://m.mondovisione.com/news/caxton-appoints-new-cfo-to-help-scale-the-1-most-trusted-name-in-travel-money-2025723/) 13. [councils.forbes.com/profile/Rupert-Lee-Browne-Founder-Chief-Executive-Caxton/79cb4d7b-638f-45a3-bafe-aca71faf](https://councils.forbes.com/profile/Rupert-Lee-Browne-Founder-Chief-Executive-Caxton/79cb4d7b-638f-45a3-bafe-aca71faf3e74) ## Authorisation Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/caxton-payments-ltd-a05b0ee4b969#overview-sources) - **Operates under:** Several models - **Licensed firm it operates under:** PSI-Pay Limited, United Kingdom Issuer of the Caxton Mastercard prepaid cards, with Caxton Payments Limited as programme manager The FCA authorises the firm as an electronic money institution (FRN 900663) to issue e-money and provide payment services. The firm states it also holds an FSMA authorisation (FRN 431844) for its foreign exchange dealing and payment services. PSI-Pay Limited issues its Mastercard prepaid cards. | Authority | Licence or registration | Number | Held | Status | Source | | --- | --- | --- | --- | --- | --- | | Financial Conduct Authority (FCA) United Kingdom | Authorised Electronic Money Institution | 900663 | In its own name | Active | [caxton.io ↗](https://caxton.io/legal-hub/terms-and-conditions/caxton-mastercard-prepaid-card) | | Financial Conduct Authority (FCA) United Kingdom | FSMA authorised business | 431844 | In its own name | Active | [caxton.io ↗](https://caxton.io/trust/fca-regulated) | | Financial Conduct Authority (FCA) United Kingdom | Authorised Payment Institution (cancelled 28 November 2016) | 431844 | In its own name | Withdrawn or expired | — | Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks. ## Partners and safeguarding Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/caxton-payments-ltd-a05b0ee4b969#overview-sources) - **Safeguarding:** Segregated safeguarding accountsThe firm states that it keeps customer funds in an account with an authorised credit institution, separate from its own money. [caxton.io ↗](https://caxton.io/legal-hub/terms-and-conditions/caxton-mastercard-prepaid-card) - **Card issuer:** PSI-Pay Limited United Kingdom [caxton.io ↗](https://caxton.io/legal-hub/terms-and-conditions/caxton-mastercard-prepaid-card) - **Settlement bank:** RBS United Kingdom [caxton.io ↗](https://caxton.io/legal-hub/partner-banks) - **Settlement bank:** OpenPayd [caxton.io ↗](https://caxton.io/legal-hub/partner-banks) - **Settlement bank:** ClearBank United Kingdom [caxton.io ↗](https://caxton.io/legal-hub/partner-banks) - **Payment schemes and card networks:** Mastercard Through a partner [caxton.io ↗](https://caxton.io/legal-hub/terms-and-conditions/caxton-mastercard-prepaid-card) Banks and regulated firms the firm says hold its customers’ money, issue its cards, sponsor its accounts or settle its payments, as it discloses them in its terms and notices. ## Products and markets Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/caxton-payments-ltd-a05b0ee4b969#overview-sources) - International money transfer - Prepaid cards - FX conversion - Payouts and mass payments - Domestic payments - FX hedging - E-money wallet The firm sells international payments to 196 countries, payroll and supplier payments, paying-agent and escrow services, and multi-currency prepaid travel and expense cards. Its business sales focus on law and accountancy firms. The firm serves UK-based customers, and its accounts state that all turnover arose in the United Kingdom. It sends payments to 196 countries. - **Revenue:** GBP 10.5mGroup · 28 Feb 2025 · [annual report ↗](https://find-and-update.company-information.service.gov.uk/company/04610337/filing-history/MzQ5MDU5ODI2N2FkaXF6a2N4/document?format=pdf&download=0) - **Sells to:** Small businesses · Enterprises · Consumers - **Serves customers in:** United Kingdom ## Leadership Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/caxton-payments-ltd-a05b0ee4b969#overview-sources) - **Chief executive:** Rupert Lee-Browne Founder and Chief Executive; director Confirmed 29 Sep 2026 · [find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/04610337/officers) - **Executive:** Jane Emma Peerless Director Confirmed 29 Sep 2026 · [find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/04610337/officers) - **Executive:** Roger Justin Bracken Non-executive director Confirmed 29 Sep 2026 · [find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/04610337/officers) - **Executive:** Simon Charles Bullock Director Confirmed 29 Sep 2026 · [find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/04610337/officers) ## Recent events Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/caxton-payments-ltd-a05b0ee4b969#overview-sources) 1. May 2026 Leadership Henry Allen, appointed Chief Financial Officer in July 2025, ceased to be a director on 31 May 2026. [find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/04610337/filing-history) 2. Apr 2026 Leadership The firm appointed Simon Charles Bullock as a director on 21 April 2026, according to Companies House. [find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/04610337/filing-history) 3. Feb 2026 Other Companies House records that The Caxton Holding Company Limited ceased to be a person with significant control on 28 February 2026. [find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/04610337/persons-with-significant-control) 4. Jul 2025 Leadership The firm appointed Henry Allen as Chief Financial Officer. [m.mondovisione.com ↗](https://m.mondovisione.com/news/caxton-appoints-new-cfo-to-help-scale-the-1-most-trusted-name-in-travel-money-2025723/) 5. Jun 2025 Leadership Trevor Price stepped down as director and company secretary on 30 June 2025. [find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/04610337/filing-history) 6. Apr 2025 Funding The firm issued one ordinary share for GBP 100,000, after issuing one for GBP 250,000 in December 2024. [find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/04610337/filing-history/MzQ5MDU5ODI2N2FkaXF6a2N4/document?format=pdf&download=0) 7. Mar 2025 Leadership The firm appointed Roger Bracken as a non-executive director on 19 March 2025. [ffnews.com ↗](https://ffnews.com/newsarticle/roger-bracken-joins-board-of-leading-payments-business-caxton/) Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source. ## Identifiers - **Licence no. · FCA-EMI:** 900663 - **Licence no. · FCA-PSD:** 431844 - **BIC:** Holds no BIC in Swift’s directory - **LEI:** [213800UE64QOSGDV2523 ↗](https://search.gleif.org/#/record/213800UE64QOSGDV2523) - **How the LEI was matched:** Matched by Elucidate on the UK company number the register gives - **Elucidate firm ID:** a05b0ee4b969 ## Profile - **Type:** Payments & e-money - **Regulation:** Prudential licence - **Main licence class:** E-Money / Stored Value Institution - **Activities:** - Payment services - E-money / stored value - **Licensed in:** [United Kingdom](https://elucidate.co/directory/country/gb) · Europe & Central Asia - **First registered:** 2018-06-19 - **Website:** [Caxton.io ↗](https://caxton.io/) Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet. ## Ownership and group GLEIF relationship records GLEIF’s relationship records name no parent for this LEI, and no group page is published for it. ## Addresses - **Address on the register:** 2 Leman Street, London, E1 8FA - **Country:** United Kingdom ## ISO 20022 identification As an agent in a Swift cross-border payment message (CBPR+) This institution holds no BIC. A CBPR+ message identifies it by name and postal address, and may add its LEI or a clearing code. - **Identified by:** Name and postal address, with its LEI - **Postal address:** Hybrid: town, postcode and country in their own elements, the rest in one address line ```xml 213800UE64QOSGDV2523 Caxton Payments Ltd E1 8FA London GB 2 Leman Street ``` CBPR+ identifies the instructing and instructed agents by BIC only. An institution without a BIC can be the debtor, creditor or an intermediary agent. The values are as published by the register. Check them against your own records before use. ## Related institutions ### Other register entries with this LEI - [Caxton FX LTD No BIC Money service business AML registration only Inactive since 31 December 2015 Canada · Registered with FINTRAC · M13652454 (FINTRAC-MSB) · LEI 213800UE64QOSGDV2523 LEI matched by Elucidate to GLEIF on name, country and address. Not merged: the register name differs from the legal name in GLEIF.](https://elucidate.co/directory/caxton-fx-ltd-204968927d39) ### Other payments & e-money institutions in the United Kingdom - [Stonex Financial LTD BIC IGLUGB2L Payments & e-money Money service business Prudential licence United Kingdom · Licensed by FCA · 446717 (FCA-PSD) · also on FINTRAC-MSB · LEI 549300AWF3TOHRYL7754](https://elucidate.co/directory/stonex-financial-ltd-iglugb2l) - [Dex International Limited · trading as DEXREMIT No BIC Payments & e-money Crypto Money service business Prudential licence United Kingdom · Licensed by FCA · 503929 (FCA-PSD) · also on HMRC-MLR, FINTRAC-MSB · LEI 9845003995D06S994R04](https://elucidate.co/directory/dex-international-limited-ff2b0c01c725) - [Euronet Payment Services Ltd · trading as Ria Money Transfer, Ria No BIC Payments & e-money Money service business Prudential licence United Kingdom · Licensed by FCA · 504630 (FCA-PSD) · also on HMRC-MLR · No LEI mapped](https://elucidate.co/directory/euronet-payment-services-ltd-6f4dec33a392) - [Instinet Europe Limited BIC ISNTGB2L Payments & e-money Prudential licence United Kingdom · Licensed by FCA · 140822 (FCA-PSD) · LEI 213800MXAKR2LA1VBM44](https://elucidate.co/directory/instinet-europe-limited-isntgb2l) - [Isx Financial UK LTD BIC ISFIGB22 Payments & e-money Prudential licence United Kingdom · Licensed by FCA · 901034 (FCA-EMI) · LEI 2138007BDV9IRS8AYD07](https://elucidate.co/directory/isx-financial-uk-ltd-isfigb22) - [Western Union Payment Services GB Limited · trading as Manning House, WU No BIC Payments & e-money Money service business Prudential licence United Kingdom · Licensed by FCA · 816890 (FCA-PSD) · also on HMRC-MLR · No LEI mapped](https://elucidate.co/directory/western-union-payment-services-gb-limited-0741de977896) - [A to Z 4U Ltd · trading as SAAK REMIT, Saakpay No BIC Payments & e-money Money service business Prudential licence United Kingdom · Licensed by FCA · 570837 (FCA-PSD) · also on HMRC-MLR · No LEI mapped](https://elucidate.co/directory/a-to-z-4u-ltd-25c2ca0fa3b5) - [Allied Wallet Limited No BIC Payments & e-money Prudential licence United Kingdom · Licensed by FCA · 900124 (FCA-EMI) · also on FCA-PSD · LEI 213800HO66BDXP716G24](https://elucidate.co/directory/allied-wallet-limited-8983cc2e32eb) [See all →](https://elucidate.co/directory/search?type=payments&cc=GB) [Other entries on FCA-EMI →](https://elucidate.co/directory/register/fca-emi) Sources & method Register entries come from the public registers of financial regulators, standardised into one taxonomy. LEIs are matched through GLEIF, and a BIC is linked only through a shared LEI. An institution missing from these registers is not necessarily unregulated. Register entries are not matched against the OFAC or EU sanctions lists. Where the legal entity also holds a BIC, the matches for that BIC are on its page. Always screen against the official lists. An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page. [Read the methodology →](https://elucidate.co/directory/methodology) Registers for this page - **FCA Financial Services Register - E-Money Institutions**—Financial Conduct Authority (FCA) · [source ↗](https://register.fca.org.uk/s/) as at 25 September 2026 - **FCA Financial Services Register - Payment Institutions & RAISPs**—Financial Conduct Authority (FCA) · [source ↗](https://register.fca.org.uk/s/) as at 25 September 2026 - **Overview, authorisation, partners, products, leadership and events**—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source. ## Assess the financial crime risk behind a licence A licence records what an institution is authorised to do; it does not assess it. The [Elucidate FinCrime Index (EFI)](https://elucidate.co/ratings) is an independent score of the financial crime risk of banks and payment institutions. [Book a demo](https://elucidate.co/demo-request) Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.