--- title: "Centennial Bank SWIFT/BIC code CNTEUS44XXX · United States | Elucidate" description: "SWIFT/BIC code CNTEUS44XXX for Centennial Bank, United States. Head-office BIC, LEI 549300BEFX6JRSCS5N78, addresses and Swift connectivity." url: https://elucidate.co/directory/centennial-bank-cnteus44 --- 1. [Directory](https://elucidate.co/directory) 2. [United States](https://elucidate.co/directory/country/us) 3. Centennial Bank United States · Financial institution # Centennial Bank Centennial Bank is an Arkansas state-chartered commercial bank headquartered in Conway. It is a member of the Federal Reserve System. It is wholly owned by Home BancShares, Inc., a bank holding company listed on the New York Stock Exchange. The bank provides commercial and retail banking to businesses, real estate developers, investors, individuals and municipalities, with branches in Arkansas, Florida, Texas, Tennessee, South Alabama and New York City. It absorbed Happy State Bank in 2022 and Mountain Commerce Bank on 1 April 2026. BIC **CNTEUS44XXX** LEI **[549300BEFX6JRSCS5N78](https://search.gleif.org/#/record/549300BEFX6JRSCS5N78)** Licence no. **Not on a tracked register** Connected to Swift Head-office BIC only [Claim this profile](https://elucidate.co/directory/centennial-bank-cnteus44#claim) ## Licences and registrations Matched by LEI on the 22 tracked registers None matched by LEI in the 22 tracked registers. - The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked. ## Swift network Swift’s ISO 9362 BIC directory - **BIC:** CNTEUS44XXX head office - **Connection to Swift:** Connected to Swift - **Swift GPI:** Not on the member list - **Payment schemes and systems:** No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC - **Branch codes:** None: head-office BIC only - **BIC first registered:** 2016-05-28 - **Last updated:** 2022-02-14 ## Overview Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/centennial-bank-cnteus44#overview-sources) Total assets USD 24.7bn Group · 30 Jun 2026 · [interim report ↗](https://www.sec.gov/Archives/edgar/data/1331520/000133152026000106/homb063026earningsrelease.htm) Employees 2,684 FTE · This entity · 30 Jun 2026 · [regulatory filing ↗](https://www.bankregreports.com/banks/centennial-bank-456045/) Ownership Group subsidiary 100% Home BancShares, Inc. Institution type Commercial bank - **Standing:** The bank absorbed Mountain Commerce Bank by merger on 1 April 2026 and continues to operate under its own name. - **Ownership:** Home BancShares, Inc., a bank holding company listed on the New York Stock Exchange, holds 100% of the bank. - **Direct parent:** Home BancShares, Inc., United States 100% - **Head office:** 620 Chestnut Street, 72032 Conway, United States - **Company register:** FDIC cert 11241; Federal Reserve RSSD ID 456045 - **Former name:** First State Bank ### Business lines - Retail banking - Corporate banking - SME banking - Mortgage lending - Private banking & wealth - Consumer finance - Transaction banking & payments Besides its branch network, the bank runs the Centennial Commercial Finance Group, a national lending platform for commercial real estate and commercial and industrial loans, and Shore Premier Finance, a marine lending division. ### Online - **Websites & references:** [my100bank.com ↗](https://www.my100bank.com/) [homebancshares.com ↗](https://www.homebancshares.com/) Investor relations site of the parent, Home BancShares, Inc., linked from the bank's site [Wikipedia ↗](https://en.wikipedia.org/wiki/Home_BancShares) group article - **Official social accounts:** [X ↗](https://twitter.com/my100bank) · [Facebook ↗](https://www.facebook.com/my100bank) · [Instagram ↗](https://www.instagram.com/my100bank/) Sources · 16 pages consulted 1. [my100bank.com/about-us/](https://www.my100bank.com/about-us/) 2. [homebancshares.com/](https://www.homebancshares.com/) 3. [my100bank.com/app/uploads/2020/04/Incoming-International-Wire-Instructions.pdf](https://my100bank.com/app/uploads/2020/04/Incoming-International-Wire-Instructions.pdf) 4. [my100bank.com/app/uploads/2020/04/Incoming-Domestic-Wiring-Instructions.pdf](https://my100bank.com/app/uploads/2020/04/Incoming-Domestic-Wiring-Instructions.pdf) 5. [sec.gov/Archives/edgar/data/1331520/000133152026000106/homb063026earningsrelease.htm](https://www.sec.gov/Archives/edgar/data/1331520/000133152026000106/homb063026earningsrelease.htm) 6. [homebancshares.com/news-events/news/news-details/2026/Record-Revenue-and-Successful-Mountain-Commerce-Bancor](https://www.homebancshares.com/news-events/news/news-details/2026/Record-Revenue-and-Successful-Mountain-Commerce-Bancorp-Acquisition-Drive-Strong-Second-Quarter-Results-for-HOMB/default.aspx) 7. [homebancshares.com/news-events/news/news-details/2026/Home-BancShares-Inc--Announces-Completion-of-the-Acqui](https://www.homebancshares.com/news-events/news/news-details/2026/Home-BancShares-Inc--Announces-Completion-of-the-Acquisition-of-Mountain-Commerce-Bancorp-Inc-/default.aspx) 8. [sec.gov/Archives/edgar/data/1331520/000133152024000136/pressrelease-51424.htm](https://www.sec.gov/Archives/edgar/data/1331520/000133152024000136/pressrelease-51424.htm) 9. [homebancshares.com/news-events/news/news-details/2024/Home-BancShares-Inc.-Announces-Adjustments-to-Manageme](https://www.homebancshares.com/news-events/news/news-details/2024/Home-BancShares-Inc.-Announces-Adjustments-to-Management-Team-Poised-for-the-Future/default.aspx) 10. [nasdaq.com/press-release/home-bancshares-inc-and-centennial-bank-mourn-passing-tracy-french-2026-08-](https://www.nasdaq.com/press-release/home-bancshares-inc-and-centennial-bank-mourn-passing-tracy-french-2026-08-03) 11. [banking.arkansas.gov/wp-content/uploads/2025/10/ROBC-2025.pdf](https://banking.arkansas.gov/wp-content/uploads/2025/10/ROBC-2025.pdf) 12. [banking.arkansas.gov/financial-institutions/](https://banking.arkansas.gov/financial-institutions/) 13. [bankregreports.com/banks/centennial-bank-456045/](https://www.bankregreports.com/banks/centennial-bank-456045/) 14. [law.justia.com/cases/federal/district-courts/arkansas/aredce/4:2023cv00333/138119/57/](https://law.justia.com/cases/federal/district-courts/arkansas/aredce/4:2023cv00333/138119/57/) 15. [investing.com/news/transcripts/earnings-call-transcript-home-bancshares-tops-q2-2026-forecasts-shares-r](https://www.investing.com/news/transcripts/earnings-call-transcript-home-bancshares-tops-q2-2026-forecasts-shares-rise-5-93CH-4796629) 16. [en.wikipedia.org/wiki/Home\_BancShares](https://en.wikipedia.org/wiki/Home_BancShares) ## Leadership Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/centennial-bank-cnteus44#overview-sources) - **Chief executive:** J. Stephen Tipton Chief Executive Officer, Centennial Bank Confirmed 16 Jul 2026 · [homebancshares.com ↗](https://www.homebancshares.com/news-events/news/news-details/2026/Home-BancShares-Inc--Announces-Completion-of-the-Acquisition-of-Mountain-Commerce-Bancorp-Inc-/default.aspx) - **Executive:** John W. Allison Chairman of Home BancShares, Inc. (parent) Confirmed 3 Aug 2026 · [nasdaq.com ↗](https://www.nasdaq.com/press-release/home-bancshares-inc-and-centennial-bank-mourn-passing-tracy-french-2026-08-03) - **Chief financial officer:** Brian S. Davis Chief Financial Officer and Treasurer, Home BancShares, Inc. and Centennial Bank Confirmed 1 Oct 2025 · [banking.arkansas.gov ↗](https://banking.arkansas.gov/wp-content/uploads/2025/10/ROBC-2025.pdf) - **Executive:** Kevin D. Hester President and Chief Lending Officer, Home BancShares, Inc. and Centennial Bank Confirmed 16 Jul 2026 · [investing.com ↗](https://www.investing.com/news/transcripts/earnings-call-transcript-home-bancshares-tops-q2-2026-forecasts-shares-rise-5-93CH-4796629) ## Supervisors & regulators Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/centennial-bank-cnteus44#overview-sources) - **United States:** Board of Governors of the Federal Reserve System (Federal Reserve Bank of St. Louis) Prudential supervisor Central bank AML supervisor - **United States:** Arkansas State Bank Department Prudential supervisor - **United States:** Consumer Financial Protection Bureau Conduct - **United States:** Federal Deposit Insurance Corporation Resolution ## Recent events Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/centennial-bank-cnteus44#overview-sources) 1. Apr 2026 Merger / acquisition Mountain Commerce Bank merged into Centennial Bank on 1 April 2026, after Home BancShares acquired Mountain Commerce Bancorp. [homebancshares.com ↗](https://www.homebancshares.com/news-events/news/news-details/2026/Home-BancShares-Inc--Announces-Completion-of-the-Acquisition-of-Mountain-Commerce-Bancorp-Inc-/default.aspx) 2. Jul 2025 Other The US District Court for the Eastern District of Arkansas granted final approval of a USD 5.2 million class-action settlement over 2022 and 2023 data incidents. [law.justia.com ↗](https://law.justia.com/cases/federal/district-courts/arkansas/aredce/4:2023cv00333/138119/57/) 3. Apr 2025 Leadership Tracy French, chairman of the bank since 2019, concluded his board service and remained an adviser to senior management. [nasdaq.com ↗](https://www.nasdaq.com/press-release/home-bancshares-inc-and-centennial-bank-mourn-passing-tracy-french-2026-08-03) 4. May 2024 Leadership The boards named Stephen Tipton Chief Executive Officer of the bank and Kevin Hester President, effective 13 May 2024. [homebancshares.com ↗](https://www.homebancshares.com/news-events/news/news-details/2024/Home-BancShares-Inc.-Announces-Adjustments-to-Management-Team-Poised-for-the-Future/default.aspx) Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source. ## Identifiers Head-office record - **BIC:** CNTEUS44XXX - **How the BIC breaks down:** 1. CNTE Bank 2. US Country · United States 3. 44 Location 4. XXX Branch · head office - **Branch description:** Not recorded in the directory - **LEI:** 549300BEFX6JRSCS5N78 - **LEI record:** [View on GLEIF ↗](https://search.gleif.org/#/record/549300BEFX6JRSCS5N78) - **How the LEI was matched:** BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file. ## Profile - **Type:** Financial institution - **Regulation:** Not on a tracked register - **Register licences:** None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked. - **Country · region:** United States · North America - **Trading venues (MIC):** No MIC registered under this LEI list of 2026-09-17 - **OFAC sanctions:** No listing cites this BIC - **EU sanctions:** No listing matched this BIC or its LEI - **Country sanctions:** No country programme Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet. No licence or registration was found for this entity on the 22 registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated. ## Ownership and group GLEIF relationship records GLEIF’s relationship records name no parent for this LEI, and no group page is published for it. ## Addresses - **Registered address:** 719 HARKRIDER CONWAY,AR 72033 UNITED STATES OF AMERICA - **Operational address:** 719 HARKRIDER CONWAY,AR CONWAY,AR 72033 UNITED STATES OF AMERICA ## ISO 20022 identification As an agent in a Swift cross-border payment message (CBPR+) A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC. - **Identified by:** BIC, with its LEI - **Roles in CBPR+:** Any agent, including the instructing and instructed agents ### CBPR+ For cross-border payments on Swift: the BIC, with the LEI and clearing code where known ```xml CNTEUS44XXX 549300BEFX6JRSCS5N78 ``` ### Full record Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC ```xml CNTEUS44XXX 549300BEFX6JRSCS5N78 CENTENNIAL BANK CONWAY US 719 HARKRIDER CONWAY, AR 72033 ``` The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use. ## Related institutions ### Largest institutions in the United States - [Citadel Advisors LLC BIC CITGUS44 Financial institution Not on a tracked register United States · Not on a tracked register · LEI 549300SHI4D0QGWI8X45](https://elucidate.co/directory/citadel-advisors-llc-citgus44) - [Brown Brothers Harriman and Co BIC BBHCUS3I Financial institution Not on a tracked register United States · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/brown-brothers-harriman-and-co-bbhcus3i) - [State Street Bank and Trust Company BIC SBOSUS3T Financial institution Not on a tracked register United States · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/state-street-bank-and-trust-company-sbosus3t) - [Sei Private Trust Company BIC SEICUS33 Financial institution Not on a tracked register United States · Not on a tracked register · LEI 254900F25IGTY0ETFV15](https://elucidate.co/directory/sei-private-trust-company-seicus33) - [State Street Bank and Trust Company BIC SBOSUS3C Financial institution Not on a tracked register United States · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/state-street-bank-and-trust-company-sbosus3c) - [BNP Paribas BIC BNPAUS31 Financial institution Not on a tracked register United States · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/bnp-paribas-bnpaus31) - [State Street Bank and Trust Company BIC SBOSUSQ1 Financial institution Not on a tracked register United States · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/state-street-bank-and-trust-company-sbosusq1) - [Citadel Securities LLC BIC CITGUS33 Financial institution Not on a tracked register United States · Not on a tracked register · LEI 12UUJYTN7D3SW8KCSG25](https://elucidate.co/directory/citadel-securities-llc-citgus33) [See every BIC in United States →](https://elucidate.co/directory/country/us#bics) Claim this profile ## Work at Centennial Bank? Claim this page to have it marked as verified by the bank, and to send us corrections. We verify every claim before anything changes on the page. 1. 01 **Submit** Tell us who you are, using your work email. 2. 02 **We verify** We check the email domain and confirm your role with the bank. This usually takes up to five business days. 3. 03 **Profile claimed** The page is marked as claimed and verified. You can send us corrections at any time. Sources & method Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name. Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists. The sanctions facts on this page cover the BIC and its LEI only. An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page. [Read the methodology →](https://elucidate.co/directory/methodology) Credits for this page - **Overview, leadership, regulators and events**—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source. ## Assess the financial crime risk behind a BIC A BIC identifies an institution; it does not assess it. The [Elucidate FinCrime Index (EFI)](https://elucidate.co/ratings) is an independent score of the financial crime risk of banks, built for correspondent banking and counterparty due diligence. [Book a demo](https://elucidate.co/demo-request) Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.