--- title: "Cerved Aisp S.r.l. · Account information service provider (Bank of Italy) · Italy | Elucidate" description: "Cerved Aisp S.r.l. is registered with Bank of Italy as an account information service provider in Italy. Licence 11620120961. LEI 815600D8BA78E6FAED84. Register status, licences, activities and ownership." url: https://elucidate.co/directory/cerved-aisp-s-r-l-694d53e5b5c8 --- 1. [Directory](https://elucidate.co/directory) 2. [Italy](https://elucidate.co/directory/country/it) 3. Cerved Aisp S.r.l. Italy · Payments & e-money # Cerved Aisp S.r.l. Cerved Aisp S.r.l. is a single-shareholder limited liability company based in San Donato Milanese, Italy. The Bank of Italy registered it on 17 November 2021 as an account information service provider (AISP), under codice meccanografico 36989. It is a subsidiary of Cerved Group S.p.A. With the account holder's consent, it reads Italian current-account data and turns it into credit scores, financial indicators and IBAN checks. The scores are shared with the lender or supplier that requested them. Register status Registered in Italy (small-firm regime) Account information service provider · Bank of Italy Small-firm registration [1 licence or registration ↓](https://elucidate.co/directory/cerved-aisp-s-r-l-694d53e5b5c8#licences) BIC **No BIC** LEI **[815600D8BA78E6FAED84](https://search.gleif.org/#/record/815600D8BA78E6FAED84)** [Licence no. **11620120961**](https://elucidate.co/directory/cerved-aisp-s-r-l-694d53e5b5c8#licences) ## Licences and registrations Held by Cerved Aisp S.r.l. (LEI 815600D8BA78E6FAED84). 1 entry on 1 of the 22 tracked registers, retrieved 25 September 2026. | Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | [EBA PSD2 Register](https://elucidate.co/directory/register/eba-psd2) Bank of Italy | Account information service providerAccount Information Service Provider | 11620120961 | [Italy](https://elucidate.co/directory/country/it) | Active | 2021-11-17 | — | - Account information | [Search the register ↗](https://euclid.eba.europa.eu/register/pir/search) | - Each licence applies in the country of the regulator that granted it. - Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here. ## Swift network Swift’s ISO 9362 BIC directory Holds no BIC in Swift’s directory. Its LEI is not mapped to a BIC in the Swift and GLEIF BIC-to-LEI relationship file. ## Overview Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/cerved-aisp-s-r-l-694d53e5b5c8#overview-sources) Customers Not published Employees Not published Ownership Group subsidiary 100% Cerved Group S.p.A. Firm type Open banking Trades as Cerved Aisp - **Ownership:** Cerved Group S.p.A. is the firm's sole shareholder. Press reports state that ION Group has controlled Cerved Group through Castor Bidco since 2021. - **Direct parent:** [Cerved Group S.p.A. ↗](https://search.gleif.org/#/record/8156005E0EF91772E207), Italy 100% - **Head office:** Via dell'Unione Europea, 6A-6B, 20097 San Donato Milanese, Italy - **Company register:** Registro delle Imprese di Milano Monza Brianza Lodi 11620120961 (REA MI-2615572) - **Incorporated:** 2021 ### Online - **Websites & references:** [cervedaisp.com ↗](https://cervedaisp.com/) - **Official social accounts:** None found Sources · 10 pages consulted 1. [cervedaisp.com/chi-siamo](https://cervedaisp.com/chi-siamo) 2. [cervedaisp.com/](https://cervedaisp.com/) 3. [cervedaisp.com/faq](https://cervedaisp.com/faq) 4. [cervedaisp.com/servizi](https://cervedaisp.com/servizi) 5. [cervedaisp.com/trasparenza](https://cervedaisp.com/trasparenza) 6. [apsp.it/cerved-aisp-entra-in-apsp/](https://www.apsp.it/cerved-aisp-entra-in-apsp/) 7. [financecommunity.it/nasce-cerved-aisp-nuovi-servizi-psd2-per-clienti-corporate-e-privati/](https://financecommunity.it/nasce-cerved-aisp-nuovi-servizi-psd2-per-clienti-corporate-e-privati/) 8. [storico-quotazioni.cerved.com/wp-content/uploads/2023/04/Cerved-Group-S.p.A-Semestrale-30-giu-2021-FINALE-post-CDA\_.pdf](https://storico-quotazioni.cerved.com/wp-content/uploads/2023/04/Cerved-Group-S.p.A-Semestrale-30-giu-2021-FINALE-post-CDA_.pdf) 9. [bebankers.it/cerved-ha-chiuso-il-bilancio-2025-in-perdita-per-146-milioni/](https://www.bebankers.it/cerved-ha-chiuso-il-bilancio-2025-in-perdita-per-146-milioni/) 10. [lei.bloomberg.com/leis/view/815600D8BA78E6FAED84](https://lei.bloomberg.com/leis/view/815600D8BA78E6FAED84) ## Authorisation Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/cerved-aisp-s-r-l-694d53e5b5c8#overview-sources) - **Operates under:** Its own licences The Bank of Italy has entered the firm in the special section of its register of payment institutions, as an account information service provider under the Italian Consolidated Banking Law (TUB). The firm provides only the account information service. | Authority | Licence or registration | Number | Held | Status | Source | | --- | --- | --- | --- | --- | --- | | Bank of Italy Italy | Account information service provider, special section of the Register of Payment Institutions (Albo degli Istituti di Pagamento) | 36989 | In its own name | Active | [cervedaisp.com ↗](https://cervedaisp.com/chi-siamo) | Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks. ## Products and markets Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/cerved-aisp-s-r-l-694d53e5b5c8#overview-sources) - Account information (open banking) It provides credit scoring based on PSD2 account data and an IBAN verification service (Check IBAN). Both are built on read-only access to accounts at Italian banks. The firm says the Bank of Italy authorises it to operate as an AISP within the EEA. It states that accounts at all Italian banks can be linked. - **Sells to:** Financial institutions · Enterprises · Small businesses · Consumers - **Serves customers in:** Italy ## Leadership Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/cerved-aisp-s-r-l-694d53e5b5c8#overview-sources) - **Chief executive:** Michele Del Monaco Amministratore Delegato (Chief Executive Officer) Confirmed 29 Sep 2026 · [cervedaisp.com ↗](https://cervedaisp.com/chi-siamo) - **Chair:** Riccardo Ermanno Cantalini Presidente (Chair of the Board of Directors) Confirmed 29 Sep 2026 · [cervedaisp.com ↗](https://cervedaisp.com/chi-siamo) - **Executive:** Paolo Antonio Cucurachi Consigliere (Director) Confirmed 29 Sep 2026 · [cervedaisp.com ↗](https://cervedaisp.com/chi-siamo) ## Recent events Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/cerved-aisp-s-r-l-694d53e5b5c8#overview-sources) 1. Oct 2025 Other The firm joined the Associazione Italiana Prestatori Servizi di Pagamento (APSP), an Italian association of payment service providers. [apsp.it ↗](https://www.apsp.it/cerved-aisp-entra-in-apsp/) Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source. ## Identifiers - **Licence no. · EBA-PSD2:** 11620120961 - **BIC:** Holds no BIC in Swift’s directory - **LEI:** [815600D8BA78E6FAED84 ↗](https://search.gleif.org/#/record/815600D8BA78E6FAED84) - **How the LEI was matched:** Matched by Elucidate to GLEIF on name, country and address - **Elucidate firm ID:** 694d53e5b5c8 ## Profile - **Type:** Payments & e-money - **Regulation:** Small-firm registration - **Main licence class:** Account Information Service Provider - **Activities:** - Account information - **Licensed in:** [Italy](https://elucidate.co/directory/country/it) · Europe & Central Asia - **First registered:** 2021-11-17 Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet. ## Ownership and group GLEIF relationship records - **Direct parent:** Cerved Group S.P.A. · Italy[8156005E0EF91772E207 ↗](https://search.gleif.org/#/record/8156005E0EF91772E207) Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control. ## Addresses - **Address on the register:** VIA DELL'UNIONE EUROPEA, 6A - 6B, SAN DONATO MILANESE, 20097 - **Country:** Italy ## ISO 20022 identification As an agent in a Swift cross-border payment message (CBPR+) This institution holds no BIC. A CBPR+ message identifies it by name and postal address, and may add its LEI or a clearing code. - **Identified by:** Name and postal address, with its LEI - **Postal address:** Hybrid: town, postcode and country in their own elements, the rest in one address line ```xml 815600D8BA78E6FAED84 CERVED AISP S.R.L. 20097 SAN DONATO MILANESE IT VIA DELL'UNIONE EUROPEA, 6A - 6B ``` CBPR+ identifies the instructing and instructed agents by BIC only. An institution without a BIC can be the debtor, creditor or an intermediary agent. The values are as published by the register. Check them against your own records before use. ## Related institutions ### Other payments & e-money institutions in Italy - [Buffetti Finance S.P.A. BIC SEPFIT31 Payments & e-money Prudential licence Italy · Licensed by Bank of Italy · 07783020725 (EBA-PSD2) · LEI 9845001Y5046DZ9Q8315](https://elucidate.co/directory/buffetti-finance-s-p-a-sepfit31) - [Fabrick S.P.A. BIC AXEVIT22 Payments & e-money Prudential licence Italy · Licensed by Bank of Italy · 02654890025 (EBA-PSD2) · LEI 815600E1EFC5260F4726](https://elucidate.co/directory/fabrick-s-p-a-axevit22) - [Hercle S.r.l. · trading as Hercle No BIC Payments & e-money Crypto Prudential licence Italy · Licensed by Bank of Italy · 10942550962 (EBA-PSD2) · also on ESMA-CASP · LEI 984500AEBA8A0HQ44988](https://elucidate.co/directory/hercle-s-r-l-406208777a1f) - [Monetic S.P.A. BIC MOECITR2 Payments & e-money Prudential licence Italy · Licensed by Bank of Italy · 17934661004 (EBA-PSD2) · LEI 815600944FCC95982179](https://elucidate.co/directory/monetic-s-p-a-moecitr2) - [Tppay S.R.L. BIC TPPAITM2 Payments & e-money Prudential licence Italy · Licensed by Bank of Italy · 12511320967 (EBA-PSD2) · LEI 815600001A6487168E37](https://elucidate.co/directory/tppay-s-r-l-tppaitm2) - [Xoldy S.P.A. BIC XOLDITM2 Payments & e-money Prudential licence Italy · Licensed by Bank of Italy · 11932890962 (EBA-PSD2) · LEI 81560016DF740E487C02](https://elucidate.co/directory/xoldy-s-p-a-xolditm2) - [Zpay Srl BIC ZPAYIT22 Payments & e-money Prudential licence Italy · Licensed by Bank of Italy · 11865370966 (EBA-PSD2) · LEI 9845005BDVBFIA9EC546](https://elucidate.co/directory/zpay-srl-zpayit22) - [Admiral Pay Istituto DI Pagamento - Società A Responsabilità Limitata · trading as ADMIRAL PAY IP SRL No BIC Payments & e-money Prudential licence Italy · Licensed by Bank of Italy · 04335420404 (EBA-PSD2) · No LEI mapped](https://elucidate.co/directory/admiral-pay-istituto-di-pagamento-societa-a-responsabilita-limitata-efac103ac4ba) [See all →](https://elucidate.co/directory/search?type=payments&cc=IT) [Other entries on EBA-PSD2 →](https://elucidate.co/directory/register/eba-psd2) Sources & method Register entries come from the public registers of financial regulators, standardised into one taxonomy. LEIs are matched through GLEIF, and a BIC is linked only through a shared LEI. An institution missing from these registers is not necessarily unregulated. Register entries are not matched against the OFAC or EU sanctions lists. Where the legal entity also holds a BIC, the matches for that BIC are on its page. Always screen against the official lists. An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page. [Read the methodology →](https://elucidate.co/directory/methodology) Register for this page - **EBA PSD2 Register**—European Banking Authority (EBA) · [source ↗](https://euclid.eba.europa.eu/register/pir/search) as at 25 September 2026 - **Ownership and group**—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI. - **Overview, authorisation, partners, products, leadership and events**—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source. ## Assess the financial crime risk behind a licence A licence records what an institution is authorised to do; it does not assess it. The [Elucidate FinCrime Index (EFI)](https://elucidate.co/ratings) is an independent score of the financial crime risk of banks and payment institutions. [Book a demo](https://elucidate.co/demo-request) Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.