---
title: "Cetelem SWIFT/BIC code CETEFRP1XXX · France | Elucidate"
description: "Significant institution directly supervised by the ECB. SWIFT/BIC code CETEFRP1XXX for Cetelem, France. Head-office BIC, LEI 969500VHT1ZNPVWOYF63."
url: https://elucidate.co/directory/cetelem-cetefrp1
---
1. [Directory](https://elucidate.co/directory)
2. [France](https://elucidate.co/directory/country/fr)
3. Cetelem
France · Credit institution
# Cetelem
Legal name in the LEI record BNP PARIBAS PERSONAL FINANCE
ECB · Single Supervisory Mechanism
Directly supervised by the ECB
Total assets above EUR 1,000 bn
Group: BNP Paribas S.A.
BIC **CETEFRP1XXX** LEI **[969500VHT1ZNPVWOYF63](https://search.gleif.org/#/record/969500VHT1ZNPVWOYF63)** Licence no. **Not on a tracked register** Passive participant (no connection) [In a G-SIB group · BNP Paribas](https://elucidate.co/directory/cetelem-cetefrp1#group) [ECB significant institution](https://elucidate.co/directory/cetelem-cetefrp1#regulatory) Head-office BIC only [Group: BNP Paribas](https://elucidate.co/directory/group/R0MUWSFPU8MPRO8K5P83) [Claim this profile](https://elucidate.co/directory/cetelem-cetefrp1#claim)
## Licences and registrations
Held by the legal entity, not by this BIC
This BIC is mapped to LEI 969500VHT1ZNPVWOYF63 (BNP Paribas Personal Finance) in the Swift and GLEIF BIC-to-LEI file. The legal entity’s page is [BNP Paribas Personal Finance S.A. Paris Sucursala Bucuresti (BNPAROBU)](https://elucidate.co/directory/bnp-paribas-personal-finance-s-a-paris-sucursala-bucuresti-bnparobu). None matched by LEI in the 22 tracked registers.
The Swift name for this BIC differs from the legal name in GLEIF.
Licences belong to the legal entity. Each applies in the country of the regulator that granted it, not to every BIC that carries the LEI.
## Regulatory status
### FSB · global systemically important banks
2025 list
- **G-SIB:** BNP Paribas
- **Relation:** In a G-SIB groupGLEIF records a G-SIB entity as this legal entity’s ultimate parent. The bucket applies to the group, and membership does not make this entity a bank.
- **Bucket:** 2 of 5 · extra capital buffer 1.5% of risk-weighted assets
- **On the list since:** 2011
### ECB banking supervision
List of supervised entities as of 2026-07-01
- **Classification:** Significant institution
- **Supervisor:** European Central Bank (direct supervision)
- **Listed as:** BNP Paribas Personal Finance
- **Entity type:** Credit institution
- **Supervised group (ECB):** [BNP Paribas S.A. →](https://elucidate.co/directory/bnp-paribas-bnpafrpp)
- **Why significant:** Size (Total assets above EUR 1,000 bn)
## European registers
### ECB · monetary financial institutions
List as at 2026-09-25
- **Category:** Credit institution
- **Minimum reserves:** Subject to minimum reserves
- **Listed as:** BNP Paribas Personal Finance
- **RIAD code:** FR18029
Entries are matched on the LEI. Each register is quoted as its publisher lists it.
## Swift network
Swift’s ISO 9362 BIC directory
- **BIC:** CETEFRP1XXX head office
- **Connection to Swift:** Passive participant (no connection)
- **Swift GPI:** Not on the member list
- **Payment schemes and systems:** [SCT · SCT Inst · SDD Core · VOP](https://elucidate.co/directory/cetelem-cetefrp1#schemes)
- **Branch codes:** None: head-office BIC only
- **Other BICs with this LEI:** [BNPAROBU](https://elucidate.co/directory/bnp-paribas-personal-finance-s-a-paris-sucursala-bucuresti-bnparobu) · [BPPCSKB1](https://elucidate.co/directory/bnp-paribas-personal-finance-sa-pobocka-zahranicnej-banky-bppcskb1) · [BPPFCZP1](https://elucidate.co/directory/bnp-paribas-personal-finance-sa-odstepny-zavod-bppfczp1)
- **BIC first registered:** 2001-03-03
- **Last updated:** 2013-09-07
## Identifiers
Head-office record
- **BIC:** CETEFRP1XXX
- **How the BIC breaks down:** 1. CETE Bank 2. FR Country · France 3. P1 Location · passive 4. XXX Branch · head office
- **Branch description:** Not recorded in the directory
- **LEI:** [969500VHT1ZNPVWOYF63](https://elucidate.co/directory/bnp-paribas-personal-finance-s-a-paris-sucursala-bucuresti-bnparobu)
- **LEI record:** [View on GLEIF ↗](https://search.gleif.org/#/record/969500VHT1ZNPVWOYF63)
- **How the LEI was matched:** BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
- **National bank code:** [Code interbancaire (CIB) 18029](https://elucidate.co/directory/cetelem-cetefrp1#bank-codes)
## Profile
- **Type:** Credit institution
- **Regulation:** Prudentially supervised (ECB list)
- **Register licences:** None matched by LEI in the 22 tracked registers
- **Country · region:** France · Europe & Central Asia
- **FSB G-SIB list:** [In a G-SIB group · BNP Paribas](https://elucidate.co/directory/cetelem-cetefrp1#regulatory) list of 2025
- **Banking supervision:** [Significant · supervised by the ECB](https://elucidate.co/directory/cetelem-cetefrp1#regulatory) as of 2026-07-01
- **Trading venues (MIC):** No MIC registered under this LEI list of 2026-09-17
- **OFAC sanctions:** No listing cites this BIC
- **EU sanctions:** No listing matched this BIC or its LEI
- **Country sanctions:** No country programme
- **Founded:** 1954
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
## Ownership and group
GLEIF relationship records
- **Direct parent:** [BNP Paribas](https://elucidate.co/directory/bnp-paribas-bnpafrpp) · France[R0MUWSFPU8MPRO8K5P83 ↗](https://search.gleif.org/#/record/R0MUWSFPU8MPRO8K5P83)
- **FSB G-SIB list:** [In a G-SIB group · BNP Paribas](https://elucidate.co/directory/group/R0MUWSFPU8MPRO8K5P83) bucket 2 · 2025 list GLEIF records a G-SIB entity as this legal entity’s ultimate parent. The bucket applies to the group, and membership does not make this entity a bank.
The BNP Paribas group has 140 institutions in the directory, in 63 countries: 136 hold a BIC and 4 do not.
Including [BNP Paribas](https://elucidate.co/directory/bnp-paribas-bnpafrpp), [Banca Nazionale del Lavoro SPA](https://elucidate.co/directory/banca-nazionale-del-lavoro-spa-bnliitrr), [BNP Paribas Fortis SA/NV](https://elucidate.co/directory/bnp-paribas-fortis-sa-nv-gebabebb), [BNP Paribas](https://elucidate.co/directory/bnp-paribas-bnpaus3n), [BNP Paribas Financial Markets](https://elucidate.co/directory/bnp-paribas-financial-markets-bnabfrpp).
[See the BNP Paribas group →](https://elucidate.co/directory/group/R0MUWSFPU8MPRO8K5P83)
Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
## Addresses
- **Registered address:** 20 AVENUE GEORGES POMPIDOU LEVALLOIS-PERRET 92595 FRANCE
- **Operational address:** 1 BD HAUSSMANN PARIS 75009 PARIS FRANCE
## ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- **Identified by:** BIC, with its LEI
- **Roles in CBPR+:** Debtor agent, creditor agent or an intermediary agent
### CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
```xml
CETEFRP1XXX
969500VHT1ZNPVWOYF63
```
### Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
```xml
CETEFRP1XXX
969500VHT1ZNPVWOYF63
CETELEM
FR
20 AVENUE GEORGES POMPIDOU LEVALLOIS-PERRET 92595
```
This BIC is not connected to Swift. Messages reach the institution through a correspondent bank, so it cannot be the instructing or instructed agent.
Swift’s two address fields do not agree on a town, so the full record gives the address as address lines only.
The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
## Payment schemes and systems
EPC registers of 2026-09-11 · ECB T2 list of 2026-07-02 · ECB TIPS list of 2026-09-01 · SIX Bank Master valid on 2026-09-28
| Scheme or system | Since | Registered with | Note |
| --- | --- | --- | --- |
| SEPA Credit TransferISO 20022 messages | 2013-11-04 | Head office | — |
| SEPA Instant Credit TransferISO 20022 messages | 2024-05-06 | Head office | — |
| SEPA Direct Debit CoreISO 20022 messages | 2013-11-04 | Head office | — |
| Verification of Payee | 2025-12-04 | Head office | — |
SEPA dates are when the institution became ready for the scheme.
An institution missing from T2 may still be reachable through an indirect participant.
“ISO 20022 messages” marks a scheme or system whose rulebook or operator specifies ISO 20022 for messages between participants.
## National bank codes
### Code interbancaire (CIB) · France
1 code
| Code | Routes to BIC | Name in the national file | City |
| --- | --- | --- | --- |
| 18029 | CETEFRP1XXX | BNP Paribas Personal Finance | PARIS |
Each code shows the name in the national file. Smaller banks often route through a central institution’s BIC. A code can therefore belong to a different bank than the one on this page.
## About
From Wikidata, matched on this institution's BIC or LEI
- **Founded:** 1954
- **Headquarters:** Paris
- **Website:** [personal-finance.bnpparibas/en ↗](https://personal-finance.bnpparibas/en/)
- **Parent organisation:** [BNP Paribas ↗](https://www.wikidata.org/wiki/Q499707)
- **Wikidata:** [Q109414146 ↗](https://www.wikidata.org/wiki/Q109414146)
## Related institutions
### Legal entity
- [BNP Paribas Personal Finance S.A. Paris Sucursala Bucuresti BIC BNPAROBU Credit institution Prudential licence Romania · On the ECB list of supervised entities · LEI 969500VHT1ZNPVWOYF63](https://elucidate.co/directory/bnp-paribas-personal-finance-s-a-paris-sucursala-bucuresti-bnparobu)
The page that carries this LEI’s licences and group facts.
### Same legal entity
- [BNP Paribas Personal Finance SA Pobocka Zahranicnej Banky BIC BPPCSKB1 Credit institution Prudential licence Slovakia · On the ECB list of supervised entities · LEI 969500VHT1ZNPVWOYF63](https://elucidate.co/directory/bnp-paribas-personal-finance-sa-pobocka-zahranicnej-banky-bppcskb1)
- [BNP Paribas Personal Finance SA, Odstepny Zavod BIC BPPFCZP1 Credit institution Prudential licence Czechia · On the ECB list of supervised entities · LEI 969500VHT1ZNPVWOYF63](https://elucidate.co/directory/bnp-paribas-personal-finance-sa-odstepny-zavod-bppfczp1)
Other BICs mapped to the same LEI.
### Subsidiaries in the directory
- [Banco Cetelem S.A.U. BIC BNPAESM2 Credit institution Prudential licence Spain · On the ECB list of supervised entities · LEI 95980020140005879929](https://elucidate.co/directory/banco-cetelem-s-a-u-bnpaesm2)
- [Cafineo No BIC Payments & e-money Prudential licence France · Licensed by Prudential Supervisory and Resolution Authority · 501103337 (EBA-PSD2) · LEI 969500P06NFBFI8ACF66](https://elucidate.co/directory/cafineo-eba31295412f)
- [Credit Moderne Ocean Indien BIC CMOIFR21 Payments & e-money Prudential licence France · Licensed by Prudential Supervisory and Resolution Authority · 333353944 (EBA-PSD2) · LEI 969500T8QYO52ACKT375](https://elucidate.co/directory/credit-moderne-ocean-indien-cmoifr21)
- [Findomestic Banca S.P.A. BIC FIDMIT3F Credit institution Prudential licence Italy · On the ECB list of supervised entities · LEI 8156001CB574B6939179](https://elucidate.co/directory/findomestic-banca-s-p-a-fidmit3f)
- [Loisirs Finance BIC LOFIFRP1 Payments & e-money Prudential licence France · Licensed by Prudential Supervisory and Resolution Authority · 410909592 (EBA-PSD2) · LEI 969500H71WJIAE4HUA55](https://elucidate.co/directory/loisirs-finance-lofifrp1)
- [Banco BNP Paribas Personal Finance, S.A. BIC CETMPTP1 Financial institution Not on a tracked register Portugal · Not on a tracked register · LEI 213800H2UOPJDGKRTY19](https://elucidate.co/directory/banco-bnp-paribas-personal-finance-s-a-cetmptp1)
- [Cofica-Bail BIC COAIFRP1 Financial institution Not on a tracked register France · Not on a tracked register · LEI 9695001F23ZXAEPPGR23](https://elucidate.co/directory/cofica-bail-coaifrp1)
- [Cofiplan SA BIC COIPFRP1 Financial institution Not on a tracked register France · Not on a tracked register · LEI 9695002IU3E7CNGZMA32](https://elucidate.co/directory/cofiplan-sa-coipfrp1)
- [Credit Moderne Antilles BIC CRMSGPG1 Financial institution Not on a tracked register Guadeloupe · Not on a tracked register · LEI 9695009ITQ0V4Z6KEB87](https://elucidate.co/directory/credit-moderne-antilles-crmsgpg1)
- [Domofinance SA BIC DOMFFRP1 Financial institution Not on a tracked register France · Not on a tracked register · LEI 969500QG39OC6IF2IU85](https://elucidate.co/directory/domofinance-sa-domffrp1)
- [Ekspress Bank A/S BIC BNPADKKK Financial institution Not on a tracked register Denmark · Not on a tracked register · LEI 529900PTQQGGAZ61PQ39](https://elucidate.co/directory/ekspress-bank-a-s-bnpadkkk)
Entities that GLEIF records with this LEI as their direct parent.
### Same group
- [BNP Paribas BIC BNPAFRPP Credit institution Prudential licence France · On the ECB list of supervised entities · LEI R0MUWSFPU8MPRO8K5P83](https://elucidate.co/directory/bnp-paribas-bnpafrpp)
- [BNP Paribas Financial Markets BIC BNABFRPP Credit institution Prudential licence France · On the ECB list of supervised entities · LEI 6EWKU0FGVX5QQJHFGT48](https://elucidate.co/directory/bnp-paribas-financial-markets-bnabfrpp)
- [BNP Paribas Home Loan Sfh BIC BPCDFRP1 Credit institution Prudential licence France · On the ECB list of supervised entities · LEI 969500O7DJZNM0F0Z036](https://elucidate.co/directory/bnp-paribas-home-loan-sfh-bpcdfrp1)
- [Cnh Industrial Capital Europe BIC CNCUFRP1 Credit institution Prudential licence France · On the ECB list of supervised entities · LEI 96950015J69CVHEL3Z57](https://elucidate.co/directory/cnh-industrial-capital-europe-cncufrp1)
- [Floa BIC GRCSFRP1 Credit institution Prudential licence France · On the ECB list of supervised entities · LEI 969500EIKV8PFM8OAP16](https://elucidate.co/directory/floa-grcsfrp1)
- [Portzamparc BIC PORZFR21 Credit institution Prudential licence France · On the ECB list of supervised entities · LEI 969500DEM67LRGQOTV19](https://elucidate.co/directory/portzamparc-porzfr21)
- [Stellantis Bank BIC GMACFR21 Credit institution Prudential licence France · On the ECB list of supervised entities · LEI 549300CU9LDRDVQE5539](https://elucidate.co/directory/stellantis-bank-gmacfr21)
- [BNP Paribas Cardif BIC BPPAFR21 Financial institution Not on a tracked register France · Not on a tracked register · LEI 969500VRSFWX7S1P2M29](https://elucidate.co/directory/bnp-paribas-cardif-bppafr21)
[All 140 institutions in the BNP Paribas group →](https://elucidate.co/directory/group/R0MUWSFPU8MPRO8K5P83)
### Largest institutions in France
- [BNP Paribas BIC PARBFRP1 Financial institution Not on a tracked register France · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/bnp-paribas-parbfrp1)
- [Societe Generale BIC SOGEFRPP Credit institution Prudential licence France · On the FSB G-SIB list · No LEI mapped](https://elucidate.co/directory/societe-generale-sogefrpp)
- [Banque de France BIC BDFEFR2T Financial institution Not on a tracked register France · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/banque-de-france-bdfefr2t)
- [BNP Paribas BIC PARBFRPP Financial institution Not on a tracked register France · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/bnp-paribas-parbfrpp)
- [Caceis Bank BIC ISAEFRPP Credit institution Prudential licence France · On the ECB list of supervised entities · LEI 96950023SCR9X9F3L662](https://elucidate.co/directory/caceis-bank-isaefrpp)
- [Credit Agricole SA BIC AGRIFRPP Credit institution Prudential licence France · On the ECB list of supervised entities · LEI 969500TJ5KRTCJQWXH05](https://elucidate.co/directory/credit-agricole-sa-agrifrpp)
- [Banque Federative du Credit Mutuel BIC CMCIFRP1 Financial institution Not on a tracked register France · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/banque-federative-du-credit-mutuel-cmcifrp1)
- [HSBC Continental Europe BIC CCFRFRPP Credit institution Prudential licence France · On the ECB list of supervised entities · LEI F0HUI1NY1AZMJMD8LP67](https://elucidate.co/directory/hsbc-continental-europe-ccfrfrpp)
[See every BIC in France →](https://elucidate.co/directory/country/fr#bics)
Claim this profile
## Work at Cetelem?
Claim this page to have it marked as verified by the bank, and to send us corrections. We verify every claim before anything changes on the page.
1. 01 **Submit** Tell us who you are, using your work email.
2. 02 **We verify** We check the email domain and confirm your role with the bank. This usually takes up to five business days.
3. 03 **Profile claimed** The page is marked as claimed and verified. You can send us corrections at any time.
Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
[Read the methodology →](https://elucidate.co/directory/methodology)
Credits for this page
- **Payment schemes and systems**—Source: European Payments Council (EPC) Registers of Participants; matched to BICs by Elucidate.
- **Banking supervision**—Source: European Central Bank, list of supervised entities.
- **Wikidata**—CC0, matched on the BIC or LEI recorded in Wikidata. It is community-edited, so check key facts.
- **National bank codes**—France (Source: ACPR – REGAFI).
- **Ownership and group**—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- **European registers**—Source: European Central Bank (ECB), list of monetary financial institutions and list of institutions subject to minimum reserves. Matched on LEI by Elucidate.
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Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.