China · Financial institution
China Zheshang Bank
Legal name in the LEI record浙商银行股份有限公司
China Zheshang Bank Co., Ltd. is a joint-stock commercial bank headquartered in Hangzhou, Zhejiang Province. Its shares are listed in Hong Kong and Shanghai. Its largest shareholder is Zhejiang Provincial Financial Holdings, a financial investment platform of the Zhejiang provincial government. It describes itself as one of 12 national joint-stock commercial banks. It provides corporate, retail and treasury banking. The bank traces its roots to Zhejiang Commercial Bank, founded in Ningbo in 1993. It opened as China Zheshang Bank on 18 August 2004. It listed its H shares in Hong Kong in March 2016 and its A shares in Shanghai in November 2019.
Licences and registrations
Matched by LEI on the 22 tracked registers
None matched by LEI in the 22 tracked registers.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- ZJCBCN2NXXX head office
- Connection to Swift
- Connected to SwiftThis BIC is registered as a live address on the Swift network. The institution sends and receives Swift messages under ZJCBCN2N directly.
- Swift GPI
- Live member
- Payment schemes and systems
- No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- Branch codes
- 1 branch code
- Other BIC with this LEI
- ZJCBHKHH
- BIC first registered
- 1999-06-05
- Last updated
- 2022-02-14
Overview
Researched 29 Sep 2026 · Sources
Ownership
Publicly listed
Tickers 601916 · 2016
Institution type
Commercial bank
Trades as CZBank
- Ownership
- The shares are widely held, and Zhejiang Provincial Financial Holdings Co., Ltd. is the largest shareholder with 12.57% of the bank's share capital through A shares.
- Major shareholder
- Zhejiang Provincial Financial Holdings Co., Ltd. (浙江省金融控股有限公司), A shares 12.57% · 30 Jun 2026
- Stock listings
- Shanghai Stock Exchange 601916
Hong Kong Stock Exchange 2016 - Head office
- No. 1 Minxin Road, Shangcheng District, 310020 Hangzhou, China (registered office: No. 1788 Hongning Road, Xiaoshan District, Hangzhou, Zhejiang 311200, China)
- Company register
- Unified social credit code 91330000761336668H; financial licence no. B0010H133010001
- Former name
- Zhejiang Commercial Bank
Business lines
According to its 2026 interim report, corporate loans made up about 71% of gross loans at 30 June 2026. The bank also offers supply-chain finance, wealth management and treasury services, and runs subsidiaries in financial leasing and wealth management.
Online
- Websites & references
- czbank.com ↗ did not load when checked
Wikipedia ↗ - Official social accounts
- None found
Sources · 11 pages consulted
- money.finance.sina.com.cn/corp/view/vCB_AllBulletinDetail.php?stockid=601916&id=12552940
- stockmc.xueqiu.com/202603/601916_20260331_EJ86.pdf
- jjckb.cn/20260413/b7456279d7a24aa19064a35f45a5c04f/c.html
- m.thepaper.cn/newsDetail_forward_32351060
- 163.com/dy/article/KIA2HL9105390R8Z.html
- thepaper.cn/newsDetail_forward_31546784
- m.sohu.com/a/970530593_121332524?scm=10001.325_13-325_13.0.0-0-0-0-0.5_1334
- news.qq.com/rain/a/20260828A057S800
- czbank.com/cn/investor/announcements/202312/P020231211576754956323.pdf
- stcn.com/article/detail/2521702.html
- en.wikipedia.org/wiki/China_Zheshang_Bank
Leadership
Researched 29 Sep 2026 · Sources
- Chair
- Chen Haiqiang (陈海强) Chairman and Executive Director
- Chief executive
- Lü Linhua (吕临华) President
- Chief financial officer
- Jing Feng (景峰) Vice President, in charge of finance
- Executive
- Luo Feng (骆峰) Vice President and Secretary to the Board
Supervisors & regulators
Researched 29 Sep 2026 · Sources
- China
- National Financial Regulatory Administration Prudential supervisorConduct
- China
- People's Bank of China Central bankAML supervisorResolution
- China
- State Administration of Foreign Exchange Foreign exchange
Recent events 2 enforcement or investigation items
Researched 29 Sep 2026 · Sources
-
Leadership
The National Financial Regulatory Administration approved Lü Linhua's qualification, and he formally took office as president.
jjckb.cn ↗ -
Leadership
On 13 February 2026 the National Financial Regulatory Administration approved Chen Haiqiang's qualification as chairman.
jjckb.cn ↗ -
Other
Chinese regulators included the bank for the first time in the list of domestic systemically important banks.
news.qq.com ↗ -
Leadership
Chen Haiqiang resigned as president on 31 December 2025. The board appointed Lü Linhua as president, subject to regulatory approval.
m.thepaper.cn ↗ -
Enforcement
The People's Bank of China warned the bank and fined it CNY 2.9599 million for seven violations, including breaches of account-management rules.
m.sohu.com ↗ -
Enforcement
The National Financial Regulatory Administration imposed fines and confiscations totalling CNY 11.308 million for imprudent management of internet lending.
thepaper.cn ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.
Identifiers
Head-office record
- BIC
- ZJCBCN2NXXX
- How the BIC breaks down
- ZJCBBank
- CNCountry · China
- 2NLocation
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 300300C1031633000208
- LEI record
- View on GLEIF ↗
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
Profile
- Type
- Financial institutionClassified as a financial institution in Swift’s ISO 9362 BIC directory, with no licence on a tracked register. This includes banks that neither the ECB nor the FSB lists, as well as brokers, fund managers, insurers and market infrastructure.
- Regulation
- Not on a tracked registerNo licence or registration was found for this entity on the registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
- Register licences
- None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- Country · region
- China · East Asia & Pacific
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
No licence or registration was found for this entity on the 22 registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
Ownership and group
GLEIF relationship records
GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.
Addresses
- Registered address
- 288 QINGCHUN ROAD HANGZHOU 310006 CHINA
- Operational address
- 288 QINGCHUN ROAD HANGZHOU 310006 HANGZHOU CHINA
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>ZJCBCN2NXXX</BICFI>
<LEI>300300C1031633000208</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>ZJCBCN2NXXX</BICFI>
<LEI>300300C1031633000208</LEI>
<Nm>CHINA ZHESHANG BANK</Nm>
<PstlAdr>
<TwnNm>HANGZHOU</TwnNm>
<Ctry>CN</Ctry>
<AdrLine>288 QINGCHUN ROAD HANGZHOU 310006</AdrLine>
</PstlAdr>
</FinInstnId>The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
Network
Branch codes
| BIC | Branch | City | Address | LEI | Updated |
|---|---|---|---|---|---|
| ZJCBCN2NFTU | FREE TRADE ACCOUNTING UNIT | Hangzhou | 288 QINGCHUN ROAD HANGZHOU 310006 HANGZHOU CHINA | — | 2021-08-23 |
Claim this profile
Work at China Zheshang Bank?
Claim this page to have it marked as verified by the bank, and to send us corrections. We verify every claim before anything changes on the page.
- 01Submit Tell us who you are, using your work email.
- 02We verify We check the email domain and confirm your role with the bank. This usually takes up to five business days.
- 03Profile claimed The page is marked as claimed and verified. You can send us corrections at any time.
Claim received
Thank you. We will email your work address once the claim is verified. Until then, the page stays unclaimed.
The claim was not sent. Try again, or email contact@elucidate.co.
Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- Overview, leadership, regulators and events—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: czbank.com (official website) · original.
Assess the financial crime risk behind a BIC
A BIC identifies an institution; it does not assess it. The Elucidate FinCrime Index (EFI) is an independent score of the financial crime risk of banks, built for correspondent banking and counterparty due diligence.
Book a demo