--- title: "Circle Internet Financial Europe Sas · Electronic money institution (Prudential Supervisory and Resolution Authority) · France | Elucidate" description: "Circle Internet Financial Europe Sas is authorised by Prudential Supervisory and Resolution Authority as an electronic money institution in France. Licence 953990934. LEI 969500OYUDADGZKCR583. Register status, licences, activities and ownership." url: https://elucidate.co/directory/circle-internet-financial-europe-sas-44b976c8a384 --- 1. [Directory](https://elucidate.co/directory) 2. [France](https://elucidate.co/directory/country/fr) 3. Circle Internet Financial Europe Sas France · Payments & e-money # Circle Internet Financial Europe Sas Trading as CIRCLE Circle Internet Financial Europe SAS (Circle France) is a French simplified joint-stock company (SAS) based in Paris. The ACPR (Autorité de contrôle prudentiel et de résolution) authorises it as an electronic money institution. Under this licence it issues the USDC and EURC e-money tokens in the EEA under the Markets in Crypto-Assets Regulation (MiCA). It belongs to the Circle group, whose holding company, Circle Internet Group, Inc., has been listed on the New York Stock Exchange since June 2025. Through Circle Mint it offers institutions accounts to mint, redeem, hold and transfer USDC and EURC. Since April 2026 it has also been authorised under MiCA to provide custody and transfer services for these tokens. Register status Licensed in France Electronic money institution · Prudential Supervisory and Resolution Authority Prudential licence [2 licences and registrations ↓](https://elucidate.co/directory/circle-internet-financial-europe-sas-44b976c8a384#licences) BIC **No BIC** LEI **[969500OYUDADGZKCR583](https://search.gleif.org/#/record/969500OYUDADGZKCR583)** [Licence no. **953990934**](https://elucidate.co/directory/circle-internet-financial-europe-sas-44b976c8a384#licences) ## Licences and registrations Held by Circle Internet Financial Europe Sas (LEI 969500OYUDADGZKCR583). 2 entries on 2 of the 22 tracked registers, retrieved 25 September 2026. | Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | [EBA PSD2 Register](https://elucidate.co/directory/register/eba-psd2) Prudential Supervisory and Resolution Authority | Electronic money institutionE-Money / Stored Value Institution | 953990934 | [France](https://elucidate.co/directory/country/fr) | Active | 2024-07-01 | — | - Payment services - Card acquiring - E-money / stored value | [Search the register ↗](https://euclid.eba.europa.eu/register/pir/search) | | [ESMA interim MiCA register of crypto-asset service providers](https://elucidate.co/directory/register/esma-casp) Autorité des Marchés Financiers (AMF) | Crypto-asset service providerCrypto-Asset Service Provider | 969500OYUDADGZKCR583 | [France](https://elucidate.co/directory/country/fr) | Active | 2026-04-23 | — | - Crypto-assets | [Search the register ↗](https://www.esma.europa.eu/esmas-activities/digital-finance-and-innovation/markets-crypto-assets-regulation-mica) | Trading names on the register: CIRCLE (EBA-PSD2, ESMA-CASP) - Each licence applies in the country of the regulator that granted it. - Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here. ## Swift network Swift’s ISO 9362 BIC directory Holds no BIC in Swift’s directory. Its LEI is not mapped to a BIC in the Swift and GLEIF BIC-to-LEI relationship file. ## Overview Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/circle-internet-financial-europe-sas-44b976c8a384#overview-sources) Customers Not published Employees Not published Ownership Group subsidiary Circle Internet Financial Limited Firm type Stablecoin issuer Trades as Circle France - **Ownership:** Circle Internet Financial Limited (Ireland) is the direct parent, and the firm's white paper names Circle Internet Group, Inc. as the group holding company. - **Direct parent:** [Circle Internet Financial Limited ↗](https://search.gleif.org/#/record/635400JAHDSBACQGBS84), Ireland - **Ultimate owner:** Circle Internet Group, Inc., United States - **Head office:** 4 rue de Marivaux, 75002 Paris, France - **Company register:** RCS Paris 953 990 934 - **Incorporated:** 10 Jul 2023 ### Online - **Websites & references:** [circle.com ↗](https://www.circle.com/) [circle.com/circle-eea ↗](https://www.circle.com/circle-eea) EEA page named as the issuer's website in its MiCA white papers [circle.com/transparency ↗](https://www.circle.com/transparency) reserve transparency and attestation page (group) - **Official social accounts:** [LinkedIn ↗](https://www.linkedin.com/company/circle-internet-financial/) · [X ↗](https://twitter.com/circle) · [Instagram ↗](https://www.instagram.com/teamcircle/) · [YouTube ↗](https://www.youtube.com/c/Circlecryptofinance) · [Discord ↗](https://discord.com/invite/buildoncircle) Sources · 8 pages consulted 1. [amf-france.org/en/warnings/white-lists/daspcasp/circle-internet-financial-europe-sas-0](https://www.amf-france.org/en/warnings/white-lists/daspcasp/circle-internet-financial-europe-sas-0) 2. [circle.com/legal/eea-terms](https://www.circle.com/legal/eea-terms) 3. [circle.com/legal/licenses](https://www.circle.com/legal/licenses) 4. [circle.com/legal/mica-eurc-whitepaper](https://www.circle.com/legal/mica-eurc-whitepaper) 5. [circle.com/blog/circle-france-receives-approval-to-offer-crypto-asset-services-under-mica](https://www.circle.com/blog/circle-france-receives-approval-to-offer-crypto-asset-services-under-mica) 6. [circle.com/pressroom/circle-secures-conditional-dasp-registration-and-appoints-head-of-french-operat](https://www.circle.com/pressroom/circle-secures-conditional-dasp-registration-and-appoints-head-of-french-operations) 7. [businesswire.com/news/home/20240701991549/fr](https://www.businesswire.com/news/home/20240701991549/fr) 8. [circle.com/eurc](https://www.circle.com/eurc) ## Authorisation Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/circle-internet-financial-europe-sas-44b976c8a384#overview-sources) - **Operates under:** Its own licences The ACPR authorises the firm as an electronic money institution (register number 17788). This covers e-money token issuance and payment services limited to its own tokens. Under the Article 60 MiCA notification procedure, the ACPR, with the AMF's assent, has also authorised it to provide custody and transfer services for crypto-assets. Its EMI licence is passported to 29 other EEA states. | Authority | Licence or registration | Number | Held | Status | Source | | --- | --- | --- | --- | --- | --- | | Autorité de contrôle prudentiel et de résolution (ACPR) France | Electronic Money Institution | 17788 | In its own name | Active | [circle.com ↗](https://www.circle.com/legal/licenses) | | Autorité des marchés financiers (AMF) / ACPR France | Crypto-asset service provider under MiCA (Article 60 notification): custody and administration, and transfer services for crypto-assets | N2026 – 005 | In its own name | Active | [amf-france.org ↗](https://www.amf-france.org/en/warnings/white-lists/daspcasp/circle-internet-financial-europe-sas-0) | Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks. ## Partners and safeguarding Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/circle-internet-financial-europe-sas-44b976c8a384#overview-sources) - **Safeguarding:** Segregated safeguarding accountsThe firm states that USDC and EURC are fully backed by euro- or dollar-denominated assets it holds with EU-regulated financial institutions in segregated accounts, kept separate from its corporate funds. [circle.com ↗](https://www.circle.com/legal/eea-terms) - **Crypto-asset custody:** Held by the firmThe firm holds the private keys for customers' hosted Circle Mint wallets in a combination of online and offline storage. It provides custody and transfer services only for the USDC and EURC tokens it issues. [circle.com ↗](https://www.circle.com/legal/eea-terms) · [Proof of reserves ↗](https://www.circle.com/transparency) Banks and regulated firms the firm says hold its customers’ money, issue its cards, sponsor its accounts or settle its payments, as it discloses them in its terms and notices. ## Products and markets Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/circle-internet-financial-europe-sas-44b976c8a384#overview-sources) - Stablecoin - Crypto on- and off-ramp - Crypto custody - E-money wallet - FX conversion It issues and redeems the USDC and EURC e-money tokens at par through Circle Mint accounts. The accounts are open only to institutions and also offer hosted-wallet custody, token transfers and EUR/USD conversion. It serves institutional customers in the EEA under its French licence. According to its EURC white paper, the licence is passported to 29 other EEA states. - **Revenue:** EUR 3.3mThis entity · 31 Dec 2024 · [regulatory filing ↗](https://www.circle.com/legal/mica-eurc-whitepaper) - **Sells to:** Financial institutions · Enterprises · Platforms and marketplaces - **Serves customers in 30 countries:** France · Austria · Belgium · Bulgaria · Cyprus · Czechia · Germany · Denmark · Estonia · Spain · Finland · Greece · Croatia · Hungary · Ireland · Iceland · Italy · Liechtenstein · Lithuania · Luxembourg · Latvia · Malta · Netherlands · Norway · Poland · Portugal · Romania · Sweden · Slovenia · Slovakia ## Leadership Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/circle-internet-financial-europe-sas-44b976c8a384#overview-sources) - **Chief executive:** Coralie Billmann Président (President); described by Circle as Managing Director of Circle France Confirmed 29 Sep 2026 · [circle.com ↗](https://www.circle.com/legal/mica-eurc-whitepaper) - **Executive:** Michel Vaugiac Directeur Général (General Manager) Confirmed 29 Sep 2026 · [circle.com ↗](https://www.circle.com/legal/mica-eurc-whitepaper) ## Recent events Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/circle-internet-financial-europe-sas-44b976c8a384#overview-sources) 1. Apr 2026 Licence The AMF white list recorded the firm as authorised under MiCA to provide crypto-asset custody and transfer services, dated 23 April 2026. [amf-france.org ↗](https://www.amf-france.org/en/warnings/white-lists/daspcasp/circle-internet-financial-europe-sas-0) 2. Jun 2025 Other Circle Internet Group, Inc., the group holding company, listed its shares on the New York Stock Exchange on 5 June 2025. [circle.com ↗](https://www.circle.com/legal/mica-eurc-whitepaper) 3. Jul 2024 Licence The ACPR authorised the firm as an electronic money institution, and it began issuing USDC and EURC under MiCA on 1 July 2024. [businesswire.com ↗](https://www.businesswire.com/news/home/20240701991549/fr) 4. Apr 2024 Licence The AMF registered the firm as a digital asset service provider under number E2024-111 on 15 April 2024. [circle.com ↗](https://www.circle.com/legal/mica-eurc-whitepaper) 5. Dec 2023 Leadership Circle announced a conditional AMF digital asset service provider registration and appointed Coralie Billmann to lead its French operations. [circle.com ↗](https://www.circle.com/pressroom/circle-secures-conditional-dasp-registration-and-appoints-head-of-french-operations) Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source. ## Identifiers - **Licence no. · EBA-PSD2:** 953990934 - **Licence no. · ESMA-CASP:** 969500OYUDADGZKCR583 - **BIC:** Holds no BIC in Swift’s directory - **LEI:** [969500OYUDADGZKCR583 ↗](https://search.gleif.org/#/record/969500OYUDADGZKCR583) - **How the LEI was matched:** Published by the register - **National bank code:** [FR-CIB 17788](https://elucidate.co/directory/circle-internet-financial-europe-sas-44b976c8a384#bank-codes) - **Elucidate firm ID:** 44b976c8a384 ## Profile - **Type:** Payments & e-money · Crypto - **Regulation:** Prudential licence - **Main licence class:** Crypto-Asset Service Provider - **Activities:** - Payment services - Card acquiring - E-money / stored value - Crypto-assets - **Licensed in:** [France](https://elucidate.co/directory/country/fr) · Europe & Central Asia - **First registered:** 2024-07-01 - **Website:** [www.circle.com/en ↗](https://www.circle.com/en/) Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet. ## Ownership and group GLEIF relationship records - **Direct parent:** Circle Internet Financial Limited · Ireland[635400JAHDSBACQGBS84 ↗](https://search.gleif.org/#/record/635400JAHDSBACQGBS84) Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control. ## Addresses - **Address on the register:** 4 RUE DE MARIVAUX - 75002 Paris, France, PARIS, 75002 - **Country:** France ## ISO 20022 identification As an agent in a Swift cross-border payment message (CBPR+) This institution holds no BIC. A CBPR+ message identifies it by name and postal address, and may add its LEI or a clearing code. - **Identified by:** Name and postal address, with its LEI - **Postal address:** Hybrid: town, postcode and country in their own elements, the rest in two address lines ```xml 969500OYUDADGZKCR583 CIRCLE INTERNET FINANCIAL EUROPE SAS 75002 PARIS FR 4 RUE DE MARIVAUX - 75002 Paris France ``` - The address line repeats the town or postcode. Remove the repeat if your payment system rejects it. CBPR+ identifies the instructing and instructed agents by BIC only. An institution without a BIC can be the debtor, creditor or an intermediary agent. The values are as published by the register. Check them against your own records before use. ## National bank codes National bank-code directories, matched by LEI | Code | Scheme | Name in the directory | City | | --- | --- | --- | --- | | 17788 | FR-CIB | Circle Internet Financial Europe SAS | PARIS | ## Related institutions ### Other payments & e-money institutions in France - [Aplo Sas · trading as APLO No BIC Payments & e-money Crypto Prudential licence France · Licensed by Prudential Supervisory and Resolution Authority · 878929405 (EBA-PSD2) · also on ESMA-CASP · LEI 969500YKHZ31GZ7AAU02](https://elucidate.co/directory/aplo-sas-d10450e1dc56) - [Coinhouse Sas · trading as COINHOUSE No BIC Payments & e-money Crypto Prudential licence France · Licensed by Prudential Supervisory and Resolution Authority · 815254545 (EBA-PSD2) · also on ESMA-CASP · LEI 969500E5GFHK2RKF8251](https://elucidate.co/directory/coinhouse-sas-6300d2a90c94) - [Cometh Sas · trading as COMETH No BIC Payments & e-money Crypto Prudential licence France · Licensed by Prudential Supervisory and Resolution Authority · 892021577 (EBA-PSD2) · also on ESMA-CASP · LEI 894500R5KSX3ZKIHSA46](https://elucidate.co/directory/cometh-sas-0790176952a5) - [Deblock No BIC Payments & e-money Crypto Prudential licence France · Licensed by Prudential Supervisory and Resolution Authority · 948264163 (EBA-PSD2) · also on ESMA-CASP · LEI 254900XTUI35BGIBXP21](https://elucidate.co/directory/deblock-6ef351dbc619) - [Ezyness BIC GAILFRP1 Payments & e-money Prudential licence France · Licensed by Prudential Supervisory and Resolution Authority · 522058544 (EBA-PSD2) · LEI 969500LC14WDCRNTV833](https://elucidate.co/directory/ezyness-gailfrp1) - [Finary Sas · trading as FINARY No BIC Payments & e-money Crypto Prudential licence France · Licensed by Prudential Supervisory and Resolution Authority · FR\_ACPR!758984 (EBA-PSD2) · also on ESMA-CASP · LEI 969500RQH18PU24DM081](https://elucidate.co/directory/finary-sas-19e286f4b6ca) - [Franfinance BIC FRANFR21 Payments & e-money Prudential licence France · Licensed by Prudential Supervisory and Resolution Authority · 719807406 (EBA-PSD2) · LEI 969500FOY8TU4THH6S92](https://elucidate.co/directory/franfinance-franfr21) - [GOin SAS · trading as GOIN No BIC Payments & e-money Crypto Prudential licence France · Licensed by Prudential Supervisory and Resolution Authority · 839009669 (EBA-PSD2) · also on ESMA-CASP · LEI 894500LM6DICD790FQ34](https://elucidate.co/directory/goin-sas-37bbb1aeadcc) [See all →](https://elucidate.co/directory/search?type=payments&cc=FR) [Other entries on EBA-PSD2 →](https://elucidate.co/directory/register/eba-psd2) Sources & method Register entries come from the public registers of financial regulators, standardised into one taxonomy. LEIs are matched through GLEIF, and a BIC is linked only through a shared LEI. An institution missing from these registers is not necessarily unregulated. Register entries are not matched against the OFAC or EU sanctions lists. Where the legal entity also holds a BIC, the matches for that BIC are on its page. Always screen against the official lists. An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page. [Read the methodology →](https://elucidate.co/directory/methodology) Registers for this page - **EBA PSD2 Register**—European Banking Authority (EBA) · [source ↗](https://euclid.eba.europa.eu/register/pir/search) as at 25 September 2026 - **ESMA interim MiCA register of crypto-asset service providers**—European Securities and Markets Authority (ESMA) · [source ↗](https://www.esma.europa.eu/esmas-activities/digital-finance-and-innovation/markets-crypto-assets-regulation-mica) as at 25 September 2026 - **Ownership and group**—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI. - **Overview, authorisation, partners, products, leadership and events**—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source. ## Assess the financial crime risk behind a licence A licence records what an institution is authorised to do; it does not assess it. The [Elucidate FinCrime Index (EFI)](https://elucidate.co/ratings) is an independent score of the financial crime risk of banks and payment institutions. [Book a demo](https://elucidate.co/demo-request) Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.