--- title: "Circle UK Trading Limited · Authorised E-Money Institution (FCA) · United Kingdom | Elucidate" description: "Circle UK Trading Limited is authorised by FCA as an authorised e-money institution in the United Kingdom. Licence 900480. Register status, licences, activities and ownership." url: https://elucidate.co/directory/circle-uk-trading-limited-b4d5e0510b60 --- 1. [Directory](https://elucidate.co/directory) 2. [United Kingdom](https://elucidate.co/directory/country/gb) 3. Circle UK Trading Limited United Kingdom · Payments & e-money # Circle UK Trading Limited Trading as Circle Circle UK Trading Limited is a private limited company incorporated in England and Wales in 2015. The FCA authorises it as an electronic money institution under reference 900480. It belongs to the Circle group, whose parent, Circle Internet Group, Inc., is listed on the New York Stock Exchange. Other group entities issue the USDC and EURC stablecoins. The firm does not publish which of the group's services it provides to UK customers itself. Register status Licensed in the United Kingdom Authorised E-Money Institution · FCA Prudential licence [1 licence or registration ↓](https://elucidate.co/directory/circle-uk-trading-limited-b4d5e0510b60#licences) BIC **No BIC** LEI **No LEI mapped** [Licence no. **900480**](https://elucidate.co/directory/circle-uk-trading-limited-b4d5e0510b60#licences) ## Licences and registrations Held by Circle UK Trading Limited. 1 entry on 1 of the 22 tracked registers, retrieved 25 September 2026. | Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | [FCA Financial Services Register - E-Money Institutions](https://elucidate.co/directory/register/fca-emi) FCA | Authorised E-Money InstitutionE-Money / Stored Value Institution | 900480 | [United Kingdom](https://elucidate.co/directory/country/gb) | Active | 2018-03-13 | — | - Payment services - E-money / stored value | [Search the register ↗](https://register.fca.org.uk/s/) | Trading names on the register: Circle (FCA-EMI) - Each licence applies in the country of the regulator that granted it. - Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here. ## Swift network Swift’s ISO 9362 BIC directory Holds no BIC in Swift’s directory. No LEI is matched to this entry, and BICs are linked by LEI only. ## Overview Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/circle-uk-trading-limited-b4d5e0510b60#overview-sources) Customers Not published Employees Not published Ownership Group subsidiary Irish-incorporated Circle group company (Companies Registration Office for Ireland no. 540941) Firm type E-money and accounts Trades as Circle - **Ownership:** A company registered in Ireland (no. 540941) holds 75% or more of the shares and voting rights, according to Companies House. That company sits within the group headed by Circle Internet Group, Inc. - **Direct parent:** Irish-incorporated Circle group company (Companies Registration Office for Ireland no. 540941), Ireland - **Ultimate owner:** Circle Internet Group, Inc., United States - **Head office:** 40 Leadenhall Street, Huckletree Level 2, EC3A 2BJ London, United Kingdom - **Company register:** Companies House 09543077 - **Incorporated:** 15 Apr 2015 - **Founder:** Jeremy Allaire ### Online - **Websites & references:** [circle.com ↗](https://www.circle.com/) [developers.circle.com ↗](https://developers.circle.com/) group developer documentation [status.circle.com ↗](https://status.circle.com/) group uptime status page [investor.circle.com ↗](https://investor.circle.com/overview/default.aspx) group investor relations site - **Official social accounts:** [LinkedIn ↗](https://www.linkedin.com/company/circle-internet-financial/) · [X ↗](https://twitter.com/circle) · [Instagram ↗](https://www.instagram.com/teamcircle/?hl=en) · [YouTube ↗](https://www.youtube.com/c/Circlecryptofinance) · [Discord ↗](https://discord.com/invite/buildoncircle) Sources · 8 pages consulted 1. [circle.com/legal/licenses](https://www.circle.com/legal/licenses) 2. [circle.com](https://www.circle.com/) 3. [find-and-update.company-information.service.gov.uk/company/09543077](https://find-and-update.company-information.service.gov.uk/company/09543077) 4. [find-and-update.company-information.service.gov.uk/company/09543077/persons-with-significant-control](https://find-and-update.company-information.service.gov.uk/company/09543077/persons-with-significant-control) 5. [find-and-update.company-information.service.gov.uk/company/09543077/officers](https://find-and-update.company-information.service.gov.uk/company/09543077/officers) 6. [thegazette.co.uk/company/09543077](https://www.thegazette.co.uk/company/09543077) 7. [sec.gov/Archives/edgar/data/1824301/000121390021036070/ea143875ex99-6\_concordacq.htm](https://www.sec.gov/Archives/edgar/data/1824301/000121390021036070/ea143875ex99-6_concordacq.htm) 8. [circle.com/pressroom/circle-announces-pricing-of-upsized-initial-public-offering](https://www.circle.com/pressroom/circle-announces-pricing-of-upsized-initial-public-offering) ## Authorisation Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/circle-uk-trading-limited-b4d5e0510b60#overview-sources) - **Operates under:** Its own licences The FCA authorises the firm as an electronic money institution under reference 900480. It holds no other licence that the group discloses. | Authority | Licence or registration | Number | Held | Status | Source | | --- | --- | --- | --- | --- | --- | | Financial Conduct Authority United Kingdom | Authorised Electronic Money Institution | 900480 | In its own name | Active | [circle.com ↗](https://www.circle.com/legal/licenses) | Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks. ## Products and markets Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/circle-uk-trading-limited-b4d5e0510b60#overview-sources) The group sells stablecoin, payment and developer infrastructure to institutions. Services include Circle Mint for issuing and redeeming USDC and EURC, which the group offers only to institutions. The firm does not publish which of these services it provides. The firm serves the UK under its FCA e-money authorisation. It does not publish a separate list of UK services or markets. - **Sells to:** Enterprises · Financial institutions - **Serves customers in:** United Kingdom ## Leadership Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/circle-uk-trading-limited-b4d5e0510b60#overview-sources) - **Founder:** Jeremy David Allaire Director Confirmed 29 Sep 2026 · [thegazette.co.uk ↗](https://www.thegazette.co.uk/company/09543077) ## Recent events Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/circle-uk-trading-limited-b4d5e0510b60#overview-sources) 1. Jun 2025 Other The ultimate parent, Circle Internet Group, Inc., priced its initial public offering at USD 31 per share and listed on the New York Stock Exchange. [circle.com ↗](https://www.circle.com/pressroom/circle-announces-pricing-of-upsized-initial-public-offering) Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source. ## Identifiers - **Licence no. · FCA-EMI:** 900480 - **BIC:** Holds no BIC in Swift’s directory - **LEI:** No LEI mapped - **Companies House no.:** [09543077 ↗](https://find-and-update.company-information.service.gov.uk/company/09543077) - **Elucidate firm ID:** b4d5e0510b60 ## Profile - **Type:** Payments & e-money - **Regulation:** Prudential licence - **Main licence class:** E-Money / Stored Value Institution - **Activities:** - Payment services - E-money / stored value - **Licensed in:** [United Kingdom](https://elucidate.co/directory/country/gb) · Europe & Central Asia - **First registered:** 2018-03-13 - **Website:** [www.circle.com ↗](https://www.circle.com/) Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet. ## Ownership and group GLEIF relationship records No LEI is matched to this entry, so GLEIF relationship records cannot be linked. ## Persons with significant control Companies House · company [09543077 ↗](https://find-and-update.company-information.service.gov.uk/company/09543077) · as at 9 October 2026 Companies House lists 1 person with significant control for Circle UK Trading Limited: 1 company. | Name | Type | Nature of control | Notified | | --- | --- | --- | --- | | Circle Internet Financial Trading Company Limited | Company · Ireland | 75–100% of shares · 75–100% of votes · Can appoint or remove directors | 6 April 2016 | Companies report persons with significant control to Companies House. Elucidate has not verified them. A person with significant control holds more than 25% of the shares or votes, can appoint or remove the board, or has significant influence or control. Dates of birth and addresses are not shown. Matched on the Companies House number that the FCA register gives for this firm. [See the register at Companies House ↗](https://find-and-update.company-information.service.gov.uk/company/09543077/persons-with-significant-control) ## Addresses - **Address on the register:** Circle UK, WEwork, 184 Shepherds Bush Road, London, W6 7NL - **Country:** United Kingdom ## ISO 20022 identification As an agent in a Swift cross-border payment message (CBPR+) This institution holds no BIC. A CBPR+ message identifies it by name and postal address, and may add its LEI or a clearing code. - **Identified by:** Name and postal address. No LEI or clearing code is mapped in the directory - **Postal address:** Hybrid: town, postcode and country in their own elements, the rest in two address lines ```xml Circle UK Trading Limited W6 7NL London GB Circle UK, WEwork 184 Shepherds Bush Road ``` CBPR+ identifies the instructing and instructed agents by BIC only. An institution without a BIC can be the debtor, creditor or an intermediary agent. The values are as published by the register. Check them against your own records before use. ## Related institutions ### Other payments & e-money institutions in the United Kingdom - [Stonex Financial LTD BIC IGLUGB2L Payments & e-money Money service business Prudential licence United Kingdom · Licensed by FCA · 446717 (FCA-PSD) · also on FINTRAC-MSB · LEI 549300AWF3TOHRYL7754](https://elucidate.co/directory/stonex-financial-ltd-iglugb2l) - [Dex International Limited · trading as DEXREMIT No BIC Payments & e-money Crypto Money service business Prudential licence United Kingdom · Licensed by FCA · 503929 (FCA-PSD) · also on HMRC-MLR, FINTRAC-MSB · LEI 9845003995D06S994R04](https://elucidate.co/directory/dex-international-limited-ff2b0c01c725) - [Euronet Payment Services Ltd · trading as Ria Money Transfer, Ria No BIC Payments & e-money Money service business Prudential licence United Kingdom · Licensed by FCA · 504630 (FCA-PSD) · also on HMRC-MLR · No LEI mapped](https://elucidate.co/directory/euronet-payment-services-ltd-6f4dec33a392) - [Instinet Europe Limited BIC ISNTGB2L Payments & e-money Prudential licence United Kingdom · Licensed by FCA · 140822 (FCA-PSD) · LEI 213800MXAKR2LA1VBM44](https://elucidate.co/directory/instinet-europe-limited-isntgb2l) - [Isx Financial UK LTD BIC ISFIGB22 Payments & e-money Prudential licence United Kingdom · Licensed by FCA · 901034 (FCA-EMI) · LEI 2138007BDV9IRS8AYD07](https://elucidate.co/directory/isx-financial-uk-ltd-isfigb22) - [Western Union Payment Services GB Limited · trading as Manning House, WU No BIC Payments & e-money Money service business Prudential licence United Kingdom · Licensed by FCA · 816890 (FCA-PSD) · also on HMRC-MLR · No LEI mapped](https://elucidate.co/directory/western-union-payment-services-gb-limited-0741de977896) - [A to Z 4U Ltd · trading as SAAK REMIT, Saakpay No BIC Payments & e-money Money service business Prudential licence United Kingdom · Licensed by FCA · 570837 (FCA-PSD) · also on HMRC-MLR · No LEI mapped](https://elucidate.co/directory/a-to-z-4u-ltd-25c2ca0fa3b5) - [Allied Wallet Limited No BIC Payments & e-money Prudential licence United Kingdom · Licensed by FCA · 900124 (FCA-EMI) · also on FCA-PSD · LEI 213800HO66BDXP716G24](https://elucidate.co/directory/allied-wallet-limited-8983cc2e32eb) [See all →](https://elucidate.co/directory/search?type=payments&cc=GB) [Other entries on FCA-EMI →](https://elucidate.co/directory/register/fca-emi) Sources & method Register entries come from the public registers of financial regulators, standardised into one taxonomy. LEIs are matched through GLEIF, and a BIC is linked only through a shared LEI. An institution missing from these registers is not necessarily unregulated. Register entries are not matched against the OFAC or EU sanctions lists. Where the legal entity also holds a BIC, the matches for that BIC are on its page. Always screen against the official lists. An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page. [Read the methodology →](https://elucidate.co/directory/methodology) Register for this page - **FCA Financial Services Register - E-Money Institutions**—Financial Conduct Authority (FCA) · [source ↗](https://register.fca.org.uk/s/) as at 25 September 2026 - **Persons with significant control**—Companies House · [source ↗](https://download.companieshouse.gov.uk/en_pscdata.html) as at 9 October 2026 - **Overview, authorisation, partners, products, leadership and events**—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source. ## Assess the financial crime risk behind a licence A licence records what an institution is authorised to do; it does not assess it. The [Elucidate FinCrime Index (EFI)](https://elucidate.co/ratings) is an independent score of the financial crime risk of banks and payment institutions. [Book a demo](https://elucidate.co/demo-request) Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.