United States · Financial institution
Citizens Bank National Association
Legal name in the LEI recordCitizens Bank, National Association
Citizens Bank, N.A. is a US national bank headquartered in Providence, Rhode Island. Its primary federal regulator is the Office of the Comptroller of the Currency. It is the bank subsidiary of Citizens Financial Group, Inc., a bank holding company listed on the New York Stock Exchange. The bank provides retail, small business, private banking, wealth management and commercial banking products and services. It formerly traded as RBS Citizens, N.A., when the group belonged to the Royal Bank of Scotland Group.
Licences and registrations
Matched by LEI on the 22 tracked registers
None matched by LEI in the 22 tracked registers.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- CTZIUS33XXX head office
- Connection to Swift
- Connected to SwiftThis BIC is registered as a live address on the Swift network. The institution sends and receives Swift messages under CTZIUS33 directly.
- Swift GPI
- Not on the member list
- Payment schemes and systems
- No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- Branch codes
- 3 branch codes
- BIC first registered
- 1992-06-01
- Last updated
- 2022-02-14
Overview
Researched 29 Sep 2026 · Sources
Ownership
Group subsidiary
100% Citizens Financial Group, Inc.
Institution type
Commercial bank
Trades as Citizens
- Ownership
- The bank is owned by Citizens Financial Group, Inc., a bank holding company whose shares are listed on the New York Stock Exchange.
- Direct parent
- Citizens Financial Group, Inc. ↗, United States 100%
- Head office
- One Citizens Plaza, 02903 Providence, United States
- Company register
- FDIC cert 57957; Federal Reserve RSSD ID 3303298
- Former name
- RBS Citizens, National Association
Business lines
According to the group, its Consumer Banking segment serves individuals and small businesses in 14 states and the District of Columbia. Its Commercial Banking segment provides lending, leasing, treasury management, foreign exchange, risk management and capital markets services.
Online
- Websites & references
- citizensbank.com ↗
investor.citizensbank.com ↗ investor relations (Citizens Financial Group)
Wikipedia ↗ group article - Official social accounts
- LinkedIn ↗ · X ↗ · Facebook ↗ · Instagram ↗ · YouTube ↗
Sources · 13 pages consulted
- ffiec.gov/npw/Institution/Profile/3303298
- citizensbank.com/homepage.aspx
- citizensbank.com/about-us/our-company/leadership-team.aspx
- citizensbank.com/about-us/our-company/board-of-directors.aspx
- citizensbank.com/about-us/our-company/overview.aspx
- investor.citizensbank.com/about-us/newsroom/latest-news/2026/2026-07-16-112014498.aspx
- investor.citizensbank.com/about-us/newsroom/latest-news/2026/2026-07-08-213032849.aspx
- investor.citizensbank.com/about-us/newsroom/latest-news/2025/2025-08-12-131511057.aspx
- investor.citizensbank.com/~/media/Files/C/CitizensBank-IR/citizens-10-k-2025-q4-2025.pdf
- citizensbank.com/about-us/our-company/leadership-team/aunoy-banerjee.aspx
- americanbanker.com/news/citizens-latest-move-further-positions-coughlin-as-next-ceo
- consumerfinance.gov/enforcement/actions/citizens-bank/
- en.wikipedia.org/wiki/Citizens_Financial_Group
Leadership
Researched 29 Sep 2026 · Sources
- Chair & chief executive
- Bruce Van Saun Chairman and Chief Executive Officer
- Chief financial officer
- Aunoy Banerjee Chief Financial Officer
- Executive
- Brendan Coughlin President
- Executive
- Richard Stein Chief Risk Officer
Supervisors & regulators
Researched 29 Sep 2026 · Sources
- United States
- Office of the Comptroller of the Currency Prudential supervisorAML supervisor
- United States
- Federal Deposit Insurance Corporation Resolution
- United States
- Consumer Financial Protection Bureau Conduct
- United States
- Board of Governors of the Federal Reserve System Central bank
Recent events
Researched 29 Sep 2026 · Sources
-
Leadership
The group announced that President Brendan Coughlin had taken over oversight of Commercial Banking, in addition to Consumer Banking, the Private Bank and Wealth.
investor.citizensbank.com ↗ -
Leadership
Don McCree, the group's chair of Commercial Banking, retired, according to American Banker.
americanbanker.com ↗ -
Leadership
Aunoy Banerjee, formerly Chief Financial Officer of Barclays Bank PLC, joined the group as Chief Financial Officer.
citizensbank.com ↗ -
Leadership
Chief Financial Officer John Woods left the group on 15 August 2025, and Chris Emerson served as interim Chief Financial Officer.
investor.citizensbank.com ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.
Identifiers
Head-office record
- BIC
- CTZIUS33XXX
- How the BIC breaks down
- CTZIBank
- USCountry · United States
- 33Location
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- DRMSV1Q0EKMEXLAU1P80
- LEI record
- View on GLEIF ↗
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
Profile
- Type
- Financial institutionClassified as a financial institution in Swift’s ISO 9362 BIC directory, with no licence on a tracked register. This includes banks that neither the ECB nor the FSB lists, as well as brokers, fund managers, insurers and market infrastructure.
- Regulation
- Not on a tracked registerNo licence or registration was found for this entity on the registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
- Register licences
- None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- Country · region
- United States · North America
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
No licence or registration was found for this entity on the 22 registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
Ownership and group
GLEIF relationship records
- Direct parent
- Citizens Financial Group, Inc. · United States2138004JDDA4ZQUPFW65 ↗
Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
Addresses
- Registered address
- 1 CITIZENS PLAZA PROVIDENCE 02903-1339 UNITED STATES OF AMERICA
- Operational address
- CITIZENS PLAZA 1 PROVIDENCE,RI PROVIDENCE,RI 02903-1339 UNITED STATES OF AMERICA
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>CTZIUS33XXX</BICFI>
<LEI>DRMSV1Q0EKMEXLAU1P80</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>CTZIUS33XXX</BICFI>
<LEI>DRMSV1Q0EKMEXLAU1P80</LEI>
<Nm>CITIZENS BANK NATIONAL ASSOCIATION</Nm>
<PstlAdr>
<TwnNm>PROVIDENCE</TwnNm>
<Ctry>US</Ctry>
<AdrLine>1 CITIZENS PLAZA PROVIDENCE 02903-1339</AdrLine>
</PstlAdr>
</FinInstnId>The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
Network
Branch network
All 3 branch BICs connect to the head office. No city, function or registration year splits them into groups.
Hover over a branch or group to see its details
Branch codes
| BIC | Branch | City | Address | LEI | Updated |
|---|---|---|---|---|---|
| CTZIUS33BKT | LTR OF CREDIT, GUARANTEES, STANDBY LCS, DOC COLL | Medford | 20 CABOT ROAD MAIL STOP MMF470 MEDFORD,MA MEDFORD,MA 02155 UNITED STATES OF AMERICA | — | 2021-03-26 |
| CTZIUS33COB | COMMERCIAL ONLINE BANKING | Providence | CITIZENS PLAZA 1 PROVIDENCE,RI PROVIDENCE,RI 02903-1339 UNITED STATES OF AMERICA | — | 2021-03-26 |
| CTZIUS33SPT | FOREX, CHECK COLL | Providence | PROVIDENCE,RI PROVIDENCE,RI UNITED STATES OF AMERICA | — | 2021-03-26 |
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- Ownership and group—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- Overview, leadership, regulators and events—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
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