---
title: "Citizens Business Bank SWIFT/BIC code CBBKUS6LXXX · United States | Elucidate"
description: "SWIFT/BIC code CBBKUS6LXXX for Citizens Business Bank, United States. 2 branch BICs, LEI 549300L36QZWPHM6FP31, addresses and Swift connectivity."
url: https://elucidate.co/directory/citizens-business-bank-cbbkus6l
---
1. [Directory](https://elucidate.co/directory)
2. [United States](https://elucidate.co/directory/country/us)
3. Citizens Business Bank
United States · Financial institution
# Citizens Business Bank
Legal name in the LEI record Citizens Business Bank, National Association
Citizens Business Bank, National Association is a US national bank headquartered in Ontario, California. It is a wholly owned subsidiary of CVB Financial Corp., whose shares are listed on NASDAQ. The bank serves small and medium-sized businesses and their owners across California, with lending, deposit, treasury, international trade and trust services. It was founded as Chino Valley Bank in 1974 and renamed Citizens Business Bank in March 1996. It converted to a national charter in December 2025 and absorbed Heritage Bank of Commerce in April 2026.
BIC **CBBKUS6LXXX** LEI **[549300L36QZWPHM6FP31](https://search.gleif.org/#/record/549300L36QZWPHM6FP31)** Licence no. **Not on a tracked register** Connected to Swift [**2** branch codes](https://elucidate.co/directory/citizens-business-bank-cbbkus6l#branches) [Claim this profile](https://elucidate.co/directory/citizens-business-bank-cbbkus6l#claim)
## Licences and registrations
Matched by LEI on the 22 tracked registers
None matched by LEI in the 22 tracked registers.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
## Swift network
Swift’s ISO 9362 BIC directory
- **BIC:** CBBKUS6LXXX head office
- **Connection to Swift:** Connected to Swift
- **Swift GPI:** Not on the member list
- **Payment schemes and systems:** No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- **Branch codes:** [2 branch codes](https://elucidate.co/directory/citizens-business-bank-cbbkus6l#branches)
- **BIC first registered:** 2002-12-07
- **Last updated:** 2025-09-13
## Overview
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/citizens-business-bank-cbbkus6l#overview-sources)
Total assets
USD 21.2bn
Group · 30 Jun 2026 · [interim report ↗](https://investors.cbbank.com/news-releases/news-release-details/cvb-financial-corp-reports-earnings-second-quarter-2026)
Employees
1,079
headcount · Group · 31 Dec 2025 · [annual report ↗](https://www.tradingview.com/news/tradingview:b860778acab56:0-cvb-financial-corp-sec-10-k-report/)
Ownership
Group subsidiary
100% CVB Financial Corp.
Institution type
Commercial bank
Trades as Citizens Business Bank
- **Standing:** The bank converted from a California state-chartered bank to a national bank on 15 December 2025. It now operates as Citizens Business Bank, National Association. Heritage Bank of Commerce merged into the bank on 17 April 2026.
- **Ownership:** CVB Financial Corp., a NASDAQ-listed bank holding company, holds 100% of the bank.
- **Direct parent:** CVB Financial Corp., United States 100%
- **Head office:** 701 N Haven Ave., 91764 Ontario, United States
- **Company register:** OCC Charter Number 25382
- **Former names:** Citizens Business Bank · Chino Valley Bank
### Business lines
- SME banking
- Corporate banking
- Transaction banking & payments
- Private banking & wealth
- Retail banking
- Leasing & factoring
- Trade finance
The bank focuses on business banking for small and medium-sized California companies, including commercial real estate, dairy, livestock and agribusiness lending, treasury management and trust services through CitizensTrust. It also provides working-capital factoring through its subsidiary Bay View Funding.
### Online
- **Websites & references:** [cbbank.com ↗](https://www.cbbank.com/) [investors.cbbank.com ↗](https://investors.cbbank.com/) investor relations site of the parent, CVB Financial Corp. [Wikipedia ↗](https://en.wikipedia.org/wiki/Citizens_Business_Bank)
- **Official social accounts:** [LinkedIn ↗](https://www.linkedin.com/company/citizens-business-bank)
Sources · 13 pages consulted
1. [occ.gov/topics/charters-and-licensing/interpretations-and-decisions/2025/ca1351.pdf](https://www.occ.gov/topics/charters-and-licensing/interpretations-and-decisions/2025/ca1351.pdf)
2. [cbbank.com/](https://www.cbbank.com/)
3. [investors.cbbank.com/corporate-overview/officers-directors](https://investors.cbbank.com/corporate-overview/officers-directors)
4. [investors.cbbank.com/news-releases/news-release-details/cvb-financial-corp-reports-earnings-second-quarter-202](https://investors.cbbank.com/news-releases/news-release-details/cvb-financial-corp-reports-earnings-second-quarter-2026)
5. [cbbank.com/news-media/cvb-financial-corp-announces-completion-of-merger-with-heritage-commerce-corp/](https://www.cbbank.com/news-media/cvb-financial-corp-announces-completion-of-merger-with-heritage-commerce-corp/)
6. [cbbank.com/banking/business/international-services/](https://www.cbbank.com/banking/business/international-services/)
7. [globenewswire.com/news-release/2026/5/21/3299762/0/en/cvb-financial-corp-names-george-a-borba-jr-chairman-o](https://www.globenewswire.com/news-release/2026/5/21/3299762/0/en/cvb-financial-corp-names-george-a-borba-jr-chairman-of-the-board-prior-chairman-hal-w-oswalt-transitions-to-vice-chairman.html)
8. [manilatimes.net/2026/07/23/tmt-newswire/globenewswire/cvb-financial-corp-announces-appointment-of-new-dir](https://www.manilatimes.net/2026/07/23/tmt-newswire/globenewswire/cvb-financial-corp-announces-appointment-of-new-director/2389800)
9. [investors.cbbank.com/static-files/4cda97a4-db57-4edd-acea-edcd4363eea8](https://investors.cbbank.com/static-files/4cda97a4-db57-4edd-acea-edcd4363eea8)
10. [finance.yahoo.com/news/citizens-business-bank-shift-national-091129105.html](https://finance.yahoo.com/news/citizens-business-bank-shift-national-091129105.html)
11. [tradingview.com/news/tradingview:b860778acab56:0-cvb-financial-corp-sec-10-k-report/](https://www.tradingview.com/news/tradingview:b860778acab56:0-cvb-financial-corp-sec-10-k-report/)
12. [simplywall.st/stocks/us/banks/nasdaq-cvbf/cvb-financial](https://simplywall.st/stocks/us/banks/nasdaq-cvbf/cvb-financial)
13. [en.wikipedia.org/wiki/Citizens\_Business\_Bank](https://en.wikipedia.org/wiki/Citizens_Business_Bank)
## Leadership
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/citizens-business-bank-cbbkus6l#overview-sources)
- **Chief executive:** David A. Brager Chief Executive Officer Confirmed 29 Sep 2026 · [investors.cbbank.com ↗](https://investors.cbbank.com/corporate-overview/officers-directors)
- **Chair:** George A. Borba Jr. Chairman of the Board (CVB Financial Corp. and the Bank) Confirmed 29 Sep 2026 · [investors.cbbank.com ↗](https://investors.cbbank.com/corporate-overview/officers-directors)
- **Chief financial officer:** E. Allen Nicholson Executive Vice President and Chief Financial Officer Confirmed 29 Sep 2026 · [investors.cbbank.com ↗](https://investors.cbbank.com/corporate-overview/officers-directors)
- **Executive:** Robertson "Clay" Jones President Confirmed 29 Sep 2026 · [investors.cbbank.com ↗](https://investors.cbbank.com/corporate-overview/officers-directors)
- **Executive:** David C. Harvey Executive Vice President and Chief Operating Officer Confirmed 29 Sep 2026 · [investors.cbbank.com ↗](https://investors.cbbank.com/corporate-overview/officers-directors)
## Supervisors & regulators
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/citizens-business-bank-cbbkus6l#overview-sources)
- **United States:** Office of the Comptroller of the Currency Prudential supervisor AML supervisor
- **United States:** Board of Governors of the Federal Reserve System Central bank
- **United States:** Federal Deposit Insurance Corporation Resolution
- **United States:** Consumer Financial Protection Bureau Conduct
## Recent events
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/citizens-business-bank-cbbkus6l#overview-sources)
1. Jun 2026
Leadership
Richard Wohl retired as Executive Vice President and General Counsel of the bank and its parent on 5 June 2026.
[simplywall.st ↗](https://simplywall.st/stocks/us/banks/nasdaq-cvbf/cvb-financial)
2. May 2026
Leadership
The boards named George A. Borba Jr. chairman on 20 May 2026. Hal W. Oswalt became vice chairman.
[globenewswire.com ↗](https://www.globenewswire.com/news-release/2026/5/21/3299762/0/en/cvb-financial-corp-names-george-a-borba-jr-chairman-of-the-board-prior-chairman-hal-w-oswalt-transitions-to-vice-chairman.html)
3. Apr 2026
Merger / acquisition
Heritage Bank of Commerce merged into the bank on 17 April 2026. Heritage's former chief executive Clay Jones became President.
[cbbank.com ↗](https://www.cbbank.com/news-media/cvb-financial-corp-announces-completion-of-merger-with-heritage-commerce-corp/)
4. Dec 2025
Licence
The bank converted from a California state charter to a national bank charter, effective 15 December 2025.
[finance.yahoo.com ↗](https://finance.yahoo.com/news/citizens-business-bank-shift-national-091129105.html)
5. Nov 2025
Licence
The OCC approved the bank's conversion to a national bank under OCC Charter Number 25382 on 19 November 2025.
[occ.gov ↗](https://www.occ.gov/topics/charters-and-licensing/interpretations-and-decisions/2025/ca1351.pdf)
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.
## Identifiers
Head-office record
- **BIC:** CBBKUS6LXXX
- **How the BIC breaks down:** 1. CBBK Bank 2. US Country · United States 3. 6L Location 4. XXX Branch · head office
- **Branch description:** Not recorded in the directory
- **LEI:** 549300L36QZWPHM6FP31
- **LEI record:** [View on GLEIF ↗](https://search.gleif.org/#/record/549300L36QZWPHM6FP31)
- **How the LEI was matched:** BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
## Profile
- **Type:** Financial institution
- **Regulation:** Not on a tracked register
- **Register licences:** None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- **Country · region:** United States · North America
- **Trading venues (MIC):** No MIC registered under this LEI list of 2026-09-17
- **OFAC sanctions:** No listing cites this BIC
- **EU sanctions:** No listing matched this BIC or its LEI
- **Country sanctions:** No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
No licence or registration was found for this entity on the 22 registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
## Ownership and group
GLEIF relationship records
GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.
## Addresses
- **Registered address:** 701 NORTH HAVEN AVENUE ONTARIO, CA 91764-4925 UNITED STATES OF AMERICA
- **Operational address:** 701 N. HAVEN AVE ONTARIO,CA ONTARIO,CA 91764 UNITED STATES OF AMERICA
## ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- **Identified by:** BIC, with its LEI
- **Roles in CBPR+:** Any agent, including the instructing and instructed agents
### CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
```xml
CBBKUS6LXXX
549300L36QZWPHM6FP31
```
### Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
```xml
CBBKUS6LXXX
549300L36QZWPHM6FP31
CITIZENS BUSINESS BANK
ONTARIO
US
701 NORTH HAVEN AVENUE ONTARIO, CA 91764-4925
```
The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
## Network
### Branch network
All 2 branch BICs connect to the head office. They are all in Ontario, and no function or registration year splits them further.
### Branch codes
| BIC | Branch | City | Address | LEI | Updated |
| --- | --- | --- | --- | --- | --- |
| [CBBKUS6L940](https://elucidate.co/directory/citizens-business-bank-cbbkus6l-940) | INTERNATIONAL DEPT. | Ontario | ONTARIO,CA ONTARIO,CA UNITED STATES OF AMERICA | — | 2025-09-13 |
| [CBBKUS6LWIR](https://elucidate.co/directory/citizens-business-bank-cbbkus6l-wir) | WIRE DEPARTMENT | Ontario | ONTARIO,CA ONTARIO,CA UNITED STATES OF AMERICA | — | 2025-09-13 |
[See every BIC in United States →](https://elucidate.co/directory/country/us#bics)
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[See every BIC in United States →](https://elucidate.co/directory/country/us#bics)
Claim this profile
## Work at Citizens Business Bank?
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1. 01 **Submit** Tell us who you are, using your work email.
2. 02 **We verify** We check the email domain and confirm your role with the bank. This usually takes up to five business days.
3. 03 **Profile claimed** The page is marked as claimed and verified. You can send us corrections at any time.
Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
[Read the methodology →](https://elucidate.co/directory/methodology)
Credits for this page
- **Overview, leadership, regulators and events**—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- **Images**—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: [cbbank.com](https://www.cbbank.com/) (official website) · [original](https://www.cbbank.com/wp-content/uploads/cropped-CBB_Bug-Favicon-180x180.png).
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Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.