---
title: "Clear Treasury UK Trading Limited SWIFT/BIC code CLTIGB21XXX · United Kingdom | Elucidate"
description: "Licensed in the United Kingdom: Authorised Payment Institution (FCA). SWIFT/BIC code CLTIGB21XXX for Clear Treasury UK Trading Limited, United Kingdom."
url: https://elucidate.co/directory/clear-treasury-uk-trading-limited-cltigb21
---
1. [Directory](https://elucidate.co/directory)
2. [United Kingdom](https://elucidate.co/directory/country/gb)
3. Clear Treasury UK Trading Limited
United Kingdom · Payments & e-money
# Clear Treasury UK Trading Limited
Legal name in the LEI record CLEAR TREASURY (UK TRADING) LIMITED
Clear Treasury (UK Trading) Limited is a private limited company incorporated in England and Wales, with its head office in London. The Financial Conduct Authority (FCA) authorises it as an authorised payment institution under the Payment Services Regulations 2017, firm reference number 708529. Clear Treasury Group Limited holds 75% or more of its shares. Its 2024 accounts name TOFR Holdings Limited as the ultimate parent. It provides foreign exchange and international payment services to clients outside the EEA and the US. It trades as Clear Treasury for business clients and as Clear Currency for personal clients.
Register status
Licensed in the United Kingdom
Authorised Payment Institution · FCA
Prudential licence
[2 licences and registrations ↓](https://elucidate.co/directory/clear-treasury-uk-trading-limited-cltigb21#licences)
BIC **CLTIGB21XXX** LEI **[213800XW1LGOEG3T6L75](https://search.gleif.org/#/record/213800XW1LGOEG3T6L75)** [Licence no. **708529**](https://elucidate.co/directory/clear-treasury-uk-trading-limited-cltigb21#licences) Passive participant (no connection) Head-office BIC only [Claim this profile](https://elucidate.co/directory/clear-treasury-uk-trading-limited-cltigb21#claim)
## Licences and registrations
Held by Clear Treasury (UK Trading) Limited (LEI 213800XW1LGOEG3T6L75). 2 entries on 1 of the 22 tracked registers, retrieved 25 September 2026.
| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| [FCA Financial Services Register - Payment Institutions & RAISPs](https://elucidate.co/directory/register/fca-psd) FCA Linked by LEI. Matched by Elucidate on the UK company number the register gives. | Authorised Payment InstitutionPayment Institution | 708529 | [United Kingdom](https://elucidate.co/directory/country/gb) | Active | 2018-04-09 | — | - Payment services | [Search the register ↗](https://register.fca.org.uk/s/) |
| [FCA Financial Services Register - Payment Institutions & RAISPs](https://elucidate.co/directory/register/fca-psd) FCA Linked by LEI. Matched by Elucidate on the UK company number the register gives. | Authorised Payment InstitutionPayment Institution | 557076 | [United Kingdom](https://elucidate.co/directory/country/gb) | Cancelled - Authorised PI | — | Ended 2015-12-01 | - Payment services | [Search the register ↗](https://register.fca.org.uk/s/) |
Trading names on the register: Clear Payments (FCA-PSD), Clear Currency (FCA-PSD)
- Licences belong to the legal entity, not to a BIC.
- Each licence applies in the country of the regulator that granted it.
- Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
- The register entries and their trading names were not matched against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
## Swift network
Swift’s ISO 9362 BIC directory
- **BIC:** CLTIGB21XXX head office
- **Connection to Swift:** Passive participant (no connection)
- **Swift GPI:** Not on the member list
- **Payment schemes and systems:** No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- **Branch codes:** None: head-office BIC only
- **BIC first registered:** 2019-01-06
- **Last updated:** 2019-01-06
## Overview
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/clear-treasury-uk-trading-limited-cltigb21#overview-sources)
Customers
Not published
Employees
14
headcount · This entity · 31 Dec 2024 · [regulatory filing ↗](https://find-and-update.company-information.service.gov.uk/company/09549792/filing-history/MzQ4MzE3MzcwOGFkaXF6a2N4/document?format=xhtml&download=1)
Ownership
Group subsidiary
Clear Treasury Group Limited
Firm type
FX and business payments
Trades as Clear Treasury
- **Ownership:** Clear Treasury Group Limited (Companies House 09536979) holds 75% or more of the shares and voting rights, and the firm's 2024 accounts name TOFR Holdings Limited as its ultimate parent.
- **Direct parent:** Clear Treasury Group Limited, United Kingdom
- **Ultimate owner:** TOFR Holdings Limited, United Kingdom
- **Head office:** 8 Devonshire Square, EC2M 4YJ London, United Kingdom
- **Company register:** Companies House 09549792
- **Incorporated:** 20 Apr 2015
### Online
- **Websites & references:** [cleartreasury.co.uk ↗](https://www.cleartreasury.co.uk/) [clearcurrency.co.uk ↗](https://www.clearcurrency.co.uk/) Clear Currency brand site for personal clients [new-payments.cleartreasury.co.uk ↗](https://new-payments.cleartreasury.co.uk/login) online payments platform login
- **Official social accounts:** [LinkedIn ↗](https://www.linkedin.com/company/5304889) · [X ↗](https://twitter.com/cleartreasury?lang=en)
Sources · 10 pages consulted
1. [find-and-update.company-information.service.gov.uk/company/09549792](https://find-and-update.company-information.service.gov.uk/company/09549792)
2. [find-and-update.company-information.service.gov.uk/company/09549792/officers](https://find-and-update.company-information.service.gov.uk/company/09549792/officers)
3. [find-and-update.company-information.service.gov.uk/company/09549792/persons-with-significant-control](https://find-and-update.company-information.service.gov.uk/company/09549792/persons-with-significant-control)
4. [find-and-update.company-information.service.gov.uk/company/09549792/filing-history](https://find-and-update.company-information.service.gov.uk/company/09549792/filing-history)
5. [find-and-update.company-information.service.gov.uk/company/09549792/filing-history/MzQ4MzE3MzcwOGFkaXF6a2N4/document?format=xhtml&download=1](https://find-and-update.company-information.service.gov.uk/company/09549792/filing-history/MzQ4MzE3MzcwOGFkaXF6a2N4/document?format=xhtml&download=1)
6. [cleartreasury.co.uk/](https://www.cleartreasury.co.uk/)
7. [cleartreasury.co.uk/explainers/regulatory-information](https://www.cleartreasury.co.uk/explainers/regulatory-information)
8. [cleartreasury.co.uk/terms-of-business](https://www.cleartreasury.co.uk/terms-of-business)
9. [cleartreasury.co.uk/about](https://www.cleartreasury.co.uk/about)
10. [register.fca.org.uk/servlet/servlet.FileDownload?file=015b0000006CXC7](https://register.fca.org.uk/servlet/servlet.FileDownload?file=015b0000006CXC7)
## Authorisation
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/clear-treasury-uk-trading-limited-cltigb21#overview-sources)
- **Operates under:** Its own licences
The FCA authorises the firm as an authorised payment institution under the Payment Services Regulations 2017, firm reference number 708529. It contracts with clients in its own name and says the Payment Services Regulations do not apply to its FX contracts.
| Authority | Licence or registration | Number | Held | Status | Source |
| --- | --- | --- | --- | --- | --- |
| Financial Conduct Authority United Kingdom | Authorised Payment Institution | 708529 | In its own name | Active | [cleartreasury.co.uk ↗](https://www.cleartreasury.co.uk/explainers/regulatory-information) |
| Financial Conduct Authority United Kingdom | Authorised Payment Institution | 557076 | In its own name | Withdrawn or expired | — |
Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.
## Partners and safeguarding
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/clear-treasury-uk-trading-limited-cltigb21#overview-sources)
- **Safeguarding:** Segregated safeguarding accountsThe firm states that it holds safeguarded client money in designated accounts at a tier 1 bank, kept separate from its own money, and it does not name the bank. [cleartreasury.co.uk ↗](https://www.cleartreasury.co.uk/explainers/regulatory-information)
- **Payment schemes and card networks:** Faster Payments Access not stated [cleartreasury.co.uk ↗](https://www.cleartreasury.co.uk/terms-of-business)
Banks and regulated firms the firm says hold its customers’ money, issue its cards, sponsor its accounts or settle its payments, as it discloses them in its terms and notices.
## Products and markets
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/clear-treasury-uk-trading-limited-cltigb21#overview-sources)
- International money transfer
- FX conversion
- FX hedging
- Domestic payments
- Multi currency accounts
The firm offers spot and forward foreign exchange contracts and payments in 35 currencies to more than 130 countries, according to its website, with a dedicated account manager and an API for embedded payments.
The firm contracts with clients based outside the EEA and the US, while sister companies serve EEA clients (Clear Currency Europe Ltd, through CurrencyCloud B.V.) and US clients (Clear Treasury Consulting Ltd).
- **Sells to:** Small businesses · Enterprises · Consumers · Platforms and marketplaces
- **Serves customers in:** United Kingdom
## Leadership
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/clear-treasury-uk-trading-limited-cltigb21#overview-sources)
- **Chief executive:**  Jordan Tilley Chief Executive Officer Confirmed 29 Sep 2026 · [cleartreasury.co.uk ↗](https://www.cleartreasury.co.uk/about)
- **Compliance / MLRO:**  Denise Kehoe Compliance Director and MLRO Confirmed 29 Sep 2026 · [cleartreasury.co.uk ↗](https://www.cleartreasury.co.uk/about)
- **Executive:**  Paul Reilly Chief Commercial Officer Confirmed 29 Sep 2026 · [cleartreasury.co.uk ↗](https://www.cleartreasury.co.uk/about)
- **Executive:**  Gary O'Driscoll Chief Operating Officer Confirmed 29 Sep 2026 · [cleartreasury.co.uk ↗](https://www.cleartreasury.co.uk/about)
## Recent events
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/clear-treasury-uk-trading-limited-cltigb21#overview-sources)
1. Jun 2026
Other
The firm moved its registered office from 288 Bishopsgate to 8 Devonshire Square, London, on 25 June 2026.
[find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/09549792/filing-history)
2. Nov 2025
Leadership
Timothy Charles Kidd resigned as a director on 3 November 2025.
[find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/09549792/officers)
3. Aug 2025
Other
Three individuals ceased to be registered persons with significant control on 31 August 2025, and Clear Treasury Group Limited resigned as corporate director.
[find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/09549792/persons-with-significant-control)
4. Jul 2024
Leadership
The firm appointed Timothy Charles Kidd as a director on 1 July 2024.
[find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/09549792/officers)
5. Jun 2024
Leadership
The firm appointed Denise Catherine Kehoe, its Compliance Director and MLRO, as a director on 13 June 2024.
[find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/09549792/officers)
6. Apr 2024
Leadership
Peter John O'Flanagan resigned as a director on 30 April 2024.
[find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/09549792/officers)
7. Feb 2023
Other
The firm registered a charge over its assets guaranteeing a loan to its ultimate parent, TOFR Holdings Limited.
[find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/09549792/filing-history)
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.
## Identifiers
Head-office record
- **BIC:** CLTIGB21XXX
- **How the BIC breaks down:** 1. CLTI Bank 2. GB Country · United Kingdom 3. 21 Location · passive 4. XXX Branch · head office
- **Branch description:** Not recorded in the directory
- **LEI:** 213800XW1LGOEG3T6L75
- **LEI record:** [View on GLEIF ↗](https://search.gleif.org/#/record/213800XW1LGOEG3T6L75)
- **Licence no. · FCA-PSD:** 708529
- **Licence no. · FCA-PSD:** 557076
- **How the LEI was matched:** BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file. Register entries: Matched by Elucidate on the UK company number the register gives.
- **Register-entry ID:** a11dbb65bec1
- **Companies House no.:** [09549792 ↗](https://find-and-update.company-information.service.gov.uk/company/09549792)
## Profile
- **Type:** Payments & e-money
- **Regulation:** Prudential licence
- **Register licences:** [2 entries on 1 register](https://elucidate.co/directory/clear-treasury-uk-trading-limited-cltigb21#licences)
- **Activities:** - Payment services
- **Licensed in:** [United Kingdom](https://elucidate.co/directory/country/gb)
- **Website (register):** [www.cleartreasury.co.uk ↗](https://www.cleartreasury.co.uk/)
- **Country · region:** United Kingdom · Europe & Central Asia
- **Trading venues (MIC):** No MIC registered under this LEI list of 2026-09-17
- **OFAC sanctions:** No listing cites this BIC
- **EU sanctions:** No listing matched this BIC or its LEI
- **Country sanctions:** No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
## Ownership and group
GLEIF relationship records
GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.
## Persons with significant control
Companies House · company [09549792 ↗](https://find-and-update.company-information.service.gov.uk/company/09549792) · as at 9 October 2026
Companies House lists 1 person with significant control for Clear Treasury (UK Trading) Limited: 1 company.
| Name | Type | Nature of control | Notified |
| --- | --- | --- | --- |
| [Clear Treasury Group Limited ↗](https://find-and-update.company-information.service.gov.uk/company/09536979) | Company · UK | 75–100% of shares · 75–100% of votes · Can appoint or remove directors | 6 April 2016 |
| [Clear Treasury Holdings Limited ↗](https://find-and-update.company-information.service.gov.uk/company/12848163) | Company · UK · through Clear Treasury Group Limited | 75–100% of shares · 75–100% of votes | 2 October 2020 |
| [Tofr Holdings Limited ↗](https://find-and-update.company-information.service.gov.uk/company/14545830) | Company · UK · through Clear Treasury Holdings Limited | 75–100% of shares · 75–100% of votes · Can appoint or remove directors | 16 February 2023 |
| Peter John O'Flanagan | Individual · through Tofr Holdings Limited | 25–50% of shares · 25–50% of votes | 16 December 2022 |
| Paul Michael Reilly | Individual · through Tofr Holdings Limited | 25–50% of shares · 25–50% of votes | 16 December 2022 |
| Jordan Matthew Tilley | Individual · through Tofr Holdings Limited | 25–50% of shares · 25–50% of votes | 16 December 2022 |
Companies report persons with significant control to Companies House. Elucidate has not verified them.
A person with significant control holds more than 25% of the shares or votes, can appoint or remove the board, or has significant influence or control. Dates of birth and addresses are not shown.
Matched on the Companies House number that the FCA register gives for this firm.
[See the register at Companies House ↗](https://find-and-update.company-information.service.gov.uk/company/09549792/persons-with-significant-control)
## Addresses
- **Registered address:** DAUNTSEY HOUSE FLOOR 4 4B FREDERICK'S PLACE LONDON EC2R 8AB UNITED KINGDOM
- **Operational address:** DAUNTSEY HOUSE FLOOR 4 4B FREDERICK'S PLACE LONDON LONDON EC2R 8AB UNITED KINGDOM
## ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- **Identified by:** BIC, with its LEI
- **Roles in CBPR+:** Debtor agent, creditor agent or an intermediary agent
### CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
```xml
CLTIGB21XXX
213800XW1LGOEG3T6L75
```
### Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
```xml
CLTIGB21XXX
213800XW1LGOEG3T6L75
CLEAR TREASURY UK TRADING LIMITED
LONDON
GB
DAUNTSEY HOUSE FLOOR 4 4B FREDERICK'S PLACE LONDON EC2R 8AB
```
This BIC is not connected to Swift. Messages reach the institution through a correspondent bank, so it cannot be the instructing or instructed agent.
The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
## Related institutions
### Other payments & e-money institutions in the United Kingdom
- [Stonex Financial LTD BIC IGLUGB2L Payments & e-money Money service business Prudential licence United Kingdom · Licensed by FCA · 446717 (FCA-PSD) · also on FINTRAC-MSB · LEI 549300AWF3TOHRYL7754](https://elucidate.co/directory/stonex-financial-ltd-iglugb2l)
- [Dex International Limited · trading as DEXREMIT No BIC Payments & e-money Crypto Money service business Prudential licence United Kingdom · Licensed by FCA · 503929 (FCA-PSD) · also on HMRC-MLR, FINTRAC-MSB · LEI 9845003995D06S994R04](https://elucidate.co/directory/dex-international-limited-ff2b0c01c725)
- [Euronet Payment Services Ltd · trading as Ria Money Transfer, Ria No BIC Payments & e-money Money service business Prudential licence United Kingdom · Licensed by FCA · 504630 (FCA-PSD) · also on HMRC-MLR · No LEI mapped](https://elucidate.co/directory/euronet-payment-services-ltd-6f4dec33a392)
- [Instinet Europe Limited BIC ISNTGB2L Payments & e-money Prudential licence United Kingdom · Licensed by FCA · 140822 (FCA-PSD) · LEI 213800MXAKR2LA1VBM44](https://elucidate.co/directory/instinet-europe-limited-isntgb2l)
- [Isx Financial UK LTD BIC ISFIGB22 Payments & e-money Prudential licence United Kingdom · Licensed by FCA · 901034 (FCA-EMI) · LEI 2138007BDV9IRS8AYD07](https://elucidate.co/directory/isx-financial-uk-ltd-isfigb22)
- [Western Union Payment Services GB Limited · trading as Manning House, WU No BIC Payments & e-money Money service business Prudential licence United Kingdom · Licensed by FCA · 816890 (FCA-PSD) · also on HMRC-MLR · No LEI mapped](https://elucidate.co/directory/western-union-payment-services-gb-limited-0741de977896)
- [A to Z 4U Ltd · trading as SAAK REMIT, Saakpay No BIC Payments & e-money Money service business Prudential licence United Kingdom · Licensed by FCA · 570837 (FCA-PSD) · also on HMRC-MLR · No LEI mapped](https://elucidate.co/directory/a-to-z-4u-ltd-25c2ca0fa3b5)
- [Allied Wallet Limited No BIC Payments & e-money Prudential licence United Kingdom · Licensed by FCA · 900124 (FCA-EMI) · also on FCA-PSD · LEI 213800HO66BDXP716G24](https://elucidate.co/directory/allied-wallet-limited-8983cc2e32eb)
[See all →](https://elucidate.co/directory/search?type=payments&cc=GB)
Claim this profile
## Work at Clear Treasury UK Trading Limited?
Claim this page to have it marked as verified by the bank, and to send us corrections. We verify every claim before anything changes on the page.
1. 01 **Submit** Tell us who you are, using your work email.
2. 02 **We verify** We check the email domain and confirm your role with the bank. This usually takes up to five business days.
3. 03 **Profile claimed** The page is marked as claimed and verified. You can send us corrections at any time.
Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
Register entries are not screened against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
[Read the methodology →](https://elucidate.co/directory/methodology)
Credits for this page
- **FCA Financial Services Register - Payment Institutions & RAISPs**—Financial Conduct Authority (FCA) · [register ↗](https://register.fca.org.uk/s/) as at 25 September 2026
- **Persons with significant control**—Companies House · [source ↗](https://download.companieshouse.gov.uk/en_pscdata.html) as at 9 October 2026
- **Overview, authorisation, partners, products, leadership and events**—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- **Images**—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: [cleartreasury.co.uk](https://www.cleartreasury.co.uk/) (official website) · [original](https://www.cleartreasury.co.uk/clear_treasury_logo_light.svg); Jordan Tilley: [cleartreasury.co.uk](https://www.cleartreasury.co.uk/about) (official website) · [original](https://cdn.sanity.io/images/4b8cd7ug/20210602-140718/38a553b78891eed38568de376b880483667ad6c2-500x500.png?w=640&h=640&fit=crop&auto=format&fit=max); Denise Kehoe: [cleartreasury.co.uk](https://www.cleartreasury.co.uk/about) (official website) · [original](https://cdn.sanity.io/images/4b8cd7ug/20210602-140718/e6bc96ea86516ee9ea4e018a6778399b30757770-200x200.png?w=640&h=640&fit=crop&auto=format&fit=max); Paul Reilly: [cleartreasury.co.uk](https://www.cleartreasury.co.uk/about) (official website) · [original](https://cdn.sanity.io/images/4b8cd7ug/20210602-140718/1d8eca79f10ac536aabac09129a379c2acfa8ba7-252x249.png?w=640&h=640&fit=crop&auto=format&fit=max); Gary O'Driscoll: [cleartreasury.co.uk](https://www.cleartreasury.co.uk/about) (official website) · [original](https://cdn.sanity.io/images/4b8cd7ug/20210602-140718/99abf3961dd4c3b1121f54527dadecddc94bd9f1-200x200.png?w=640&h=640&fit=crop&auto=format&fit=max).
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Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.