---
title: "Co-Operative Bank PLC SWIFT/BIC code CPBKGB22XXX · United Kingdom | Elucidate"
description: "SWIFT/BIC code CPBKGB22XXX for Co-Operative Bank PLC, United Kingdom. 4 branch BICs, LEI 213800TLZ6PCLYPSR448, addresses and Swift connectivity."
url: https://elucidate.co/directory/co-operative-bank-plc-cpbkgb22
---
1. [Directory](https://elucidate.co/directory)
2. [United Kingdom](https://elucidate.co/directory/country/gb)
3. Co-Operative Bank PLC
United Kingdom · Financial institution
# Co-Operative Bank PLC
Legal name in the LEI record THE CO-OPERATIVE BANK P.L.C.
The Co-operative Bank p.l.c. is a public limited company registered in England and Wales, with its registered office in Manchester. Since 1 January 2025 it has been an indirect wholly owned subsidiary of Coventry Building Society, held through The Co-operative Bank Holdings p.l.c. It provides retail and SME banking, including current accounts, savings, mortgages and credit cards. It is proposed that its business will transfer to Coventry Building Society on 1 January 2027, subject to High Court approval.
BIC **CPBKGB22XXX** LEI **[213800TLZ6PCLYPSR448](https://search.gleif.org/#/record/213800TLZ6PCLYPSR448)** Licence no. **Not on a tracked register** Reverse billing [**4** branch codes](https://elucidate.co/directory/co-operative-bank-plc-cpbkgb22#branches) [Claim this profile](https://elucidate.co/directory/co-operative-bank-plc-cpbkgb22#claim)
## Licences and registrations
Matched by LEI on the 22 tracked registers
None matched by LEI in the 22 tracked registers.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
## Swift network
Swift’s ISO 9362 BIC directory
- **BIC:** CPBKGB22XXX head office
- **Connection to Swift:** Reverse billing
- **Swift GPI:** Not on the member list
- **Payment schemes and systems:** [SCT](https://elucidate.co/directory/co-operative-bank-plc-cpbkgb22#schemes)
- **Branch codes:** [4 branch codes](https://elucidate.co/directory/co-operative-bank-plc-cpbkgb22#branches)
- **Other BIC with this LEI:** [BRITGB21](https://elucidate.co/directory/co-operative-bank-plc-t-a-britannia-britgb21)
- **BIC first registered:** 1979-02-05
- **Last updated:** 2025-12-20
## Overview
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/co-operative-bank-plc-cpbkgb22#overview-sources)
Photo: Rodhullandemu · [CC BY-SA 4.0](https://creativecommons.org/licenses/by-sa/4.0) · [Wikimedia Commons](https://commons.wikimedia.org/wiki/File:Co-operative_Bank,_Parker_Street.jpg) · [original](https://thumb.wikimedia.org/wikipedia/commons/thumb/5/51/Co-operative_Bank%2C_Parker_Street.jpg/960px-Co-operative_Bank%2C_Parker_Street.jpg?utm_source=commons.wikimedia.org&utm_campaign=imageinfo&utm_content=thumbnail)
Total assets
GBP 25.1bn
This entity · 31 Dec 2025 · [annual report ↗](https://www.co-operativebank.co.uk/pdfs/bank/investorrelations/2025-h2-pillar-3-disclosures.pdf)
Employees
5,815
headcount · Group · 31 Dec 2025 · [source ↗](https://www.co-operativebank.co.uk/pdfs/bank/investorrelations/2025-ESG-Datasheet.pdf)
Ownership
Group subsidiary
100% The Co-operative Bank Finance p.l.c.
Institution type
Commercial bank
Trades as The Co-operative Bank
- **Standing:** Coventry Building Society acquired the bank on 1 January 2025. It is proposed that the bank's business, including the smile brand, will transfer to Coventry Building Society on 1 January 2027. The transfer is subject to a final High Court hearing on 2 December 2026.
- **Ownership:** Coventry Building Society has held 100% of the bank since 1 January 2025, through The Co-operative Bank Holdings p.l.c. and The Co-operative Bank Finance p.l.c.
- **Direct parent:** [The Co-operative Bank Finance p.l.c. ↗](https://search.gleif.org/#/record/213800KNE8ER4N9BLF11), United Kingdom 100%
- **Ultimate owner:** Coventry Building Society, United Kingdom
- **Head office:** 1 Balloon Street, M4 4BE Manchester, United Kingdom
- **Company register:** Company No. 990937, Registered in England and Wales (Companies House); FCA/PRA Financial Services Register No. 121885
### Business lines
- Retail banking
- SME banking
- Mortgage lending
- Cards
- Corporate banking
The bank serves personal, SME and corporate customers in the UK only, and residential mortgages make up most of its lending. According to the bank, it has applied a customer-led Ethical Policy since 1992.
### Online
- **Websites & references:** [co-operativebank.co.uk ↗](https://www.co-operativebank.co.uk/) [intermediary.co-operativebank.co.uk ↗](https://www.intermediary.co-operativebank.co.uk/) mortgage intermediary site [Wikipedia ↗](https://en.wikipedia.org/wiki/The_Co-operative_Bank) [Wikidata Q3520318 ↗](https://www.wikidata.org/wiki/Q3520318)
- **Official social accounts:** [LinkedIn ↗](https://www.linkedin.com/company/thecooperativebank) · [X ↗](https://twitter.com/cooperativebank) · [Facebook ↗](https://www.facebook.com/thecooperativebank) · [Instagram ↗](https://www.instagram.com/thecooperativebank) · [YouTube ↗](https://www.youtube.com/user/CooperativeBankUK)
Sources · 14 pages consulted
1. [co-operativebank.co.uk/](https://www.co-operativebank.co.uk/)
2. [co-operativebank.co.uk/about-us/our-business/directors/](https://www.co-operativebank.co.uk/about-us/our-business/directors/)
3. [co-operativebank.co.uk/about-us/our-business/executive-management/](https://www.co-operativebank.co.uk/about-us/our-business/executive-management/)
4. [co-operativebank.co.uk/about-us/corporate-governance/board-governance/](https://www.co-operativebank.co.uk/about-us/corporate-governance/board-governance/)
5. [co-operativebank.co.uk/about-us/investor-relations/](https://www.co-operativebank.co.uk/about-us/investor-relations/)
6. [co-operativebank.co.uk/about-us/investor-relations/financial-results/](https://www.co-operativebank.co.uk/about-us/investor-relations/financial-results/)
7. [co-operativebank.co.uk/pdfs/bank/investorrelations/2025-h2-pillar-3-disclosures.pdf](https://www.co-operativebank.co.uk/pdfs/bank/investorrelations/2025-h2-pillar-3-disclosures.pdf)
8. [co-operativebank.co.uk/pdfs/bank/investorrelations/2025-ESG-Datasheet.pdf](https://www.co-operativebank.co.uk/pdfs/bank/investorrelations/2025-ESG-Datasheet.pdf)
9. [co-operativebank.co.uk/coventry-transfer/](https://www.co-operativebank.co.uk/coventry-transfer/)
10. [co-operativebank.co.uk/about-us/press-release/2026/customers-contacted-as-legal-process-begins-following-coventr](https://www.co-operativebank.co.uk/about-us/press-release/2026/customers-contacted-as-legal-process-begins-following-coventry-building-societys-acquisition-of-the-co-operative-bank/)
11. [co-operativebank.co.uk/about-us/press-release/2025/coventry-building-society-completes-acquisition-of-the-co-ope](https://www.co-operativebank.co.uk/about-us/press-release/2025/coventry-building-society-completes-acquisition-of-the-co-operative-bank/)
12. [co-operativebank.co.uk/business/help-and-support/managing-your-account/ways-to-pay/international-payments/](https://www.co-operativebank.co.uk/business/help-and-support/managing-your-account/ways-to-pay/international-payments/)
13. [coventrybuildingsociety.co.uk/member/important-update.html](https://www.coventrybuildingsociety.co.uk/member/important-update.html)
14. [en.wikipedia.org/wiki/The\_Co-operative\_Bank](https://en.wikipedia.org/wiki/The_Co-operative_Bank)
## Leadership
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/co-operative-bank-plc-cpbkgb22#overview-sources)
- **Chief executive:**  Andrea Melville Bank Chief Executive Officer and Group Chief Commercial Officer Confirmed 29 Sep 2026 · [co-operativebank.co.uk ↗](https://www.co-operativebank.co.uk/about-us/our-business/executive-management/)
- **Chair:**  Jo Kenrick Chair of the Board Confirmed 29 Sep 2026 · [co-operativebank.co.uk ↗](https://www.co-operativebank.co.uk/about-us/our-business/directors/)
- **Chief financial officer:**  Lee Raybould Group Chief Financial Officer; Executive Director (appointed to the Bank Board 23 March 2026) Confirmed 29 Sep 2026 · [co-operativebank.co.uk ↗](https://www.co-operativebank.co.uk/about-us/our-business/directors/)
- **Executive:**  Martin Stewart Deputy Chair Confirmed 29 Sep 2026 · [co-operativebank.co.uk ↗](https://www.co-operativebank.co.uk/about-us/our-business/directors/)
- **Executive:**  Chris Smart Bank Chief Risk Officer and Group Head of Enterprise & Operational Risk Confirmed 29 Sep 2026 · [co-operativebank.co.uk ↗](https://www.co-operativebank.co.uk/about-us/our-business/executive-management/)
## Supervisors & regulators
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/co-operative-bank-plc-cpbkgb22#overview-sources)
- **United Kingdom:** Bank of England (Prudential Regulation Authority) Prudential supervisor Central bank Resolution
- **United Kingdom:** Financial Conduct Authority Conduct AML supervisor
## Recent events
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/co-operative-bank-plc-cpbkgb22#overview-sources)
1. Aug 2026
Merger / acquisition
The High Court allowed the Part VII transfer of the bank's business to Coventry Building Society to proceed, with a final hearing on 2 December 2026.
[co-operativebank.co.uk ↗](https://www.co-operativebank.co.uk/about-us/press-release/2026/customers-contacted-as-legal-process-begins-following-coventry-building-societys-acquisition-of-the-co-operative-bank/)
2. Mar 2026
Leadership
Lee Raybould, Group Chief Financial Officer of Coventry Building Society, joined the bank's board as an executive director on 23 March 2026.
[co-operativebank.co.uk ↗](https://www.co-operativebank.co.uk/about-us/our-business/directors/)
3. Jun 2025
Leadership
Andrea Melville became chief executive officer, replacing Steve Hughes, who had served as interim chief executive since January 2025.
[co-operativebank.co.uk ↗](https://www.co-operativebank.co.uk/about-us/corporate-governance/board-governance/)
4. Mar 2025
Leadership
Chief Financial Officer Louise Britnell left the board on 31 March 2025, and Richard Hiom became interim CFO.
[co-operativebank.co.uk ↗](https://www.co-operativebank.co.uk/about-us/corporate-governance/board-governance/)
5. Jan 2025
Merger / acquisition
Coventry Building Society completed its acquisition of the bank. Chair Bob Dench and CEO Nick Slape stepped down, and Jo Kenrick became chair.
[co-operativebank.co.uk ↗](https://www.co-operativebank.co.uk/about-us/press-release/2025/coventry-building-society-completes-acquisition-of-the-co-operative-bank/)
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.
## Identifiers
Head-office record
- **BIC:** CPBKGB22XXX
- **How the BIC breaks down:** 1. CPBK Bank 2. GB Country · United Kingdom 3. 22 Location · reverse billing 4. XXX Branch · head office
- **Branch description:** Not recorded in the directory
- **LEI:** 213800TLZ6PCLYPSR448
- **LEI record:** [View on GLEIF ↗](https://search.gleif.org/#/record/213800TLZ6PCLYPSR448)
- **How the LEI was matched:** BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
## Profile
- **Type:** Financial institution
- **Regulation:** Not on a tracked register
- **Register licences:** None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- **Country · region:** United Kingdom · Europe & Central Asia
- **Trading venues (MIC):** No MIC registered under this LEI list of 2026-09-17
- **OFAC sanctions:** No listing cites this BIC
- **EU sanctions:** No listing matched this BIC or its LEI
- **Country sanctions:** No country programme
- **Founded:** 1872
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
No licence or registration was found for this entity on the 22 registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
## Ownership and group
GLEIF relationship records
- **Direct parent:** The Co-Operative Bank Finance P.L.C. · United Kingdom[213800KNE8ER4N9BLF11 ↗](https://search.gleif.org/#/record/213800KNE8ER4N9BLF11)
- **Ultimate parent:** The Co-Operative Bank Holdings P.L.C. · United Kingdom[213800MY2BSP459O8A22 ↗](https://search.gleif.org/#/record/213800MY2BSP459O8A22)
Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
## Addresses
- **Registered address:** 1 BALLOON STREET FLOOR 6 MANCHESTER M4 4BE 101 UNITED KINGDOM
- **Operational address:** 1 BALLOON STREET FLOOR 6 MANCHESTER MANCHESTER M4 4BE UNITED KINGDOM
## ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- **Identified by:** BIC, with its LEI
- **Roles in CBPR+:** Any agent, including the instructing and instructed agents
### CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
```xml
CPBKGB22XXX
213800TLZ6PCLYPSR448
```
### Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
```xml
CPBKGB22XXX
213800TLZ6PCLYPSR448
CO-OPERATIVE BANK PLC
MANCHESTER
GB
1 BALLOON STREET FLOOR 6 MANCHESTER M4 4BE 101
```
The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
## Payment schemes and systems
EPC registers of 2026-09-11 · ECB T2 list of 2026-07-02 · ECB TIPS list of 2026-09-01 · SIX Bank Master valid on 2026-09-28
| Scheme or system | Since | Registered with | Note |
| --- | --- | --- | --- |
| SEPA Credit TransferISO 20022 messages | 2010-11-01 | Head office | — |
SEPA dates are when the institution became ready for the scheme.
An institution missing from T2 may still be reachable through an indirect participant.
“ISO 20022 messages” marks a scheme or system whose rulebook or operator specifies ISO 20022 for messages between participants.
## Network
### Branch network
All 4 branch BICs connect to the head office. No city, function or registration year splits them into groups.
### Branch codes
| BIC | Branch | City | Address | LEI | Updated |
| --- | --- | --- | --- | --- | --- |
| [CPBKGB22COS](https://elucidate.co/directory/co-operative-bank-plc-cpbkgb22-cos) | CBS SECURITIES MESSAGES | Manchester | 1 BALLOON STREET FLOOR 6 MANCHESTER MANCHESTER M4 4BE UNITED KINGDOM | [213800TLZ6PCLYPSR448](https://search.gleif.org/#/record/213800TLZ6PCLYPSR448) | 2025-09-20 |
| [CPBKGB22OFS](https://elucidate.co/directory/co-operative-bank-plc-cpbkgb22-ofs) | OVERSEAS FINANCIAL SERVICES | Manchester | BALLOON STREET MANCHESTER MANCHESTER M60 4EP UNITED KINGDOM | [213800TLZ6PCLYPSR448](https://search.gleif.org/#/record/213800TLZ6PCLYPSR448) | 2023-06-07 |
| [CPBKGB22REP](https://elucidate.co/directory/co-operative-bank-plc-cpbkgb22-rep) | CHAPS CONTROL REPAIR AND RETURN | Manchester | BALLOON STREET MANCHESTER MANCHESTER M60 4EP UNITED KINGDOM | [213800TLZ6PCLYPSR448](https://search.gleif.org/#/record/213800TLZ6PCLYPSR448) | 2023-06-07 |
| [CPBKGB22TGT](https://elucidate.co/directory/co-operative-bank-plc-cpbkgb22-tgt) | TARGET 2 | London | ST PAULS HOUSE 10 WARWICK LANE LONDON LONDON EC4M 7BP UNITED KINGDOM | [213800TLZ6PCLYPSR448](https://search.gleif.org/#/record/213800TLZ6PCLYPSR448) | 2023-06-07 |
[See every BIC in United Kingdom →](https://elucidate.co/directory/country/gb#bics)
## Related institutions
### Same legal entity
- [Co-Operative Bank PLC T/A Britannia BIC BRITGB21 Financial institution Not on a tracked register United Kingdom · Not on a tracked register · LEI 213800TLZ6PCLYPSR448](https://elucidate.co/directory/co-operative-bank-plc-t-a-britannia-britgb21)
Other BICs mapped to the same LEI.
### Branch codes filed under this LEI by other BICs
- [Co-Operative Bank PLC BIC CPBKGB21 Financial institution Not on a tracked register United Kingdom · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/co-operative-bank-plc-cpbkgb21)
CPBKGB21: 206 branch codes
### Largest institutions in the United Kingdom
- [Bank of Scotland PLC BIC HLFXGB21 Financial institution Not on a tracked register United Kingdom · Not on a tracked register · LEI OQ3T05P7YR8P5YJEVI93](https://elucidate.co/directory/bank-of-scotland-plc-hlfxgb21)
- [Calastone LTD BIC CLAOGB2L Financial institution Not on a tracked register United Kingdom · Not on a tracked register · LEI 894500EE472N5MWWAE18](https://elucidate.co/directory/calastone-ltd-claogb2l)
- [HSBC UK Bank PLC BIC HBUKGB41 Financial institution Not on a tracked register United Kingdom · Not on a tracked register · LEI 21380081EP12LC86CB82](https://elucidate.co/directory/hsbc-uk-bank-plc-hbukgb41)
- [HSBC Bank PLC BIC MIDLGB21 Credit institution Prudential licence United Kingdom · On the FSB G-SIB list · No LEI mapped](https://elucidate.co/directory/hsbc-bank-plc-midlgb21)
- [Lloyds Bank PLC BIC LOYDGB21 Financial institution Not on a tracked register United Kingdom · Not on a tracked register · LEI H7FNTJ4851HG0EXQ1Z70](https://elucidate.co/directory/lloyds-bank-plc-loydgb21)
- [National Westminster Bank PLC BIC NWBKGB21 Financial institution Not on a tracked register United Kingdom · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/national-westminster-bank-plc-nwbkgb21)
- [The Royal Bank of Scotland Public Limited Company BIC RBOSGB21 Financial institution Not on a tracked register United Kingdom · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/the-royal-bank-of-scotland-public-limited-company-rbosgb21)
- [Clearbank Limited BIC CLRBGB22 Financial institution Not on a tracked register United Kingdom · Not on a tracked register · LEI 213800PERENGATFCHD95](https://elucidate.co/directory/clearbank-limited-clrbgb22)
[See every BIC in United Kingdom →](https://elucidate.co/directory/country/gb#bics)
Claim this profile
## Work at Co-Operative Bank PLC?
Claim this page to have it marked as verified by the bank, and to send us corrections. We verify every claim before anything changes on the page.
1. 01 **Submit** Tell us who you are, using your work email.
2. 02 **We verify** We check the email domain and confirm your role with the bank. This usually takes up to five business days.
3. 03 **Profile claimed** The page is marked as claimed and verified. You can send us corrections at any time.
Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
[Read the methodology →](https://elucidate.co/directory/methodology)
Credits for this page
- **Payment schemes and systems**—Source: European Payments Council (EPC) Registers of Participants; matched to BICs by Elucidate.
- **Wikidata**—CC0, matched on the BIC or LEI recorded in Wikidata. It is community-edited, so check key facts.
- **Ownership and group**—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- **Overview, leadership, regulators and events**—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- **Images**—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: The Co-Operative Bank · Public domain · [Wikimedia Commons](https://commons.wikimedia.org/wiki/File:The_co-operative_bank_logo.svg) · [original](https://thumb.wikimedia.org/wikipedia/commons/thumb/6/6b/The_co-operative_bank_logo.svg/330px-The_co-operative_bank_logo.svg.png?utm_source=commons.wikimedia.org&utm_campaign=imageinfo&utm_content=thumbnail); Andrea Melville: [co-operativebank.co.uk](https://www.co-operativebank.co.uk/about-us/our-business/executive-management/) (official website) · [original](https://www.co-operativebank.co.uk/contentAsset/raw-data/6b5ae901c4114ccc4786bcd028d0b4d1/fileAsset?language_id=1); Jo Kenrick: [co-operativebank.co.uk](https://www.co-operativebank.co.uk/about-us/our-business/directors/) (official website) · [original](https://www.co-operativebank.co.uk/contentAsset/raw-data/3093c60dfcc9e60495b3f87caefb8cfb/fileAsset?language_id=1); Lee Raybould: [co-operativebank.co.uk](https://www.co-operativebank.co.uk/about-us/our-business/directors/) (official website) · [original](https://www.co-operativebank.co.uk/contentAsset/raw-data/8c8618baf565962f33fd23fa289ebf08/fileAsset?language_id=1); Martin Stewart: [co-operativebank.co.uk](https://www.co-operativebank.co.uk/about-us/our-business/directors/) (official website) · [original](https://www.co-operativebank.co.uk/contentAsset/raw-data/c4821637cb65affa84c1bf824553b599/fileAsset?language_id=1); Chris Smart: [co-operativebank.co.uk](https://www.co-operativebank.co.uk/about-us/our-business/executive-management/) (official website) · [original](https://www.co-operativebank.co.uk/contentAsset/raw-data/cd4614c5-2665-4e66-b8ca-2bb877e09ae4/fileAsset?language_id=1).
## Assess the financial crime risk behind a BIC
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Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.