United States · Financial institution
Community Bank NA
Legal name in the LEI recordCommunity Bank, National Association
Community Bank, National Association is a US national bank chartered by the Office of the Comptroller of the Currency. Its main office is in Canton, New York, and its corporate headquarters is in the Syracuse area (DeWitt). It is wholly owned by Community Financial System, Inc., which is listed on the New York Stock Exchange and was formerly called Community Bank System, Inc. The bank offers retail, business, commercial, municipal and wealth management services in Upstate New York, Northeastern Pennsylvania, Vermont, Western Massachusetts and Southern New Hampshire. In June 2026 it acquired ClearPoint Federal Bank & Trust, which now operates as ClearPoint Trust, a division of the bank.
Licences and registrations
Matched by LEI on the 22 tracked registers
None matched by LEI in the 22 tracked registers.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- COUYUS31XXX head office
- Connection to Swift
- Passive participant (no connection)This BIC is registered for identification only. The institution has no direct connection to the Swift network. Messages and payments reach it through a correspondent bank. The “1” in the eighth character of COUYUS31 marks a passive participant.
- Swift GPI
- Not on the member list
- Payment schemes and systems
- No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- Branch codes
- None: head-office BIC only
- BIC first registered
- 2012-03-03
- Last updated
- 2013-07-06
Overview
Researched 29 Sep 2026 · Sources
Employees
Not published
Ownership
Group subsidiary
100% Community Financial System, Inc.
Institution type
Commercial bank
Trades as Community Bank, N.A. (CBNA)
- Ownership
- Community Financial System, Inc., a Delaware bank holding company listed on the New York Stock Exchange, holds 100% of the bank.
- Direct parent
- Community Financial System, Inc. ↗, United States 100%
- Head office
- 333 Butternut Drive, 13214 Syracuse, United States (registered office: 45-49 Court Street, Canton, NY 13617, United States (main office per OCC and LEI record))
- Company register
- OCC charter 8531; FDIC cert 6989; RSSD ID 202907
Business lines
The bank focuses on consumer, business and municipal banking through about 200 customer facilities. Its loan book at June 2026 was mainly business lending, consumer mortgages and indirect consumer loans. Trust and wealth services are offered through Nottingham Financial Group and ClearPoint Trust.
Online
- Websites & references
- cbna.com ↗
ir.cfsi.com ↗ investor relations site of parent Community Financial System, Inc.
communityfinancialsystem.com ↗ parent group corporate site (former IR domain)
nottinghamfg.com ↗ wealth management unit (Nottingham Financial Group)
Wikipedia ↗
Wikidata Q5154635 ↗ - Official social accounts
- Facebook ↗
Sources · 14 pages consulted
- cbna.com/
- cbna.com/contact-us
- cbna.com/faq/swift-code-and-international-wire-transfers
- cbna.com/faq/information-for-receiving-business-wire
- ir.cfsi.com/governance/senior-management/default.aspx
- ir.cfsi.com/governance/board-of-directors/default.aspx
- mms.businesswire.com/media/20260728781235/en/2860972/1/CBU_Q2_2026_Earnings_Release.pdf?download=1
- businesswire.com/news/home/20260728781235/en/Community-Financial-System-Inc.-Reports-Second-Quarter-2026-R
- occ.treas.gov/topics/charters-and-licensing/financial-institution-lists/national-by-name.pdf
- sec.gov/Archives/edgar/data/723188/000110465926013467/tm265991d1_ex99-1.htm
- nasdaq.com/press-release/community-financial-system-announces-third-quarter-2026-earnings-conference
- businesswire.com/news/home/20250625633201/en/Community-Bank-Accelerates-Greater-Lehigh-Valley-PA-Expansion
- localsyr.com/news/local-news/community-bank-to-relocate-its-headquarters/
- en.wikipedia.org/wiki/Community_Bank,_N.A.
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
- Dimitar A. Karaivanov President and Chief Executive Officer
- Chair
- Eric E. Stickels Chair of the Board
- Chief financial officer
- Marya Burgio Wlos Executive Vice President and Chief Financial Officer
Supervisors & regulators
Researched 29 Sep 2026 · Sources
- United States
- Office of the Comptroller of the Currency Prudential supervisorAML supervisor
- United States
- Consumer Financial Protection Bureau Conduct
- United States
- Federal Deposit Insurance Corporation Resolution
Recent events
Researched 29 Sep 2026 · Sources
-
Merger / acquisition
The bank completed its acquisition of ClearPoint Federal Bank & Trust for USD 39.0 million in cash. The business now operates as ClearPoint Trust, a division of the bank.
mms.businesswire.com ↗ -
Leadership
Long-serving director and former board chair Sally A. Steele retired from the board at the 2026 annual meeting.
stocktitan.net ↗ -
Leadership
The parent announced that Brenda M. Hall would join the boards of the company and the bank as an independent director from 1 March 2026.
sec.gov ↗ -
Merger / acquisition
The bank agreed to buy seven Santander Bank, N.A. branches in the Allentown, Pennsylvania area, with related loans and deposits.
businesswire.com ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.
Identifiers
Head-office record
- BIC
- COUYUS31XXX
- How the BIC breaks down
- COUYBank
- USCountry · United States
- 31Location · passive
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 5493005RDTT7HVODH436
- LEI record
- View on GLEIF ↗
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
Profile
- Type
- Financial institutionClassified as a financial institution in Swift’s ISO 9362 BIC directory, with no licence on a tracked register. This includes banks that neither the ECB nor the FSB lists, as well as brokers, fund managers, insurers and market infrastructure.
- Regulation
- Not on a tracked registerNo licence or registration was found for this entity on the registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
- Register licences
- None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- Country · region
- United States · North America
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
- Founded
- 1866
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
No licence or registration was found for this entity on the 22 registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
Ownership and group
GLEIF relationship records
- Direct parent
- Community Financial System, Inc. · United States5299008N6YHE6GCP1E80 ↗
Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
Addresses
- Registered address
- 5790 WIDEWATERS PARKWAY DEWITT 13214 UNITED STATES OF AMERICA
- Operational address
- 5790 WIDEWATERS PARKWAY DEWITT,NY DEWITT,NY 13214 UNITED STATES OF AMERICA
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Debtor agent, creditor agent or an intermediary agent
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>COUYUS31XXX</BICFI>
<LEI>5493005RDTT7HVODH436</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>COUYUS31XXX</BICFI>
<LEI>5493005RDTT7HVODH436</LEI>
<Nm>COMMUNITY BANK NA</Nm>
<PstlAdr>
<TwnNm>DEWITT</TwnNm>
<Ctry>US</Ctry>
<AdrLine>5790 WIDEWATERS PARKWAY DEWITT 13214</AdrLine>
</PstlAdr>
</FinInstnId>This BIC is not connected to Swift. Messages reach the institution through a correspondent bank, so it cannot be the instructing or instructed agent.
The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- Wikidata—CC0, matched on the BIC or LEI recorded in Wikidata. It is community-edited, so check key facts.
- Ownership and group—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- Overview, leadership, regulators and events—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: cbna.com (official website).
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