---
title: "Convera USA, LLC SWIFT/BIC code TGBPUS3WXXX · United States | Elucidate"
description: "Registered for AML supervision in the United States: (FinCEN). SWIFT/BIC code TGBPUS3WXXX for Convera USA, LLC, United States. Head-office BIC."
url: https://elucidate.co/directory/convera-usa-llc-tgbpus3w
---
1. [Directory](https://elucidate.co/directory)
2. [United States](https://elucidate.co/directory/country/us)
3. Convera USA, LLC
United States · Money service business
# Convera USA, LLC
Convera USA, LLC is a Delaware limited liability company with its head office in Denver, Colorado. US state regulators license it as a money transmitter under NMLS ID 907333, and FinCEN registers it as a money services business. It belongs to the Convera group, formerly Western Union Business Solutions. Goldfinch Partners and The Baupost Group acquired the business from The Western Union Company, with the initial closing in March 2022. The firm provides cross-border payments, foreign exchange and currency hedging products to US businesses and to educational and financial institutions.
Register status
Registered for AML supervision in the United States
FinCEN
AML registration only
[1 licence or registration ↓](https://elucidate.co/directory/convera-usa-llc-tgbpus3w#licences)
BIC **TGBPUS3WXXX** LEI **[4TTC208NITFPJZEDCB92](https://search.gleif.org/#/record/4TTC208NITFPJZEDCB92)** [Licence no. **Not published by the register**](https://elucidate.co/directory/convera-usa-llc-tgbpus3w#licences) Connected to Swift Head-office BIC only [Claim this profile](https://elucidate.co/directory/convera-usa-llc-tgbpus3w#claim)
## Licences and registrations
Held by Convera USA, LLC (LEI 4TTC208NITFPJZEDCB92). 1 entry on 1 of the 22 tracked registers, retrieved 24 September 2026.
| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| [MSB Registrant Search](https://elucidate.co/directory/register/fincen-msb) FinCEN Linked by LEI. Matched by Elucidate to GLEIF on name, country and address. | —Money Transmitter / Remittance | Not published by the register | [United States](https://elucidate.co/directory/country/us) | Active | 2026-09-08 | — | - Money remittance - Currency exchange - Other money services | [Search the register ↗](https://www.fincen.gov/msb-registrant-search) |
- Licences belong to the legal entity, not to a BIC.
- Each licence applies in the country of the regulator that granted it.
- Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
- The register entries and their trading names were not matched against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
### Other register entries with this LEI
Shown for reference: they share the LEI but are not merged into this page
- [Western Union Business Solutions (USA), LLC No BIC Money service business AML registration only Inactive since 30 December 2018 Canada · Registered with FINTRAC · M16019281 (FINTRAC-MSB) · LEI 4TTC208NITFPJZEDCB92 (also mapped to a BIC) LEI matched by Elucidate to GLEIF on name, country and address. Not merged: the register name differs from the name on this BIC.](https://elucidate.co/directory/western-union-business-solutions-usa-llc-d1d6ceb70ad4)
## Swift network
Swift’s ISO 9362 BIC directory
- **BIC:** TGBPUS3WXXX head office
- **Connection to Swift:** Connected to Swift
- **Swift GPI:** Not on the member list
- **Payment schemes and systems:** No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- **Branch codes:** None: head-office BIC only
- **BIC first registered:** 2009-11-28
- **Last updated:** 2024-08-24
## Overview
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/convera-usa-llc-tgbpus3w#overview-sources)
Customers
26,000
customers · Group · 21 Sep 2026 · [company statement ↗](https://convera.com/)
Employees
Not published
Ownership
Group subsidiary
Firm type
FX and business payments
Trades as Convera
- **Standing:** The firm changed its name from Western Union Business Solutions (USA), LLC to Convera USA, LLC with effect from 8 June 2022. The change followed the sale of the Western Union Business Solutions business by The Western Union Company.
- **Ownership:** The firm belongs to the Convera group, which Goldfinch Partners LLC and The Baupost Group, LLC acquired from The Western Union Company, with the initial closing on 1 March 2022.
- **Head office:** 7979 E. Tufts Avenue, Suite 400, 80237 Denver, United States (registered office: C/O Citco (Delaware) Inc., 222 Delaware Avenue, Suite 1010, Wilmington, DE 19801, United States)
- **Company register:** Delaware file 3134298
- **Incorporated:** 1 Dec 1999
- **Former names:** Western Union Business Solutions (USA), LLC · Travelex Global Business Payments, Inc. · Ruesch International, Inc.
### Online
- **Websites & references:** [convera.com ↗](https://convera.com/) [status.convera.com ↗](https://status.convera.com/posts/dashboard) system status page [convera.readme.io ↗](https://convera.readme.io/) developer documentation [edge.convera.com ↗](https://www.edge.convera.com/) EDGE client platform login [globalpay.convera.com ↗](https://globalpay.convera.com/Default.aspx) GlobalPay client platform login
- **Official social accounts:** [LinkedIn ↗](https://www.linkedin.com/company/converaholdings/) · [Instagram ↗](https://www.instagram.com/exploreconvera/) · [YouTube ↗](https://www.youtube.com/@exploreconvera)
Sources · 12 pages consulted
1. [convera.com/](https://convera.com/)
2. [convera.com/compliance-legal/licenses-and-regulatory-information/](https://convera.com/compliance-legal/licenses-and-regulatory-information/)
3. [convera.com/compliance-legal/compliance/](https://convera.com/compliance-legal/compliance/)
4. [convera.com/compliance-legal/partner-channel-disclosures/](https://convera.com/compliance-legal/partner-channel-disclosures/)
5. [convera.com/docs/convera-terms-and-conditions-us.pdf](https://convera.com/docs/convera-terms-and-conditions-us.pdf)
6. [convera.com/about-us/leadership/](https://convera.com/about-us/leadership/)
7. [lei.bloomberg.com/leis/view/4TTC208NITFPJZEDCB92](https://lei.bloomberg.com/leis/view/4TTC208NITFPJZEDCB92)
8. [search.sunbiz.org/Inquiry/CorporationSearch/SearchResultDetail?inquirytype=EntityName&directionType=Current](https://search.sunbiz.org/Inquiry/CorporationSearch/SearchResultDetail?inquirytype=EntityName&directionType=CurrentList&searchNameOrder=CONVERAUSA+M130000001031&aggregateId=forl-m13000000103-a01414a1-3420-4d70-8534-3f11ccc6e6c2&searchTerm=CONVENTUS,+LLC&listNameOrder=CONVENTUS+L190001681480)
9. [businesswire.com/news/home/20220301005856/en/Goldfinch-Partners-and-Baupost-Announce-Initial-Closing-of-Ac](https://www.businesswire.com/news/home/20220301005856/en/Goldfinch-Partners-and-Baupost-Announce-Initial-Closing-of-Acquisition-of-Western-Union-Business-Solutions)
10. [businesswire.com/news/home/20260129799440/en/Convera-Appoints-Industry-Leader-Meaghan-Riley-as-Chief-Comme](https://www.businesswire.com/news/home/20260129799440/en/Convera-Appoints-Industry-Leader-Meaghan-Riley-as-Chief-Commercial-Officer-to-Scale-Commercial-Growth-and-Expand-Revenue-Opportunities)
11. [businesswire.com/news/home/20260331576971/en/Convera-Joins-Forces-with-Ripple-to-Empower-Stablecoin-Enable](https://www.businesswire.com/news/home/20260331576971/en/Convera-Joins-Forces-with-Ripple-to-Empower-Stablecoin-Enabled-Cross-Border-Payments)
12. [convera.com/blog/company-news/ripple-convera-stablecoin-enabled-global-payments/](https://convera.com/blog/company-news/ripple-convera-stablecoin-enabled-global-payments/)
## Authorisation
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/convera-usa-llc-tgbpus3w#overview-sources)
- **Operates under:** Its own licences
State regulators license the firm as a money transmitter in 49 states, the District of Columbia, Guam and Puerto Rico. Montana requires no licence. FinCEN registers it as a money services business.
| Authority | Licence or registration | Number | Held | Status | Source |
| --- | --- | --- | --- | --- | --- |
| US state regulators (NMLS) United States | Money transmitter licences in 49 states, the District of Columbia, Guam and Puerto Rico (54 state licences as listed by the firm) | 907333 | In its own name | Active | [convera.com ↗](https://convera.com/compliance-legal/licenses-and-regulatory-information/) |
| Financial Crimes Enforcement Network (FinCEN) United States | Money Services Business registration (money transmitter, currency exchange) | — | In its own name | Active | — |
Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.
## Partners and safeguarding
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/convera-usa-llc-tgbpus3w#overview-sources)
- **Safeguarding:** Not disclosedThe US terms describe holding balances as stored-value funds that the firm holds for the client, normally for up to 180 days, with no interest paid to the client. [convera.com ↗](https://convera.com/docs/convera-terms-and-conditions-us.pdf)
- **Payment schemes and card networks:** ACH (NACHA) Through a partner [convera.com ↗](https://convera.com/docs/convera-terms-and-conditions-us.pdf)
Banks and regulated firms the firm says hold its customers’ money, issue its cards, sponsor its accounts or settle its payments, as it discloses them in its terms and notices.
## Products and markets
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/convera-usa-llc-tgbpus3w#overview-sources)
- International money transfer
- FX conversion
- FX hedging
- Multi currency accounts
- Payouts and mass payments
- Domestic payments
The firm offers business cross-border payments, currency holding balances, forward contracts, options and swaps to business customers only, including educational institutions that collect student fees.
The firm serves business customers in the United States under its state licences, and other Convera group entities serve customers abroad.
- **Payment volume:** USD 190bnturnover (stated as USD 190B+ for 2025) Group · 31 Dec 2025 · [company statement ↗](https://convera.com/)
- **Sells to:** Small businesses · Enterprises · Financial institutions · Platforms and marketplaces · Other
- **Serves customers in:** United States
## Leadership
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/convera-usa-llc-tgbpus3w#overview-sources)
- **Chief executive:** Patrick Gauthier Chief Executive Officer (Convera group); manager of Convera USA, LLC Confirmed 29 Sep 2026 · [convera.com ↗](https://convera.com/about-us/leadership/)
- **Chief financial officer:** Michael Bourque Chief Financial Officer (Convera group); manager of Convera USA, LLC Confirmed 29 Sep 2026 · [convera.com ↗](https://convera.com/about-us/leadership/)
- **Executive:** Meaghan Riley Chief Commercial Officer (Convera group) Confirmed 29 Sep 2026 · [convera.com ↗](https://convera.com/about-us/leadership/)
- **Executive:** Mike Cahill Chief Operating Officer (Convera group) Confirmed 29 Sep 2026 · [convera.com ↗](https://convera.com/about-us/leadership/)
- **Executive:** Brendan Clegg General Counsel and Chief Administration Officer (Convera group) Confirmed 29 Sep 2026 · [convera.com ↗](https://convera.com/about-us/leadership/)
## Recent events
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/convera-usa-llc-tgbpus3w#overview-sources)
1. Mar 2026
Other
The Convera group announced a partnership with Ripple for business cross-border payments using stablecoins as the settlement layer between fiat legs.
[businesswire.com ↗](https://www.businesswire.com/news/home/20260331576971/en/Convera-Joins-Forces-with-Ripple-to-Empower-Stablecoin-Enabled-Cross-Border-Payments)
2. Jan 2026
Leadership
The Convera group appointed Meaghan Riley, formerly Chief Operating Officer of Google Cloud North America, as Chief Commercial Officer.
[businesswire.com ↗](https://www.businesswire.com/news/home/20260129799440/en/Convera-Appoints-Industry-Leader-Meaghan-Riley-as-Chief-Commercial-Officer-to-Scale-Commercial-Growth-and-Expand-Revenue-Opportunities)
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.
## Identifiers
Head-office record
- **BIC:** TGBPUS3WXXX
- **How the BIC breaks down:** 1. TGBP Bank 2. US Country · United States 3. 3W Location 4. XXX Branch · head office
- **Branch description:** Not recorded in the directory
- **LEI:** 4TTC208NITFPJZEDCB92
- **LEI record:** [View on GLEIF ↗](https://search.gleif.org/#/record/4TTC208NITFPJZEDCB92)
- **How the LEI was matched:** BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file. Register entry: Matched by Elucidate to GLEIF on name, country and address.
- **Register-entry ID:** a7399c3056b4
## Profile
- **Type:** Money service business
- **Regulation:** AML registration only
- **Register licences:** [1 entry on 1 register](https://elucidate.co/directory/convera-usa-llc-tgbpus3w#licences)
- **Activities:** - Money remittance - Currency exchange - Other money services
- **Licensed in:** [United States](https://elucidate.co/directory/country/us)
- **Country · region:** United States · North America
- **Trading venues (MIC):** No MIC registered under this LEI list of 2026-09-17
- **OFAC sanctions:** No listing cites this BIC
- **EU sanctions:** No listing matched this BIC or its LEI
- **Country sanctions:** No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
## Ownership and group
GLEIF relationship records
GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.
## Addresses
- **Registered address:** 7979 EAST TUFFS AVENUE DENVER 80237 UNITED STATES OF AMERICA
- **Operational address:** 7979 EAST TUFFS AVENUE DENVER,CO DENVER,CO 80237 UNITED STATES OF AMERICA
## ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- **Identified by:** BIC, with its LEI
- **Roles in CBPR+:** Any agent, including the instructing and instructed agents
### CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
```xml
TGBPUS3WXXX
4TTC208NITFPJZEDCB92
```
### Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
```xml
TGBPUS3WXXX
4TTC208NITFPJZEDCB92
CONVERA USA, LLC
DENVER
US
7979 EAST TUFFS AVENUE DENVER 80237
```
The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
## Related institutions
### Same name, different BIC
- [Convera USA, LLC BIC TGBPUS55 Financial institution Not on a tracked register United States · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/convera-usa-llc-tgbpus55)
### Other money service businesses in the United States
- [Envios Express Inc No BIC Money service business AML registration only United States · Registered with FinCEN (FINCEN-MSB) · No LEI mapped](https://elucidate.co/directory/envios-express-inc-c0823b914930)
- [EL Mercadito LLC · trading as EL MERCADITO MINOT, El Mercadito No BIC Money service business AML registration only United States · Registered with FinCEN (FINCEN-MSB) · No LEI mapped](https://elucidate.co/directory/el-mercadito-llc-ca792f233581)
- [LA Michoacana LLC · trading as La MIchoacana, DBA LA MICHOACANA MUSICA Y VIDEO No BIC Money service business AML registration only United States · Registered with FinCEN (FINCEN-MSB) · No LEI mapped](https://elucidate.co/directory/la-michoacana-llc-aefa6462674e)
- [Tienda El Quetzal LLC · trading as Mercado Chihuahua, Tienda El Quetzal No BIC Money service business AML registration only United States · Registered with FinCEN (FINCEN-MSB) · No LEI mapped](https://elucidate.co/directory/tienda-el-quetzal-llc-6ced94619b56)
- [Tienda La Bendicion LLC · trading as TIENDA LA BENDICION, LA BENDICION BAKERY No BIC Money service business AML registration only United States · Registered with FinCEN (FINCEN-MSB) · No LEI mapped](https://elucidate.co/directory/tienda-la-bendicion-llc-c35469140f19)
- [Umb Bank N.A BIC UMKCUS44 Money service business AML registration only United States · Registered with FinCEN (FINCEN-MSB) · LEI VNOO6EITDJ2YUEBMSZ83](https://elucidate.co/directory/umb-bank-n-a-umkcus44)
- [Guatemex LLC · trading as GUATEMEX 1 No BIC Money service business AML registration only United States · Registered with FinCEN (FINCEN-MSB) · No LEI mapped](https://elucidate.co/directory/guatemex-llc-810a5ad10a10)
- [LA Azteca LLC · trading as La Azteca Mexican Grocery No BIC Money service business AML registration only United States · Registered with FinCEN (FINCEN-MSB) · No LEI mapped](https://elucidate.co/directory/la-azteca-llc-b844c35143c3)
[See all →](https://elucidate.co/directory/search?type=msb&cc=US)
Claim this profile
## Work at Convera USA, LLC?
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
Register entries are not screened against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
[Read the methodology →](https://elucidate.co/directory/methodology)
Credits for this page
- **MSB Registrant Search**—Financial Crimes Enforcement Network (FinCEN) · [register ↗](https://www.fincen.gov/msb-registrant-search) as at 24 September 2026
- **Overview, authorisation, partners, products, leadership and events**—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- **Images**—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: [convera.com](https://convera.com/) (official website) · [original](https://cdn-ildhbkb.nitrocdn.com/oKdpdktFknihPspwCdynjsiANfaEypWa/assets/images/optimized/rev-249f28f/convera.com/wp-content/uploads/2022/12/favicon.png).
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Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.