---
title: "Corvus Pay D.O.O. SWIFT/BIC code COYDHR22XXX · Croatia | Elucidate"
description: "Licensed in Croatia: Payment institution (Croatian National Bank). SWIFT/BIC code COYDHR22XXX for Corvus Pay D.O.O., Croatia. Head-office BIC."
url: https://elucidate.co/directory/corvus-pay-d-o-o-coydhr22
---
1. [Directory](https://elucidate.co/directory)
2. [Croatia](https://elucidate.co/directory/country/hr)
3. Corvus Pay D.O.O.
Croatia · Payments & e-money
# Corvus Pay D.O.O.
Legal name in the LEI record CORVUS PAY društvo s ograničenom odgovornošću za usluge
Corvus Pay d.o.o. is a limited liability company based in Zagreb, Croatia. The Croatian National Bank (HNB) authorises it as a payment institution for acquiring payment transactions and for payment initiation services. The Croatian business register lists Stipo Matić as its sole member. Under the CorvusPay brand it runs an internet payment gateway, a card and IBAN storage wallet and account-to-account payments for merchants in Croatia, the EU and South-East Europe.
Register status
Licensed in Croatia
Payment institution · Croatian National Bank
Prudential licence
[1 licence or registration ↓](https://elucidate.co/directory/corvus-pay-d-o-o-coydhr22#licences)
BIC **COYDHR22XXX** LEI **[984500BE715V79F76C18](https://search.gleif.org/#/record/984500BE715V79F76C18)** [Licence no. **IPP413**](https://elucidate.co/directory/corvus-pay-d-o-o-coydhr22#licences) Reverse billing Head-office BIC only [Claim this profile](https://elucidate.co/directory/corvus-pay-d-o-o-coydhr22#claim)
## Licences and registrations
Held by Corvus Pay društvo s ograničenom odgovornošću za usluge (LEI 984500BE715V79F76C18). 1 entry on 1 of the 22 tracked registers, retrieved 25 September 2026.
| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| [EBA PSD2 Register](https://elucidate.co/directory/register/eba-psd2) Croatian National Bank Linked by LEI. Matched by Elucidate to GLEIF on name, country and address. | Payment institutionPayment Institution GLEIF legal name: CORVUS PAY društvo s ograničenom odgovornošću za usluge | IPP413 | [Croatia](https://elucidate.co/directory/country/hr) | Active | 2019-04-02 | — | - Payment services - Card acquiring - Payment initiation | [Search the register ↗](https://euclid.eba.europa.eu/register/pir/search) |
The register name differs from the legal name in GLEIF. This can follow a rename. Treat the LEI match as indicative.
- Licences belong to the legal entity, not to a BIC.
- Each licence applies in the country of the regulator that granted it.
- Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
- The register entries and their trading names were not matched against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
## Swift network
Swift’s ISO 9362 BIC directory
- **BIC:** COYDHR22XXX head office
- **Connection to Swift:** Reverse billing
- **Swift GPI:** Not on the member list
- **Payment schemes and systems:** No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- **Branch codes:** None: head-office BIC only
- **BIC first registered:** 2023-10-09
- **Last updated:** 2025-09-17
## Overview
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/corvus-pay-d-o-o-coydhr22#overview-sources)
Customers
Not published
Employees
25
FTE · This entity · 31 Dec 2025 · [regulatory filing ↗](https://infobiz.fina.hr/tvrtka/corvus-pay-d-o-o/OIB-67770246314)
Ownership
Privately held
Firm type
Merchant acquiring and processing
Trades as CorvusPay
- **Ownership:** The FINA business register lists Stipo Matić as the sole member (jedini član) of the company.
- **Major shareholder:** Stipo Matić 100% · 29 Sep 2026
- **Head office:** Horvatova ulica 82, 10000 Zagreb, Croatia
- **Company register:** Zagreb Commercial Court (Trgovački sud u Zagrebu) MBS 081162658; OIB 67770246314
### Online
- **Websites & references:** [corvuspay.com ↗](https://www.corvuspay.com/) [corvuspay.com/en ↗](https://www.corvuspay.com/en/) English-language site [wallet.corvuspay.com ↗](https://wallet.corvuspay.com/) CorvusPay web wallet application for consumers
- **Official social accounts:** [LinkedIn ↗](https://www.linkedin.com/company/26247504/) · [Facebook ↗](https://www.facebook.com/corvuspay/)
- **Apps:** [Google Play ↗](https://play.google.com/store/apps/details?id=com.corvuspay.app) · [App Store ↗](https://apps.apple.com/us/app/corvuspay/id1525351931) · [appgallery.huawei.com ↗](https://appgallery.huawei.com/app/C103306555)
Sources · 11 pages consulted
1. [infobiz.fina.hr/tvrtka/corvus-pay-d-o-o/OIB-67770246314](https://infobiz.fina.hr/tvrtka/corvus-pay-d-o-o/OIB-67770246314)
2. [corvuspay.com/en/](https://www.corvuspay.com/en/)
3. [corvuspay.com/onama/](https://www.corvuspay.com/onama/)
4. [corvuspay.com/en/company/security/](https://www.corvuspay.com/en/company/security/)
5. [corvuspay.com/uvjeti-koristenja-za-privatne-korisnike/](https://www.corvuspay.com/uvjeti-koristenja-za-privatne-korisnike/)
6. [corvuspay.com/privatni/](https://www.corvuspay.com/privatni/)
7. [corvuspay.com/en/business/payment-solutions-physical-stores/](https://www.corvuspay.com/en/business/payment-solutions-physical-stores/)
8. [corvuspay.com/cesto-postavljana-pitanja/](https://www.corvuspay.com/cesto-postavljana-pitanja/)
9. [corvuspay.com/novifaq/](https://www.corvuspay.com/novifaq/)
10. [corvuspay.com/blog/corvus-pay-je-postao-platna-institucija/](https://www.corvuspay.com/blog/corvus-pay-je-postao-platna-institucija/)
11. [corvuspay.com/blog/direktna-placanja-s-racuna-na-racun-bez-koristenja-kartica/](https://www.corvuspay.com/blog/direktna-placanja-s-racuna-na-racun-bez-koristenja-kartica/)
## Authorisation
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/corvus-pay-d-o-o-coydhr22#overview-sources)
- **Operates under:** Its own licences
The Croatian National Bank authorises the firm as a payment institution for acquiring payment transactions and for payment initiation. The firm states that its licence is valid across the EU, but it does not say how many host states it covers.
| Authority | Licence or registration | Number | Held | Status | Source |
| --- | --- | --- | --- | --- | --- |
| Croatian National Bank (Hrvatska narodna banka) Croatia | Payment institution (acquiring of payment transactions, payment initiation services) | IPP413 | In its own name | Active | [corvuspay.com ↗](https://www.corvuspay.com/en/company/security/) |
Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.
## Partners and safeguarding
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/corvus-pay-d-o-o-coydhr22#overview-sources)
- **Safeguarding:** Not applicableThe firm states that it is not a bank and holds no accounts or transfers of money, because merchants' acquiring banks settle card payments. [corvuspay.com ↗](https://www.corvuspay.com/novifaq/)
- **Payment schemes and card networks:** Visa Through a partner [corvuspay.com ↗](https://www.corvuspay.com/cesto-postavljana-pitanja/) Mastercard Through a partner [corvuspay.com ↗](https://www.corvuspay.com/cesto-postavljana-pitanja/)
Banks and regulated firms the firm says hold its customers’ money, issue its cards, sponsor its accounts or settle its payments, as it discloses them in its terms and notices.
## Products and markets
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/corvus-pay-d-o-o-coydhr22#overview-sources)
- Payment gateway
- Merchant acquiring
- Payment initiation (open banking)
It processes online card payments for web shops and routes them to the acquiring banks each merchant chooses. It also offers bank-account payments under the name CorvusPay by IBAN.
It says it operates in the EU, Bosnia and Herzegovina, Kosovo, North Macedonia and Serbia.
- **Revenue:** EUR 3.28mThis entity · 31 Dec 2025 · [regulatory filing ↗](https://infobiz.fina.hr/tvrtka/corvus-pay-d-o-o/OIB-67770246314)
- **Sells to:** Small businesses · Enterprises · Consumers
- **Serves customers in 5 countries:** Croatia · Bosnia & Herzegovina · Serbia · North Macedonia · Kosovo
## Leadership
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/corvus-pay-d-o-o-coydhr22#overview-sources)
- **Chief executive:** Damir Gužvinec Direktor (Managing Director) Confirmed 29 Sep 2026 · [infobiz.fina.hr ↗](https://infobiz.fina.hr/tvrtka/corvus-pay-d-o-o/OIB-67770246314)
## Recent events
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/corvus-pay-d-o-o-coydhr22#overview-sources)
The research found no fines, investigations, security incidents, licence changes or corporate events from the last three years.
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.
## Identifiers
Head-office record
- **BIC:** COYDHR22XXX
- **How the BIC breaks down:** 1. COYD Bank 2. HR Country · Croatia 3. 22 Location · reverse billing 4. XXX Branch · head office
- **Branch description:** Not recorded in the directory
- **LEI:** 984500BE715V79F76C18
- **LEI record:** [View on GLEIF ↗](https://search.gleif.org/#/record/984500BE715V79F76C18)
- **Licence no. · EBA-PSD2:** IPP413
- **How the LEI was matched:** BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file. Register entry: Matched by Elucidate to GLEIF on name, country and address.
- **Register-entry ID:** 6adedf97d835
## Profile
- **Type:** Payments & e-money
- **Regulation:** Prudential licence
- **Register licences:** [1 entry on 1 register](https://elucidate.co/directory/corvus-pay-d-o-o-coydhr22#licences)
- **Activities:** - Payment services - Card acquiring - Payment initiation
- **Licensed in:** [Croatia](https://elucidate.co/directory/country/hr)
- **Country · region:** Croatia · Europe & Central Asia
- **Banking supervision:** Not on the ECB's list of supervised entities as of 2026-07-01
- **Trading venues (MIC):** No MIC registered under this LEI list of 2026-09-17
- **OFAC sanctions:** No listing cites this BIC
- **EU sanctions:** No listing matched this BIC or its LEI
- **Country sanctions:** No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
## Ownership and group
GLEIF relationship records
GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.
## Addresses
- **Registered address:** HORVATOVA ULICA 82 ZAGREB 10000 CROATIA
- **Operational address:** HORVATOVA ULICA 82 ZAGREB 10000 ZAGREB CROATIA
## ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- **Identified by:** BIC, with its LEI
- **Roles in CBPR+:** Any agent, including the instructing and instructed agents
### CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
```xml
COYDHR22XXX
984500BE715V79F76C18
```
### Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
```xml
COYDHR22XXX
984500BE715V79F76C18
CORVUS PAY D.O.O.
ZAGREB
HR
HORVATOVA ULICA 82 ZAGREB 10000
```
The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
## Related institutions
### Other payments & e-money institutions in Croatia
- [Aircash d.o.o. No BIC Payments & e-money Prudential licence Croatia · Licensed by Croatian National Bank · IEN116 (EBA-PSD2) · LEI 747800Y0J7JFIMB91F97](https://elucidate.co/directory/aircash-d-o-o-b19945733514)
- [Hrvatski Telekom d.d. No BIC Payments & e-money Prudential licence Croatia · Licensed by Croatian National Bank · IPP421 (EBA-PSD2) · LEI 097900BFHJ0000029454](https://elucidate.co/directory/hrvatski-telekom-d-d-3602665bbb2b)
- [PRIMEX PAYMENTS d.o.o. No BIC Payments & e-money Prudential licence Croatia · Licensed by Croatian National Bank · IEN117 (EBA-PSD2) · No LEI mapped](https://elucidate.co/directory/primex-payments-d-o-o-a75e59a40697)
- [ELEKTRONIČKI RAČUNI d.o.o. No BIC Payments & e-money Prudential licence Croatia · Licensed by Croatian National Bank · IPP414 (EBA-PSD2) · LEI 747800K06CJWN6ZD8F52](https://elucidate.co/directory/elektronicki-racuni-d-o-o-731e6018b2a5)
- [Global Payments d.o.o. No BIC Payments & e-money Prudential licence Croatia · Licensed by Croatian National Bank · IPP418 (EBA-PSD2) · No LEI mapped](https://elucidate.co/directory/global-payments-d-o-o-159a443f3e57)
- [HITRA produkcija dokumenata d.o.o. No BIC Payments & e-money Prudential licence Croatia · Licensed by Croatian National Bank · IPP417 (EBA-PSD2) · LEI 2549005QN5XUM17OK742](https://elucidate.co/directory/hitra-produkcija-dokumenata-d-o-o-8a928b868a7f)
- [INTIS d.o.o. No BIC Payments & e-money Prudential licence Croatia · Licensed by Croatian National Bank · IPP416 (EBA-PSD2) · LEI 984500953B87BV1A1A85](https://elucidate.co/directory/intis-d-o-o-a4e40e4e0915)
- [M Obrada d.o.o. No BIC Payments & e-money Prudential licence Croatia · Licensed by Croatian National Bank · IPP420 (EBA-PSD2) · No LEI mapped](https://elucidate.co/directory/m-obrada-d-o-o-7751588d0c7e)
[See all →](https://elucidate.co/directory/search?type=payments&cc=HR)
Claim this profile
## Work at Corvus Pay D.O.O.?
Claim this page to have it marked as verified by the bank, and to send us corrections. We verify every claim before anything changes on the page.
1. 01 **Submit** Tell us who you are, using your work email.
2. 02 **We verify** We check the email domain and confirm your role with the bank. This usually takes up to five business days.
3. 03 **Profile claimed** The page is marked as claimed and verified. You can send us corrections at any time.
Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
Register entries are not screened against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
[Read the methodology →](https://elucidate.co/directory/methodology)
Credits for this page
- **EBA PSD2 Register**—European Banking Authority (EBA) · [register ↗](https://euclid.eba.europa.eu/register/pir/search) as at 25 September 2026
- **Overview, authorisation, partners, products, leadership and events**—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- **Images**—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: [corvuspay.com](https://www.corvuspay.com/) (official website) · [original](https://www.corvuspay.com/wp-content/uploads/2023/11/corvus-logo.svg).
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Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.