---
title: "United Arab Emirates: financial institutions, SWIFT/BIC codes and licences | Elucidate"
description: "420 institutions in United Arab Emirates (as at 23 September 2026): 306 hold a SWIFT/BIC code and 114 do not. 128 are on 7 tracked registers."
url: https://elucidate.co/directory/country/ae
---

1.  [Directory](https://elucidate.co/directory)
2.  [Countries](https://elucidate.co/directory/country)
3.  United Arab Emirates

Country · Middle East & North Africa

# United Arab Emirates

Check who the institutions in the United Arab Emirates are: whether each holds a BIC, which register lists it and whether an LEI is mapped. Seven tracked registers cover the United Arab Emirates, so institutions without a BIC appear where they list them.

420

Institutions

Active · inactive not published

306

Hold a BIC

73% of institutions

128

On a tracked register

31% of institutions

200

LEI mapped

48% of institutions

7

ECB-supervised

6 significant, 1 less significant

### United Arab Emirates at a glance

Every row is the same 420 institutions, split by one attribute

Type

-   Financial institution 206 · 49%
-   Money service business 73 · 17%
-   Non-financial corporate 67 · 16%
-   Payments & e-money 52 · 12%
-   Credit institution 19 · 4.5%
-   Crypto 3 · 0.7%

Identification

-   [BIC only](https://elucidate.co/directory/search?source=bic,noregister&cc=AE) 292 · 70%
-   [BIC and a register licence](https://elucidate.co/directory/search?source=bic,register&cc=AE) 14 · 3.3%
-   [Register only, no BIC](https://elucidate.co/directory/search?source=nobic&cc=AE) 114 · 27%

Regulation level

-   [Prudential licence](https://elucidate.co/directory/search?reg=prudential&cc=AE) 147 · 35%
-   [Not on a tracked register](https://elucidate.co/directory/search?reg=none&cc=AE) 273 · 65%

LEI

-   LEI mapped 200 · 48%
-   No LEI mapped 220 · 52%

View as table

| Attribute | Institutions | Share |
| --- | --- | --- |
| Type |
| Financial institution | 206 | 49% |
| Money service business | 73 | 17% |
| Non-financial corporate | 67 | 16% |
| Payments & e-money | 52 | 12% |
| Credit institution | 19 | 4.5% |
| Crypto | 3 | 0.7% |
| Identification |
| BIC only | 292 | 70% |
| BIC and a register licence | 14 | 3.3% |
| Register only, no BIC | 114 | 27% |
| Regulation level |
| Prudential licence | 147 | 35% |
| Not on a tracked register | 273 | 65% |
| LEI |
| LEI mapped | 200 | 48% |
| No LEI mapped | 220 | 52% |

An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.

BIC data as at 23 September 2026 · Registers retrieved 25 September 2026

[Institutions](https://elucidate.co/directory/country/ae#institutions) [Sanctions](https://elucidate.co/directory/country/ae#sanctions) [Regulation](https://elucidate.co/directory/country/ae#registers) [Headquartered here](https://elucidate.co/directory/country/ae#hq-firms) [Groups](https://elucidate.co/directory/country/ae#groups) [Payments](https://elucidate.co/directory/country/ae#payments) [BIC codes](https://elucidate.co/directory/country/ae#bics) [Research](https://elucidate.co/directory/country/ae#research)

## Institutions in the United Arab Emirates

The first 25 of 420 institutions in the United Arab Emirates, with or without a BIC: prudentially supervised and larger institutions first.

-   [Citibank N.A. BIC CITIAEAD Credit institution Prudential licence United Arab Emirates · On the FSB G-SIB list · LEI E57ODZWZ7FF32TWEFA76](https://elucidate.co/directory/citibank-n-a-citiaead)
-   [Standard Chartered Bank BIC SCBLAEAD Credit institution Prudential licence United Arab Emirates · On the FSB G-SIB list · LEI RILFO74KP1CM8P6PCT96](https://elucidate.co/directory/standard-chartered-bank-scblaead)
-   [AEDC Stable Coin Network And Distribution - L.L.C No BIC Payments & e-money Crypto Prudential licence United Arab Emirates · Licensed by Central Bank of the UAE (CBUAE) · 09.01.01.004.2026.01 (CBUAE-PTC) · also on CBUAE-PTCAT, CBUAE-SVF · No LEI mapped](https://elucidate.co/directory/aedc-stable-coin-network-and-distribution-l-l-c-ce122c02ae00)
-   [AIAE Services for Payments -L.L.C- S.P.C No BIC Payments & e-money Prudential licence United Arab Emirates · Licensed by Central Bank of the UAE (CBUAE) · 08.01.02.038.2026.02 (CBUAE-RPS) · also on CBUAE-SVF · No LEI mapped](https://elucidate.co/directory/aiae-services-for-payments-l-l-c-s-p-c-6220d012f277)
-   [Al Ansari Digital Pay L.L.C No BIC Payments & e-money Prudential licence United Arab Emirates · Licensed by Central Bank of the UAE (CBUAE) · 08.01.02.027.2025.02 (CBUAE-RPS) · also on CBUAE-SVF · No LEI mapped](https://elucidate.co/directory/al-ansari-digital-pay-l-l-c-b517205f3061)
-   [Banque Richelieu Gcc Limited BIC LIBLAEAA Money service business Prudential licence United Arab Emirates · Licensed by Financial Services Regulatory Authority (FSRA), ADGM · 160022 (FSRA-FIRMS) · LEI 549300IK95C59T7Z9K45](https://elucidate.co/directory/banque-richelieu-gcc-limited-liblaeaa)
-   [Barclays Bank PLC BIC BARCAEAD Credit institution Prudential licence United Arab Emirates · On the FSB G-SIB list · LEI G5GSEF7VJP5I7OUK5573](https://elucidate.co/directory/barclays-bank-plc-barcaead)
-   [Beyon Money Financial Services L.L.C No BIC Payments & e-money Prudential licence United Arab Emirates · Licensed by Central Bank of the UAE (CBUAE) · 08.01.02.022.2024.02 (CBUAE-RPS) · also on CBUAE-SVF · No LEI mapped](https://elucidate.co/directory/beyon-money-financial-services-l-l-c-955ecb2d8958)
-   [Botim Money Technology L.L.C No BIC Payments & e-money Prudential licence United Arab Emirates · Licensed by Central Bank of the UAE (CBUAE) · 08.01.02.002.2022.01 (CBUAE-RPS) · also on CBUAE-SVF · LEI 984500F8A1FF59S6XD61](https://elucidate.co/directory/botim-money-technology-l-l-c-0a58a23041ac)
-   [Comera Pay L.L.C No BIC Payments & e-money Prudential licence United Arab Emirates · Licensed by Central Bank of the UAE (CBUAE) · 08.01.02.018.2024.01 (CBUAE-RPS) · also on CBUAE-SVF · No LEI mapped](https://elucidate.co/directory/comera-pay-l-l-c-d33175d0accd)
-   [EITC Financial Services L.L.C No BIC Payments & e-money Prudential licence United Arab Emirates · Licensed by Central Bank of the UAE (CBUAE) · 08.01.02.013.2024.02 (CBUAE-RPS) · also on CBUAE-SVF · No LEI mapped](https://elucidate.co/directory/eitc-financial-services-l-l-c-d8373e8aff84)
-   [H A Q Kamel Pay Services L.L.C No BIC Payments & e-money Prudential licence United Arab Emirates · Licensed by Central Bank of the UAE (CBUAE) · 08.01.02.036.2026.02 (CBUAE-RPS) · also on CBUAE-SVF · No LEI mapped](https://elucidate.co/directory/h-a-q-kamel-pay-services-l-l-c-aae3ddea558b)
-   [Huru Payment Services Provider L.L.C No BIC Payments & e-money Prudential licence United Arab Emirates · Licensed by Central Bank of the UAE (CBUAE) · 08.01.02.024.2025.02 (CBUAE-RPS) · also on CBUAE-SVF · No LEI mapped](https://elucidate.co/directory/huru-payment-services-provider-l-l-c-c6cef3e5ff81)
-   [MyZoi Financial Inclusion Technologies L.L.C. No BIC Payments & e-money Prudential licence United Arab Emirates · Licensed by Central Bank of the UAE (CBUAE) · 08.01.02.010.2023.02 (CBUAE-RPS) · also on CBUAE-SVF · No LEI mapped](https://elucidate.co/directory/myzoi-financial-inclusion-technologies-l-l-c-473ef6bd638d)
-   [Noqodi LLC No BIC Payments & e-money Prudential licence United Arab Emirates · Licensed by Central Bank of the UAE (CBUAE) · 08.01.02.007.2023.02 (CBUAE-RPS) · also on CBUAE-SVF · No LEI mapped](https://elucidate.co/directory/noqodi-llc-1558f57060f3)
-   [Pay Ten Payment Services Provider L.L.C. No BIC Payments & e-money Prudential licence United Arab Emirates · Licensed by Central Bank of the UAE (CBUAE) · 08.01.03.020.2024.02 (CBUAE-RPS) · also on CBUAE-SVF · No LEI mapped](https://elucidate.co/directory/pay-ten-payment-services-provider-l-l-c-d7f18c4bca1e)
-   [Revolut Stored Value Services L.L.C No BIC Payments & e-money Prudential licence United Arab Emirates · Licensed by Central Bank of the UAE (CBUAE) · 08.01.02.033.2026.02 (CBUAE-RPS) · also on CBUAE-SVF · No LEI mapped](https://elucidate.co/directory/revolut-stored-value-services-l-l-c-b1e34a57a621)
-   [T T S Financial Services Middle East L.L.C. No BIC Payments & e-money Prudential licence United Arab Emirates · Licensed by Central Bank of the UAE (CBUAE) · 08.01.02.034.2026.02 (CBUAE-RPS) · also on CBUAE-SVF · No LEI mapped](https://elucidate.co/directory/t-t-s-financial-services-middle-east-l-l-c-f303c56f2f93)
-   [Whizpay Technology L.L.C. No BIC Payments & e-money Prudential licence United Arab Emirates · Licensed by Central Bank of the UAE (CBUAE) · 08.01.02.016.2024.01 (CBUAE-RPS) · also on CBUAE-SVF · No LEI mapped](https://elucidate.co/directory/whizpay-technology-l-l-c-968831ed38c4)
-   [Wise Fintech Network L.L.C No BIC Payments & e-money Prudential licence United Arab Emirates · Licensed by Central Bank of the UAE (CBUAE) · 08.01.02.030.2025.02 (CBUAE-RPS) · also on CBUAE-SVF · No LEI mapped](https://elucidate.co/directory/wise-fintech-network-l-l-c-9b3978a1090d)
-   [Adyen MEA FZ- LLC No BIC Payments & e-money Prudential licence United Arab Emirates · Licensed by Central Bank of the UAE (CBUAE) · 08.01.02.035.2026.02 (CBUAE-RPS) · LEI 2549007CV4AYJ06W9R44](https://elucidate.co/directory/adyen-mea-fz-llc-841eb30910f0)
-   [AED StableCoin L.L.C - S.P.C No BIC Crypto Prudential licence United Arab Emirates · Licensed by Central Bank of the UAE (CBUAE) · 09.01.01.001.2024.01 (CBUAE-DPTI) · No LEI mapped](https://elucidate.co/directory/aed-stablecoin-l-l-c-s-p-c-b4e24d900d36)
-   [AEDC Stable Coin-L.L.C No BIC Crypto Prudential licence United Arab Emirates · Licensed by Central Bank of the UAE (CBUAE) · 09.01.01.003.2026.01 (CBUAE-DPTI) · No LEI mapped](https://elucidate.co/directory/aedc-stable-coin-l-l-c-4a84b3ed6ed5)
-   [Agricultural Bank of China (Difc Branch) BIC ABOCAEAD Credit institution Prudential licence United Arab Emirates · On the FSB G-SIB list · LEI 549300E7TSGLCOVSY746](https://elucidate.co/directory/agricultural-bank-of-china-difc-branch-abocaead)
-   [Al Ahalia Money Exchange Bureau No BIC Money service business Prudential licence United Arab Emirates · Licensed by Central Bank of the UAE (CBUAE) · 03.01.03.057.1996.01 (CBUAE-EB) · LEI 254900MJYQF6VB3E2G67](https://elucidate.co/directory/al-ahalia-money-exchange-bureau-e7f9f8390642)

[See all 420 institutions in United Arab Emirates →](https://elucidate.co/directory/search?cc=AE)

## Sanctions

The OFAC or EU lists cite 1 institution in the United Arab Emirates by BIC or LEI, as at 23 September 2026. Listings are matched on the BIC and its LEI, so they cover the 306 institutions here that hold a BIC.

### Listed institutions

Institutions whose BIC or LEI an OFAC or EU listing cites

-   [Bank Melli Iran BIC MELIAEA1 Financial institution Not on a tracked register OFAC SDN · United Arab Emirates · Not on a tracked register · LEI 549300DK3GGPVDIPPV39](https://elucidate.co/directory/bank-melli-iran-meliaea1#sanctions)

[See 1 listed institution →](https://elucidate.co/directory/search?cc=AE&flag=sanctioned)

## Regulation and supervision

Seven tracked registers cover the United Arab Emirates, retrieved 25 September 2026. Of the 420 institutions here, 128 are on one of them. By regulation level: 147 prudentially supervised, 273 not on a tracked register.

### Registers covering the United Arab Emirates

Institutions in the United Arab Emirates holding an active licence or registration on each register

| Register | Publisher | Institutions here | Of which hold a BIC | Inactive | As at |
| --- | --- | --- | --- | --- | --- |
| [CBUAE Register of Licensed Financial Institutions - Exchange Business](https://elucidate.co/directory/register/cbuae-eb) CBUAE-EB | Central Bank of the UAE (CBUAE) | [62](https://elucidate.co/directory/search?cc=AE&register=CBUAE-EB) | 12 | Not published by the register | 24 September 2026 |
| [CBUAE Register of Licensed Financial Institutions - Retail Payment Services](https://elucidate.co/directory/register/cbuae-rps) CBUAE-RPS | Central Bank of the UAE (CBUAE) | [38](https://elucidate.co/directory/search?cc=AE&register=CBUAE-RPS) | 1 | Not published by the register | 24 September 2026 |
| [CBUAE Register of Licensed Financial Institutions - Stored Value Facility](https://elucidate.co/directory/register/cbuae-svf) CBUAE-SVF | Central Bank of the UAE (CBUAE) | [23](https://elucidate.co/directory/search?cc=AE&register=CBUAE-SVF) | 0 | Not published by the register | 24 September 2026 |
| [FSRA Public Register - Firms](https://elucidate.co/directory/register/fsra-firms) FSRA-FIRMS | Financial Services Regulatory Authority (FSRA), ADGM | [17](https://elucidate.co/directory/search?cc=AE&register=FSRA-FIRMS) | 1 | Not published by the register | 25 September 2026 |
| [CBUAE Register of Licensed Financial Institutions - Dirham Payment Token Issuance](https://elucidate.co/directory/register/cbuae-dpti) CBUAE-DPTI | Central Bank of the UAE (CBUAE) | [3](https://elucidate.co/directory/search?cc=AE&register=CBUAE-DPTI) | 0 | Not published by the register | 24 September 2026 |
| [CBUAE Register of Licensed Financial Institutions - Payment Token Conversion](https://elucidate.co/directory/register/cbuae-ptc) CBUAE-PTC | Central Bank of the UAE (CBUAE) | [1](https://elucidate.co/directory/search?cc=AE&register=CBUAE-PTC) | 0 | Not published by the register | 24 September 2026 |
| [CBUAE Register of Licensed Financial Institutions - Payment Token Custody and Transfer](https://elucidate.co/directory/register/cbuae-ptcat) CBUAE-PTCAT | Central Bank of the UAE (CBUAE) | [1](https://elucidate.co/directory/search?cc=AE&register=CBUAE-PTCAT) | 0 | Not published by the register | 24 September 2026 |

### Institutions that hold a BIC and are on a tracked register

Their register licences are shown on their page

-   [Banque Richelieu Gcc Limited BIC LIBLAEAA Money service business Prudential licence United Arab Emirates · Licensed by Financial Services Regulatory Authority (FSRA), ADGM · 160022 (FSRA-FIRMS) · LEI 549300IK95C59T7Z9K45](https://elucidate.co/directory/banque-richelieu-gcc-limited-liblaeaa)
-   [Alfuad Exchange BIC ALFXAEAD Money service business Prudential licence United Arab Emirates · Licensed by Central Bank of the UAE (CBUAE) · 03.01.03.068.2001.02 (CBUAE-EB) · LEI 25490029IZD59ASLZV41](https://elucidate.co/directory/alfuad-exchange-alfxaead)
-   [City Exchange BIC CEXHAEAD Money service business Prudential licence United Arab Emirates · Licensed by Central Bank of the UAE (CBUAE) · 03.01.03.058.1996.02 (CBUAE-EB) · LEI 2549007JTKROHF9RH015](https://elucidate.co/directory/city-exchange-cexhaead)
-   [Delma Exchange BIC DELXAEAA Money service business Prudential licence United Arab Emirates · Licensed by Central Bank of the UAE (CBUAE) · 03.01.02.089.2008.01 (CBUAE-EB) · LEI 894500JC966WXG56R684](https://elucidate.co/directory/delma-exchange-delxaeaa)
-   [Federal Exchange BIC FEDXAEA1 Money service business Prudential licence United Arab Emirates · Licensed by Central Bank of the UAE (CBUAE) · 03.01.03.122.2015.01 (CBUAE-EB) · LEI 254900KCCW058N3DQM63](https://elucidate.co/directory/federal-exchange-fedxaea1)
-   [Gcc Exchange BIC GCCEAEAD Money service business Prudential licence United Arab Emirates · Licensed by Central Bank of the UAE (CBUAE) · 03.01.03.073.2002.02 (CBUAE-EB) · LEI 25490035DW7073N6TR69](https://elucidate.co/directory/gcc-exchange-gcceaead)
-   [Index Exchange LLC BIC HEXCAEAA Money service business Prudential licence United Arab Emirates · Licensed by Central Bank of the UAE (CBUAE) · 03.01.03.013.1981.03 (CBUAE-EB) · LEI 213800CO8UC7MUUHRN52](https://elucidate.co/directory/index-exchange-llc-hexcaeaa)
-   [Joyalukkas Exchange BIC JOEXAEAD Money service business Prudential licence United Arab Emirates · Licensed by Central Bank of the UAE (CBUAE) · 03.01.03.010.1981.02 (CBUAE-EB) · LEI 213800V1TZ5IPI3X3417](https://elucidate.co/directory/joyalukkas-exchange-joexaead)

[See all 14 institutions that hold a BIC and are on a tracked register →](https://elucidate.co/directory/search?source=bic,register&cc=AE)

### Supervisors

Authorities named on the ECB list and on the active licences of institutions here

| Authority | Basis | Institutions |
| --- | --- | --- |
| Central Bank of the UAE (CBUAE) | Licences on the tracked registers | 111 |
| Financial Services Regulatory Authority (FSRA), ADGM | Licences on the tracked registers | 17 |

### ECB banking supervision

Significant institutions

The ECB list of supervised entities covers 7 institutions here that hold a BIC: 6 significant, supervised directly by the ECB, and 1 less significant.

-   [Banco Bilbao Vizcaya Argentaria, S.A. - Adgm Branch BIC BBVAAEAA Credit institution Prudential licence United Arab Emirates · On the ECB list of supervised entities · LEI K8MS7FD7N5Z2WQ51AZ71](https://elucidate.co/directory/banco-bilbao-vizcaya-argentaria-s-a-adgm-branch-bbvaaeaa)
-   [BNP Paribas BIC BNPAAEAD Credit institution Prudential licence United Arab Emirates · On the ECB list of supervised entities · LEI R0MUWSFPU8MPRO8K5P83](https://elucidate.co/directory/bnp-paribas-bnpaaead)
-   [Credit Agricole Cib BIC BSUIAEAD Credit institution Prudential licence United Arab Emirates · On the ECB list of supervised entities · LEI 1VUV7VQFKUOQSJ21A208](https://elucidate.co/directory/credit-agricole-cib-bsuiaead)
-   [Deutsche Bank AG- Dubai Branch BIC DEUTAEAA Credit institution Prudential licence United Arab Emirates · On the ECB list of supervised entities · LEI 7LTWFZYICNSX8D621K86](https://elucidate.co/directory/deutsche-bank-ag-dubai-branch-deutaeaa)
-   [Intesa Sanpaolo Dubai Branch BIC BCITAEAD Credit institution Prudential licence United Arab Emirates · On the ECB list of supervised entities · LEI 2W8N8UU78PMDQKZENC08](https://elucidate.co/directory/intesa-sanpaolo-dubai-branch-bcitaead)
-   [Natixis Dubai BIC NATXAEAD Credit institution Prudential licence United Arab Emirates · On the ECB list of supervised entities · LEI KX1WK48MPD4Y2NCUIZ63](https://elucidate.co/directory/natixis-dubai-natxaead)

[See all 7 ECB-supervised institutions →](https://elucidate.co/directory/search?cc=AE&flag=ssm)

## Institutions headquartered here, registered elsewhere

35 institutions registered in other countries give the United Arab Emirates as their head office. Each counts in the country of its register.

-   [Zodia Markets (AME) Limited · trading as ZMAME No BIC Money service business AML registration only United States · Registered with FinCEN (FINCEN-MSB) · LEI 213800Y7EK43Q1BPW687](https://elucidate.co/directory/zodia-markets-ame-limited-c9dee897edd0)
-   [Alphtech Services LTD. · trading as Alphas Services, Alphas Payments, Alphas Technologies No BIC Crypto Money service business AML registration only Canada · Registered with FINTRAC · C100000433 (FINTRAC-MSB) · No LEI mapped](https://elucidate.co/directory/alphtech-services-ltd-de449a217878)
-   [Arfineo Transfers LTD No BIC Crypto Money service business AML registration only Canada · Registered with FINTRAC · C100000148 (FINTRAC-MSB) · No LEI mapped](https://elucidate.co/directory/arfineo-transfers-ltd-ca1315373a2d)
-   [Ark Lab International Technology L.L.C No BIC Money service business AML registration only United States · Registered with FinCEN · 31000266190088 (FINCEN-MSB) · No LEI mapped](https://elucidate.co/directory/ark-lab-international-technology-l-l-c-b95b52bf01a5)
-   [CENTFX Limited No BIC Money service business AML registration only United States · Registered with FinCEN (FINCEN-MSB) · No LEI mapped](https://elucidate.co/directory/centfx-limited-208c3e587da4)
-   [Citadel Excalibur No BIC Money service business AML registration only United States · Registered with FinCEN (FINCEN-MSB) · No LEI mapped](https://elucidate.co/directory/citadel-excalibur-e14c1c681b83)
-   [Decimal Markets Canada Limited · trading as DECIMAL MARKETS No BIC Money service business AML registration only Canada · Registered with FINTRAC · N300001560 (FINTRAC-MSB) · No LEI mapped](https://elucidate.co/directory/decimal-markets-canada-limited-becbb611e88b)
-   [E Z Y Payment Services Provider Co. L.L.C · trading as DINARENAS No BIC Crypto Money service business AML registration only Canada · Registered with FINTRAC · C100000910 (FINTRAC-MSB) · No LEI mapped](https://elucidate.co/directory/e-z-y-payment-services-provider-co-l-l-c-62b6a94c0e38)
-   [Encore Payment Technologies LTD. · trading as TRANSEND TECH, TRANSEND MONEY No BIC Crypto Money service business AML registration only Canada · Registered with FINTRAC · M23402268 (FINTRAC-MSB) · No LEI mapped](https://elucidate.co/directory/encore-payment-technologies-ltd-39672a19c993)
-   [Enterwto Payment Services Provider No BIC Money service business AML registration only United States · Registered with FinCEN (FINCEN-MSB) · No LEI mapped](https://elucidate.co/directory/enterwto-payment-services-provider-f69e49f2d5f4)
-   [Equidity Technologies LLC No BIC Money service business AML registration only United States · Registered with FinCEN (FINCEN-MSB) · No LEI mapped](https://elucidate.co/directory/equidity-technologies-llc-757374383eb9)
-   [Explofund Ltd. No BIC Money service business AML registration only United States · Registered with FinCEN (FINCEN-MSB) · No LEI mapped](https://elucidate.co/directory/explofund-ltd-24bba56c8f1e)

[Search by head office: United Arab Emirates →](https://elucidate.co/directory/search?hq=AE)

## Groups and systemic importance

Institutions in the United Arab Emirates belong to 19 groups on the FSB’s 2025 list of global systemically important banks (G-SIBs). GLEIF records the head office of 10 corporate groups in the directory here. For 23 institutions here, GLEIF records a parent in another country.

### G-SIB groups

FSB 2025 list; institutions here that hold a BIC, by group

| Group | Bucket | Institutions here |
| --- | --- | --- |
| [Industrial and Commercial Bank of China](https://elucidate.co/directory/group/5493002ERZU2K9PZDL40) | 3 | 2 |
| [Agricultural Bank of China](https://elucidate.co/directory/group/549300E7TSGLCOVSY746) | 2 | 1 |
| [Bank of America](https://elucidate.co/directory/group/9DJT3UXIJIZJI4WXO774) | 3 | 1 |
| [Bank of China](https://elucidate.co/directory/group/54930053HGCFWVHYZX42) | 2 | 1 |
| [Bank of Communications (BoCom)](https://elucidate.co/directory/group/549300AX1UM10U30HK09) | 1 | 1 |
| [Barclays](https://elucidate.co/directory/group/213800LBQA1Y9L22JB70) | 2 | 1 |
| [BNP Paribas](https://elucidate.co/directory/group/R0MUWSFPU8MPRO8K5P83) | 2 | 1 |
| [China Construction Bank](https://elucidate.co/directory/group/5493001KQW6DM7KEDR62) | 2 | 1 |
| [Citigroup](https://elucidate.co/directory/group/6SHGI4ZSSLCXXQSBB395) | 3 | 1 |
| [Deutsche Bank](https://elucidate.co/directory/group/7LTWFZYICNSX8D621K86) | 1 | 1 |
| [Goldman Sachs](https://elucidate.co/directory/group/784F5XWPLTWKTBV3E584) | 2 | 1 |
| [Groupe BPCE](https://elucidate.co/directory/group/9695005MSX1OYEMGDF46) | 1 | 1 |
| [Groupe Crédit Agricole](https://elucidate.co/directory/group/969500TJ5KRTCJQWXH05) | 2 | 1 |
| [JP Morgan Chase](https://elucidate.co/directory/group/8I5DZWZKVSZI1NUHU748) | 4 | 1 |
| [Mitsubishi UFJ FG](https://elucidate.co/directory/group/353800V2V8PUY9TK3E06) | 2 | 1 |
| [Royal Bank of Canada](https://elucidate.co/directory/group/ES7IP3U3RHIGC71XBU11) | 1 | 1 |
| [Santander](https://elucidate.co/directory/group/5493006QMFDDMYWIAM13) | 1 | 1 |
| [Standard Chartered](https://elucidate.co/directory/group/U4LOSYZ7YG4W3S5F2G91) | 1 | 1 |
| [Sumitomo Mitsui FG](https://elucidate.co/directory/group/35380028MYWPB6AUO129) | 1 | 1 |

[See all 20 institutions in G-SIB groups →](https://elucidate.co/directory/search?cc=AE&flag=gsib)

### Largest other groups

GLEIF consolidation groups, by legal entities (LEIs) in this country

| Group | LEIs here | LEIs in the group |
| --- | --- | --- |
| [Abu Dhabi Commercial Bank](https://elucidate.co/directory/group/213800RWVKKIRX1AUH58) | 2 | 4 |
| [Emirates Nbd Bank (P.J.S.C)](https://elucidate.co/directory/group/54930029BCN8HF3B1286) | 2 | 9 |
| [Abu Dhabi National Oil Company](https://elucidate.co/directory/group/5493009O1JMLWDLTIC26) | 2 | 2 |
| [HSBC Bank Middle East Limited](https://elucidate.co/directory/group/549300F99IL9YJDWH369) | 2 | 3 |
| [First Abu Dhabi Bank P.J.S.C.](https://elucidate.co/directory/group/2138002Y3WMK6RZS8H90) | 1 | 5 |

### Groups headquartered here

Largest of 10, by legal entities in the directory

| Group | LEIs in the directory |
| --- | --- |
| [Emirates Nbd Bank (P.J.S.C)](https://elucidate.co/directory/group/54930029BCN8HF3B1286) | 9 |
| [First Abu Dhabi Bank P.J.S.C.](https://elucidate.co/directory/group/2138002Y3WMK6RZS8H90) | 5 |
| [Abu Dhabi Commercial Bank](https://elucidate.co/directory/group/213800RWVKKIRX1AUH58) | 4 |
| [HSBC Bank Middle East Limited](https://elucidate.co/directory/group/549300F99IL9YJDWH369) | 3 |
| [The Ultima World Dmcc](https://elucidate.co/directory/group/213800GU1EOKGT4JCA10) | 3 |

[See all corporate groups →](https://elucidate.co/directory/group)

### Parents abroad

Institutions here by the country of their GLEIF ultimate parent (else direct parent)

-   [United States4](https://elucidate.co/directory/country/us "United States: 4")
-   [United Kingdom3](https://elucidate.co/directory/country/gb "United Kingdom: 3")
-   [Bahrain2](https://elucidate.co/directory/country/bh "Bahrain: 2")
-   [Spain2](https://elucidate.co/directory/country/es "Spain: 2")
-   [France2](https://elucidate.co/directory/country/fr "France: 2")
-   [Japan2](https://elucidate.co/directory/country/jp "Japan: 2")
-   [Bermuda1](https://elucidate.co/directory/country/bm "Bermuda: 1")
-   [Switzerland1](https://elucidate.co/directory/country/ch "Switzerland: 1")
-   [Egypt1](https://elucidate.co/directory/country/eg "Egypt: 1")
-   [Italy1](https://elucidate.co/directory/country/it "Italy: 1")

GLEIF parents are accounting-consolidation relationships. They do not show ownership shares or control.

## Payments and connectivity

Of the 306 institutions in the United Arab Emirates that hold a BIC, 71.6% are connected to Swift and 19 are Swift GPI members, as at 23 September 2026. Network data does not exist for the 114 that do not hold a BIC.

### Connection to Swift

Institutions that hold a BIC, by connection type in Swift’s directory

-   Connected to Swift219 · 71.6%
-   Reverse billing21 · 6.9%
-   Passive participant (no connection)66 · 21.6%

A BIC does not imply a connection to the Swift network.

### Payment schemes

Institutions that hold a BIC, reachable in each scheme

- **Swift GPI members:** 19 institutions
- **Swift GPI members, live:** 15 institutions

[See all 19 Swift GPI members →](https://elucidate.co/directory/search?cc=AE&flag=gpi)

### Trading venues

33 live market identifier codes (ISO 10383) operated by institutions here, by category

-   Systematic internaliserSINT21
-   Not specifiedNSPD10
-   OtherOTHR2

## All BIC codes in the United Arab Emirates

Look up any of the 515 BIC codes registered in the United Arab Emirates: the head offices and branch codes of the 306 institutions here that hold a BIC, with their LEIs and flags.

[Download the list (JSON)](https://elucidate.co/data/banks/countries/AE.json)

### Where branch codes cluster

Branch codes by city, top 8

-   Dubai85
-   Abu Dhabi71
-   Sharjah17
-   Al Ain12
-   Ras Al Khaimah11
-   Fujairah8
-   Ajman3
-   Umm Al Qaiwain3

## In Elucidate research

One Elucidate article names United Arab Emirates.

-   [Trust and transparency for a fairer financial ecosystem in the MENA region](https://elucidate.co/blog/trust-and-transparency-for-a-fairer-financial-ecosystem-in-the-mena-region) 9 November 2024

## Other countries in Middle East & North Africa

The directory has pages for 20 other countries and territories in Middle East & North Africa.

[Algeria](https://elucidate.co/directory/country/dz) [Bahrain](https://elucidate.co/directory/country/bh) [Djibouti](https://elucidate.co/directory/country/dj) [Egypt](https://elucidate.co/directory/country/eg) [Iran](https://elucidate.co/directory/country/ir) [Iraq](https://elucidate.co/directory/country/iq) [Israel](https://elucidate.co/directory/country/il) [Jordan](https://elucidate.co/directory/country/jo) [Kuwait](https://elucidate.co/directory/country/kw) [Lebanon](https://elucidate.co/directory/country/lb) [Libya](https://elucidate.co/directory/country/ly) [Malta](https://elucidate.co/directory/country/mt) [Morocco](https://elucidate.co/directory/country/ma) [Oman](https://elucidate.co/directory/country/om) [Palestinian Territories](https://elucidate.co/directory/country/ps) [Qatar](https://elucidate.co/directory/country/qa) [Saudi Arabia](https://elucidate.co/directory/country/sa) [Syria](https://elucidate.co/directory/country/sy) [Tunisia](https://elucidate.co/directory/country/tn) [Yemen](https://elucidate.co/directory/country/ye)

Sources & method

Each institution counts once, in one country: the BIC country when it holds a BIC, otherwise the country of the register that lists it. Licences in other countries are shown on its page.

Sanctions listings are matched on the BIC and on the LEI mapped to it, so they cover institutions that hold a BIC only. Institutions without a BIC are not screened. Always screen against the official lists.

[Read the methodology →](https://elucidate.co/directory/methodology)

Sources for this page

-   **Swift ISO 9362 BIC directory**—institutions and branch codes, mapped to LEIs through the Swift and GLEIF BIC-to-LEI relationship file. As at 23 September 2026
-   **CBUAE Register of Licensed Financial Institutions - Exchange Business**—Central Bank of the UAE (CBUAE) · [register ↗](https://www.centralbank.ae/media/hw0lreyi/cb-register-august-2026.pdf) retrieved 24 September 2026
-   **CBUAE Register of Licensed Financial Institutions - Retail Payment Services**—Central Bank of the UAE (CBUAE) · [register ↗](https://www.centralbank.ae/media/hw0lreyi/cb-register-august-2026.pdf) retrieved 24 September 2026
-   **CBUAE Register of Licensed Financial Institutions - Stored Value Facility**—Central Bank of the UAE (CBUAE) · [register ↗](https://www.centralbank.ae/media/hw0lreyi/cb-register-august-2026.pdf) retrieved 24 September 2026
-   **FSRA Public Register - Firms**—Financial Services Regulatory Authority (FSRA), ADGM · [register ↗](https://www.adgm.com/public-registers/fsra) retrieved 25 September 2026
-   **CBUAE Register of Licensed Financial Institutions - Dirham Payment Token Issuance**—Central Bank of the UAE (CBUAE) · [register ↗](https://www.centralbank.ae/media/hw0lreyi/cb-register-august-2026.pdf) retrieved 24 September 2026
-   **CBUAE Register of Licensed Financial Institutions - Payment Token Conversion**—Central Bank of the UAE (CBUAE) · [register ↗](https://www.centralbank.ae/media/hw0lreyi/cb-register-august-2026.pdf) retrieved 24 September 2026
-   **CBUAE Register of Licensed Financial Institutions - Payment Token Custody and Transfer**—Central Bank of the UAE (CBUAE) · [register ↗](https://www.centralbank.ae/media/hw0lreyi/cb-register-august-2026.pdf) retrieved 24 September 2026
-   **OFAC SDN and consolidated lists**—US Treasury · [source ↗](https://ofac.treasury.gov/sanctions-list-service) published 23 September 2026
-   **EU consolidated financial sanctions list**—European Commission generated 22 September 2026
-   **ECB list of supervised entities** · [ECB ↗](https://www.bankingsupervision.europa.eu/banking/list/html/index.en.html) published 20 August 2026
-   **FSB 2025 list of global systemically important banks** · [FSB ↗](https://www.fsb.org/2025/11/2025-list-of-global-systemically-important-banks-g-sibs/) published 27 November 2025
-   **GLEIF relationship records (Level 2)**—accounting consolidation as reported to GLEIF · [about Level 2 data ↗](https://www.gleif.org/en/lei-data/access-and-use-lei-data/level-2-data-who-owns-whom) as at 25 September 2026

## Assess the financial crime risk behind a counterparty

A BIC or a licence identifies an entity; it does not assess it. The Elucidate FinCrime Index (EFI) is an independent score of the financial crime risk of banks and payment firms. [Read about the FinCrime Index](https://elucidate.co/ratings).

[Book a demo](https://elucidate.co/demo-request)

Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.