--- title: "Ghana: financial institutions, SWIFT/BIC codes and licences | Elucidate" description: "52 institutions in Ghana (as at 23 September 2026): 52 hold a SWIFT/BIC code and 0 do not." url: https://elucidate.co/directory/country/gh --- 1. [Directory](https://elucidate.co/directory) 2. [Countries](https://elucidate.co/directory/country) 3. Ghana Country · Sub-Saharan Africa # Ghana Check who the institutions in Ghana are: whether each holds a BIC, which register lists it and whether an LEI is mapped. No tracked register covers Ghana, so every institution listed here holds a BIC. 52 Institutions Active · inactive not published 52 Hold a BIC 100% of institutions — On a tracked register Not covered by a tracked register 26 LEI mapped 50% of institutions 88 BIC codes Head offices and 37 branch codes ### Ghana at a glance Every row is the same 52 institutions, split by one attribute Type - Financial institution 47 · 90% - Non-financial corporate 5 · 9.6% Identification - [BIC only](https://elucidate.co/directory/search?source=bic,noregister&cc=GH) 52 · 100% Regulation level - [Not on a tracked register](https://elucidate.co/directory/search?reg=none&cc=GH) 52 · 100% LEI - LEI mapped 26 · 50% - No LEI mapped 26 · 50% View as table | Attribute | Institutions | Share | | --- | --- | --- | | Type | | Financial institution | 47 | 90% | | Non-financial corporate | 5 | 9.6% | | Identification | | BIC only | 52 | 100% | | Regulation level | | Not on a tracked register | 52 | 100% | | LEI | | LEI mapped | 26 | 50% | | No LEI mapped | 26 | 50% | An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page. BIC data as at 23 September 2026 [Institutions](https://elucidate.co/directory/country/gh#institutions) [Regulation](https://elucidate.co/directory/country/gh#registers) [Headquartered here](https://elucidate.co/directory/country/gh#hq-firms) [Groups](https://elucidate.co/directory/country/gh#groups) [Payments](https://elucidate.co/directory/country/gh#payments) [BIC codes](https://elucidate.co/directory/country/gh#bics) ## Institutions in Ghana The first 25 of 52 institutions in Ghana, with or without a BIC: prudentially supervised and larger institutions first. No OFAC or EU listing cites an institution in Ghana. - [Ecobank Ghana PLC BIC ECOCGHAC Financial institution Not on a tracked register Ghana · Not on a tracked register · LEI 254900ZQL1EV2DX00Q42](https://elucidate.co/directory/ecobank-ghana-plc-ecocghac) - [Agricultural Development Bank Public Limited Company BIC ADNTGHA1 Financial institution Not on a tracked register Ghana · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/agricultural-development-bank-public-limited-company-adntgha1) - [Standard Chartered Bank Ghana PLC BIC SCBLGHAC Financial institution Not on a tracked register Ghana · Not on a tracked register · LEI 549300WFGKTC3MGDCX95](https://elucidate.co/directory/standard-chartered-bank-ghana-plc-scblghac) - [Gcb Bank PLC BIC GHCBGHAC Financial institution Not on a tracked register Ghana · Not on a tracked register · LEI 213800JZWXRK3OU8H225](https://elucidate.co/directory/gcb-bank-plc-ghcbghac) - [Universal Merchant Bank LTD BIC MBGHGHAC Financial institution Not on a tracked register Ghana · Not on a tracked register · LEI 2138009H8W7UDCV4AM62](https://elucidate.co/directory/universal-merchant-bank-ltd-mbghghac) - [Absa Bank of Ghana Limited BIC BARCGHAC Financial institution Not on a tracked register Ghana · Not on a tracked register · LEI 549300TZC0521ZIVTQ82](https://elucidate.co/directory/absa-bank-of-ghana-limited-barcghac) - [Societe Generale Ghana PLC BIC SSEBGHAC Financial institution Not on a tracked register Ghana · Not on a tracked register · LEI 549300NPVBPYW8WKDV87](https://elucidate.co/directory/societe-generale-ghana-plc-ssebghac) - [Calbank PLC BIC ACCCGHAC Financial institution Not on a tracked register Ghana · Not on a tracked register · LEI 254900IVQC8DB1ZWD629](https://elucidate.co/directory/calbank-plc-acccghac) - [First National Bank Ghana Limited BIC FIRNGHAC Financial institution Not on a tracked register Ghana · Not on a tracked register · LEI 2138001OCJ42T73BY742](https://elucidate.co/directory/first-national-bank-ghana-limited-firnghac) - [Republic Bank (Ghana) PLC BIC HFCAGHAC Financial institution Not on a tracked register Ghana · Not on a tracked register · LEI 89450033B75AR5JRZR07](https://elucidate.co/directory/republic-bank-ghana-plc-hfcaghac) - [Access Bank (Ghana) PLC BIC ABNGGHAC Financial institution Not on a tracked register Ghana · Not on a tracked register · LEI 254900YETXNVD14PJP08](https://elucidate.co/directory/access-bank-ghana-plc-abngghac) - [African Alliance Securities LTD BIC AFASGHA1 Financial institution Not on a tracked register Ghana · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/african-alliance-securities-ltd-afasgha1) - [Agricultural Development Bank Public Limited Company BIC ADNTGHAC Financial institution Not on a tracked register Ghana · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/agricultural-development-bank-public-limited-company-adntghac) - [Arb Apex Bank Limited BIC AREXGHAC Financial institution Not on a tracked register Ghana · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/arb-apex-bank-limited-arexghac) - [Bank of Africa Ghana LTD BIC AMMAGHAC Financial institution Not on a tracked register Ghana · Not on a tracked register · LEI 8945008YPZDY62JUDQ49](https://elucidate.co/directory/bank-of-africa-ghana-ltd-ammaghac) - [Bank of Ghana BIC BAGHGHA2 Financial institution Not on a tracked register Ghana · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/bank-of-ghana-baghgha2) - [Bank of Ghana BIC BAGHGHA3 Financial institution Not on a tracked register Ghana · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/bank-of-ghana-baghgha3) - [Bank of Ghana BIC BAGHGHA4 Financial institution Not on a tracked register Ghana · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/bank-of-ghana-baghgha4) - [Bank of Ghana BIC BAGHGHA5 Financial institution Not on a tracked register Ghana · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/bank-of-ghana-baghgha5) - [Bank of Ghana BIC BAGHGHAC Financial institution Not on a tracked register Ghana · Not on a tracked register · LEI 549300OT9KGY8WOEN952](https://elucidate.co/directory/bank-of-ghana-baghghac) - [British American Tobacco Ghana LTD BIC BATSGHA1 Financial institution Not on a tracked register Ghana · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/british-american-tobacco-ghana-ltd-batsgha1) - [Cal Brokers Limited BIC CABRGHA1 Financial institution Not on a tracked register Ghana · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/cal-brokers-limited-cabrgha1) - [Cdh Securities LTD BIC CDHSGHA1 Financial institution Not on a tracked register Ghana · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/cdh-securities-ltd-cdhsgha1) - [Central Securities Depository (Gh) LTD BIC CSDRGHAC Financial institution Not on a tracked register Ghana · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/central-securities-depository-gh-ltd-csdrghac) - [Chapel Hill Denham Securities (Gh) Limited BIC CHNCGHA1 Financial institution Not on a tracked register Ghana · Not on a tracked register · LEI 2549002I5KBVC969P230](https://elucidate.co/directory/chapel-hill-denham-securities-gh-limited-chncgha1) [See all 52 institutions in Ghana →](https://elucidate.co/directory/search?cc=GH) ## Regulation and supervision None of the 22 tracked registers covers Ghana. All 52 institutions listed here hold a BIC; firms licensed only by Ghana’s national authorities are not listed. ## Institutions headquartered here, registered elsewhere Two institutions registered in other countries give Ghana as their head office. Each counts in the country of its register. - [Cleva Technologies LTD · trading as CLEVA No BIC Money service business AML registration only Canada · Registered with FINTRAC · M24726437 (FINTRAC-MSB) · No LEI mapped](https://elucidate.co/directory/cleva-technologies-ltd-5eb11d62b184) - [Eganow Technology Canada Inc. · trading as EGANOW No BIC Crypto Money service business AML registration only Canada · Registered with FINTRAC · M24351055 (FINTRAC-MSB) · No LEI mapped](https://elucidate.co/directory/eganow-technology-canada-inc-879d6668a13a) [Search by head office: Ghana →](https://elucidate.co/directory/search?hq=GH) ## Groups and systemic importance Institutions in Ghana belong to 1 group on the FSB’s 2025 list of global systemically important banks (G-SIBs). GLEIF records the head office of 2 corporate groups in the directory here. For 7 institutions here, GLEIF records a parent in another country. ### G-SIB groups FSB 2025 list; institutions here that hold a BIC, by group | Group | Bucket | Institutions here | | --- | --- | --- | | [Standard Chartered](https://elucidate.co/directory/group/U4LOSYZ7YG4W3S5F2G91) | 1 | 1 | [See 1 institution in a G-SIB group →](https://elucidate.co/directory/search?cc=GH&flag=gsib) ### Largest other groups GLEIF consolidation groups, by legal entities (LEIs) in this country | Group | LEIs here | LEIs in the group | | --- | --- | --- | | [Guaranty Trust Bank PLC](https://elucidate.co/directory/group/0292001868F6N5VI5G15) | 1 | 3 | | [Access Holdings PLC](https://elucidate.co/directory/group/0292005048H3P6V8I753) | 1 | 4 | | [Ecobank Transnational Incorporated](https://elucidate.co/directory/group/213800USCE9Y111R4656) | 1 | 29 | | [Standard Bank Group Limited](https://elucidate.co/directory/group/2549003PEZXUT7MDBU41) | 1 | 23 | | [Fidelity Bank Ghana Limited](https://elucidate.co/directory/group/254900IL95053VL8ZA36) | 1 | 2 | ### Groups headquartered here Largest of 2, by legal entities in the directory | Group | LEIs in the directory | | --- | --- | | [Bank of Ghana](https://elucidate.co/directory/group/549300OT9KGY8WOEN952) | 2 | | [Fidelity Bank Ghana Limited](https://elucidate.co/directory/group/254900IL95053VL8ZA36) | 2 | [See all corporate groups →](https://elucidate.co/directory/group) ### Parents abroad Institutions here by the country of their GLEIF ultimate parent (else direct parent) - [South Africa3](https://elucidate.co/directory/country/za "South Africa: 3") - [Nigeria2](https://elucidate.co/directory/country/ng "Nigeria: 2") - [United Kingdom1](https://elucidate.co/directory/country/gb "United Kingdom: 1") - [Togo1](https://elucidate.co/directory/country/tg "Togo: 1") GLEIF parents are accounting-consolidation relationships. They do not show ownership shares or control. ## Payments and connectivity Of the 52 institutions in Ghana that hold a BIC, 65.4% are connected to Swift and 6 are Swift GPI members, as at 23 September 2026. ### Connection to Swift Institutions that hold a BIC, by connection type in Swift’s directory - Connected to Swift34 · 65.4% - Reverse billing3 · 5.8% - Passive participant (no connection)15 · 28.8% A BIC does not imply a connection to the Swift network. ### Payment schemes Institutions that hold a BIC, reachable in each scheme - **Swift GPI members:** 6 institutions - **Swift GPI members, live:** 2 institutions [See all 6 Swift GPI members →](https://elucidate.co/directory/search?cc=GH&flag=gpi) ## All BIC codes in Ghana Look up any of the 88 BIC codes registered in Ghana: the head offices and branch codes of the 52 institutions here that hold a BIC, with their LEIs and flags. [Download the list (JSON)](https://elucidate.co/data/banks/countries/GH.json) ### Where branch codes cluster Branch codes by city, top 8 - Accra15 - Kumasi6 - Takoradi5 - Tema5 - Tamale2 - Bolgatanga1 - Cape Coast1 - Sunyani1 ## Other countries in Sub-Saharan Africa The directory has pages for 50 other countries and territories in Sub-Saharan Africa. [Angola](https://elucidate.co/directory/country/ao) [Benin](https://elucidate.co/directory/country/bj) [Botswana](https://elucidate.co/directory/country/bw) [Burkina Faso](https://elucidate.co/directory/country/bf) [Burundi](https://elucidate.co/directory/country/bi) [Cameroon](https://elucidate.co/directory/country/cm) [Cape Verde](https://elucidate.co/directory/country/cv) [Central African Republic](https://elucidate.co/directory/country/cf) [Chad](https://elucidate.co/directory/country/td) [Comoros](https://elucidate.co/directory/country/km) [Congo - Brazzaville](https://elucidate.co/directory/country/cg) [Congo - Kinshasa](https://elucidate.co/directory/country/cd) [Côte d’Ivoire](https://elucidate.co/directory/country/ci) [Equatorial Guinea](https://elucidate.co/directory/country/gq) [Eritrea](https://elucidate.co/directory/country/er) [Eswatini](https://elucidate.co/directory/country/sz) [Ethiopia](https://elucidate.co/directory/country/et) [Gabon](https://elucidate.co/directory/country/ga) [Gambia](https://elucidate.co/directory/country/gm) [Guinea](https://elucidate.co/directory/country/gn) [Guinea-Bissau](https://elucidate.co/directory/country/gw) [Kenya](https://elucidate.co/directory/country/ke) [Lesotho](https://elucidate.co/directory/country/ls) [Liberia](https://elucidate.co/directory/country/lr) [Madagascar](https://elucidate.co/directory/country/mg) [Malawi](https://elucidate.co/directory/country/mw) [Mali](https://elucidate.co/directory/country/ml) [Mauritania](https://elucidate.co/directory/country/mr) [Mauritius](https://elucidate.co/directory/country/mu) [Mayotte](https://elucidate.co/directory/country/yt) [Mozambique](https://elucidate.co/directory/country/mz) [Namibia](https://elucidate.co/directory/country/na) [Niger](https://elucidate.co/directory/country/ne) [Nigeria](https://elucidate.co/directory/country/ng) [Réunion](https://elucidate.co/directory/country/re) [Rwanda](https://elucidate.co/directory/country/rw) [São Tomé & Príncipe](https://elucidate.co/directory/country/st) [Senegal](https://elucidate.co/directory/country/sn) [Seychelles](https://elucidate.co/directory/country/sc) [Sierra Leone](https://elucidate.co/directory/country/sl) [Somalia](https://elucidate.co/directory/country/so) [South Africa](https://elucidate.co/directory/country/za) [South Sudan](https://elucidate.co/directory/country/ss) [St. Helena](https://elucidate.co/directory/country/sh) [Sudan](https://elucidate.co/directory/country/sd) [Tanzania](https://elucidate.co/directory/country/tz) [Togo](https://elucidate.co/directory/country/tg) [Uganda](https://elucidate.co/directory/country/ug) [Zambia](https://elucidate.co/directory/country/zm) [Zimbabwe](https://elucidate.co/directory/country/zw) Sources & method Each institution counts once, in one country: the BIC country when it holds a BIC, otherwise the country of the register that lists it. Licences in other countries are shown on its page. Sanctions listings are matched on the BIC and on the LEI mapped to it, so they cover institutions that hold a BIC only. Institutions without a BIC are not screened. Always screen against the official lists. [Read the methodology →](https://elucidate.co/directory/methodology) Sources for this page - **Swift ISO 9362 BIC directory**—institutions and branch codes, mapped to LEIs through the Swift and GLEIF BIC-to-LEI relationship file. As at 23 September 2026 - **FSB 2025 list of global systemically important banks** · [FSB ↗](https://www.fsb.org/2025/11/2025-list-of-global-systemically-important-banks-g-sibs/) published 27 November 2025 - **GLEIF relationship records (Level 2)**—accounting consolidation as reported to GLEIF · [about Level 2 data ↗](https://www.gleif.org/en/lei-data/access-and-use-lei-data/level-2-data-who-owns-whom) as at 25 September 2026 ## Assess the financial crime risk behind a counterparty A BIC or a licence identifies an entity; it does not assess it. The Elucidate FinCrime Index (EFI) is an independent score of the financial crime risk of banks and payment firms. [Read about the FinCrime Index](https://elucidate.co/ratings). [Book a demo](https://elucidate.co/demo-request) Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.