--- title: "North Macedonia: financial institutions, SWIFT/BIC codes and licences | Elucidate" description: "26 institutions in North Macedonia (as at 23 September 2026): 26 hold a SWIFT/BIC code and 0 do not." url: https://elucidate.co/directory/country/mk --- 1. [Directory](https://elucidate.co/directory) 2. [Countries](https://elucidate.co/directory/country) 3. North Macedonia Country · Europe & Central Asia # North Macedonia Check who the institutions in North Macedonia are: whether each holds a BIC, which register lists it and whether an LEI is mapped. No tracked register covers North Macedonia, so every institution listed here holds a BIC. 26 Institutions Active · inactive not published 26 Hold a BIC 100% of institutions — On a tracked register Not covered by a tracked register 12 LEI mapped 46% of institutions 37 BIC codes Head offices and 11 branch codes ### North Macedonia at a glance Every row is the same 26 institutions, split by one attribute Type - Financial institution 25 · 96% - Non-financial corporate 1 · 3.8% Identification - [BIC only](https://elucidate.co/directory/search?source=bic,noregister&cc=MK) 26 · 100% Regulation level - [Not on a tracked register](https://elucidate.co/directory/search?reg=none&cc=MK) 26 · 100% LEI - LEI mapped 12 · 46% - No LEI mapped 14 · 54% View as table | Attribute | Institutions | Share | | --- | --- | --- | | Type | | Financial institution | 25 | 96% | | Non-financial corporate | 1 | 3.8% | | Identification | | BIC only | 26 | 100% | | Regulation level | | Not on a tracked register | 26 | 100% | | LEI | | LEI mapped | 12 | 46% | | No LEI mapped | 14 | 54% | An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page. BIC data as at 23 September 2026 [Institutions](https://elucidate.co/directory/country/mk#institutions) [Regulation](https://elucidate.co/directory/country/mk#registers) [Groups](https://elucidate.co/directory/country/mk#groups) [Payments](https://elucidate.co/directory/country/mk#payments) [BIC codes](https://elucidate.co/directory/country/mk#bics) ## Institutions in North Macedonia The first 25 of 26 institutions in North Macedonia, with or without a BIC: prudentially supervised and larger institutions first. No OFAC or EU listing cites an institution in North Macedonia. - [Komercijalna Banka Ad Skopje BIC KOBSMK2X Financial institution Not on a tracked register North Macedonia · Not on a tracked register · LEI 48510000UPXPWPPR9439](https://elucidate.co/directory/komercijalna-banka-ad-skopje-kobsmk2x) - [Alta Banka Ad Bitola BIC STBBMK22 Financial institution Not on a tracked register North Macedonia · Not on a tracked register · LEI 5299004CWE6GT1472X86](https://elucidate.co/directory/alta-banka-ad-bitola-stbbmk22) - [Capital Bank Ad BIC INPBMK21 Financial institution Not on a tracked register North Macedonia · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/capital-bank-ad-inpbmk21) - [Central Cooperative Bank Ad Skopje BIC CECBMK22 Financial institution Not on a tracked register North Macedonia · Not on a tracked register · LEI 747800S0149RV19MR714](https://elucidate.co/directory/central-cooperative-bank-ad-skopje-cecbmk22) - [Central Cooperative Bank Ad Skopje BIC ZEMBMK21 Financial institution Not on a tracked register North Macedonia · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/central-cooperative-bank-ad-skopje-zembmk21) - [Central Securities Depository Inc. BIC CDHVMK21 Financial institution Not on a tracked register North Macedonia · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/central-securities-depository-inc-cdhvmk21) - [Clearing House Clearing Interbanking Sistems Ad Skopje BIC KIBSMK21 Financial institution Not on a tracked register North Macedonia · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/clearing-house-clearing-interbanking-sistems-ad-skopje-kibsmk21) - [Development Bank of North Macedonia JSC Skopje BIC MBDPMK22 Financial institution Not on a tracked register North Macedonia · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/development-bank-of-north-macedonia-jsc-skopje-mbdpmk22) - [Halkbank A.D. Skopje BIC EXPCMK22 Financial institution Not on a tracked register North Macedonia · Not on a tracked register · LEI 48510000S29NIYSNRM02](https://elucidate.co/directory/halkbank-a-d-skopje-expcmk22) - [Health Insurance Fund of Macedonia BIC HIFDMK21 Financial institution Not on a tracked register North Macedonia · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/health-insurance-fund-of-macedonia-hifdmk21) - [International Card System Ad Skopje BIC NPKMMK21 Financial institution Not on a tracked register North Macedonia · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/international-card-system-ad-skopje-npkmmk21) - [Iute Pay Dooel Skopje BIC IUTEMKSK Financial institution Not on a tracked register North Macedonia · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/iute-pay-dooel-skopje-iutemksk) - [Komercijalna Banka Ad Skopje BIC PELAMK21 Financial institution Not on a tracked register North Macedonia · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/komercijalna-banka-ad-skopje-pelamk21) - [M Banka Ad Skopje BIC KAPBMK22 Financial institution Not on a tracked register North Macedonia · Not on a tracked register · LEI 529900FYI69CU0Y5JE57](https://elucidate.co/directory/m-banka-ad-skopje-kapbmk22) - [Macedonian Stock Exchange BIC XMAEMK21 Financial institution Not on a tracked register North Macedonia · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/macedonian-stock-exchange-xmaemk21) - [National Bank of the Republic of North Macedonia BIC NBRMMK2A Financial institution Not on a tracked register North Macedonia · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/national-bank-of-the-republic-of-north-macedonia-nbrmmk2a) - [National Bank of the Republic of North Macedonia BIC NBRMMK2X Financial institution Not on a tracked register North Macedonia · Not on a tracked register · LEI 529900FA29F5OY2J7P74](https://elucidate.co/directory/national-bank-of-the-republic-of-north-macedonia-nbrmmk2x) - [Nlb Banka Ad Skopje BIC TUTNMK22 Financial institution Not on a tracked register North Macedonia · Not on a tracked register · LEI 48510000156ESYOBV122](https://elucidate.co/directory/nlb-banka-ad-skopje-tutnmk22) - [Paysera Macedonia Dooel (LLC) Skopje BIC PMDLMK22 Financial institution Not on a tracked register North Macedonia · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/paysera-macedonia-dooel-llc-skopje-pmdlmk22) - [Procredit Bank Ad Skopje BIC PRBUMK22 Financial institution Not on a tracked register North Macedonia · Not on a tracked register · LEI 529900KV2PIIIY2GBT84](https://elucidate.co/directory/procredit-bank-ad-skopje-prbumk22) - [Silk Road Bank Ad Skopje BIC KRSKMK2X Financial institution Not on a tracked register North Macedonia · Not on a tracked register · LEI 875500X06TCIHBLC2F61](https://elucidate.co/directory/silk-road-bank-ad-skopje-krskmk2x) - [Sparkasse Bank Ad Skopje BIC INSBMK22 Financial institution Not on a tracked register North Macedonia · Not on a tracked register · LEI 529900XZX5N4NAI6CC60](https://elucidate.co/directory/sparkasse-bank-ad-skopje-insbmk22) - [Stopanska Banka A.D. Skopje BIC STOBMK2X Financial institution Not on a tracked register North Macedonia · Not on a tracked register · LEI 549300YJCGVJY9R30103](https://elucidate.co/directory/stopanska-banka-a-d-skopje-stobmk2x) - [Tdr Skopje D.O.O.E.L. BIC BATSMK21 Non-financial corporate Not on a tracked register North Macedonia · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/tdr-skopje-d-o-o-e-l-batsmk21) - [Ttk Banka Ad Skopje BIC TTXBMK2X Financial institution Not on a tracked register North Macedonia · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/ttk-banka-ad-skopje-ttxbmk2x) [See all 26 institutions in North Macedonia →](https://elucidate.co/directory/search?cc=MK) ## Regulation and supervision None of the 22 tracked registers covers North Macedonia. All 26 institutions listed here hold a BIC; firms licensed only by North Macedonia’s national authorities are not listed. ## Groups and systemic importance For 6 institutions here, GLEIF records a parent in another country. ### Largest other groups GLEIF consolidation groups, by legal entities (LEIs) in this country | Group | LEIs here | LEIs in the group | | --- | --- | --- | | [Central Cooperative Bank](https://elucidate.co/directory/group/5299002142DS5ONT5540) | 1 | 3 | | [ProCredit Holding AG](https://elucidate.co/directory/group/529900LIN8L1K9MLTR09) | 1 | 12 | | [Nova Ljubljanska Banka d.d., Ljubljana](https://elucidate.co/directory/group/5493001BABFV7P27OW30) | 1 | 7 | | [National Bank of Greece S.A.](https://elucidate.co/directory/group/5UMCZOEYKCVFAW8ZLO05) | 1 | 3 | | [Türki̇ye Halk Bankasi Anoni̇m Şi̇rketi̇](https://elucidate.co/directory/group/78900012HXPJ1YQGTH03) | 1 | 3 | ### Parents abroad Institutions here by the country of their GLEIF ultimate parent (else direct parent) - [Austria1](https://elucidate.co/directory/country/at "Austria: 1") - [Bulgaria1](https://elucidate.co/directory/country/bg "Bulgaria: 1") - [Germany1](https://elucidate.co/directory/country/de "Germany: 1") - [Greece1](https://elucidate.co/directory/country/gr "Greece: 1") - [Slovenia1](https://elucidate.co/directory/country/si "Slovenia: 1") - [Türkiye1](https://elucidate.co/directory/country/tr "Türkiye: 1") GLEIF parents are accounting-consolidation relationships. They do not show ownership shares or control. ## Payments and connectivity Of the 26 institutions in North Macedonia that hold a BIC, 26.9% are connected to Swift and 1 is a Swift GPI member, as at 23 September 2026. ### Connection to Swift Institutions that hold a BIC, by connection type in Swift’s directory - Connected to Swift7 · 26.9% - Reverse billing10 · 38.5% - Passive participant (no connection)9 · 34.6% A BIC does not imply a connection to the Swift network. ### Payment schemes Institutions that hold a BIC, reachable in each scheme - **Reachable in a SEPA scheme:** 14 institutions - **SEPA Instant Credit Transfer:** 1 institution - **Swift GPI members:** 1 institution [See 1 Swift GPI member →](https://elucidate.co/directory/search?cc=MK&flag=gpi) ## All BIC codes in North Macedonia Look up any of the 37 BIC codes registered in North Macedonia: the head offices and branch codes of the 26 institutions here that hold a BIC, with their LEIs and flags. [Download the list (JSON)](https://elucidate.co/data/banks/countries/MK.json) ### Where branch codes cluster Branch codes by city, top 8 - Bitola1 - Gostivar1 - Kavadarci1 - Kocani1 - Kumanovo1 - Ohrid1 - Prilep1 - Stip1 ## Other countries in Europe & Central Asia The directory has pages for 59 other countries and territories in Europe & Central Asia. [Albania](https://elucidate.co/directory/country/al) [Andorra](https://elucidate.co/directory/country/ad) [Armenia](https://elucidate.co/directory/country/am) [Austria](https://elucidate.co/directory/country/at) [Azerbaijan](https://elucidate.co/directory/country/az) [Belarus](https://elucidate.co/directory/country/by) [Belgium](https://elucidate.co/directory/country/be) [Bosnia & Herzegovina](https://elucidate.co/directory/country/ba) [Bulgaria](https://elucidate.co/directory/country/bg) [Croatia](https://elucidate.co/directory/country/hr) [Cyprus](https://elucidate.co/directory/country/cy) [Czechia](https://elucidate.co/directory/country/cz) [Denmark](https://elucidate.co/directory/country/dk) [Estonia](https://elucidate.co/directory/country/ee) [Faroe Islands](https://elucidate.co/directory/country/fo) [Finland](https://elucidate.co/directory/country/fi) [France](https://elucidate.co/directory/country/fr) [Georgia](https://elucidate.co/directory/country/ge) [Germany](https://elucidate.co/directory/country/de) [Gibraltar](https://elucidate.co/directory/country/gi) [Greece](https://elucidate.co/directory/country/gr) [Greenland](https://elucidate.co/directory/country/gl) [Guernsey](https://elucidate.co/directory/country/gg) [Hungary](https://elucidate.co/directory/country/hu) [Iceland](https://elucidate.co/directory/country/is) [Ireland](https://elucidate.co/directory/country/ie) [Isle of Man](https://elucidate.co/directory/country/im) [Italy](https://elucidate.co/directory/country/it) [Jersey](https://elucidate.co/directory/country/je) [Kazakhstan](https://elucidate.co/directory/country/kz) [Kosovo](https://elucidate.co/directory/country/xk) [Kyrgyzstan](https://elucidate.co/directory/country/kg) [Latvia](https://elucidate.co/directory/country/lv) [Liechtenstein](https://elucidate.co/directory/country/li) [Lithuania](https://elucidate.co/directory/country/lt) [Luxembourg](https://elucidate.co/directory/country/lu) [Moldova](https://elucidate.co/directory/country/md) [Monaco](https://elucidate.co/directory/country/mc) [Montenegro](https://elucidate.co/directory/country/me) [Netherlands](https://elucidate.co/directory/country/nl) [Norway](https://elucidate.co/directory/country/no) [Poland](https://elucidate.co/directory/country/pl) [Portugal](https://elucidate.co/directory/country/pt) [Romania](https://elucidate.co/directory/country/ro) [Russia](https://elucidate.co/directory/country/ru) [San Marino](https://elucidate.co/directory/country/sm) [Serbia](https://elucidate.co/directory/country/rs) [Slovakia](https://elucidate.co/directory/country/sk) [Slovenia](https://elucidate.co/directory/country/si) [Spain](https://elucidate.co/directory/country/es) [Sweden](https://elucidate.co/directory/country/se) [Switzerland](https://elucidate.co/directory/country/ch) [Tajikistan](https://elucidate.co/directory/country/tj) [Türkiye](https://elucidate.co/directory/country/tr) [Turkmenistan](https://elucidate.co/directory/country/tm) [Ukraine](https://elucidate.co/directory/country/ua) [United Kingdom](https://elucidate.co/directory/country/gb) [Uzbekistan](https://elucidate.co/directory/country/uz) [Vatican City](https://elucidate.co/directory/country/va) Sources & method Each institution counts once, in one country: the BIC country when it holds a BIC, otherwise the country of the register that lists it. Licences in other countries are shown on its page. Sanctions listings are matched on the BIC and on the LEI mapped to it, so they cover institutions that hold a BIC only. Institutions without a BIC are not screened. Always screen against the official lists. [Read the methodology →](https://elucidate.co/directory/methodology) Sources for this page - **Swift ISO 9362 BIC directory**—institutions and branch codes, mapped to LEIs through the Swift and GLEIF BIC-to-LEI relationship file. As at 23 September 2026 - **GLEIF relationship records (Level 2)**—accounting consolidation as reported to GLEIF · [about Level 2 data ↗](https://www.gleif.org/en/lei-data/access-and-use-lei-data/level-2-data-who-owns-whom) as at 25 September 2026 ## Assess the financial crime risk behind a counterparty A BIC or a licence identifies an entity; it does not assess it. The Elucidate FinCrime Index (EFI) is an independent score of the financial crime risk of banks and payment firms. [Read about the FinCrime Index](https://elucidate.co/ratings). [Book a demo](https://elucidate.co/demo-request) Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.