---
title: "Credito Emiliano SPA SWIFT/BIC code BACRIT22XXX · Italy | Elucidate"
description: "Significant institution directly supervised by the ECB. SWIFT/BIC code BACRIT22XXX for Credito Emiliano SPA, Italy. 43 branch BICs, LEI 8156004B244AA70DE787."
url: https://elucidate.co/directory/credito-emiliano-spa-bacrit22
---
1. [Directory](https://elucidate.co/directory)
2. [Italy](https://elucidate.co/directory/country/it)
3. Credito Emiliano SPA
Italy · Credit institution
# Credito Emiliano SPA
Legal name in the LEI record CREDITO EMILIANO S.P.A. ABBREVIABILE IN CREDEMBANCA E IN CREDEM
Credito Emiliano S.p.A. (Credem) is an Italian joint-stock bank with its registered office and head office in Reggio Emilia. Credito Emiliano Holding S.p.A. (Credemholding) holds 79.82% of its share capital. The remaining shares are listed on Euronext Milan. The bank provides retail, corporate and private banking through branches, corporate centres and financial advisers across Italy, and it heads the Credem banking group. Cassa di Risparmio di Cento was merged into the bank with legal effect from 24 July 2021.
ECB · Single Supervisory Mechanism
Directly supervised by the ECB
Total assets EUR 50–75 bn
Group: Credito Emiliano Holding S.p.A.
BIC **BACRIT22XXX** LEI **[8156004B244AA70DE787](https://search.gleif.org/#/record/8156004B244AA70DE787)** Licence no. **Not on a tracked register** Reverse billing [ECB significant institution](https://elucidate.co/directory/credito-emiliano-spa-bacrit22#regulatory) Market operator · MIC **CREM** [**43** branch codes](https://elucidate.co/directory/credito-emiliano-spa-bacrit22#branches) [Group: "credito Emiliano Holding Societa' Per Azioni"](https://elucidate.co/directory/group/815600AD83B2B6317788) [Claim this profile](https://elucidate.co/directory/credito-emiliano-spa-bacrit22#claim)
## Licences and registrations
Matched by LEI on the 22 tracked registers
None matched by LEI in the 22 tracked registers. It is on the ECB list of supervised entities (see [Regulatory status](https://elucidate.co/directory/credito-emiliano-spa-bacrit22#regulatory)): that is banking supervision, not a licence on a tracked register.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
## Regulatory status
### ECB banking supervision
List of supervised entities as of 2026-07-01
- **Classification:** Significant institution
- **Supervisor:** European Central Bank (direct supervision)
- **Listed as:** Credito Emiliano S.p.A.
- **Entity type:** Credit institution
- **Supervised group (ECB):** Credito Emiliano Holding S.p.A.
- **Why significant:** Size (Total assets EUR 50-75 bn)
## European registers
### ECB · monetary financial institutions
List as at 2026-09-25
- **Category:** Credit institution
- **Minimum reserves:** Subject to minimum reserves
- **Listed as:** CREDITO EMILIANO S.P.A.
- **RIAD code:** IT0000126876530
### ESMA · MiFID II register
Register as at 2026-09-28
| Entry | Competent authority | Authorised | Services or instruments |
| --- | --- | --- | --- |
| Investment services (MiFID II) | BANCA D'ITALIA | 2007-11-01 | A1 A2 A3 A4 A5 A6 A7 |
| Systematic internaliser | Commissione Nazionale per le Societa e la Borsa (CONSOB) | 2019-02-15 | BOND |
Service codes follow MiFID II Annex I: A for investment services, B for ancillary services. Hover a code for its meaning.
Entries are matched on the LEI. Each register is quoted as its publisher lists it.
## Swift network
Swift’s ISO 9362 BIC directory
- **BIC:** BACRIT22XXX head office
- **Connection to Swift:** Reverse billing
- **Swift GPI:** Not on the member list
- **Payment schemes and systems:** [SCT · SCT Inst · SDD Core · SDD B2B · VOP · T2 · TIPS](https://elucidate.co/directory/credito-emiliano-spa-bacrit22#schemes)
- **Branch codes:** [43 branch codes](https://elucidate.co/directory/credito-emiliano-spa-bacrit22#branches)
- **BIC first registered:** 1978-06-05
- **Last updated:** 2018-01-06
## Overview
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/credito-emiliano-spa-bacrit22#overview-sources)
Total assets
EUR 54.4bn
This entity · 30 Jun 2026 · [interim report ↗](https://www.credem.it/content/dam/credem/documenti/Sala_Stampa/en_sala_stampa/press-releases/in-corso/2026/Press%20Release%20Credem%20-%201H26%20results.pdf)
Employees
Not published
Ownership
Group subsidiary
Ticker CE
Institution type
Universal bank
Trades as Credem
- **Ownership:** Credito Emiliano Holding S.p.A. holds 79.82% of the share capital, and the remaining shares trade on Euronext Milan.
- **Direct parent:** [Credito Emiliano Holding S.p.A. (Credemholding) ↗](https://search.gleif.org/#/record/815600AD83B2B6317788), Italy 79.82%
- **Major shareholder:** Credito Emiliano Holding S.p.A. 79.82% · 30 Jun 2026
- **Stock listing:** Euronext Milan CE
- **Head office:** Via Emilia San Pietro 4, 42121 Reggio Emilia, Italy
- **Former name:** Banca Agricola Commerciale di Reggio Emilia
### Business lines
- Retail banking
- Corporate banking
- SME banking
- Private banking & wealth
- Mortgage lending
- Trade finance
- Transaction banking & payments
- Markets & trading
- Correspondent banking
According to its 1H26 results release, the bank's commercial banking unit operates through 410 retail branches, 44 corporate centres and 556 financial advisers. Leasing, factoring, consumer credit, private banking and insurance are run by separate group companies.
### Online
- **Websites & references:** [credem.it ↗](https://www.credem.it/) [Wikipedia ↗](https://en.wikipedia.org/wiki/Credito_Emiliano)
- **Official social accounts:** [LinkedIn ↗](https://it.linkedin.com/company/credem) · [X ↗](https://x.com/credem) · [Facebook ↗](https://www.facebook.com/credem) · [Instagram ↗](https://www.instagram.com/credem/) · [YouTube ↗](https://www.youtube.com/user/credembanca)
Sources · 10 pages consulted
1. [credem.it/](https://www.credem.it/)
2. [credem.it/content/credem/it/gruppo-credem/chi-siamo/gruppo-credem-management/Credito-Emiliano.html](https://www.credem.it/content/credem/it/gruppo-credem/chi-siamo/gruppo-credem-management/Credito-Emiliano.html)
3. [credem.it/content/dam/credem/documenti/Sala\_Stampa/en\_sala\_stampa/press-releases/in-corso/2026/Pres](https://www.credem.it/content/dam/credem/documenti/Sala_Stampa/en_sala_stampa/press-releases/in-corso/2026/Press%20Release%20Credem%20-%201H26%20results.pdf)
4. [credem.it/content/credem/it/gruppo-credem/contatti-istituzionali/financial-institutions.html](https://www.credem.it/content/credem/it/gruppo-credem/contatti-istituzionali/financial-institutions.html)
5. [credem.it/content/credem/it/gruppo-credem/international.html](https://www.credem.it/content/credem/it/gruppo-credem/international.html)
6. [credem.it/content/credem/it/gruppo-credem/international/SSI.html](https://www.credem.it/content/credem/it/gruppo-credem/international/SSI.html)
7. [credem.it/content/credem/en/credem-group/international/SSI.html](https://www.credem.it/content/credem/en/credem-group/international/SSI.html)
8. [en.ilsole24ore.com/art/credem-stefano-morellini-appointed-general-manager-AHfI67cB](https://en.ilsole24ore.com/art/credem-stefano-morellini-appointed-general-manager-AHfI67cB)
9. [simplybiz.eu/credito-emiliano-capitale-sociale-post-incorporazione-caricento/](https://www.simplybiz.eu/credito-emiliano-capitale-sociale-post-incorporazione-caricento/)
10. [en.wikipedia.org/wiki/Credito\_Emiliano](https://en.wikipedia.org/wiki/Credito_Emiliano)
## Leadership
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/credito-emiliano-spa-bacrit22#overview-sources)
- **Chief executive:** Stefano Morellini Direttore Generale (General Manager) Confirmed 29 Sep 2026 · [credem.it ↗](https://www.credem.it/content/credem/it/gruppo-credem/chi-siamo/gruppo-credem-management/Credito-Emiliano.html)
- **Chair:** Lucio Igino Zanon di Valgiurata Presidente (Chairman of the Board of Directors) Confirmed 29 Sep 2026 · [credem.it ↗](https://www.credem.it/content/credem/it/gruppo-credem/chi-siamo/gruppo-credem-management/Credito-Emiliano.html)
- **Executive:** Giuliano Cassinadri Condirettore Generale (Co-General Manager) Confirmed 29 Sep 2026 · [credem.it ↗](https://www.credem.it/content/credem/it/gruppo-credem/chi-siamo/gruppo-credem-management/Credito-Emiliano.html)
- **Executive:** Stefano Pilastri Condirettore Generale (Co-General Manager) Confirmed 29 Sep 2026 · [credem.it ↗](https://www.credem.it/content/credem/it/gruppo-credem/chi-siamo/gruppo-credem-management/Credito-Emiliano.html)
## Supervisors & regulators
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/credito-emiliano-spa-bacrit22#overview-sources)
- **European Union:** European Central Bank Prudential supervisor
- **Italy:** Bank of Italy (Banca d'Italia) Central bank Prudential supervisor AML supervisor Resolution
- **Italy:** Commissione Nazionale per le Società e la Borsa (CONSOB) Securities Conduct
## Recent events
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/credito-emiliano-spa-bacrit22#overview-sources)
1. Jul 2025
Leadership
The board appointed Co-General Manager Stefano Morellini as General Manager after the death of General Manager Angelo Campani.
[en.ilsole24ore.com ↗](https://en.ilsole24ore.com/art/credem-stefano-morellini-appointed-general-manager-AHfI67cB)
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.
## Identifiers
Head-office record
- **BIC:** BACRIT22XXX
- **How the BIC breaks down:** 1. BACR Bank 2. IT Country · Italy 3. 22 Location · reverse billing 4. XXX Branch · head office
- **Branch description:** Not recorded in the directory
- **LEI:** 8156004B244AA70DE787
- **LEI record:** [View on GLEIF ↗](https://search.gleif.org/#/record/8156004B244AA70DE787)
- **How the LEI was matched:** BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
- **National bank code:** [Codice ABI 03032](https://elucidate.co/directory/credito-emiliano-spa-bacrit22#bank-codes)
## Profile
- **Type:** Credit institution
- **Regulation:** Prudentially supervised (ECB list)
- **Register licences:** None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- **Country · region:** Italy · Europe & Central Asia
- **Banking supervision:** [Significant · supervised by the ECB](https://elucidate.co/directory/credito-emiliano-spa-bacrit22#regulatory) as of 2026-07-01
- **Trading venues (MIC):** [Operates MIC CREM](https://elucidate.co/directory/credito-emiliano-spa-bacrit22#markets) list of 2026-09-17
- **OFAC sanctions:** No listing cites this BIC
- **EU sanctions:** No listing matched this BIC or its LEI
- **Country sanctions:** No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
## Ownership and group
GLEIF relationship records
- **Direct parent:** "credito Emiliano Holding Societa' Per Azioni" · Italy[815600AD83B2B6317788 ↗](https://search.gleif.org/#/record/815600AD83B2B6317788)
The "credito Emiliano Holding Societa' Per Azioni" group has 3 institutions in the directory, in 1 country: all hold a BIC.
Including [Euromobiliare Am Sgr SPA](https://elucidate.co/directory/euromobiliare-am-sgr-spa-eusgitm1), [Euromobiliare Asset Management S.G.R. S.P.A.](https://elucidate.co/directory/euromobiliare-asset-management-s-g-r-s-p-a-easzitmm).
[See the "credito Emiliano Holding Societa' Per Azioni" group →](https://elucidate.co/directory/group/815600AD83B2B6317788)
Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
## Addresses
- **Registered address:** VIA EMILIA SAN PIETRO 4 REGGIO NELL'EMILIA 42121 ITALY
- **Operational address:** VIA EMILIA SAN PIETRO 4 REGGIO NELL'EMILIA 42121 REGGIO NELL'EMILIA ITALY
## ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- **Identified by:** BIC, with its LEI
- **Roles in CBPR+:** Any agent, including the instructing and instructed agents
### CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
```xml
BACRIT22XXX
8156004B244AA70DE787
```
### Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
```xml
BACRIT22XXX
8156004B244AA70DE787
CREDITO EMILIANO SPA
REGGIO NELL'EMILIA
IT
VIA EMILIA SAN PIETRO 4 REGGIO NELL'EMILIA 42121
```
The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
## Payment schemes and systems
EPC registers of 2026-09-11 · ECB T2 list of 2026-07-02 · ECB TIPS list of 2026-09-01 · SIX Bank Master valid on 2026-09-28
| Scheme or system | Since | Registered with | Note |
| --- | --- | --- | --- |
| SEPA Credit TransferISO 20022 messages | 2008-01-28 | Head office | — |
| SEPA Instant Credit TransferISO 20022 messages | 2024-04-02 | Head office | — |
| SEPA Direct Debit CoreISO 20022 messages | 2009-11-02 | Head office | — |
| SEPA Direct Debit Business-to-BusinessISO 20022 messages | 2009-11-02 | Head office | — |
| Verification of Payee | 2025-10-07 | Head office | — |
| T2 (Eurosystem real-time gross settlement)ISO 20022 messages | — | Head office | — |
| TIPS (TARGET Instant Payment Settlement)ISO 20022 messages | — | Head office | — |
SEPA dates are when the institution became ready for the scheme. The T2 list names direct participants only and gives no joining date. TIPS entries have no joining date.
An institution missing from T2 may still be reachable through an indirect participant. The ECB’s TIPS list does not separate participants from reachable parties. It includes institutions reachable in Swedish kronor as well as in euro.
“ISO 20022 messages” marks a scheme or system whose rulebook or operator specifies ISO 20022 for messages between participants.
## Market identifiers
One trading venue or reporting service run under this LEI list of 2026-09-17
| MIC | Market | Kind | Category |
| --- | --- | --- | --- |
| CREM | CREDEM BANCACREDEM SI | Operating MIC | Systematic internaliser |
## National bank codes
### Codice ABI · Italy
1 code file of 2026-09-23
| Code | Routes to BIC | Name in the national file | City |
| --- | --- | --- | --- |
| 03032 | BACRIT22XXX | CREDITO EMILIANO S.P.A. | REGGIO NELL'EMILIA |
Each code shows the name in the national file. Smaller banks often route through a central institution’s BIC. A code can therefore belong to a different bank than the one on this page.
## Network
### Branch network
All 43 branch BICs connect to the head office. Most were registered in 1993–1995 (7 BICs) and 1996–1998 (5).
### Branch codes
Filter branches
| BIC | Branch | City | Address | LEI | Updated |
| --- | --- | --- | --- | --- | --- |
| [BACRIT22AGA](https://elucidate.co/directory/credito-emiliano-spa-bacrit22-aga) | AGENZIA 2 | Reggio Nell'Emilia | VIA XX SETTEMBRE 2 REGGIO NELL'EMILIA 42121 REGGIO NELL'EMILIA ITALY | — | 2018-01-13 |
| [BACRIT22ALE](https://elucidate.co/directory/credito-emiliano-spa-bacrit22-ale) | SEDE | Alessano | PIAZZA MERCATO 14 ALESSANO 73031 ALESSANO ITALY | — | 2018-01-13 |
| [BACRIT22ALS](https://elucidate.co/directory/credito-emiliano-spa-bacrit22-als) | — | Alessandria | PIAZZA GARIBALDI 31 ALESSANDRIA 15100 ALESSANDRIA ITALY | — | 2018-01-13 |
| [BACRIT22BOL](https://elucidate.co/directory/credito-emiliano-spa-bacrit22-bol) | SEDE | Bologna | VIA INDIPENDENZA 20/ G BOLOGNA 40128 BOLOGNA ITALY | — | 2018-01-13 |
| [BACRIT22BPG](https://elucidate.co/directory/credito-emiliano-spa-bacrit22-bpg) | BACK OFFICE INVESTMENT FUNDS | Reggio Nell'Emilia | VIA EMILIA SAN PIETRO 4 REGGIO NELL'EMILIA 42121 REGGIO NELL'EMILIA | — | 2018-01-13 |
| [BACRIT22BTI](https://elucidate.co/directory/credito-emiliano-spa-bacrit22-bti) | BACK OFFICE TITOLI | Reggio Nell'Emilia | VIA EMILIA SAN PIETRO 4 REGGIO NELL'EMILIA 42121 REGGIO NELL'EMILIA ITALY | — | 2018-01-13 |
| [BACRIT22CAR](https://elucidate.co/directory/credito-emiliano-spa-bacrit22-car) | — | Carpi | VIA C. MARX 69/77 CARPI 41012 CARPI ITALY | — | 2018-01-13 |
| [BACRIT22CAS](https://elucidate.co/directory/credito-emiliano-spa-bacrit22-cas) | — | Casalgrande | PIAZZA MARTIRI DELLA LIBERTA' 4 CASALGRANDE 42013 CASALGRANDE ITALY | — | 2018-01-13 |
| [BACRIT22CDR](https://elucidate.co/directory/credito-emiliano-spa-bacrit22-cdr) | — | Casalecchio Di Reno | VIA RONZANI 3 CASALECCHIO DI RENO 40033 CASALECCHIO DI RENO ITALY | — | 2018-01-13 |
| [BACRIT22COR](https://elucidate.co/directory/credito-emiliano-spa-bacrit22-cor) | — | Correggio | PIAZZA G.GARIBALDI 7 CORREGGIO 42015 CORREGGIO ITALY | — | 2018-01-13 |
| [BACRIT22CST](https://elucidate.co/directory/credito-emiliano-spa-bacrit22-cst) | — | Castellarano | VIA ROMA 4/ A CASTELLARANO 42014 CASTELLARANO ITALY | — | 2018-01-13 |
| [BACRIT22EUM](https://elucidate.co/directory/credito-emiliano-spa-bacrit22-eum) | B. O. PAYMENTS | Reggio Nell'Emilia | VIA EMILIA SAN PIETRO 4 REGGIO NELL'EMILIA 42121 REGGIO NELL'EMILIA ITALY | — | 2018-01-13 |
| [BACRIT22FID](https://elucidate.co/directory/credito-emiliano-spa-bacrit22-fid) | EUROFIDUCIARIA | Reggio Nell'Emilia | VIA EMILIA SAN PIETRO 4 REGGIO NELL'EMILIA 42100 REGGIO NELL'EMILIA ITALY | — | 2018-01-06 |
| [BACRIT22FOR](https://elucidate.co/directory/credito-emiliano-spa-bacrit22-for) | — | Formigine | VIA J.MARCHESE 5 FORMIGINE 41043 FORMIGINE ITALY | — | 2018-01-13 |
| [BACRIT22GEN](https://elucidate.co/directory/credito-emiliano-spa-bacrit22-gen) | — | Genova | PIAZZA DANTE GENOVA 01400 GENOVA ITALY | — | 2018-01-06 |
| [BACRIT22GUA](https://elucidate.co/directory/credito-emiliano-spa-bacrit22-gua) | — | Guastalla | VIA GONZAGA 27 GUASTALLA 42016 GUASTALLA ITALY | — | 2018-01-13 |
| [BACRIT22INC](https://elucidate.co/directory/credito-emiliano-spa-bacrit22-inc) | INCASSI E PAGAMENTI DEPT. | Reggio Nell'Emilia | VIA EMILIA SAN PIETRO 4 REGGIO NELL'EMILIA 42121 REGGIO NELL'EMILIA ITALY | — | 2018-01-13 |
| [BACRIT22MAN](https://elucidate.co/directory/credito-emiliano-spa-bacrit22-man) | SEDE | Mantova | VIALE PIAVE 2 MANTOVA 46100 MANTOVA ITALY | — | 2018-01-13 |
| [BACRIT22MDV](https://elucidate.co/directory/credito-emiliano-spa-bacrit22-mdv) | — | Mazara Del Vallo | CORSO VITTORIO VENETO 254 MAZARA DEL VALLO 91026 MAZARA DEL VALLO ITALY | — | 2018-01-13 |
| [BACRIT22MEC](https://elucidate.co/directory/credito-emiliano-spa-bacrit22-mec) | DOCUMENTARY CREDTS DEPT. | Reggio Nell'Emilia | VIA EMILIA SAN PIETRO 4 REGGIO NELL'EMILIA 42121 REGGIO NELL'EMILIA ITALY | — | 2018-01-13 |
| [BACRIT22MIL](https://elucidate.co/directory/credito-emiliano-spa-bacrit22-mil) | SEDE | Milano | VIA G. ANDEGARI 14 MILANO 20121 MILANO ITALY | — | 2018-01-13 |
| [BACRIT22MOD](https://elucidate.co/directory/credito-emiliano-spa-bacrit22-mod) | SEDE | Modena | VIALE N.FABRIZI 15 MODENA 41100 MODENA ITALY | — | 2018-01-13 |
| [BACRIT22MON](https://elucidate.co/directory/credito-emiliano-spa-bacrit22-mon) | — | Monza | VIA A. CANTORE 12 MONZA 20052 MONZA ITALY | — | 2018-01-13 |
| [BACRIT22MRS](https://elucidate.co/directory/credito-emiliano-spa-bacrit22-mrs) | SEDE | Marsala | VIA XI MAGGIO 115 MARSALA 91025 MARSALA ITALY | — | 2018-01-13 |
| [BACRIT22NAP](https://elucidate.co/directory/credito-emiliano-spa-bacrit22-nap) | SEDE | Napoli | VIA VITTORIO EMANUELE III 40 NAPOLI 80133 NAPOLI ITALY | — | 2018-01-13 |
| [BACRIT22NAT](https://elucidate.co/directory/credito-emiliano-spa-bacrit22-nat) | COLLECTIONS DEPT | Reggio Nell'Emilia | VIA EMILIA SAN PIETRO 4 REGGIO NELL'EMILIA 42121 REGGIO NELL'EMILIA ITALY | — | 2018-01-13 |
| [BACRIT22NOL](https://elucidate.co/directory/credito-emiliano-spa-bacrit22-nol) | — | Nola | VIA LATERIZIO 14/18 NOLA 80035 NOLA ITALY | — | 2018-01-13 |
| [BACRIT22PAL](https://elucidate.co/directory/credito-emiliano-spa-bacrit22-pal) | SEDE | Palermo | PIAZZA A. DE GASPERI 25/ A PALERMO 90146 PALERMO ITALY | — | 2018-01-13 |
| [BACRIT22PAR](https://elucidate.co/directory/credito-emiliano-spa-bacrit22-par) | SEDE | Parma | VIA P.M. ROSSI 14/ A PARMA 43100 PARMA ITALY | — | 2018-01-13 |
| [BACRIT22PIA](https://elucidate.co/directory/credito-emiliano-spa-bacrit22-pia) | PIACENZA SEDE | Piacenza | VIA EMILIA PARMENSE 1 PIACENZA 29100 PIACENZA ITALY | — | 2018-01-06 |
| [BACRIT22PRA](https://elucidate.co/directory/credito-emiliano-spa-bacrit22-pra) | — | Prato | VIA F. RAI 1/B PRATO 50047 PRATO ITALY | — | 2018-01-13 |
| [BACRIT22REG](https://elucidate.co/directory/credito-emiliano-spa-bacrit22-reg) | SEDE | Reggio Nell'Emilia | VIA EMILIA S.PIETRO 4 REGGIO NELL'EMILIA 42121 REGGIO NELL'EMILIA ITALY | — | 2018-01-13 |
| [BACRIT22RGG](https://elucidate.co/directory/credito-emiliano-spa-bacrit22-rgg) | — | Reggiolo | VIA G.MATTEOTTI 36 REGGIOLO 42046 REGGIOLO ITALY | — | 2018-01-13 |
| [BACRIT22ROM](https://elucidate.co/directory/credito-emiliano-spa-bacrit22-rom) | ROMA SEDE | Roma | VIA VINCENZO BELLINI 27 ROMA 00198 ROMA ITALY | — | 2023-09-02 |
| [BACRIT22RUB](https://elucidate.co/directory/credito-emiliano-spa-bacrit22-rub) | — | Rubiera | VIA EMILIA EST 9/ F RUBIERA 42048 RUBIERA ITALY | — | 2018-01-13 |
| [BACRIT22SAS](https://elucidate.co/directory/credito-emiliano-spa-bacrit22-sas) | — | Sassuolo | VIA G.MAZZINI 7 SASSUOLO 41049 SASSUOLO ITALY | — | 2018-01-13 |
| [BACRIT22SCA](https://elucidate.co/directory/credito-emiliano-spa-bacrit22-sca) | — | Scandiano | VIA A.VALLISNERI 1/A SCANDIANO 42019 SCANDIANO ITALY | — | 2018-01-13 |
| [BACRIT22SEC](https://elucidate.co/directory/credito-emiliano-spa-bacrit22-sec) | SECURITIES | Reggio Nell'Emilia | VIA GANDHI 2/ C REGGIO NELL'EMILIA 42123 REGGIO NELL'EMILIA ITALY | — | 2018-01-06 |
| [BACRIT22SUZ](https://elucidate.co/directory/credito-emiliano-spa-bacrit22-suz) | — | Suzzara | VIA CAVOUR 19/ A SUZZARA 46029 SUZZARA ITALY | — | 2018-01-13 |
| [BACRIT22TPX](https://elucidate.co/directory/credito-emiliano-spa-bacrit22-tpx) | TRAPANI MAIN BRANCH | Trapani | VIA S. GIOVANNI BOSCO 12 TRAPANI 91100 TRAPANI ITALY | — | 2018-01-13 |
| [BACRIT22VAR](https://elucidate.co/directory/credito-emiliano-spa-bacrit22-var) | — | Varese | VIA CAVOUR 36 VARESE 21100 VARESE ITALY | — | 2018-01-13 |
| [BACRIT22VER](https://elucidate.co/directory/credito-emiliano-spa-bacrit22-ver) | VERONA MAIN BRANCH | Verona | CORSO CAVOUR ANG. VIA FRATTA VERONA 11700 VERONA ITALY | — | 2018-01-13 |
| [BACRIT22VIG](https://elucidate.co/directory/credito-emiliano-spa-bacrit22-vig) | — | Vignola | VIA RESISTENZA 150 VIGNOLA 41058 VIGNOLA ITALY | — | 2018-01-13 |
[See every BIC in Italy →](https://elucidate.co/directory/country/it#bics)
## Related institutions
### Subsidiaries in the directory
- [Euromobiliare Am Sgr SPA BIC EUSGITM1 Financial institution Not on a tracked register Italy · Not on a tracked register · LEI 8156000F490BB3BE2052](https://elucidate.co/directory/euromobiliare-am-sgr-spa-eusgitm1)
- [Euromobiliare Asset Management S.G.R. S.P.A. BIC EASZITMM Financial institution Not on a tracked register Italy · Not on a tracked register · LEI 815600B8BBFD71C6A145](https://elucidate.co/directory/euromobiliare-asset-management-s-g-r-s-p-a-easzitmm)
Entities that GLEIF records with this LEI as their direct parent.
### Same name, different BIC
- [Credito Emiliano SPA BIC BACRIT21 Financial institution Not on a tracked register Italy · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/credito-emiliano-spa-bacrit21)
### Largest institutions in Italy
- [Unicredit S.P.A. BIC UNCRITM1 Financial institution Not on a tracked register Italy · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/unicredit-s-p-a-uncritm1)
- [Banca Monte Dei Paschi di Siena BIC PASCITM1 Financial institution Not on a tracked register Italy · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/banca-monte-dei-paschi-di-siena-pascitm1)
- [Banco Bpm SPA BIC BAPPIT21 Financial institution Not on a tracked register Italy · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/banco-bpm-spa-bappit21)
- [Iccrea Banca SPA - Istituto Centrale del Credito Cooperativo BIC ICRAITR1 Financial institution Not on a tracked register Italy · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/iccrea-banca-spa-istituto-centrale-del-credito-cooperativo-icraitr1)
- [Banca Antonveneta SPA BIC ANTBIT21 Financial institution Not on a tracked register Italy · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/banca-antonveneta-spa-antbit21)
- [Intesa Sanpaolo SPA BIC BLOPIT22 Financial institution Not on a tracked register Italy · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/intesa-sanpaolo-spa-blopit22)
- [Credit Agricole Italia S.P.A. BIC CRPPIT2P Credit institution Prudential licence Italy · On the ECB list of supervised entities · LEI 8156007D348794DB1690](https://elucidate.co/directory/credit-agricole-italia-s-p-a-crppit2p)
- [Banca Nazionale del Lavoro SPA BIC BNLIITR1 Financial institution Not on a tracked register Italy · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/banca-nazionale-del-lavoro-spa-bnliitr1)
[See every BIC in Italy →](https://elucidate.co/directory/country/it#bics)
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
[Read the methodology →](https://elucidate.co/directory/methodology)
Credits for this page
- **Payment schemes and systems**—Source: European Payments Council (EPC) Registers of Participants; matched to BICs by Elucidate. Source: European Central Bank, List of T2 participants. Source: European Central Bank, List of TIPS participants and reachable parties.
- **Banking supervision**—Source: European Central Bank, list of supervised entities.
- **National bank codes**—Italy (Source: Banca d'Italia).
- **Ownership and group**—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- **Overview, leadership, regulators and events**—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- **European registers**—Source: European Central Bank (ECB), list of monetary financial institutions and list of institutions subject to minimum reserves. Source: European Securities and Markets Authority (ESMA), MiFID II/MiFIR register (investment firms, trading venues, systematic internalisers, data reporting services providers). Matched on LEI by Elucidate.
- **Images**—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: [credem.it](https://www.credem.it/) (official website) · [original](https://www.credem.it/content/dam/credem/immagini/loghi/Credem%20Banca_CMYK.svg).
## Assess the financial crime risk behind a BIC
A BIC identifies an institution; it does not assess it. The [Elucidate FinCrime Index (EFI)](https://elucidate.co/ratings) is an independent score of the financial crime risk of banks, built for correspondent banking and counterparty due diligence.
[Book a demo](https://elucidate.co/demo-request)
Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.