---
title: "Decta Limited SWIFT/BIC code DCTTGB22XXX · United Kingdom | Elucidate"
description: "Licensed in the United Kingdom: Authorised E-Money Institution (FCA). SWIFT/BIC code DCTTGB22XXX for Decta Limited, United Kingdom. Head-office BIC."
url: https://elucidate.co/directory/decta-limited-dcttgb22
---
1. [Directory](https://elucidate.co/directory)
2. [United Kingdom](https://elucidate.co/directory/country/gb)
3. Decta Limited
United Kingdom · Payments & e-money
# Decta Limited
DECTA Limited is a private limited company registered in England and Wales, with its office in the City of London. The FCA authorises the firm as an electronic money institution under the Electronic Money Regulations 2011 (FRN 900592). Its audited 2025 accounts describe it as a wholly owned subsidiary of AS Rietumu Holding of Latvia. The firm provides card acquiring, payment gateway and card-issuing services to merchants and financial institutions. It describes itself as a principal member of Visa and Mastercard.
Register status
Licensed in the United Kingdom
Authorised E-Money Institution · FCA
Prudential licence
[1 licence or registration ↓](https://elucidate.co/directory/decta-limited-dcttgb22#licences)
BIC **DCTTGB22XXX** LEI **[254900UARDFAWF7ZBF81](https://search.gleif.org/#/record/254900UARDFAWF7ZBF81)** [Licence no. **900592**](https://elucidate.co/directory/decta-limited-dcttgb22#licences) Reverse billing Head-office BIC only [Claim this profile](https://elucidate.co/directory/decta-limited-dcttgb22#claim)
## Licences and registrations
Held by Decta Limited (LEI 254900UARDFAWF7ZBF81). 1 entry on 1 of the 22 tracked registers, retrieved 25 September 2026.
| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| [FCA Financial Services Register - E-Money Institutions](https://elucidate.co/directory/register/fca-emi) FCA Linked by LEI. Matched by Elucidate on the UK company number the register gives. | Authorised E-Money InstitutionE-Money / Stored Value Institution | 900592 | [United Kingdom](https://elucidate.co/directory/country/gb) | Active | 2018-04-18 | — | - Payment services - E-money / stored value | [Search the register ↗](https://register.fca.org.uk/s/) |
- Licences belong to the legal entity, not to a BIC.
- Each licence applies in the country of the regulator that granted it.
- Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
- The register entries and their trading names were not matched against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
## Swift network
Swift’s ISO 9362 BIC directory
- **BIC:** DCTTGB22XXX head office
- **Connection to Swift:** Reverse billing
- **Swift GPI:** Not on the member list
- **Payment schemes and systems:** [SCT](https://elucidate.co/directory/decta-limited-dcttgb22#schemes)
- **Branch codes:** None: head-office BIC only
- **BIC first registered:** 2017-06-03
- **Last updated:** 2023-01-05
## Overview
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/decta-limited-dcttgb22#overview-sources)
Customers
2,000
customers · Group · 29 Sep 2026 · [company statement ↗](https://www.decta.com/company/about-us)
Employees
11
headcount · This entity · 31 Dec 2025 · [annual report ↗](https://find-and-update.company-information.service.gov.uk/company/09926210/filing-history/MzUxOTc5ODUzMWFkaXF6a2N4/document?format=pdf&download=0)
Ownership
Group subsidiary
100% AS Rietumu Holding
Firm type
Merchant acquiring and processing
Trades as DECTA
- **Ownership:** According to its audited accounts for 2025, the firm is a wholly owned subsidiary of AS Rietumu Holding, a company registered in Latvia.
- **Direct parent:** AS Rietumu Holding, Latvia 100%
- **Head office:** 1 King William Street, EC4N 7AF London, United Kingdom
- **Company register:** Companies House 09926210
- **Incorporated:** 22 Dec 2015
### Online
- **Websites & references:** [decta.com ↗](https://www.decta.com/) [gate.decta.com ↗](https://gate.decta.com/merchants/en/login) merchant portal login
- **Official social accounts:** [LinkedIn ↗](https://www.linkedin.com/company/decta/) · [Facebook ↗](https://www.facebook.com/DECTA.co.uk)
Sources · 14 pages consulted
1. [find-and-update.company-information.service.gov.uk/company/09926210/filing-history/MzUxOTc5ODUzMWFkaXF6a2N4/document?format=pdf&download=0](https://find-and-update.company-information.service.gov.uk/company/09926210/filing-history/MzUxOTc5ODUzMWFkaXF6a2N4/document?format=pdf&download=0)
2. [find-and-update.company-information.service.gov.uk/company/09926210/officers](https://find-and-update.company-information.service.gov.uk/company/09926210/officers)
3. [find-and-update.company-information.service.gov.uk/company/09926210/persons-with-significant-control](https://find-and-update.company-information.service.gov.uk/company/09926210/persons-with-significant-control)
4. [find-and-update.company-information.service.gov.uk/company/09926210/filing-history](https://find-and-update.company-information.service.gov.uk/company/09926210/filing-history)
5. [find-and-update.company-information.service.gov.uk/company/09926210](https://find-and-update.company-information.service.gov.uk/company/09926210)
6. [register.fca.org.uk/s/firm?id=001b000003JgscoAAB](https://register.fca.org.uk/s/firm?id=001b000003JgscoAAB)
7. [decta.com/](https://www.decta.com/)
8. [decta.com/contact](https://www.decta.com/contact)
9. [decta.com/company/about-us](https://www.decta.com/company/about-us)
10. [decta.com/company/safeguarding-of-client-funds](https://www.decta.com/company/safeguarding-of-client-funds)
11. [decta.com/documents/terms-and-conditions](https://www.decta.com/documents/terms-and-conditions)
12. [decta.com/documents/privacy-policy](https://www.decta.com/documents/privacy-policy)
13. [decta.com/company/media/decta-partners-with-sapi](https://www.decta.com/company/media/decta-partners-with-sapi)
14. [retailtechinnovationhub.com/home/2024/8/20/scott-dawson-takes-on-ceo-role-at-payments-specialist-decta-as-company-exp](https://retailtechinnovationhub.com/home/2024/8/20/scott-dawson-takes-on-ceo-role-at-payments-specialist-decta-as-company-expands-its-uk-presence)
## Authorisation
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/decta-limited-dcttgb22#overview-sources)
- **Operates under:** Its own licences
The FCA authorises the firm as an electronic money institution under the Electronic Money Regulations 2011 (FRN 900592). Separate group companies, also named DECTA Limited, hold electronic money licences from the Central Bank of Cyprus and the Central Bank of Ireland.
| Authority | Licence or registration | Number | Held | Status | Source |
| --- | --- | --- | --- | --- | --- |
| Financial Conduct Authority United Kingdom | Authorised Electronic Money Institution | 900592 | In its own name | Active | [register.fca.org.uk ↗](https://register.fca.org.uk/s/firm?id=001b000003JgscoAAB) |
Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.
## Partners and safeguarding
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/decta-limited-dcttgb22#overview-sources)
- **Safeguarding:** Segregated safeguarding accountsThe firm states that it keeps client funds apart from its own money, in segregated safeguarding accounts with authorised credit institutions in the United Kingdom and the European Union. [decta.com ↗](https://www.decta.com/company/safeguarding-of-client-funds)
- **Payment schemes and card networks:** Visa Direct [decta.com ↗](https://www.decta.com/contact) Mastercard Direct [decta.com ↗](https://www.decta.com/contact) Swift Direct [find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/09926210/filing-history/MzUxOTc5ODUzMWFkaXF6a2N4/document?format=pdf&download=0) SEPA Credit Transfer Access not stated [find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/09926210/filing-history/MzUxOTc5ODUzMWFkaXF6a2N4/document?format=pdf&download=0)
Banks and regulated firms the firm says hold its customers’ money, issue its cards, sponsor its accounts or settle its payments, as it discloses them in its terms and notices.
## Products and markets
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/decta-limited-dcttgb22#overview-sources)
- Merchant acquiring
- Payment gateway
- Card-issuing platform
- Banking as a service
- Prepaid cards
The firm's 2025 accounts describe its main activity as card acquiring for merchants, alongside white-label card issuing. Processing technology is supplied by its Latvian sister company DECTA SIA.
According to its 2025 accounts, 71% of the firm's turnover came from the United Kingdom and the rest from Europe.
- **Revenue:** GBP 45.4mThis entity · 31 Dec 2025 · [annual report ↗](https://find-and-update.company-information.service.gov.uk/company/09926210/filing-history/MzUxOTc5ODUzMWFkaXF6a2N4/document?format=pdf&download=0)
- **Sells to:** Enterprises · Small businesses · Financial institutions
- **Serves customers in:** United Kingdom
## Leadership
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/decta-limited-dcttgb22#overview-sources)
- **Chief executive:** Scott Dawson Chief Executive Officer and Director Confirmed 29 Sep 2026 · [decta.com ↗](https://www.decta.com/company/media/decta-partners-with-sapi)
- **Executive:** Jevgenijs Godunovs Director Confirmed 29 Sep 2026 · [find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/09926210/officers)
## Recent events
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/decta-limited-dcttgb22#overview-sources)
1. Sep 2026
Other
DECTA announced a partnership with SAPI to offer UK merchants working capital, with SAPI handling underwriting, servicing and compliance.
[decta.com ↗](https://www.decta.com/company/media/decta-partners-with-sapi)
2. Jan 2025
Other
The firm told Companies House that it has no registrable person with significant control. It recorded Rietumu Holding's cessation as at 6 April 2016.
[find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/09926210/filing-history)
3. Aug 2024
Leadership
DECTA promoted Scott Dawson, previously Head of Sales and Strategic Partnerships, to Chief Executive Officer.
[retailtechinnovationhub.com ↗](https://retailtechinnovationhub.com/home/2024/8/20/scott-dawson-takes-on-ceo-role-at-payments-specialist-decta-as-company-expands-its-uk-presence)
4. Apr 2024
Leadership
Scott Dawson became a director on 1 April 2024, the date on which Marks Andrejevs resigned as a director.
[find-and-update.company-information.service.gov.uk ↗](https://find-and-update.company-information.service.gov.uk/company/09926210/officers)
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.
## Identifiers
Head-office record
- **BIC:** DCTTGB22XXX
- **How the BIC breaks down:** 1. DCTT Bank 2. GB Country · United Kingdom 3. 22 Location · reverse billing 4. XXX Branch · head office
- **Branch description:** Not recorded in the directory
- **LEI:** 254900UARDFAWF7ZBF81
- **LEI record:** [View on GLEIF ↗](https://search.gleif.org/#/record/254900UARDFAWF7ZBF81)
- **Licence no. · FCA-EMI:** 900592
- **How the LEI was matched:** BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file. Register entry: Matched by Elucidate on the UK company number the register gives.
- **Register-entry ID:** 9db0bad04330
## Profile
- **Type:** Payments & e-money
- **Regulation:** Prudential licence
- **Register licences:** [1 entry on 1 register](https://elucidate.co/directory/decta-limited-dcttgb22#licences)
- **Activities:** - Payment services - E-money / stored value
- **Licensed in:** [United Kingdom](https://elucidate.co/directory/country/gb)
- **Website (register):** [www.decta.com ↗](https://www.decta.com/)
- **Country · region:** United Kingdom · Europe & Central Asia
- **Trading venues (MIC):** No MIC registered under this LEI list of 2026-09-17
- **OFAC sanctions:** No listing cites this BIC
- **EU sanctions:** No listing matched this BIC or its LEI
- **Country sanctions:** No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
## Ownership and group
GLEIF relationship records
GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.
## Addresses
- **Registered address:** 1 KING WILLIAM STREET LONDON EC4N 7AF UNITED KINGDOM
- **Operational address:** 1 KING WILLIAM STREET LONDON LONDON EC4N 7AF UNITED KINGDOM
## ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- **Identified by:** BIC, with its LEI
- **Roles in CBPR+:** Any agent, including the instructing and instructed agents
### CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
```xml
DCTTGB22XXX
254900UARDFAWF7ZBF81
```
### Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
```xml
DCTTGB22XXX
254900UARDFAWF7ZBF81
DECTA LIMITED
LONDON
GB
1 KING WILLIAM STREET LONDON EC4N 7AF
```
The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
## Payment schemes and systems
EPC registers of 2026-09-11 · ECB T2 list of 2026-07-02 · ECB TIPS list of 2026-09-01 · SIX Bank Master valid on 2026-09-28
| Scheme or system | Since | Registered with | Note |
| --- | --- | --- | --- |
| SEPA Credit TransferISO 20022 messages | 2017-08-07 | Head office | — |
SEPA dates are when the institution became ready for the scheme.
An institution missing from T2 may still be reachable through an indirect participant.
“ISO 20022 messages” marks a scheme or system whose rulebook or operator specifies ISO 20022 for messages between participants.
## Related institutions
### Same name, different BIC
- [Decta Limited BIC DTATCY22 Financial institution Not on a tracked register Cyprus · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/decta-limited-dtatcy22)
### Other payments & e-money institutions in the United Kingdom
- [Stonex Financial LTD BIC IGLUGB2L Payments & e-money Money service business Prudential licence United Kingdom · Licensed by FCA · 446717 (FCA-PSD) · also on FINTRAC-MSB · LEI 549300AWF3TOHRYL7754](https://elucidate.co/directory/stonex-financial-ltd-iglugb2l)
- [Dex International Limited · trading as DEXREMIT No BIC Payments & e-money Crypto Money service business Prudential licence United Kingdom · Licensed by FCA · 503929 (FCA-PSD) · also on HMRC-MLR, FINTRAC-MSB · LEI 9845003995D06S994R04](https://elucidate.co/directory/dex-international-limited-ff2b0c01c725)
- [Euronet Payment Services Ltd · trading as Ria Money Transfer, Ria No BIC Payments & e-money Money service business Prudential licence United Kingdom · Licensed by FCA · 504630 (FCA-PSD) · also on HMRC-MLR · No LEI mapped](https://elucidate.co/directory/euronet-payment-services-ltd-6f4dec33a392)
- [Instinet Europe Limited BIC ISNTGB2L Payments & e-money Prudential licence United Kingdom · Licensed by FCA · 140822 (FCA-PSD) · LEI 213800MXAKR2LA1VBM44](https://elucidate.co/directory/instinet-europe-limited-isntgb2l)
- [Isx Financial UK LTD BIC ISFIGB22 Payments & e-money Prudential licence United Kingdom · Licensed by FCA · 901034 (FCA-EMI) · LEI 2138007BDV9IRS8AYD07](https://elucidate.co/directory/isx-financial-uk-ltd-isfigb22)
- [Western Union Payment Services GB Limited · trading as Manning House, WU No BIC Payments & e-money Money service business Prudential licence United Kingdom · Licensed by FCA · 816890 (FCA-PSD) · also on HMRC-MLR · No LEI mapped](https://elucidate.co/directory/western-union-payment-services-gb-limited-0741de977896)
- [A to Z 4U Ltd · trading as SAAK REMIT, Saakpay No BIC Payments & e-money Money service business Prudential licence United Kingdom · Licensed by FCA · 570837 (FCA-PSD) · also on HMRC-MLR · No LEI mapped](https://elucidate.co/directory/a-to-z-4u-ltd-25c2ca0fa3b5)
- [Allied Wallet Limited No BIC Payments & e-money Prudential licence United Kingdom · Licensed by FCA · 900124 (FCA-EMI) · also on FCA-PSD · LEI 213800HO66BDXP716G24](https://elucidate.co/directory/allied-wallet-limited-8983cc2e32eb)
[See all →](https://elucidate.co/directory/search?type=payments&cc=GB)
Claim this profile
## Work at Decta Limited?
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1. 01 **Submit** Tell us who you are, using your work email.
2. 02 **We verify** We check the email domain and confirm your role with the bank. This usually takes up to five business days.
3. 03 **Profile claimed** The page is marked as claimed and verified. You can send us corrections at any time.
Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
Register entries are not screened against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
[Read the methodology →](https://elucidate.co/directory/methodology)
Credits for this page
- **Payment schemes and systems**—Source: European Payments Council (EPC) Registers of Participants; matched to BICs by Elucidate.
- **FCA Financial Services Register - E-Money Institutions**—Financial Conduct Authority (FCA) · [register ↗](https://register.fca.org.uk/s/) as at 25 September 2026
- **Overview, authorisation, partners, products, leadership and events**—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- **Images**—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: [decta.com](https://www.decta.com/) (official website) · [original](https://www.decta.com/build/website/img/logo-mobile.svg).
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Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.