---
title: "Deel Payments Europe NV SWIFT/BIC code ATMNBE32XXX · Belgium | Elucidate"
description: "Licensed in Belgium: Payment institution (National Bank of Belgium). SWIFT/BIC code ATMNBE32XXX for Deel Payments Europe NV, Belgium. Head-office BIC."
url: https://elucidate.co/directory/deel-payments-europe-nv-atmnbe32
---

1.  [Directory](https://elucidate.co/directory)
2.  [Belgium](https://elucidate.co/directory/country/be)
3.  Deel Payments Europe NV

![Atlantic Money logo](https://elucidate.co/images/banks/84/843dbaeafd9ee368.svg)

Belgium · Payments & e-money

# Deel Payments Europe NV

Legal name in the LEI record DEEL PAYMENTS EUROPE

Deel Payments Europe NV is a Belgian public limited company (NV) based in Diegem (Machelen). The National Bank of Belgium (NBB) authorises it as a payment institution under number 0783.476.423. It is owned through Atlantic Money, Inc. by Deel, Inc. of the United States, which announced the acquisition of Atlantic Money in November 2024. Under the Atlantic Money brand, it offers international money transfers with currency conversion to consumers and businesses in the EEA. It was previously named Atlantic Money NV.

Register status

Licensed in Belgium

Payment institution · National Bank of Belgium

Prudential licence

[1 licence or registration ↓](https://elucidate.co/directory/deel-payments-europe-nv-atmnbe32#licences)

BIC **ATMNBE32XXX** LEI **[9845000CB5G2C9L1EO43](https://search.gleif.org/#/record/9845000CB5G2C9L1EO43)** [Licence no. **0783476423**](https://elucidate.co/directory/deel-payments-europe-nv-atmnbe32#licences) Reverse billing Head-office BIC only [Group: Deel, Inc.](https://elucidate.co/directory/group/549300IFGBDZQE2NZG16) [Claim this profile](https://elucidate.co/directory/deel-payments-europe-nv-atmnbe32#claim)

## Licences and registrations

Held by Deel Payments Europe (LEI 9845000CB5G2C9L1EO43). 1 entry on 1 of the 22 tracked registers, retrieved 25 September 2026.

| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| [EBA PSD2 Register](https://elucidate.co/directory/register/eba-psd2) National Bank of Belgium Linked by LEI. Matched by Elucidate to GLEIF on name, country and address. | Payment institutionPayment Institution | 0783476423 | [Belgium](https://elucidate.co/directory/country/be) | Active | 2022-06-21 | — | - Money remittance - Payment services | [Search the register ↗](https://euclid.eba.europa.eu/register/pir/search) |

-   Licences belong to the legal entity, not to a BIC.
-   Each licence applies in the country of the regulator that granted it.
-   Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
-   The register entries and their trading names were not matched against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.

## Swift network

Swift’s ISO 9362 BIC directory

- **BIC:** ATMNBE32XXX head office
- **Connection to Swift:** Reverse billing
- **Swift GPI:** Not on the member list
- **Payment schemes and systems:** [SCT · SCT Inst · SDD Core · TIPS](https://elucidate.co/directory/deel-payments-europe-nv-atmnbe32#schemes)
- **Branch codes:** None: head-office BIC only
- **BIC first registered:** 2025-08-02
- **Last updated:** 2026-07-17

## Overview

Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/deel-payments-europe-nv-atmnbe32#overview-sources)

Customers

10,000

customers · Group · 27 Nov 2024 · [company statement ↗](https://news.atlantic.money/article/atlantic-money-is-joining-deel)

Employees

Not published

Ownership

Group subsidiary

Atlantic Money, Inc.

Firm type

Money remittance

Trades as Atlantic Money

- **Standing:** The firm previously traded under the legal name Atlantic Money NV. Its January 2026 customer agreement still used that name. Its May 2026 agreement uses Deel Payments Europe NV. It continues to trade under the Atlantic Money brand.
- **Ownership:** Deel, Inc. owns the firm through Atlantic Money, Inc., according to the entity's GLEIF record.
- **Direct parent:** [Atlantic Money, Inc. ↗](https://search.gleif.org/#/record/984500D998A67A3E3E95), United States
- **Ultimate owner:** Deel, Inc., United States
- **Head office:** De Kleetlaan 5BC, 1831 Diegem, Belgium
- **Company register:** Belgian Crossroads Bank for Enterprises 0783.476.423
- **Founders:** Neeraj Baid · Patrick Kavanagh
- **Former name:** Atlantic Money NV

### Online

- **Websites & references:** [atlantic.money ↗](https://atlantic.money/eu) [news.atlantic.money ↗](https://news.atlantic.money/) brand newsroom [support.atlantic.money ↗](https://support.atlantic.money/) help centre [app.atlantic.money ↗](https://app.atlantic.money/) web application [Wikipedia ↗](https://en.wikipedia.org/wiki/Deel,_Inc.) group article
- **Official social accounts:** [LinkedIn ↗](https://www.linkedin.com/company/atlanticmoney) · [X ↗](https://twitter.com/Atlantic_Money) · [Facebook ↗](https://www.facebook.com/atlanticmoney) · [Instagram ↗](https://www.instagram.com/atlanticmoneyapp)
- **Apps:** [App Store ↗](https://apps.apple.com/app/id1600301653) · [Google Play ↗](https://play.google.com/store/apps/details?id=money.atlantic)

Sources · 11 pages consulted

1.  [atlantic.money/eu/en/](https://atlantic.money/eu/en/)
2.  [atlantic.money/eu/en/business](https://atlantic.money/eu/en/business)
3.  [atlantic.money/eu/en/about](https://atlantic.money/eu/en/about)
4.  [static.atlantic.money/policies/UserAgreementEU.pdf](https://static.atlantic.money/policies/UserAgreementEU.pdf)
5.  [fi.ee/en/payment-services/payment-institutions/payment-services/providers-cross-border-payment-](https://www.fi.ee/en/payment-services/payment-institutions/payment-services/providers-cross-border-payment-sevices/deel-payments-europe-nv)
6.  [deel.com/atlantic-money-acquisition/](https://www.deel.com/atlantic-money-acquisition/)
7.  [news.atlantic.money/article/atlantic-money-is-joining-deel](https://news.atlantic.money/article/atlantic-money-is-joining-deel)
8.  [news.atlantic.money/article/eu-licence](https://news.atlantic.money/article/eu-licence)
9.  [news.atlantic.money/article/new-money-transfer-provider-atlantic-money-brings-fixed-fee-offer-to-italy-spain-](https://news.atlantic.money/article/new-money-transfer-provider-atlantic-money-brings-fixed-fee-offer-to-italy-spain-and-france)
10.  [support.atlantic.money/en/support/solutions/articles/101000360850-how-are-my-funds-protected-](https://support.atlantic.money/en/support/solutions/articles/101000360850-how-are-my-funds-protected-)
11.  [en.wikipedia.org/wiki/Deel,\_Inc.](https://en.wikipedia.org/wiki/Deel,_Inc.)

## Authorisation

Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/deel-payments-europe-nv-atmnbe32#overview-sources)

- **Operates under:** Its own licences

The National Bank of Belgium authorises the firm as a payment institution under the Belgian law of 11 March 2018 on payment institutions and e-money institutions. The brand said in 2022 that the licence gave it access to all 30 EU and EEA states. Estonia's Finantsinspektsioon lists the firm as a cross-border payment service provider.

| Authority | Licence or registration | Number | Held | Status | Source |
| --- | --- | --- | --- | --- | --- |
| National Bank of Belgium Belgium | Payment institution | 0783.476.423 | In its own name | Active | [atlantic.money ↗](https://atlantic.money/eu/en/) |

Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.

## Partners and safeguarding

Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/deel-payments-europe-nv-atmnbe32#overview-sources)

- **Safeguarding:** Segregated safeguarding accountsThe firm states that funds in a customer's account are safeguarded under Belgian payment institution law and kept separate from its own funds. [static.atlantic.money ↗](https://static.atlantic.money/policies/UserAgreementEU.pdf)

Banks and regulated firms the firm says hold its customers’ money, issue its cards, sponsor its accounts or settle its payments, as it discloses them in its terms and notices.

## Products and markets

Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/deel-payments-europe-nv-atmnbe32#overview-sources)

-   International money transfer
-   FX conversion

It converts and sends money between ten currencies for a flat EUR 3 fee, for transfers of up to EUR 1 million. The currencies are EUR, GBP, USD, CAD, AUD, INR, PLN, SEK, DKK and NOK.

It serves customers in the EEA under its Belgian licence. The brand announced launches in Belgium, Germany, Austria, Ireland, France, Italy and Spain.

- **Sells to:** Consumers · Small businesses
- **Serves customers in 8 countries:** Belgium · Germany · Austria · Ireland · France · Italy · Spain · Estonia

## Recent events

Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/deel-payments-europe-nv-atmnbe32#overview-sources)

1.  May 2026

    Other

    The firm's customer agreement version 1.9 named it Deel Payments Europe NV, replacing the name Atlantic Money NV.

    [static.atlantic.money ↗](https://static.atlantic.money/policies/UserAgreementEU.pdf)

2.  Nov 2024

    Merger / acquisition

    Deel, Inc. announced that it had acquired Atlantic Money, Inc., the firm's parent, for an undisclosed sum.

    [deel.com ↗](https://www.deel.com/atlantic-money-acquisition/)

Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.

## Identifiers

Head-office record

- **BIC:** ATMNBE32XXX
- **How the BIC breaks down:** 1. ATMN Bank 2. BE Country · Belgium 3. 32 Location · reverse billing 4. XXX Branch · head office
- **Branch description:** Not recorded in the directory
- **LEI:** 9845000CB5G2C9L1EO43
- **LEI record:** [View on GLEIF ↗](https://search.gleif.org/#/record/9845000CB5G2C9L1EO43)
- **Licence no. · EBA-PSD2:** 0783476423
- **How the LEI was matched:** BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file. Register entry: Matched by Elucidate to GLEIF on name, country and address.
- **Register-entry ID:** 2a2f29e8dcbc
- **National bank code:** [Bank identification code 116](https://elucidate.co/directory/deel-payments-europe-nv-atmnbe32#bank-codes)

## Profile

- **Type:** Payments & e-money
- **Regulation:** Prudential licence
- **Register licences:** [1 entry on 1 register](https://elucidate.co/directory/deel-payments-europe-nv-atmnbe32#licences)
- **Activities:** - Money remittance - Payment services
- **Licensed in:** [Belgium](https://elucidate.co/directory/country/be)
- **Country · region:** Belgium · Europe & Central Asia
- **Banking supervision:** Not on the ECB's list of supervised entities as of 2026-07-01
- **Trading venues (MIC):** No MIC registered under this LEI list of 2026-09-17
- **OFAC sanctions:** No listing cites this BIC
- **EU sanctions:** No listing matched this BIC or its LEI
- **Country sanctions:** No country programme

Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.

## Ownership and group

GLEIF relationship records

- **Direct parent:** Atlantic Money, Inc. · United States[984500D998A67A3E3E95 ↗](https://search.gleif.org/#/record/984500D998A67A3E3E95)
- **Ultimate parent:** [Deel, Inc.](https://elucidate.co/directory/deel-inc-deelus66) · United States[549300IFGBDZQE2NZG16 ↗](https://search.gleif.org/#/record/549300IFGBDZQE2NZG16)

The Deel, Inc. group has 4 institutions in the directory, in 4 countries: 3 hold a BIC and 1 does not.

Including [Deel Payments UK LTD](https://elucidate.co/directory/deel-payments-uk-ltd-atlogb22), [Deel Inc.](https://elucidate.co/directory/deel-inc-deelus66), [Atlantic Money LTD.](https://elucidate.co/directory/atlantic-money-ltd-3e1845b2690b).

[See the Deel, Inc. group →](https://elucidate.co/directory/group/549300IFGBDZQE2NZG16)

Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.

## Addresses

- **Registered address:** DE KLEETLAAN 5BC MACHELEN 1831 BELGIUM
- **Operational address:** DE KLEETLAAN 5BC MACHELEN 1831 MACHELEN BELGIUM

## ISO 20022 identification

As an agent in a Swift cross-border payment message (CBPR+)

A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.

- **Identified by:** BIC, with its LEI
- **Roles in CBPR+:** Any agent, including the instructing and instructed agents

### CBPR+

For cross-border payments on Swift: the BIC, with the LEI and clearing code where known

```xml
<FinInstnId>
  <BICFI>ATMNBE32XXX</BICFI>
  <LEI>9845000CB5G2C9L1EO43</LEI>
</FinInstnId>
```

### Full record

Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC

```xml
<FinInstnId>
  <BICFI>ATMNBE32XXX</BICFI>
  <LEI>9845000CB5G2C9L1EO43</LEI>
  <Nm>DEEL PAYMENTS EUROPE NV</Nm>
  <PstlAdr>
    <TwnNm>MACHELEN</TwnNm>
    <Ctry>BE</Ctry>
    <AdrLine>DE KLEETLAAN 5BC MACHELEN 1831</AdrLine>
  </PstlAdr>
</FinInstnId>
```

The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.

## Payment schemes and systems

EPC registers of 2026-09-11 · ECB T2 list of 2026-07-02 · ECB TIPS list of 2026-09-01 · SIX Bank Master valid on 2026-09-28

| Scheme or system | Since | Registered with | Note |
| --- | --- | --- | --- |
| SEPA Credit TransferISO 20022 messages | 2025-09-22 | Head office | — |
| SEPA Instant Credit TransferISO 20022 messages | 2025-09-22 | Head office | — |
| SEPA Direct Debit CoreISO 20022 messages | 2025-09-22 | Head office | — |
| TIPS (TARGET Instant Payment Settlement)ISO 20022 messages | — | Head office | — |

SEPA dates are when the institution became ready for the scheme. TIPS entries have no joining date.

An institution missing from T2 may still be reachable through an indirect participant. The ECB’s TIPS list does not separate participants from reachable parties. It includes institutions reachable in Swedish kronor as well as in euro.

“ISO 20022 messages” marks a scheme or system whose rulebook or operator specifies ISO 20022 for messages between participants.

## National bank codes

### Bank identification code · Belgium

1 code file of 2026-09-01

| Code | Routes to BIC | Name in the national file |
| --- | --- | --- |
| 116 | ATMNBE32XXX | Atlantic Money NV/SA |

Each code shows the name in the national file. Smaller banks often route through a central institution’s BIC. A code can therefore belong to a different bank than the one on this page.

## Related institutions

### Same group

-   [Deel Payments UK LTD BIC ATLOGB22 Payments & e-money Prudential licence United Kingdom · Licensed by FCA · 947491 (FCA-PSD) · LEI 98450073H4667I485303](https://elucidate.co/directory/deel-payments-uk-ltd-atlogb22)
-   [Deel Inc. BIC DEELUS66 Non-financial corporate Not on a tracked register United States · Not on a tracked register · LEI 549300IFGBDZQE2NZG16](https://elucidate.co/directory/deel-inc-deelus66)

[All 4 institutions in the Deel, Inc. group →](https://elucidate.co/directory/group/549300IFGBDZQE2NZG16)

### Other payments & e-money institutions in Belgium

-   [Mastercard Transaction Services (Europe) S.A. BIC HOMNBEB2 Payments & e-money Prudential licence Belgium · Licensed by National Bank of Belgium · 0549987921 (EBA-PSD2) · LEI 549300QSDFLY87110W54](https://elucidate.co/directory/mastercard-transaction-services-europe-s-a-homnbeb2)
-   [Billit NV No BIC Payments & e-money Prudential licence Belgium · Licensed by National Bank of Belgium · 0563846944 (EBA-PSD2) · LEI 875500V1E3XS0E7O7J64](https://elucidate.co/directory/billit-nv-f54b30ab056c)
-   [Buy Way Personal Finance No BIC Payments & e-money Prudential licence Belgium · Licensed by National Bank of Belgium · 0400282277 (EBA-PSD2) · LEI 9676006T5BCXWL257R75](https://elucidate.co/directory/buy-way-personal-finance-9b966c8d5aa6)
-   [Money International No BIC Payments & e-money Prudential licence Belgium · Licensed by National Bank of Belgium · 0475445104 (EBA-PSD2) · LEI 98450015E3BF56376870](https://elucidate.co/directory/money-international-38db28f97610)
-   [Paynovate No BIC Payments & e-money Prudential licence Belgium · Licensed by National Bank of Belgium · 0506763929 (EBA-PSD2) · No LEI mapped](https://elucidate.co/directory/paynovate-74457ca4ffc8)
-   [Wise Europe S.A BIC TRWIBEB1 Payments & e-money Prudential licence Belgium · Licensed by National Bank of Belgium · 0713629988 (EBA-PSD2) · LEI 699400U6W3SV7TR4TM73](https://elucidate.co/directory/wise-europe-s-a-trwibeb1)
-   [Axepta BNP Paribas Benelux No BIC Payments & e-money Prudential licence Belgium · Licensed by National Bank of Belgium · 0719319138 (EBA-PSD2) · LEI 5299009V7WUI7MHSD945](https://elucidate.co/directory/axepta-bnp-paribas-benelux-c0e01ca5eca5)
-   [Bancontact Company No BIC Payments & e-money Prudential licence Belgium · Licensed by National Bank of Belgium · 0675984882 (EBA-PSD2) · No LEI mapped](https://elucidate.co/directory/bancontact-company-0bbb028f5f7a)

[See all →](https://elucidate.co/directory/search?type=payments&cc=BE)

Claim this profile

## Work at Deel Payments Europe NV?

Claim this page to have it marked as verified by the bank, and to send us corrections. We verify every claim before anything changes on the page.

1.  01 **Submit** Tell us who you are, using your work email.
2.  02 **We verify** We check the email domain and confirm your role with the bank. This usually takes up to five business days.
3.  03 **Profile claimed** The page is marked as claimed and verified. You can send us corrections at any time.

Sources & method

Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.

Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.

Register entries are not screened against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.

An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.

[Read the methodology →](https://elucidate.co/directory/methodology)

Credits for this page

-   **Payment schemes and systems**—Source: European Payments Council (EPC) Registers of Participants; matched to BICs by Elucidate. Source: European Central Bank, List of TIPS participants and reachable parties.
-   **National bank codes**—Belgium (Source: National Bank of Belgium).
-   **EBA PSD2 Register**—European Banking Authority (EBA) · [register ↗](https://euclid.eba.europa.eu/register/pir/search) as at 25 September 2026
-   **Ownership and group**—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
-   **Overview, authorisation, partners, products, leadership and events**—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
-   **Images**—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: [atlantic.money](https://atlantic.money/eu/en/) (official website) · [original](https://static.atlantic.money/marketing-site/production/img/default/site_logo.svg).

## Assess the financial crime risk behind a BIC

A BIC identifies an institution; it does not assess it. The [Elucidate FinCrime Index (EFI)](https://elucidate.co/ratings) is an independent score of the financial crime risk of banks, built for correspondent banking and counterparty due diligence.

[Book a demo](https://elucidate.co/demo-request)

Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.