---
title: "Diac SA SWIFT/BIC code DIACFR21XXX · France | Elucidate"
description: "Significant institution directly supervised by the ECB. SWIFT/BIC code DIACFR21XXX for Diac SA, France. Head-office BIC, LEI 9695002ASDT3XIMLZY47."
url: https://elucidate.co/directory/diac-sa-diacfr21
---

1.  [Directory](https://elucidate.co/directory)
2.  [France](https://elucidate.co/directory/country/fr)
3.  Diac SA

France · Credit institution

# Diac SA

Legal name in the LEI record DIAC

DIAC is a French société anonyme and specialised credit institution. Its registered office is in Fontenay-sous-Bois. It is a subsidiary of RCI Banque S.A., the Renault Group finance company, which holds 99.99% of its capital. It trades as Mobilize Financial Services France. It offers car loans, leasing and related insurance and services to customers of the Renault, Dacia, Alpine, Nissan and Mitsubishi networks in France. It also provides financing to the dealer networks. According to the group, DIAC was founded in 1924 by Louis Renault. It adopted the Mobilize Financial Services brand in September 2022.

ECB · Single Supervisory Mechanism

Directly supervised by the ECB

Total assets EUR 50–75 bn

Group: RCI Banque SA

BIC **DIACFR21XXX** LEI **[9695002ASDT3XIMLZY47](https://search.gleif.org/#/record/9695002ASDT3XIMLZY47)** Licence no. **Not on a tracked register** Passive participant (no connection) [ECB significant institution](https://elucidate.co/directory/diac-sa-diacfr21#regulatory) Head-office BIC only [Group: Renault](https://elucidate.co/directory/group/969500F7JLTX36OUI695) [Claim this profile](https://elucidate.co/directory/diac-sa-diacfr21#claim)

## Licences and registrations

Matched by LEI on the 22 tracked registers

None matched by LEI in the 22 tracked registers. It is on the ECB list of supervised entities (see [Regulatory status](https://elucidate.co/directory/diac-sa-diacfr21#regulatory)): that is banking supervision, not a licence on a tracked register.

-   The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.

## Regulatory status

### ECB banking supervision

List of supervised entities as of 2026-07-01

- **Classification:** Significant institution
- **Supervisor:** European Central Bank (direct supervision)
- **Listed as:** Diac
- **Entity type:** Credit institution
- **Supervised group (ECB):** [RCI Banque SA →](https://elucidate.co/directory/rci-banque-s-a-niederlassung-deutschland-rcidde3n)
- **Why significant:** Size (Total assets EUR 50-75 bn)

## European registers

### ECB · monetary financial institutions

List as at 2026-09-25

- **Category:** Credit institution
- **Minimum reserves:** Subject to minimum reserves
- **Listed as:** Diac
- **RIAD code:** FR16000

Entries are matched on the LEI. Each register is quoted as its publisher lists it.

## Swift network

Swift’s ISO 9362 BIC directory

- **BIC:** DIACFR21XXX head office
- **Connection to Swift:** Passive participant (no connection)
- **Swift GPI:** Not on the member list
- **Payment schemes and systems:** No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- **Branch codes:** None: head-office BIC only
- **BIC first registered:** 2001-09-01
- **Last updated:** 2001-09-01

## Overview

Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/diac-sa-diacfr21#overview-sources)

Total assets

EUR 26.9bn

Group · 30 Jun 2026 · [interim report ↗](https://www.mobilize-fs.com/sites/default/files/media/pdf/DIAC%20RFS%20H1%202026.pdf)

Employees

1,589

headcount · Group · 30 Jun 2026 · [interim report ↗](https://www.mobilize-fs.com/sites/default/files/media/pdf/DIAC%20RFS%20H1%202026.pdf)

Ownership

Group subsidiary

99.99% RCI Banque S.A.

Institution type

Other

Trades as Mobilize Financial Services (Mobilize Financial Services France)

- **Standing:** The bank moved its registered office from 14 avenue du Pavé Neuf, Noisy-le-Grand, to Fontenay-sous-Bois on 1 July 2026. Its registration moved from the Bobigny register to the Créteil register. The Swift directory still shows the former Noisy-le-Grand address.
- **Ownership:** RCI Banque S.A., which trades as Mobilize Financial Services and is 99.99% owned by Renault s.a.s., holds 99.99% of the bank.
- **Direct parent:** [RCI Banque S.A.](https://elucidate.co/directory/rci-banque-s-a-niederlassung-deutschland-rcidde3n), France 99.99%
- **Ultimate owner:** Renault, France
- **Head office:** 80-90 avenue du Maréchal de Lattre de Tassigny, 94120 Fontenay-sous-Bois, France
- **Company register:** SIREN 702 002 221, RCS Créteil (formerly RCS Bobigny)

### Business lines

-   Consumer finance
-   Leasing & factoring
-   Corporate banking
-   Insurance

The bank is the captive finance company for Renault Group brands in France. It provides loans, finance leases and long-term rentals to retail and business customers, stock and cash financing to dealers, and insurance intermediation linked to vehicle financing.

### Online

- **Websites & references:** [mobilize-fs.fr ↗](https://www.mobilize-fs.fr/) [mobilize-leaseandco.fr ↗](https://www.mobilize-leaseandco.fr/) Mobilize Lease&Co site, listed as a website of the French subsidiary on the group site [mobilize-fs.com ↗](https://www.mobilize-fs.com/) Group site (RCI Banque S.A.) that hosts DIAC's annual and half-year financial reports [Wikidata Q131530969 ↗](https://www.wikidata.org/wiki/Q131530969)
- **Official social accounts:** None found

Sources · 11 pages consulted

1.  [mobilize-fs.fr/mentions-legales/](https://www.mobilize-fs.fr/mentions-legales/)
2.  [mobilize-fs.com/sites/default/files/media/pdf/DIAC%20RFS%20H1%202026.pdf](https://www.mobilize-fs.com/sites/default/files/media/pdf/DIAC%20RFS%20H1%202026.pdf)
3.  [mobilize-fs.com/en/finance/reports-and-releases/financial-reports](https://www.mobilize-fs.com/en/finance/reports-and-releases/financial-reports)
4.  [mobilize-fs.com/en/subsidiaries/mobilize-financial-services-france](https://www.mobilize-fs.com/en/subsidiaries/mobilize-financial-services-france)
5.  [mobilize-fs.com/en/our-group/governance](https://www.mobilize-fs.com/en/our-group/governance)
6.  [annuaire-entreprises.data.gouv.fr/entreprise/diac-mobilize-financial-services-702002221](https://annuaire-entreprises.data.gouv.fr/entreprise/diac-mobilize-financial-services-702002221)
7.  [societe.com/societe/diac-702002221.html](https://www.societe.com/societe/diac-702002221.html)
8.  [mobilize-fs.com/sites/default/files/media/pdf/RCI\_2024\_RFA\_FR\_MEL.pdf](https://www.mobilize-fs.com/sites/default/files/media/pdf/RCI_2024_RFA_FR_MEL.pdf)
9.  [journalauto.com/journal-des-flottes/mobilize-financial-services-france-fait-evoluer-son-equipe-de-directi](https://journalauto.com/journal-des-flottes/mobilize-financial-services-france-fait-evoluer-son-equipe-de-direction/)
10.  [revue-banque.fr/nominations/mobilize-financial-services-frederic-schneider-directeur-general-france-FC209](https://www.revue-banque.fr/nominations/mobilize-financial-services-frederic-schneider-directeur-general-france-FC20992689)
11.  [mobilize-fs.fr/](https://www.mobilize-fs.fr/)

## Leadership

Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/diac-sa-diacfr21#overview-sources)

- **Chief executive:** Frédéric Schneider Directeur général (Chief Executive Officer), Mobilize Financial Services France Confirmed 29 Sep 2026 · [mobilize-fs.com ↗](https://www.mobilize-fs.com/sites/default/files/media/pdf/DIAC%20RFS%20H1%202026.pdf)
- **Chair:** Martin Thomas Président du conseil d'administration (Chair of the Board) Confirmed 29 Sep 2026 · [societe.com ↗](https://www.societe.com/societe/diac-702002221.html)
- **Chief financial officer:** Lukasz Cieslak Directeur financier et directeur général délégué (Chief Financial Officer and Deputy Chief Executive Officer) Confirmed 29 Sep 2026 · [journalauto.com ↗](https://journalauto.com/journal-des-flottes/mobilize-financial-services-france-fait-evoluer-son-equipe-de-direction/)
- **Executive:** Valérie Chatain Directrice marketing et directrice générale déléguée (Marketing Director and Deputy Chief Executive Officer) Confirmed 29 Sep 2026 · [journalauto.com ↗](https://journalauto.com/journal-des-flottes/mobilize-financial-services-france-fait-evoluer-son-equipe-de-direction/)

## Supervisors & regulators

Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/diac-sa-diacfr21#overview-sources)

- **European Union:** European Central Bank Prudential supervisor
- **France:** Autorité de contrôle prudentiel et de résolution (ACPR) Prudential supervisor AML supervisor Conduct Resolution

## Recent events

Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/diac-sa-diacfr21#overview-sources)

1.  Sep 2026

    Other

    The bank restated its 2025 figures under IAS 8. It corrected EUR 47 million of deferred income and EUR 29 million on a principal account.

    [mobilize-fs.com ↗](https://www.mobilize-fs.com/sites/default/files/media/pdf/DIAC%20RFS%20H1%202026.pdf)

2.  Jul 2026

    Other

    The bank moved its registered office from Noisy-le-Grand to Fontenay-sous-Bois and transferred its registration to the Créteil register.

    [societe.com ↗](https://www.societe.com/societe/diac-702002221.html)

3.  Feb 2026

    Leadership

    The board appointed Valérie Chatain and Lukasz Cieslak as deputy chief executive officers, subject to approval by the European Central Bank.

    [journalauto.com ↗](https://journalauto.com/journal-des-flottes/mobilize-financial-services-france-fait-evoluer-son-equipe-de-direction/)

4.  Jul 2024

    Leadership

    Frédéric Schneider became chief executive officer of Mobilize Financial Services France, succeeding Thibault Paland.

    [revue-banque.fr ↗](https://www.revue-banque.fr/nominations/mobilize-financial-services-frederic-schneider-directeur-general-france-FC20992689)

5.  Jun 2024

    Leadership

    Martin Thomas became chair of the bank's board of directors.

    [societe.com ↗](https://www.societe.com/societe/diac-702002221.html)

Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.

## Identifiers

Head-office record

- **BIC:** DIACFR21XXX
- **How the BIC breaks down:** 1. DIAC Bank 2. FR Country · France 3. 21 Location · passive 4. XXX Branch · head office
- **Branch description:** Not recorded in the directory
- **LEI:** 9695002ASDT3XIMLZY47
- **LEI record:** [View on GLEIF ↗](https://search.gleif.org/#/record/9695002ASDT3XIMLZY47)
- **How the LEI was matched:** BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
- **National bank code:** [Code interbancaire (CIB) 16000](https://elucidate.co/directory/diac-sa-diacfr21#bank-codes)

## Profile

- **Type:** Credit institution
- **Regulation:** Prudentially supervised (ECB list)
- **Register licences:** None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- **Country · region:** France · Europe & Central Asia
- **Banking supervision:** [Significant · supervised by the ECB](https://elucidate.co/directory/diac-sa-diacfr21#regulatory) as of 2026-07-01
- **Trading venues (MIC):** No MIC registered under this LEI list of 2026-09-17
- **OFAC sanctions:** No listing cites this BIC
- **EU sanctions:** No listing matched this BIC or its LEI
- **Country sanctions:** No country programme
- **Founded:** 1970

Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.

## Ownership and group

GLEIF relationship records

- **Direct parent:** [Rci Banque](https://elucidate.co/directory/rci-banque-s-a-niederlassung-deutschland-rcidde3n) · France[96950001WI712W7PQG45 ↗](https://search.gleif.org/#/record/96950001WI712W7PQG45)
- **Ultimate parent:** [Renault](https://elucidate.co/directory/renault-sa-renofrpp) · France[969500F7JLTX36OUI695 ↗](https://search.gleif.org/#/record/969500F7JLTX36OUI695)

The Renault group has 10 institutions in the directory, in 7 countries: all hold a BIC.

Including [Rci Banque S.A. Niederlassung Deutschland](https://elucidate.co/directory/rci-banque-s-a-niederlassung-deutschland-rcidde3n), [Rci Banque SA Sucursal En Espana](https://elucidate.co/directory/rci-banque-sa-sucursal-en-espana-rcinesm1), [Rcibanque S.A. Diac](https://elucidate.co/directory/rcibanque-s-a-diac-rcinfrpp), [Cars Alliance Auto Loans Italy 2015](https://elucidate.co/directory/cars-alliance-auto-loans-italy-2015-clulitm1), [Rci Bank UK Limited](https://elucidate.co/directory/rci-bank-uk-limited-rcingb23).

[See the Renault group →](https://elucidate.co/directory/group/969500F7JLTX36OUI695)

Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.

## Addresses

- **Registered address:** 14 AVENUE DU PAVE NEUF NOISY LE GRAND 93168 FRANCE
- **Operational address:** 14 AVENUE DU PAVE NEUF NOISY LE GRAND 93168 NOISY LE GRAND FRANCE

## ISO 20022 identification

As an agent in a Swift cross-border payment message (CBPR+)

A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.

- **Identified by:** BIC, with its LEI
- **Roles in CBPR+:** Debtor agent, creditor agent or an intermediary agent

### CBPR+

For cross-border payments on Swift: the BIC, with the LEI and clearing code where known

```xml
<FinInstnId>
  <BICFI>DIACFR21XXX</BICFI>
  <LEI>9695002ASDT3XIMLZY47</LEI>
</FinInstnId>
```

### Full record

Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC

```xml
<FinInstnId>
  <BICFI>DIACFR21XXX</BICFI>
  <LEI>9695002ASDT3XIMLZY47</LEI>
  <Nm>DIAC SA</Nm>
  <PstlAdr>
    <TwnNm>NOISY LE GRAND</TwnNm>
    <Ctry>FR</Ctry>
    <AdrLine>14 AVENUE DU PAVE NEUF NOISY LE GRAND 93168</AdrLine>
  </PstlAdr>
</FinInstnId>
```

This BIC is not connected to Swift. Messages reach the institution through a correspondent bank, so it cannot be the instructing or instructed agent.

The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.

## National bank codes

### Code interbancaire (CIB) · France

1 code

| Code | Routes to BIC | Name in the national file | City |
| --- | --- | --- | --- |
| 16000 | DIACFR21XXX | Diac | FONTENAY SOUS BOIS |

Each code shows the name in the national file. Smaller banks often route through a central institution’s BIC. A code can therefore belong to a different bank than the one on this page.

## Related institutions

### Same group

-   [Renault SA BIC RENOFRPP Non-financial corporate Not on a tracked register France · Not on a tracked register · LEI 969500F7JLTX36OUI695](https://elucidate.co/directory/renault-sa-renofrpp)
-   [Rci Banque S.A. Niederlassung Deutschland BIC RCIDDE3N Credit institution Prudential licence Germany · On the ECB list of supervised entities · LEI 96950001WI712W7PQG45](https://elucidate.co/directory/rci-banque-s-a-niederlassung-deutschland-rcidde3n)
-   [Cars Alliance Auto Loans Italy 2015 BIC CLULITM1 Financial institution Not on a tracked register Italy · Not on a tracked register · LEI 815600F4EB04E8BB5E46](https://elucidate.co/directory/cars-alliance-auto-loans-italy-2015-clulitm1)
-   [Rci Bank UK Limited BIC RCINGB23 Financial institution Not on a tracked register United Kingdom · Not on a tracked register · LEI 213800XJY1CUVMC29H81](https://elucidate.co/directory/rci-bank-uk-limited-rcingb23)
-   [Rci Banque SA Niederlassung Oesterreich BIC RCNOATW1 Financial institution Not on a tracked register Austria · Not on a tracked register · LEI 529900EL3KKJRKOK2637](https://elucidate.co/directory/rci-banque-sa-niederlassung-oesterreich-rcnoatw1)
-   [Renault Finance S.A BIC RENOCH22 Financial institution Not on a tracked register Switzerland · Not on a tracked register · LEI 5299009K1FINARYDEC72](https://elucidate.co/directory/renault-finance-s-a-renoch22)

[All 10 institutions in the Renault group →](https://elucidate.co/directory/group/969500F7JLTX36OUI695)

### Largest institutions in France

-   [BNP Paribas BIC PARBFRP1 Financial institution Not on a tracked register France · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/bnp-paribas-parbfrp1)
-   [Societe Generale BIC SOGEFRPP Credit institution Prudential licence France · On the FSB G-SIB list · No LEI mapped](https://elucidate.co/directory/societe-generale-sogefrpp)
-   [BNP Paribas BIC BNPAFRPP Credit institution Prudential licence France · On the ECB list of supervised entities · LEI R0MUWSFPU8MPRO8K5P83](https://elucidate.co/directory/bnp-paribas-bnpafrpp)
-   [Banque de France BIC BDFEFR2T Financial institution Not on a tracked register France · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/banque-de-france-bdfefr2t)
-   [BNP Paribas BIC PARBFRPP Financial institution Not on a tracked register France · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/bnp-paribas-parbfrpp)
-   [Caceis Bank BIC ISAEFRPP Credit institution Prudential licence France · On the ECB list of supervised entities · LEI 96950023SCR9X9F3L662](https://elucidate.co/directory/caceis-bank-isaefrpp)
-   [Credit Agricole SA BIC AGRIFRPP Credit institution Prudential licence France · On the ECB list of supervised entities · LEI 969500TJ5KRTCJQWXH05](https://elucidate.co/directory/credit-agricole-sa-agrifrpp)
-   [Banque Federative du Credit Mutuel BIC CMCIFRP1 Financial institution Not on a tracked register France · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/banque-federative-du-credit-mutuel-cmcifrp1)

[See every BIC in France →](https://elucidate.co/directory/country/fr#bics)

Claim this profile

## Work at Diac SA?

Claim this page to have it marked as verified by the bank, and to send us corrections. We verify every claim before anything changes on the page.

1.  01 **Submit** Tell us who you are, using your work email.
2.  02 **We verify** We check the email domain and confirm your role with the bank. This usually takes up to five business days.
3.  03 **Profile claimed** The page is marked as claimed and verified. You can send us corrections at any time.

Sources & method

Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.

Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.

The sanctions facts on this page cover the BIC and its LEI only.

An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.

[Read the methodology →](https://elucidate.co/directory/methodology)

Credits for this page

-   **Banking supervision**—Source: European Central Bank, list of supervised entities.
-   **Wikidata**—CC0, matched on the BIC or LEI recorded in Wikidata. It is community-edited, so check key facts.
-   **National bank codes**—France (Source: ACPR – REGAFI).
-   **Ownership and group**—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
-   **Overview, leadership, regulators and events**—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
-   **European registers**—Source: European Central Bank (ECB), list of monetary financial institutions and list of institutions subject to minimum reserves. Matched on LEI by Elucidate.

## Assess the financial crime risk behind a BIC

A BIC identifies an institution; it does not assess it. The [Elucidate FinCrime Index (EFI)](https://elucidate.co/ratings) is an independent score of the financial crime risk of banks, built for correspondent banking and counterparty due diligence.

[Book a demo](https://elucidate.co/demo-request)

Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.