---
title: "Docomo Smtb Net Bank, Inc. SWIFT/BIC code NTSSJPJTXXX · Japan | Elucidate"
description: "SWIFT/BIC code NTSSJPJTXXX for Docomo Smtb Net Bank, Inc., Japan. Head-office BIC, LEI 353800P95LC9U3FF6963, addresses and Swift connectivity."
url: https://elucidate.co/directory/docomo-smtb-net-bank-inc-ntssjpjt
---

1.  [Directory](https://elucidate.co/directory)
2.  [Japan](https://elucidate.co/directory/country/jp)
3.  Docomo Smtb Net Bank, Inc.

Japan · Financial institution

# Docomo Smtb Net Bank, Inc.

Legal name in the LEI record 株式会社ドコモSMTBネット銀行

DOCOMO SMTB Net Bank is an internet bank incorporated in Japan as a kabushiki kaisha, with its head office in Minato-ku, Tokyo. Sumitomo Trust and Banking and SBI Holdings founded it, and it traded as SBI Sumishin Net Bank. It became a consolidated subsidiary of NTT DOCOMO on 1 October 2025 and is co-managed with Sumitomo Mitsui Trust Bank. It provides digital retail banking, mortgage lending and Banking as a Service (BaaS). It was delisted from the Tokyo Stock Exchange on 25 September 2025 and took its current name on 3 August 2026.

BIC **NTSSJPJTXXX** LEI **[353800P95LC9U3FF6963](https://search.gleif.org/#/record/353800P95LC9U3FF6963)** Licence no. **Not on a tracked register** Connected to Swift Head-office BIC only [**1** correspondent account](https://elucidate.co/directory/docomo-smtb-net-bank-inc-ntssjpjt#correspondents) [Claim this profile](https://elucidate.co/directory/docomo-smtb-net-bank-inc-ntssjpjt#claim)

## Licences and registrations

Matched by LEI on the 22 tracked registers

None matched by LEI in the 22 tracked registers.

-   The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.

## Swift network

Swift’s ISO 9362 BIC directory

- **BIC:** NTSSJPJTXXX head office
- **Connection to Swift:** Connected to Swift
- **Swift GPI:** Not on the member list
- **Payment schemes and systems:** No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- **Branch codes:** None: head-office BIC only
- **BIC first registered:** 2007-09-01
- **Last updated:** 2026-08-20

## Overview

Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/docomo-smtb-net-bank-inc-ntssjpjt#overview-sources)

Total assets

Not published

Employees

Not published

Ownership

Group subsidiary

55.37% NTT DOCOMO Financial Group, Inc. (株式会社NTTドコモ・フィナンシャルグループ)

Institution type

Digital bank

Trades as ドコモの銀行 (Docomo no Ginko); NEOBANK for BaaS and corporate services

- **Standing:** Renamed from SBI Sumishin Net Bank, Ltd. on 3 August 2026. According to the bank, its Swift code is unchanged. Payments addressed to the former name are accepted until 30 October 2026.
- **Ownership:** NTT DOCOMO Financial Group holds 55.37% of the shares and Sumitomo Mitsui Trust Bank holds 44.63%, with voting rights split 50% each.
- **Direct parent:** NTT DOCOMO Financial Group, Inc. (株式会社NTTドコモ・フィナンシャルグループ), Japan 55.37%
- **Ultimate owner:** NTT, Inc., Japan
- **Major shareholders:** NTT DOCOMO Financial Group, Inc. 55.37% · 1 Jul 2026 Sumitomo Mitsui Trust Bank, Limited 44.63% · 25 Dec 2025
- **Head office:** Sumitomo Fudosan Roppongi Grand Tower, 3-2-1 Roppongi, 106-6219 Tokyo (Minato-ku), Japan
- **Company register:** Corporate Number 6010401061386 (National Tax Agency, Japan)
- **Former names:** SBI Sumishin Net Bank, Ltd. (住信SBIネット銀行株式会社) · 株式会社SBI住信ネットバンク設立準備調査会社

### Business lines

-   Retail banking
-   Mortgage lending
-   Transaction banking & payments
-   SME banking
-   Consumer finance
-   Cards

The bank reports three businesses: a digital bank, mortgage lending and BaaS, which provides banking services through partner companies' apps and websites.

### Online

- **Websites & references:** [netbk.co.jp ↗](https://www.netbk.co.jp/) [recruit.netbk.co.jp ↗](https://recruit.netbk.co.jp/) recruitment site [help.netbk.co.jp ↗](https://help.netbk.co.jp/) customer FAQ site [Wikipedia ↗](https://ja.wikipedia.org/wiki/%E3%83%89%E3%82%B3%E3%83%A2SMTB%E3%83%8D%E3%83%83%E3%83%88%E9%8A%80%E8%A1%8C)
- **Official social accounts:** None found

Sources · 13 pages consulted

1.  [netbk.co.jp/contents/company/press/2026/0709\_006011.html](https://www.netbk.co.jp/contents/company/press/2026/0709_006011.html)
2.  [netbk.co.jp/contents/company/press/2026/0701\_005963.html](https://www.netbk.co.jp/contents/company/press/2026/0701_005963.html)
3.  [netbk.co.jp/contents/company/press/2025/1219\_004783.html](https://www.netbk.co.jp/contents/company/press/2025/1219_004783.html)
4.  [docomo.ne.jp/info/news\_release/2025/12/19\_00.html](https://www.docomo.ne.jp/info/news_release/2025/12/19_00.html)
5.  [smtb.jp/english/-/media/tb/english/news/pdf/E251219.pdf](https://www.smtb.jp/english/-/media/tb/english/news/pdf/E251219.pdf)
6.  [netbk.co.jp/contents/company/](https://www.netbk.co.jp/contents/company/)
7.  [netbk.co.jp/contents/company/en/](https://www.netbk.co.jp/contents/company/en/)
8.  [netbk.co.jp/contents/lp/ci/](https://www.netbk.co.jp/contents/lp/ci/)
9.  [netbk.co.jp/contents/lineup/gaika/soukin-uketori/example.html](https://www.netbk.co.jp/contents/lineup/gaika/soukin-uketori/example.html)
10.  [help.netbk.co.jp/faq\_detail.html?id=2090](https://help.netbk.co.jp/faq_detail.html?id=2090)
11.  [help.netbk.co.jp/faq\_detail.html?id=7679](https://help.netbk.co.jp/faq_detail.html?id=7679)
12.  [digitalpr.jp/r/85771](https://digitalpr.jp/r/85771)
13.  [ja.wikipedia.org/wiki/%E3%83%89%E3%82%B3%E3%83%A2SMTB%E3%83%8D%E3%83%83%E3%83%88%E9%8A%80%E8%A1%8C](https://ja.wikipedia.org/wiki/%E3%83%89%E3%82%B3%E3%83%A2SMTB%E3%83%8D%E3%83%83%E3%83%88%E9%8A%80%E8%A1%8C)

## Leadership

Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/docomo-smtb-net-bank-inc-ntssjpjt#overview-sources)

- **Chief executive:** Noriaki Maruyama Representative Director and President (CEO) Confirmed 9 Jul 2026 · [netbk.co.jp ↗](https://www.netbk.co.jp/contents/company/press/2026/0709_006011.html)

## Supervisors & regulators

Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/docomo-smtb-net-bank-inc-ntssjpjt#overview-sources)

- **Japan:** Financial Services Agency Prudential supervisor Conduct AML supervisor
- **Japan:** Bank of Japan Central bank

## Recent events

Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/docomo-smtb-net-bank-inc-ntssjpjt#overview-sources)

1.  Aug 2026

    Other

    The bank changed its legal name from SBI Sumishin Net Bank, Ltd. to DOCOMO SMTB Net Bank, Inc. on 3 August 2026.

    [netbk.co.jp ↗](https://www.netbk.co.jp/contents/company/press/2025/1219_004783.html)

2.  Jul 2026

    Merger / acquisition

    NTT DOCOMO Financial Group replaced NTT DOCOMO as the bank's parent and largest shareholder on 1 July 2026 after a group reorganisation.

    [netbk.co.jp ↗](https://www.netbk.co.jp/contents/company/press/2026/0701_005963.html)

3.  Dec 2025

    Other

    NTT DOCOMO transferred part of its stake to Sumitomo Mitsui Trust Bank, which also subscribed to about JPY 30 billion of new shares.

    [docomo.ne.jp ↗](https://www.docomo.ne.jp/info/news_release/2025/12/19_00.html)

4.  Oct 2025

    Merger / acquisition

    The bank became a consolidated subsidiary of NTT DOCOMO on 1 October 2025, under joint management with Sumitomo Mitsui Trust Bank.

    [netbk.co.jp ↗](https://www.netbk.co.jp/contents/company/press/2025/1219_004783.html)

5.  Sep 2025

    Other

    The bank's shares were delisted from the Tokyo Stock Exchange Standard Market on 25 September 2025 after NTT DOCOMO's tender offer.

    [netbk.co.jp ↗](https://www.netbk.co.jp/contents/company/)

Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.

## Identifiers

Head-office record

- **BIC:** NTSSJPJTXXX
- **How the BIC breaks down:** 1. NTSS Bank 2. JP Country · Japan 3. JT Location 4. XXX Branch · head office
- **Branch description:** Not recorded in the directory
- **LEI:** 353800P95LC9U3FF6963
- **LEI record:** [View on GLEIF ↗](https://search.gleif.org/#/record/353800P95LC9U3FF6963)
- **How the LEI was matched:** BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.

## Profile

- **Type:** Financial institution
- **Regulation:** Not on a tracked register
- **Register licences:** None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- **Country · region:** Japan · East Asia & Pacific
- **Trading venues (MIC):** No MIC registered under this LEI list of 2026-09-17
- **OFAC sanctions:** No listing cites this BIC
- **EU sanctions:** No listing matched this BIC or its LEI
- **Country sanctions:** No country programme

Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.

No licence or registration was found for this entity on the 22 registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.

## Ownership and group

GLEIF relationship records

GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.

## Addresses

- **Registered address:** ROPPONGI GRAND TOWER FLOOR 19 3-2-1 ROPPONGI MINATO- KU 106-0032 JAPAN
- **Operational address:** ROPPONGI GRAND TOWER FLOOR 19 3-2-1 ROPPONGI MINATO- KU MINATO-KU 106-0032 JAPAN

## ISO 20022 identification

As an agent in a Swift cross-border payment message (CBPR+)

A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.

- **Identified by:** BIC, with its LEI
- **Roles in CBPR+:** Any agent, including the instructing and instructed agents

### CBPR+

For cross-border payments on Swift: the BIC, with the LEI and clearing code where known

```xml
<FinInstnId>
  <BICFI>NTSSJPJTXXX</BICFI>
  <LEI>353800P95LC9U3FF6963</LEI>
</FinInstnId>
```

### Full record

Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC

```xml
<FinInstnId>
  <BICFI>NTSSJPJTXXX</BICFI>
  <LEI>353800P95LC9U3FF6963</LEI>
  <Nm>DOCOMO SMTB NET BANK, INC.</Nm>
  <PstlAdr>
    <TwnNm>MINATO-KU</TwnNm>
    <Ctry>JP</Ctry>
    <AdrLine>ROPPONGI GRAND TOWER FLOOR 19 3-2-1 ROPPONGI MINATO- KU 106-0032</AdrLine>
  </PstlAdr>
</FinInstnId>
```

The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.

## Network

### Correspondent banking

The bank publishes 1 account at other banks.

### Correspondent accounts

Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/docomo-smtb-net-bank-inc-ntssjpjt#overview-sources)

1 account at other banks, in 1 currency, for inward foreign-currency remittances, as the bank publishes them: [netbk.co.jp ↗](https://www.netbk.co.jp/contents/lineup/gaika/soukin-uketori/example.html)

| Currency | Correspondent | BIC | Account | Directory check |
| --- | --- | --- | --- | --- |
| USD | [DEUTSCHE BANK TRUST COMPANY AMERICAS](https://elucidate.co/directory/deutsche-bank-trust-company-americas-bktrus33) United States | BKTRUS33 | 04453269 | Matches the Swift directory |

The source is the bank's inward foreign-currency remittance guide, which gives payment instructions for senders. The page was read only through search-result excerpts, not fetched in full, so the list may be incomplete. The USD row shows the bank's own account at DBTCA, ABA 021001033, with NTSSJPJT required in field 57A of the MT103. A USD alternative follows 'OR' but was cut off in the excerpt. For other currencies the page appears to route through UBS Switzerland AG, but no BIC or account for it was seen. The AUD, CAD, GBP, HKD, NZD and ZAR banks listed (ANZ Melbourne ANZBAU3MXXX, CIBC Toronto CIBCCATTXXX, UBS AG London UBSWGB55XXX, UBS AG Hong Kong UBSWHKHHXXX, ANZ Wellington ANZBNZ22058) are labelled as UBS Switzerland AG's correspondents. They were not extracted as this bank's accounts. The page is undated. Each correspondent BIC is checked against the Swift directory: a BIC missing from it, or registered to a differently named bank, may be a typo or out of date. Confirm settlement instructions with the bank before relying on them.

## Related institutions

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-   [MUFG Bank, Ltd. BIC BOTKJPJT Credit institution Prudential licence Japan · On the FSB G-SIB list · LEI C3GTMMZIHMY46P4OIX74](https://elucidate.co/directory/mufg-bank-ltd-botkjpjt)
-   [State Street Trust and Banking CO. Ltd. BIC SSTBJPJX Financial institution Not on a tracked register Japan · Not on a tracked register · LEI 549300FYVZ9Q6HREFP74](https://elucidate.co/directory/state-street-trust-and-banking-co-ltd-sstbjpjx)
-   [Bank of China BIC BKCHJPJT Credit institution Prudential licence Japan · On the FSB G-SIB list · LEI 54930053HGCFWVHYZX42](https://elucidate.co/directory/bank-of-china-bkchjpjt)
-   [Deutsche Securities Inc. Tokyo Branch BIC DEUTJPJ9 Financial institution Not on a tracked register Japan · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/deutsche-securities-inc-tokyo-branch-deutjpj9)
-   [Axa Life Insurance CO., Ltd. BIC AXIPJPJT Financial institution Not on a tracked register Japan · Not on a tracked register · LEI 213800T38ERVY7FN8L42](https://elucidate.co/directory/axa-life-insurance-co-ltd-axipjpjt)
-   [Bofa Securities Japan CO., Ltd. BIC MLCOJPJT Financial institution Not on a tracked register Japan · Not on a tracked register · LEI I7E80LI4NVVT41W1WB02](https://elucidate.co/directory/bofa-securities-japan-co-ltd-mlcojpjt)
-   [Jpmorgan Chase Bank, N.A. - Tokyo Branch BIC CHASJPJT Credit institution Prudential licence Japan · On the FSB G-SIB list · LEI 7H6GLXDRUGQFU57RNE97](https://elucidate.co/directory/jpmorgan-chase-bank-n-a-tokyo-branch-chasjpjt)

[See every BIC in Japan →](https://elucidate.co/directory/country/jp#bics)

Claim this profile

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Sources & method

Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.

Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.

The sanctions facts on this page cover the BIC and its LEI only.

An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.

[Read the methodology →](https://elucidate.co/directory/methodology)

Credits for this page

-   **Overview, leadership, regulators and events**—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.

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Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.
